-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, EKur+H776v0bIqpS6Dq/8jI9GAS6OWqs7kYmc8fXVUdUP+siA6g0YYiaCZdxgRpU gNZw14HJQlqrIUahkG6FwQ== 0001125282-04-005279.txt : 20041026 0001125282-04-005279.hdr.sgml : 20041026 20041026161629 ACCESSION NUMBER: 0001125282-04-005279 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20041015 ITEM INFORMATION: Other Events ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20041026 DATE AS OF CHANGE: 20041026 FILER: COMPANY DATA: COMPANY CONFORMED NAME: CHASE CREDIT CARD MASTER TRUST CENTRAL INDEX KEY: 0001004988 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] IRS NUMBER: 222382028 STATE OF INCORPORATION: NY FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 000-28338-03 FILM NUMBER: 041096900 BUSINESS ADDRESS: STREET 1: 802 DELAWARE AVENUE CITY: WILMINGTON STATE: DE ZIP: 19801 BUSINESS PHONE: 3025755050 MAIL ADDRESS: STREET 1: 270 PARK AVENUE STREET 2: 40TH FLOOR CITY: NEW YORK STATE: NY ZIP: 10017 FORMER COMPANY: FORMER CONFORMED NAME: CHEMICAL MASTER CREDIT CARD TRUST I DATE OF NAME CHANGE: 19951219 FILER: COMPANY DATA: COMPANY CONFORMED NAME: CHASE MANHATTAN BANK /NY/ CENTRAL INDEX KEY: 0000835271 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] IRS NUMBER: 134994650 STATE OF INCORPORATION: NY FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 000-28338-09 FILM NUMBER: 041096899 BUSINESS ADDRESS: STREET 1: 270 PARK AVE CITY: NEW YORK STATE: NY ZIP: 10017 BUSINESS PHONE: 2122706000 MAIL ADDRESS: STREET 1: 270 PARK AVE CITY: NEW YORK STATE: NY ZIP: 10017 FORMER COMPANY: FORMER CONFORMED NAME: CHEMICAL BANK DATE OF NAME CHANGE: 19930521 8-K 1 b401368_8k.txt CURRENT REPORT UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): October 15, 2004 CHASE CREDIT CARD MASTER TRUST (formerly known as "Chemical Master Credit Card Trust I") Series 1996-2 and Series 1996-3 (Issuer of Securities) JPMORGAN CHASE BANK (formerly known as "Chemical Bank") (Sponsor of the Trust) ------------------------------------------------------------ (Exact name of registrant as specified in its charter) New York 033-94190 13-4994650 - ------------------------------- --------------- ---------------------- (State or other jurisdiction (Commission (IRS Employer of incorporation) File Number) Identification No.) 270 Park Avenue, New York, New York 10017 - --------------------------------------- ---------- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (212) 270-6000 - -------------------------------------------------------------- (Former name or former address, if changed since last report.) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) SECTION 8 - OTHER EVENTS Item 8.01 Other Events. Chase Credit Card Master Trust, which was formerly known as Chemical Master Credit Card Trust I, is the issuer of a number of outstanding series of asset backed certificates. The asset backed certificates are serviced in accordance with the Third Amended and Restated Pooling and Servicing Agreement, dated as of December 17, 1999, as amended. The parties to the Pooling and Servicing Agreement, as amended, are JPMorgan Chase Bank (f/k/a The Chase Manhattan Bank), as transferor prior to June 1, 1996, Chase Manhattan Bank USA, National Association ("Chase USA"), as transferor after June 1, 1996, and as servicer and The Bank of New York, as trustee. On or about October 15, 2004, Chase USA, as servicer, distributed monthly payments to the holders of the Series 1996-2 and Series 1996-3 certificates. Chase USA furnished copies of monthly certificateholders' reports for each of those series as required by the Pooling and Servicing Agreement. Copies of those monthly certificateholders' reports are being filed as an exhibit to this Current Report on Form 8-K. SECTION 9 - FINANCIAL STATEMENTS AND EXHIBITS Item 9.01 Financial Statements and Exhibits. (c) Exhibits. Exhibit No. Description - ----------- ----------- 99.1 Monthly Reports with respect to the October 15, 2004 distribution. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. CHASE MANHATTAN BANK USA, NATIONAL ASSOCIATION, as Servicer By: /s/ Patricia M. Garvey -------------------------- Name: Patricia M. Garvey Title: Vice President Date: October 21, 2004 INDEX TO EXHIBITS ----------------- Exhibit No. Description - ----------- ----------- 99.1 Monthly Reports with respect to the distribution to certificateholders on October 15, 2004. [Letterhead of JPMorgan Chase & Co.] October 21, 2004 VIA EDGAR Securities and Exchange Commission 450 Fifth Street, N.W. Washington, DC 20001 Re: Chase Credit Card Master Trust (formerly known as "Chemical Master Credit Card Trust I"), Series 1996-2 and Series 1996-3 Ladies and Gentlemen: I am sending for filing on behalf of the above-referenced issuer and in connection with the above-referenced securities a Current Report on Form 8-K dated October 15, 2004. Please confirm your receipt of such transmittal. Very truly yours, /s/ James Y. Lee ------------------- James Y. Lee Encl. EX-99.1 2 b401368_ex99-1.txt MONTHLY REPORTS CHASE MANHATTAN BANK USA, N.A. MONTHLY CERTIFICATEHOLDER'S STATEMENT CHASE CREDIT CARD MASTER TRUST SERIES 1996-2
Distribution Date: 10/15/2004 Section 5.2 - Supplement Class A Class B Collateral Total - ------------------------------------------------------------------------------------------------------------------------------------ (i) Monthly Principal Distributed 0.00 0.00 0.00 0.00 (ii) Monthly Interest Distributed 2,740,833.33 160,416.67 91,510.42 2,992,760.42 Deficiency Amounts 0.00 0.00 0.00 Additional Interest 0.00 0.00 0.00 Accrued and Unpaid Interest 0.00 0.00 (iii) Collections of Principal Receivables 83,317,827.24 4,733,967.46 6,627,554.44 94,679,349.14 (iv) Collections of Finance Charge Receivables 6,823,923.99 387,722.95 542,812.14 7,754,459.07 (v) Aggregate Amount of Principal Receivables 35,210,460,320.19 Investor Interest 550,000,000.00 31,250,000.00 43,750,000.00 625,000,000.00 Adjusted Interest 550,000,000.00 31,250,000.00 43,750,000.00 625,000,000.00 Series Floating Investor Percentage 1.78% 88.00% 5.00% 7.00% 100.00% Fixed Investor Percentage 1.78% 88.00% 5.00% 7.00% 100.00% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.72% 30 to 59 days 1.33% 60 to 89 days 0.94% 90 or more days 2.01% ----------------- Total Receivables 100.00% (vii) Investor Default Amount 2,567,151.79 145,860.90 204,205.26 2,917,217.95 (viii) Investor Charge-Offs 0.00 0.00 0.00 0.00 (ix) Reimbursed Investor Charge-Offs/Reductions 0.00 0.00 0.00 0.00 (x) Net Servicing Fee 458,333.33 26,041.67 36,458.33 520,833.33 (xi) Portfolio Yield (Net of Defaulted Receivables) 9.54% (xii) Portfolio Supplemented Yield 9.54% (xiii) Reallocated Monthly Principal 0.00 0.00 0.00 (xiv) Closing Investor Interest (Class A Adjusted) 550,000,000.00 31,250,000.00 43,750,000.00 625,000,000.00 (xv) LIBOR 1.76000% (xvi) Principal Funding Account Balance 0.00 (xvii) Accumulation Shortfall 0.00 (xviii) Principal Funding Investment Proceeds 0.00 (xix) Principal Investment Funding Shortfall 0.00 (xx) Available Funds 6,365,590.65 361,681.29 506,353.80 7,233,625.74 (xxi) Certificate Rate 5.98000% 6.16000% 2.51000% - ------------------------------------------------------------------------------------------------------------------------------------
By: ------------------------------------------------ Name: Patricia M. Garvey Title: Vice President CHASE MANHATTAN BANK USA, N.A. MONTHLY CERTIFICATEHOLDER'S STATEMENT CHASE CREDIT CARD MASTER TRUST SERIES 1996-3
Distribution Date: 10/15/2004 Section 5.2 - Supplement Class A Class B Collateral Total - ------------------------------------------------------------------------------------------------------------------------------------ (i) Monthly Principal Distributed 0.00 0.00 0.00 0.00 (ii) Monthly Interest Distributed 2,434,132.89 141,813.47 68,549.02 2,644,495.38 Deficiency Amounts 0.00 0.00 0.00 Additional Interest 0.00 0.00 0.00 Accrued and Unpaid Interest 0.00 0.00 (iii) Collections of Principal Receivables 62,410,051.67 3,546,006.73 4,964,597.39 70,920,655.79 (iv) Collections of Finance Charge Receivables 5,111,528.50 290,426.20 406,612.08 5,808,566.79 (v) Aggregate Amount of Principal Receivables 35,210,460,320.19 Investor Interest 411,983,000.00 23,408,000.00 32,772,440.86 468,163,440.86 Adjusted Interest 411,983,000.00 23,408,000.00 32,772,440.86 468,163,440.86 Series Floating Investor Percentage 1.33% 88.00% 5.00% 7.00% 100.00% Fixed Investor Percentage 1.33% 88.00% 5.00% 7.00% 100.00% (vi) Receivables Delinquent (As % of Total Receivables) Current 95.72% 30 to 59 days 1.33% 60 to 89 days 0.94% 90 or more days 2.01% ----------------- Total Receivables 100.00% (vii) Investor Default Amount 1,922,950.72 109,257.98 152,966.96 2,185,175.67 (viii) Investor Charge-Offs 0.00 0.00 0.00 0.00 (ix) Reimbursed Investor Charge-Offs/Reductions 0.00 0.00 0.00 0.00 (x) Net Servicing Fee 343,319.17 19,506.67 27,310.37 390,136.20 (xi) Portfolio Yield (Net of Defaulted Receivables) 9.54% (xii) Portfolio Supplemented Yield 10.55% (xiii) Reallocated Monthly Principal 0.00 0.00 0.00 (xiv) Closing Investor Interest (Class A Adjusted) 411,983,000.00 23,408,000.00 32,772,440.86 468,163,440.86 (xv) LIBOR 1.76000% (xvi) Principal Funding Account Balance 0.00 (xvii) Accumulation Shortfall 0.00 (xviii) Principal Funding Investment Proceeds 0.00 (xix) Principal Investment Funding Shortfall 0.00 (xx) Available Funds 4,768,209.33 270,919.54 379,301.71 5,418,430.59 (xxi) Certificate Rate 7.09000% 7.27000% 2.51000% - ------------------------------------------------------------------------------------------------------------------------------------
By: ------------------------------------------------ Name: Patricia M. Garvey Title: Vice President -----END PRIVACY-ENHANCED MESSAGE-----