Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands		Mar. 31, 2020	Dec. 31, 2019
Assets
Cash and due from banks		$ 47,662	$ 46,863
Federal funds sold and interest bearing due from banks		206,849	202,861
Total Cash and cash equivalents		254,511	249,724
Mortgage loans held for sale		8,141	8,748
Available for sale debt securities (amortized cost of $436,446 in 2020 and $469,313 in 2019		445,813	470,738
Federal Home Loan Bank stock, at cost		11,284	11,284
Loans	[1]	2,937,366	2,845,016	[2]
Allowance for credit losses		42,143	26,791	[3]
Net loans		2,895,223	2,818,225
Premises and equipment, net		57,278	58,618
Bank owned life insurance		32,736	32,557
Accrued interest receivable		8,563	8,534
Goodwill		12,513	12,513
Core deposit intangible		2,203	2,285
Other assets		56,321	50,971
Total assets		3,784,586	3,724,197
Liabilities
Non-interest bearing		858,883	810,475
Interest bearing		2,339,995	2,323,463
Total deposits		3,198,878	3,133,938
Securities sold under agreements to repurchase		32,366	31,895
Federal funds purchased		9,747	10,887
Federal Home Loan Bank advances		69,191	79,953
Accrued interest payable		419	640
Other liabilities		64,283	60,587
Total liabilities		3,374,884	3,317,900
Commitments and contingent liabilities (Footnote 14)
Stockholders’ equity
Preferred stock, no par value. Authorized 1,000,000 shares; no shares issued or outstanding		0	0
Common stock, no par value. Authorized 40,000,000 shares; issued and outstanding 22,665,000 and 22,604,000 shares in 2020 and 2019, respectively		36,408	36,207
Additional paid-in capital		38,367	35,714
Retained earnings		328,475	333,699
Accumulated other comprehensive income		6,452	677
Total stockholders’ equity		409,702	406,297
Total liabilities and stockholders’ equity		$ 3,784,586	$ 3,724,197

[1] Total loans are presented inclusive of premiums, discounts and net loan origination fees and costs

[2] Total loans are presented inclusive of premiums, discounts, and net loan origination fees and costs.

[3] The impact of the ASC 326 adoption on the ACL for loans reflects $8.2 million related to the transition from the incurred loss ACL model to the CECL ACL model and $1.6 million related to the transition from PCI to PCD methodology as defined in the standard.