Exhibit 99.1

S.Y. Bancorp Third Quarter 2010 Earnings Increase 44% to $0.46 Per Diluted Share

LOUISVILLE, Ky.--(BUSINESS WIRE)--October 20, 2010--S.Y. Bancorp, Inc. (NASDAQ: SYBT), parent company of Stock Yards Bank & Trust Company, with offices in the Louisville metropolitan area, Indianapolis and Cincinnati, today reported financial results for the third quarter and first nine months of 2010. Net income per diluted share for the third quarter of 2010 advanced 44% to $0.46 versus the year-earlier quarter, while net income per diluted share for the first nine months of the year rose 26% to $1.23.

The Company's higher earnings for the third quarter of 2010 compared with the prior-year period reflected solid loan growth during the past year along with a strengthening of the Company's net interest margin, factors that together helped account for a 17% increase in net interest income. Fees from investment management and trust services also contributed to the Company's higher earnings, improving on a quarter-over-quarter basis throughout 2010. The following is a summary of results for the third quarter and nine months ended September 30, 2010 and 2009:

Quarter Ended September 30,	2010			2009			Change
Net income	$	6,365,000		$	4,399,000		45	%
Net income per share, diluted	$	0.46		$	0.32		44	%
Return on average equity		15.25	%		11.48	%
Return on average assets		1.35	%		0.99	%
Nine Months Ended September 30,	2010			2009			Change
Net income	$	16,902,000		$	13,424,000		26	%
Net income per share, diluted	$	1.23		$	0.98		26	%
Return on average equity		14.01	%		12.04	%
Return on average assets		1.24	%		1.06	%

"We are pleased to announce that S.Y. Bancorp posted another solid performance in the third quarter, as earnings continued to improve – pushing net income per share to its highest level of any quarter of the year," said David Heintzman, Chairman and Chief Executive Officer. "Likewise, our returns on average equity and assets also have continued to improve with these results, moving steadily higher throughout 2010 and significantly ahead of the third quarter of 2009. This performance reflects strong fundamentals in our business with continued solid loan and deposit growth across our markets, as well as rising fee income from our investment management and trust services. Against this positive backdrop, credit quality remained sound despite ongoing economic pressures, with metrics that continue to compare very favorably with industry trends."

Heintzman noted that newer markets in Indianapolis and Cincinnati continued to contribute to the Company's loan growth, accounting for 30% of total loan growth and 75% of deposit growth over the past year. "Our successful expansion into these markets validates the strength of our community banking model, one that combines private banking for professionals and small business owners together with an increasing focus on commercial and industrial lending. Each is grounded by vision for excellence in customer service that has endured for more than a century. We believe this approach to community banking continues to set us apart in a crowded marketplace, as evidenced by our ongoing growth and the loyalty of our customers.

"At the same time, exciting opportunities exist in our investment management and trust services division, which has produced increased fee income each quarter this year in step with a rebounding stock market and an increase in new clients," Heintzman continued. "Our investment management and trust services division now has almost $1.6 billion in assets under management."

Concluding, Heintzman said, "Although the third quarter provided good news for the Company and its stockholders on many fronts, we recognize that much uncertainty still surrounds our economy, which pressures our customers directly and indirectly in many ways. Until the current economic recovery gains more traction, unemployment levels improve, and real estate values stabilize, this risk remains. Strategically, however, S.Y. Bancorp is positioned for continued solid, consistent growth over the long term, and to take advantage of market expansion opportunities in the changing world of banking. We also are confident in our culture, which promotes an unmatched level of customer service, and a product lineup that responds fully to the broad financial needs of our marketplace."

S.Y. Bancorp's total assets increased 7% to $1.881 billion at September 30, 2010, from $1.764 billion at September 30, 2009. The Company's loan portfolio rose 5% to $1.489 billion at September 30, 2010, from $1.412 billion at September 30, 2009. Deposits increased 7% to $1.463 billion at September 30, 2010, compared with $1.362 billion a year ago, reflecting strong growth in Indianapolis and Cincinnati, which helped offset expected maturities of higher-cost certificates of deposit in Louisville.

In the third quarter of 2010, capital levels continued to strengthen, remaining in excess of what is required to be considered "well-capitalized" under regulatory standards – the highest capital rating for financial institutions. The Tier 1 leverage ratio, Tier 1 risk-based capital ratio and total risk-based capital ratio at September 30, 2010, were 10.29%, 11.99% and 13.87%, respectively, all exceeding the required minimums of 5%, 6% and 10%, respectively, necessary to be deemed a well-capitalized institution. The ratio of tangible common equity to total tangible assets was 8.88% as of September 30, 2010, up from 8.68% as of June 30, 2010, and 8.66% at September 30, 2009 (see reconciliation of GAAP/non-GAAP measures later in this release).

Net interest income – the Company's largest source of revenue – increased $2,497,000 or 17% in the third quarter of 2010 compared with the year-earlier period. This increase primarily reflected a higher level of interest-earning assets year over year as well as an ongoing improvement in net interest margin due largely to lower funding costs. In the third quarter of 2010, net interest margin of 3.97% was unchanged from the second quarter of 2010 and was 40 basis points higher versus 3.57% in the third quarter of 2009. For the first nine months of 2010, net interest income increased $6,413,000 or 15% compared with the prior-year period. Net interest margin for the first nine months of 2010 rose 26 basis points to 3.93% from 3.67% a year ago.

Non-performing loans (NPLs) totaled $12,495,000 or 0.84% of total loans outstanding at September 30, 2010, down from $13,804,000 or 0.93% of total period-end loans at June 30, 2010, but up from $8,704,000 or 0.62% of period-end loans at September 30, 2009. The decline from the second quarter of 2010 reflected the migration of certain NPLs to other real estate owned (OREO) status, which more than offset the amount of loans newly designated as non-performing. The increase in NPLs over the past year reflects the ongoing economic stress on borrowers witnessed in 2009, which has continued into 2010. Non-performing assets (NPAs), which include non-performing loans, OREO and repossessed assets, rose to $17,438,000 or 0.93% of total assets at September 30, 2010, up from $15,842,000 or 0.85% of total assets at June 30, 2010, reflecting the aforementioned transition of NPLs to NPAs, and was up from $10,641,000 or 0.60% of total assets at September 30, 2009. Should market conditions worsen and foreclosed assets increase significantly, the Company's flexibility to approach collateral sales in an orderly fashion to minimize losses may be reduced and management may be forced to liquidate problem loans more rapidly, thus increasing the loss on these assets. At current levels, the relative amounts of NPLs and NPAs continue to trend higher than the Company’s historic range for these metrics over the past five years, but they remain substantially below industry averages.

Net charge-offs in the third quarter of 2010 totaled $1,195,000 or 0.08% of average loans versus $1,262,000 or 0.09% of average loans in the second quarter of 2010 and $713,000 or 0.05% of average loans in the year-earlier quarter. Net charge-offs for the first nine months of 2010 currently annualize to 0.23% of average loans, notable considering current economic conditions, and compare with 0.21% in the first nine months of 2009. Nine-month net charge-offs to average loans remain well below the 0.59% recorded for the full year 2009.

The Company's loan loss provision for the third quarter of 2010 was $2,695,000 compared with $3,475,000 in the year-earlier period and $2,384,000 in the second quarter of 2010. Since the Company is unable to determine how long business and economic conditions will continue to be depressed or when they will begin to improve, S.Y. Bancorp intends to continue with its historically conservative stance toward credit quality, remaining cautious in assessing the potential risk in the loan portfolio. The Company's allowance for loan losses was 1.64% of total loans at September 30, 2010, up from 1.55% of total loans at June 30, 2010, and 1.40% at September 30, 2009.

Non-interest income increased $138,000 or 2% to $8,339,000 in the third quarter compared with $8,201,000 in the same quarter last year. This increase primarily reflected a $314,000 or 11% increase in investment management and trust services income – the largest component of non-interest income – due to stock market growth. This increase, combined with gains on sales of securities of $159,000 in 2010 and higher bankcard transaction revenue, was offset by a $438,000 decline in other non-interest income related to lower realized and unrealized gains of an investment in a domestic private equity fund recorded using the equity method of accounting. Non-interest income increased $1,532,000 or 7% to $24,358,000 in the first nine months of 2010 compared with $22,857,000 in the year-earlier period, largely reflecting the same factor.

Non-interest expense increased $958,000 or 7% to $13,986,000 in the third quarter of 2010 versus $13,028,000 in the same period last year. The increase reflected higher salaries and employee benefits expense due to increased staffing levels, primarily associated with the Company's expansion in Cincinnati, profit-related bonus accruals, and higher health insurance costs. Non-interest expense increased $2,918,000 or 7% to $42,245,000 in the first nine months of 2010 compared with $39,327,000 in the year-earlier period primarily due to the same factors, offset to some extent by lower FDIC insurance premiums in 2010 due to the special assessment in the second quarter 2009. The Company's third quarter efficiency ratio was 53.93% compared with 56.20% in the third quarter of 2009, reflecting strong revenue growth together with ongoing control of non-interest expense.

The Company's effective tax rate in 2010 reflected the benefit of several tax credit investments. The increase in tax credits arose from the Company's tax-advantaged investment in a Louisville revitalization project in the second quarter of 2010. The Company has invested in various tax credit projects in its primary market area over the years as a way to reduce its overall tax liability and to help fulfill its obligations under the Community Reinvestment Act. The Company will continue to evaluate future opportunities for these investments as they arise.

In August 2010, S.Y. Bancorp's Board of Directors declared its regular quarterly cash dividend of $0.17 per share. The latest dividend was distributed on October 1, 2010, to stockholders of record as of September 13, 2010.

Louisville, Kentucky-based S.Y. Bancorp, Inc., with $1.9 billion in assets, was incorporated in 1988 as a bank holding company. It is the parent company of Stock Yards Bank & Trust Company, which was established in 1904. The Company's common shares trade on the NASDAQ Global Select Market under the symbol SYBT. The trust preferred securities of S.Y. Bancorp Capital Trust II also trade on the NASDAQ Global Select Market under the symbol SYBTP.

This report contains forward-looking statements under the Private Securities Litigation Reform Act that involve risks and uncertainties. Although the Company's management believes the assumptions underlying the forward-looking statements contained herein are reasonable, any of these assumptions could be inaccurate. Therefore, there can be no assurance the forward-looking statements included herein will prove to be accurate. Factors that could cause actual results to differ from those discussed in forward-looking statements include, but are not limited to: economic conditions both generally and more specifically in the markets in which the Company and its subsidiaries operate; competition for the Company's customers from other providers of financial services; government legislation and regulation, which change from time to time and over which the Company has no control; changes in interest rates; material unforeseen changes in liquidity, results of operations, or financial condition of the Company's customers; and other risks detailed in the Company's filings with the Securities and Exchange Commission, all of which are difficult to predict and many of which are beyond the control of the Company.

The following table provides a reconciliation of total stockholders' equity to tangible common equity in accordance with applicable regulatory requirements and GAAP. The Company provides the tangible common equity ratio, in addition to those defined by banking regulators, because of its widespread use by investors as a means to evaluate capital adequacy.

S.Y. Bancorp, Inc. Tangible Common Equity Ratio (Amounts in thousands)
	September 30, 2010			June 30, 2010			September 30, 2009
Total stockholders' equity (a)	$	167,609		$	162,035		$	153,265
Less goodwill		(682	)		(682	)		(682	)
Tangible common equity (c)	$	166,927		$	161,353		$	152,583
Total assets (b)	$	1,881,122		$	1,859,478		$	1,763,533
Less goodwill		(682	)		(682	)		(682	)
Tangible assets (d)	$	1,880,440		$	1,858,796		$	1,762,851
Total stockholders' equity to total assets (a/b)		8.91	%		8.71	%		8.69	%
Tangible common equity ratio (c/d)		8.88	%		8.68	%		8.66	%

S.Y. Bancorp, Inc. Financial Information
Third Quarter 2010 Earnings Release
(In thousands unless otherwise noted)
	Third Quarter Ended				Nine Months Ended
	September 30,				September 30,
	2010		2009		2010		2009
Income Statement Data
Net interest income, fully tax equivalent (1)	$	17,597	$	14,980	$	50,541	$	43,932
Interest income
Loans	$	20,285	$	19,418	$	59,214	$	57,365
Federal funds sold		41		31		85		51
Mortgage loans held for sale		97		105		216		286
Securities		1,595		1,671		4,908		4,837
Total interest income		22,018		21,225		64,423		62,539
Interest expense
Deposits		3,210		4,616		10,286		13,953
Securities sold under agreements to repurchase		89		76		257		184
Federal funds purchased		14		15		31		53
Federal Home Loan Bank advances		622		917		1,703		2,565
Subordinated debentures		869		884		2,591		2,642
Total interest expense		4,804		6,508		14,868		19,397
Net interest income		17,214		14,717		49,555		43,142
Provision for loan losses		2,695		3,475		7,774		7,300
Net interest income after provision for loan losses		14,519		11,242		41,781		35,842
Non-interest income
Investment management and trust income		3,045		2,731		9,538		8,203
Service charges on deposit accounts		2,200		2,120		6,203		5,969
Bankcard transaction revenue		837		745		2,451		2,151
Gains on sales of mortgage loans held for sale		601		667		1,431		1,610
Gain on the sale of securities		159		-		159		-
Brokerage commissions and fees		525		436		1,484		1,258
Bank owned life insurance		251		249		742		737
Other non-interest income		721		1,253		2,350		2,898
Total non-interest income		8,339		8,201		24,358		22,826
Non-interest expense
Salaries and employee benefits expense		8,197		7,569		24,605		22,638
Net occupancy expense		1,136		1,060		3,708		3,081
Data processing expense		1,119		1,091		3,578		3,370
Furniture and equipment expense		316		316		951		915
FDIC insurance expense		498		471		1,500		2,138
Other non-interest expenses		2,720		2,521		7,903		7,185
Total non-interest expense		13,986		13,028		42,245		39,327
Net income before income tax expense		8,872		6,415		23,894		19,341
Income tax expense		2,507		2,016		6,992		5,917
Net income	$	6,365	$	4,399	$	16,902	$	13,424
Weighted average shares - basic		13,701		13,584		13,679		13,550
Weighted average shares - diluted		13,807		13,702		13,770		13,694
Net income per share, basic	$	0.46	$	0.32	$	1.24	$	0.99
Net income per share, diluted		0.46		0.32		1.23		0.98
Cash dividend declared per share		0.17		0.17		0.51		0.51
Balance Sheet Data (at period end)
Total loans					$	1,489,398	$	1,412,178
Allowance for loan losses						24,433		19,839
Total assets						1,881,122		1,763,533
Non-interest bearing deposits						251,481		216,490
Interest bearing deposits						1,211,298		1,145,261
Federal home loan bank advances						80,445		90,456
Subordinated debentures						40,900		40,930
Stockholders' equity						167,609		153,265
Total shares outstanding						13,707		13,588
Book value per share						12.23		11.28
Market value per share						24.82		23.09

S.Y. Bancorp, Inc. Financial Information
Third Quarter 2010 Earnings Release
	Third Quarter Ended						Nine Months Ended
	September 30,						September 30,
	2010			2009			2010			2009
Average Balance Sheet Data
Average federal funds sold	$	64,288		$	72,759		$	50,328		$	36,021
Average investment securities		203,319			194,651			202,847			175,517
Average loans		1,484,741			1,391,207			1,461,179			1,381,100
Average earning assets		1,760,255			1,666,277			1,719,928			1,599,825
Average assets		1,871,048			1,762,706			1,827,255			1,695,412
Average interest bearing deposits		1,211,725			1,161,375			1,213,098			1,119,544
Average total deposits		1,464,119			1,361,975			1,444,135			1,312,718
Average securities sold under agreement to repurchase		55,971			50,940			54,151			49,112
Average federal funds purchased		26,082			28,475			20,363			24,134
Average short-term borrowings		1,212			1,119			1,250			1,072
Average long-term debt		117,650			131,387			108,382			122,543
Average interest bearing liabilities		1,412,640			1,373,296			1,397,244			1,316,405
Average stockholders' equity		165,578			152,006			161,298			149,105
Performance Ratios
Annualized return on average assets		1.35	%		0.99	%		1.24	%		1.06	%
Annualized return on average equity		15.25	%		11.48	%		14.01	%		12.04	%
Net interest margin, fully tax equivalent		3.97	%		3.57	%		3.93	%		3.67	%
Non-interest income to total revenue, fully tax equivalent		32.15	%		35.38	%		32.52	%		34.19	%
Efficiency ratio		53.93	%		56.20	%		56.40	%		58.91	%
Capital Ratios
Average stockholders' equity to average assets		8.85	%		8.62	%		8.83	%		8.79	%
Tier 1 risk-based capital								11.99	%		11.68	%
Total risk-based capital								13.87	%		13.57	%
Leverage								10.29	%		10.22	%
Loans by Type
Commercial and industrial							$	336,594		$	336,395
Construction and development								174,546			198,586
Real estate mortgage - commercial investment								333,568			311,206
Real estate mortgage - owner occupied commercial								312,137			218,611
Real estate mortgage - 1-4 family residential								159,604			155,227
Home equity - first lien								40,428			39,566
Home equity - junior lien								95,368			113,132
Consumer								37,153			39,455
Asset Quality Data
Allowance for loan losses to total loans								1.64	%		1.40	%
Allowance for loan losses to average loans		1.65	%		1.43	%		1.67	%		1.44	%
Allowance for loan losses to non-performing loans								195.54	%		227.93	%
Nonaccrual loans							$	8,485		$	7,166
Troubled debt restructuring								3,544			761
Loans - 90 days past due & still accruing								466			777
Total non-performing loans								12,495			8,704
OREO and repossessed assets								4,943			1,937
Total non-performing assets								17,438			10,641
Non-performing loans to total loans								0.84	%		0.62	%
Non-performing assets to total assets								0.93	%		0.60	%
Net charge-offs to average loans (2)		0.08	%		0.05	%		0.23	%		0.21	%
Net charge-offs	$	1,195		$	713		$	3,341		$	2,842
Other Information
Total assets under management (in millions)							$	1,578		$	1,453
Full-time equivalent employees								473			467

S.Y. Bancorp, Inc. Financial Information
Third Quarter 2010 Earnings Release
	Five Quarter Comparison
	9/30/10		6/30/10		3/31/10		12/31/09			9/30/09
Income Statement Data
Net interest income, fully tax equivalent (1)	$	17,597	$	16,873	$	16,071	$	15,797		$	14,980
Net interest income	$	17,214	$	16,547	$	15,794	$	15,533		$	14,717
Provision for loan losses		2,695		2,384		2,695		5,475			3,475
Net interest income after provision for loan losses		14,519		14,163		13,099		10,058			11,242
Investment management and trust income		3,045		3,232		3,261		2,977			2,731
Service charges on deposit accounts		2,200		2,119		1,884		2,129			2,120
Bankcard transaction revenue		837		863		751		758			745
Gains on sales of mortgage loans held for sale		601		445		385		553			667
Gain (loss) on the sale of securities		159		-		-		(339	)		-
Brokerage commissions and fees		525		503		456		491			436
Bank owned life insurance		251		248		243		251			249
Other non-interest income		721		576		1,053		627			1,253
Total non-interest income		8,339		7,986		8,033		7,447			8,201
Salaries and employee benefits expense		8,197		8,319		8,089		7,509			7,569
Net occupancy expense		1,136		1,296		1,276		1,104			1,060
Data processing expense		1,119		1,322		1,137		1,109			1,091
Furniture and equipment expense		316		321		314		319			316
FDIC Insurance expense		498		531		471		549			471
Other non-interest expenses		2,720		2,655		2,528		3,015			2,521
Total non-interest expense		13,986		14,444		13,815		13,605			13,028
Net income before income tax expense		8,872		7,705		7,317		3,900			6,415
Income tax expense		2,507		2,149		2,336		1,016			2,016
Net income	$	6,365	$	5,556	$	4,981	$	2,884		$	4,399
Weighted average shares - basic		13,701		13,690		13,645		13,593			13,584
Weighted average shares - diluted		13,807		13,790		13,718		13,680			13,702
Net income per share, basic	$	0.46	$	0.41	$	0.37	$	0.21		$	0.32
Net income per share, diluted		0.46		0.40		0.36		0.21			0.32
Cash dividend declared per share		0.17		0.17		0.17		0.17			0.17
Balance Sheet Data (at period end)
Total loans	$	1,489,398	$	1,477,304	$	1,441,196	$	1,435,462		$	1,412,178
Allowance for loan losses		24,433		22,933		21,811		20,000			19,839
Total assets		1,881,122		1,859,478		1,801,977		1,791,479			1,763,533
Non-interest bearing deposits		251,481		250,427		232,201		211,352			216,490
Interest bearing deposits		1,211,298		1,223,404		1,202,813		1,206,832			1,145,261
Federal home loan bank advances		80,445		70,448		60,450		60,453			90,456
Subordinated debentures		40,900		40,900		40,900		40,930			40,930
Stockholders' equity		167,609		162,035		157,336		153,614			153,265
Total shares outstanding		13,707		13,695		13,683		13,607			13,588
Book value per share		12.23		11.83		11.50		11.29			11.28
Market value per share		24.82		22.98		22.75		21.35			23.09

S.Y. Bancorp, Inc. Financial Information
Third Quarter 2010 Earnings Release
	Five Quarter Comparison
	9/30/10			6/30/10			3/31/10			12/31/09			9/30/09
Average Balance Sheet Data
Average loans	$	1,484,741		$	1,460,147		$	1,438,138		$	1,422,930		$	1,391,207
Average assets		1,871,048			1,813,302			1,796,599			1,782,938			1,762,706
Average earning assets		1,760,255			1,703,151			1,695,669			1,686,836			1,666,277
Average total deposits		1,464,119			1,441,865			1,425,999			1,388,964			1,361,975
Average long-term debt		117,650			105,964			101,355			119,732			131,387
Average interest bearing liabilities		1,412,640			1,391,586			1,387,228			1,371,245			1,373,296
Average stockholders' equity		165,578			159,983			158,252			155,513			152,006
Performance Ratios
Annualized return on average assets		1.35	%		1.23	%		1.12	%		0.64	%		0.99	%
Annualized return on average equity		15.25	%		13.93	%		12.76	%		7.36	%		11.48	%
Net interest margin, fully tax equivalent		3.97	%		3.97	%		3.84	%		3.72	%		3.57	%
Non-interest income to total revenue, fully tax equivalent		32.15	%		32.13	%		33.33	%		32.04	%		35.38	%
Efficiency ratio		53.93	%		58.10	%		57.31	%		58.53	%		56.20	%
Capital Ratios
Average stockholders' equity to average assets		8.85	%		8.82	%		8.81	%		8.72	%		8.62	%
Tier 1 risk-based capital		11.99	%		11.83	%		11.83	%		11.66	%		11.68	%
Total risk-based capital		13.87	%		13.71	%		13.73	%		13.55	%		13.57	%
Leverage		10.29	%		10.36	%		10.26	%		10.16	%		10.22	%
Loans by Type
Commercial and industrial	$	336,594		$	315,462		$	299,878		$	336,889		$	336,395
Construction and development		174,546			182,436			200,529			204,653			198,586
Real estate mortgage - commercial investment		333,568			337,830			320,544			326,421			311,206
Real estate mortgage - owner occupied commercial		312,137			304,540			282,258			230,001			218,611
Real estate mortgage - 1-4 family residential		159,604			161,466			159,733			147,342			155,227
Home equity - 1st lien		40,428			41,043			39,676			41,644			39,566
Home equity - junior lien		95,368			98,119			101,126			108,398			113,132
Consumer		37,153			36,408			37,452			40,114			39,455
Asset Quality Data
Allowance for loan losses to total loans		1.64	%		1.55	%		1.51	%		1.39	%		1.40	%
Allowance for loan losses to average loans		1.65	%		1.57	%		1.52	%		1.41	%		1.43	%
Allowance for loan losses to non-performing loans		195.54	%		166.13	%		161.78	%		165.28	%		227.93	%
Nonaccrual loans	$	8,485		$	9,640		$	9,546		$	10,455		$	7,166
Troubled debt restructuring		3,544			3,548			3,574			753			761
Loans - 90 days past due & still accruing		466			616			362			893			777
Total non-performing loans		12,495			13,804			13,482			12,101			8,704
OREO and repossessed assets		4,943			2,038			2,609			1,616			1,937
Total non-performing assets		17,438			15,842			16,091			13,717			10,641
Non-performing loans to total loans		0.84	%		0.93	%		0.94	%		0.84	%		0.62	%
Non-performing assets to total assets		0.93	%		0.85	%		0.89	%		0.77	%		0.60	%
Net charge-offs to average loans (2)		0.08	%		0.09	%		0.06	%		0.37	%		0.05	%
Net charge-offs		1,195		$	1,262		$	884		$	5,314		$	713
Other Information
Total assets under management (in millions)	$	1,578		$	1,499		$	1,574		$	1,546		$	1,453
Full-time equivalent employees		473			474			471			470			467

(1) - Interest income on a fully tax equivalent basis includes the additional amount of interest income that would have been earned if investments in certain tax-exempt interest earning assets had been made in assets subject to federal, state and local taxes yielding the same after-tax income.

(2) - Interim ratios not annualized

Certain prior-period amounts have been reclassified to conform with current presentation.

CONTACT:
S.Y. Bancorp, Inc.
Nancy B. Davis, 502-625-9176
Executive Vice President, Treasurer and Chief Financial Officer