Note 5 - Loans and ACL for Loans - Allowance for Loan Losses by Portfolio Segment and Based on Impairment Evaluation Method (Details) - USD ($) $ in Thousands |
12 Months Ended |
Dec. 31, 2023 |
Dec. 31, 2022 |
Dec. 31, 2021 |
Beginning balance |
$ 73,531
|
$ 53,898
|
$ 51,920
|
Provision for credit losses |
12,471
|
9,682
|
1,397
|
Charge-offs |
(7,512)
|
(2,307)
|
(7,681)
|
Recoveries |
(884)
|
(2,308)
|
(1,505)
|
Ending balance |
79,374
|
73,531
|
53,898
|
Initial Allowance on PCD Loans |
|
9,950
|
6,757
|
Charge-offs |
(7,512)
|
(2,307)
|
(7,681)
|
Recoveries |
884
|
2,308
|
1,505
|
Loans, individually evaluated for impairment |
30,842
|
27,706
|
|
Allowance for loans, individually evaluated for impairment |
3,833
|
5,822
|
|
Real Estate [Member] |
|
|
|
Loans, individually evaluated for impairment |
26,318
|
22,459
|
|
Accounts Receivable and Equipment [Member] |
|
|
|
Loans, individually evaluated for impairment |
4,189
|
5,028
|
|
Other Collateral [Member] |
|
|
|
Loans, individually evaluated for impairment |
335
|
219
|
|
Home Equity Line of Credit [Member] |
|
|
|
Beginning balance |
1,613
|
1,044
|
895
|
Provision for credit losses |
59
|
567
|
1
|
Charge-offs |
(12)
|
0
|
0
|
Recoveries |
0
|
0
|
(1)
|
Ending balance |
1,660
|
1,613
|
1,044
|
Initial Allowance on PCD Loans |
|
2
|
147
|
Charge-offs |
(12)
|
0
|
0
|
Recoveries |
0
|
0
|
1
|
Loans, individually evaluated for impairment |
467
|
205
|
|
Allowance for loans, individually evaluated for impairment |
0
|
0
|
|
Home Equity Line of Credit [Member] | Real Estate [Member] |
|
|
|
Loans, individually evaluated for impairment |
467
|
205
|
|
Home Equity Line of Credit [Member] | Accounts Receivable and Equipment [Member] |
|
|
|
Loans, individually evaluated for impairment |
0
|
0
|
|
Home Equity Line of Credit [Member] | Other Collateral [Member] |
|
|
|
Loans, individually evaluated for impairment |
0
|
0
|
|
Commercial Real Estate Portfolio Segment [Member] |
|
|
|
Beginning balance |
33,468
|
25,555
|
26,379
|
Provision for credit losses |
232
|
2,112
|
(205)
|
Charge-offs |
0
|
(78)
|
(4,974)
|
Recoveries |
(100)
|
(250)
|
(752)
|
Ending balance |
33,800
|
33,468
|
25,555
|
Initial Allowance on PCD Loans |
|
5,629
|
3,603
|
Charge-offs |
0
|
(78)
|
(4,974)
|
Recoveries |
100
|
250
|
752
|
Loans, individually evaluated for impairment |
18,005
|
19,179
|
|
Allowance for loans, individually evaluated for impairment |
2,416
|
3,498
|
|
Commercial Real Estate Portfolio Segment [Member] | Real Estate [Member] |
|
|
|
Loans, individually evaluated for impairment |
18,005
|
19,179
|
|
Commercial Real Estate Portfolio Segment [Member] | Accounts Receivable and Equipment [Member] |
|
|
|
Loans, individually evaluated for impairment |
0
|
0
|
|
Commercial Real Estate Portfolio Segment [Member] | Other Collateral [Member] |
|
|
|
Loans, individually evaluated for impairment |
0
|
0
|
|
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] |
|
|
|
Beginning balance |
22,641
|
15,960
|
19,396
|
Provision for credit losses |
(599)
|
3,173
|
(2,031)
|
Charge-offs |
0
|
(37)
|
(3,065)
|
Recoveries |
(91)
|
(37)
|
(169)
|
Ending balance |
22,133
|
22,641
|
15,960
|
Initial Allowance on PCD Loans |
|
3,508
|
1,491
|
Charge-offs |
0
|
(37)
|
(3,065)
|
Recoveries |
91
|
37
|
169
|
Loans, individually evaluated for impairment |
15,419
|
14,764
|
|
Allowance for loans, individually evaluated for impairment |
1,604
|
2,652
|
|
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Real Estate [Member] |
|
|
|
Loans, individually evaluated for impairment |
15,419
|
14,764
|
|
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Accounts Receivable and Equipment [Member] |
|
|
|
Loans, individually evaluated for impairment |
0
|
0
|
|
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Other Collateral [Member] |
|
|
|
Loans, individually evaluated for impairment |
0
|
0
|
|
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] |
|
|
|
Beginning balance |
10,827
|
9,595
|
6,983
|
Provision for credit losses |
831
|
(1,061)
|
1,826
|
Charge-offs |
0
|
(41)
|
(1,909)
|
Recoveries |
(9)
|
(213)
|
(583)
|
Ending balance |
11,667
|
10,827
|
9,595
|
Initial Allowance on PCD Loans |
|
2,121
|
2,112
|
Charge-offs |
0
|
(41)
|
(1,909)
|
Recoveries |
9
|
213
|
583
|
Loans, individually evaluated for impairment |
2,586
|
4,415
|
|
Allowance for loans, individually evaluated for impairment |
812
|
846
|
|
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Real Estate [Member] |
|
|
|
Loans, individually evaluated for impairment |
2,586
|
4,415
|
|
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Accounts Receivable and Equipment [Member] |
|
|
|
Loans, individually evaluated for impairment |
0
|
0
|
|
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Other Collateral [Member] |
|
|
|
Loans, individually evaluated for impairment |
0
|
0
|
|
Commercial and Industrial Portfolio Segment [Member] |
|
|
|
Loans, individually evaluated for impairment |
7,272
|
5,489
|
|
Allowance for loans, individually evaluated for impairment |
1,085
|
1,966
|
|
Commercial and Industrial Portfolio Segment [Member] | Real Estate [Member] |
|
|
|
Loans, individually evaluated for impairment |
3,083
|
461
|
|
Commercial and Industrial Portfolio Segment [Member] | Accounts Receivable and Equipment [Member] |
|
|
|
Loans, individually evaluated for impairment |
4,189
|
5,028
|
|
Commercial and Industrial Portfolio Segment [Member] | Other Collateral [Member] |
|
|
|
Loans, individually evaluated for impairment |
0
|
0
|
|
Commercial and Industrial Portfolio Segment [Member] | Term [Member] |
|
|
|
Beginning balance |
12,991
|
8,577
|
8,970
|
Provision for credit losses |
3,607
|
2,497
|
(112)
|
Charge-offs |
(2,298)
|
(724)
|
(1,337)
|
Recoveries |
(59)
|
(1,283)
|
(34)
|
Ending balance |
14,359
|
12,991
|
8,577
|
Initial Allowance on PCD Loans |
|
1,358
|
1,022
|
Charge-offs |
(2,298)
|
(724)
|
(1,337)
|
Recoveries |
59
|
1,283
|
34
|
Loans, individually evaluated for impairment |
4,390
|
2,246
|
|
Allowance for loans, individually evaluated for impairment |
377
|
1,205
|
|
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Real Estate [Member] |
|
|
|
Loans, individually evaluated for impairment |
302
|
39
|
|
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Accounts Receivable and Equipment [Member] |
|
|
|
Loans, individually evaluated for impairment |
4,088
|
2,207
|
|
Commercial and Industrial Portfolio Segment [Member] | Term [Member] | Other Collateral [Member] |
|
|
|
Loans, individually evaluated for impairment |
0
|
0
|
|
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] |
|
|
|
Beginning balance |
6,389
|
4,802
|
3,614
|
Provision for credit losses |
3,582
|
(87)
|
(567)
|
Charge-offs |
(3,633)
|
(200)
|
0
|
Recoveries |
(157)
|
0
|
0
|
Ending balance |
6,495
|
6,389
|
4,802
|
Initial Allowance on PCD Loans |
|
1,874
|
1,755
|
Charge-offs |
(3,633)
|
(200)
|
0
|
Recoveries |
157
|
0
|
0
|
Loans, individually evaluated for impairment |
2,882
|
3,243
|
|
Allowance for loans, individually evaluated for impairment |
708
|
761
|
|
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Real Estate [Member] |
|
|
|
Loans, individually evaluated for impairment |
2,781
|
422
|
|
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Accounts Receivable and Equipment [Member] |
|
|
|
Loans, individually evaluated for impairment |
101
|
2,821
|
|
Commercial and Industrial Portfolio Segment [Member] | Lines of Credit [Member] | Other Collateral [Member] |
|
|
|
Loans, individually evaluated for impairment |
0
|
0
|
|
Total Commercial and Industrial Portfolio Segment [Member] |
|
|
|
Beginning balance |
19,380
|
13,379
|
12,584
|
Provision for credit losses |
7,189
|
2,410
|
(679)
|
Charge-offs |
(5,931)
|
(924)
|
(1,337)
|
Recoveries |
(216)
|
(1,283)
|
(34)
|
Ending balance |
20,854
|
19,380
|
13,379
|
Initial Allowance on PCD Loans |
|
3,232
|
2,777
|
Charge-offs |
(5,931)
|
(924)
|
(1,337)
|
Recoveries |
216
|
1,283
|
34
|
Residential Real Estate Portfolio Segment [Member] |
|
|
|
Beginning balance |
10,314
|
7,993
|
5,207
|
Provision for credit losses |
3,280
|
1,702
|
2,900
|
Charge-offs |
(43)
|
(57)
|
(383)
|
Recoveries |
(47)
|
(86)
|
(39)
|
Ending balance |
13,598
|
10,314
|
7,993
|
Initial Allowance on PCD Loans |
|
590
|
230
|
Charge-offs |
(43)
|
(57)
|
(383)
|
Recoveries |
47
|
86
|
39
|
Loans, individually evaluated for impairment |
4,763
|
2,614
|
|
Allowance for loans, individually evaluated for impairment |
314
|
338
|
|
Residential Real Estate Portfolio Segment [Member] | Real Estate [Member] |
|
|
|
Loans, individually evaluated for impairment |
4,763
|
2,614
|
|
Residential Real Estate Portfolio Segment [Member] | Accounts Receivable and Equipment [Member] |
|
|
|
Loans, individually evaluated for impairment |
0
|
0
|
|
Residential Real Estate Portfolio Segment [Member] | Other Collateral [Member] |
|
|
|
Loans, individually evaluated for impairment |
0
|
0
|
|
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] |
|
|
|
Beginning balance |
3,597
|
3,677
|
1,818
|
Provision for credit losses |
683
|
(75)
|
1,766
|
Charge-offs |
0
|
(27)
|
0
|
Recoveries |
(2)
|
(22)
|
(5)
|
Ending balance |
4,282
|
3,597
|
3,677
|
Initial Allowance on PCD Loans |
|
0
|
88
|
Charge-offs |
0
|
(27)
|
0
|
Recoveries |
2
|
22
|
5
|
Loans, individually evaluated for impairment |
558
|
415
|
|
Allowance for loans, individually evaluated for impairment |
116
|
116
|
|
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Real Estate [Member] |
|
|
|
Loans, individually evaluated for impairment |
558
|
415
|
|
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Accounts Receivable and Equipment [Member] |
|
|
|
Loans, individually evaluated for impairment |
0
|
0
|
|
Residential Real Estate Portfolio Segment [Member] | Non-owner Occupied [Member] | Other Collateral [Member] |
|
|
|
Loans, individually evaluated for impairment |
0
|
0
|
|
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] |
|
|
|
Beginning balance |
6,717
|
4,316
|
3,389
|
Provision for credit losses |
2,597
|
1,777
|
1,134
|
Charge-offs |
(43)
|
(30)
|
(383)
|
Recoveries |
(45)
|
(64)
|
(34)
|
Ending balance |
9,316
|
6,717
|
4,316
|
Initial Allowance on PCD Loans |
|
590
|
142
|
Charge-offs |
(43)
|
(30)
|
(383)
|
Recoveries |
45
|
64
|
34
|
Loans, individually evaluated for impairment |
4,205
|
2,199
|
|
Allowance for loans, individually evaluated for impairment |
198
|
222
|
|
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Real Estate [Member] |
|
|
|
Loans, individually evaluated for impairment |
4,205
|
2,199
|
|
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Accounts Receivable and Equipment [Member] |
|
|
|
Loans, individually evaluated for impairment |
0
|
0
|
|
Residential Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Other Collateral [Member] |
|
|
|
Loans, individually evaluated for impairment |
0
|
0
|
|
Construction and Development [Member] |
|
|
|
Beginning balance |
7,186
|
4,789
|
6,119
|
Provision for credit losses |
407
|
2,050
|
(1,333)
|
Charge-offs |
0
|
(72)
|
0
|
Recoveries |
0
|
0
|
(3)
|
Ending balance |
7,593
|
7,186
|
4,789
|
Initial Allowance on PCD Loans |
|
419
|
0
|
Charge-offs |
0
|
(72)
|
0
|
Recoveries |
0
|
0
|
3
|
Loans, individually evaluated for impairment |
0
|
0
|
|
Allowance for loans, individually evaluated for impairment |
0
|
0
|
|
Construction and Development [Member] | Real Estate [Member] |
|
|
|
Loans, individually evaluated for impairment |
0
|
0
|
|
Construction and Development [Member] | Accounts Receivable and Equipment [Member] |
|
|
|
Loans, individually evaluated for impairment |
0
|
0
|
|
Construction and Development [Member] | Other Collateral [Member] |
|
|
|
Loans, individually evaluated for impairment |
0
|
0
|
|
Consumer Portfolio Segment [Member] |
|
|
|
Beginning balance |
1,158
|
772
|
340
|
Provision for credit losses |
628
|
750
|
743
|
Charge-offs |
(865)
|
(1,080)
|
(987)
|
Recoveries |
(486)
|
(638)
|
(676)
|
Ending balance |
1,407
|
1,158
|
772
|
Initial Allowance on PCD Loans |
|
78
|
0
|
Charge-offs |
(865)
|
(1,080)
|
(987)
|
Recoveries |
486
|
638
|
676
|
Loans, individually evaluated for impairment |
335
|
219
|
|
Allowance for loans, individually evaluated for impairment |
18
|
20
|
|
Consumer Portfolio Segment [Member] | Real Estate [Member] |
|
|
|
Loans, individually evaluated for impairment |
0
|
0
|
|
Consumer Portfolio Segment [Member] | Accounts Receivable and Equipment [Member] |
|
|
|
Loans, individually evaluated for impairment |
0
|
0
|
|
Consumer Portfolio Segment [Member] | Other Collateral [Member] |
|
|
|
Loans, individually evaluated for impairment |
335
|
219
|
|
Finance Leases Portfolio Segment [Member] |
|
|
|
Beginning balance |
201
|
204
|
261
|
Provision for credit losses |
19
|
(3)
|
(57)
|
Charge-offs |
0
|
0
|
0
|
Recoveries |
0
|
0
|
0
|
Ending balance |
220
|
201
|
204
|
Initial Allowance on PCD Loans |
|
0
|
0
|
Charge-offs |
0
|
0
|
0
|
Recoveries |
0
|
0
|
0
|
Loans, individually evaluated for impairment |
0
|
0
|
|
Allowance for loans, individually evaluated for impairment |
0
|
0
|
|
Finance Leases Portfolio Segment [Member] | Real Estate [Member] |
|
|
|
Loans, individually evaluated for impairment |
0
|
0
|
|
Finance Leases Portfolio Segment [Member] | Accounts Receivable and Equipment [Member] |
|
|
|
Loans, individually evaluated for impairment |
0
|
0
|
|
Finance Leases Portfolio Segment [Member] | Other Collateral [Member] |
|
|
|
Loans, individually evaluated for impairment |
0
|
0
|
|
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] |
|
|
|
Beginning balance |
211
|
162
|
135
|
Provision for credit losses |
657
|
94
|
27
|
Charge-offs |
(661)
|
(96)
|
0
|
Recoveries |
(35)
|
(51)
|
0
|
Ending balance |
242
|
211
|
162
|
Initial Allowance on PCD Loans |
|
0
|
0
|
Charge-offs |
(661)
|
(96)
|
0
|
Recoveries |
35
|
51
|
$ 0
|
Loans, individually evaluated for impairment |
0
|
0
|
|
Allowance for loans, individually evaluated for impairment |
0
|
0
|
|
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Real Estate [Member] |
|
|
|
Loans, individually evaluated for impairment |
0
|
0
|
|
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Accounts Receivable and Equipment [Member] |
|
|
|
Loans, individually evaluated for impairment |
0
|
0
|
|
Commercial Portfolio Segment [Member] | Credit Card Receivable [Member] | Other Collateral [Member] |
|
|
|
Loans, individually evaluated for impairment |
$ 0
|
$ 0
|
|