SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                                    Form 8-K

                                 CURRENT REPORT

                         Pursuant to Section 13 or 15(d)
                     of the Securities Exchange Act of 1934

                         Date of Report: August 16, 2004

                         CHASE CREDIT CARD MASTER TRUST
            (formerly known as "Chemical Master Credit Card Trust I")
                         Series 1996-2 and Series 1996-3
      ---------------------------------------------------------------------
                             (Issuer of Securities)

             JPMORGAN CHASE BANK (formerly known as 'Chemical Bank')
                             (Sponsor of the Trust)
      ---------------------------------------------------------------------
             (Exact name of registrant as specified in its charter)

          New York                     033-94190               13-4994650
-----------------------------    ----------------------     -------------------
 (State or other jurisdiction    (Commission File Number)     (IRS Employer
    of incorporation)                                       Identification No.)


             270 Park Avenue, New York, New York                  10017
             ---------------------------------------        -------------------
             (Address of principal executive offices)            (Zip Code)

Registrant's telephone number, including area code:  (212) 270-6000







Item 5.  Other Events:


         Chase Credit Card Master Trust, which was formerly known as Chemical
Master Credit Card Trust I, is the issuer of a number of outstanding series of
asset backed certificates. The asset backed certificates are serviced in
accordance with the Third Amended and Restated Pooling and Servicing Agreement,
dated as of December 17, 1999, as amended. The parties to the Pooling and
Servicing Agreement, as amended, are JPMorgan Chase Bank (f/k/a The Chase
Manhattan Bank), as transferor prior to June 1, 1996, Chase Manhattan Bank USA,
National Association ("Chase USA"), as transferor after June 1, 1996, and as
servicer and The Bank of New York, as trustee.

         On August 16, 2004, Chase USA, as servicer, distributed monthly
payments to the holders of the Series 1996-2 and Series 1996-3 certificates.
Chase USA furnished copies of monthly certificateholders' reports for each of
those series as required by the Pooling and Servicing Agreement. Copies of those
monthly certificateholders' reports are being filed as Exhibit 20.1 to this
Current Report on Form 8-K.


Item 7(c).  Exhibits

              Exhibits      Description
              ----------    ---------------

              20.1          Monthly Reports with respect to the August 16,
                            2004 distribution






                                   SIGNATURES


         Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.


Dated: August 16, 2004

                                           CHASE MANHATTAN BANK USA,
                                           NATIONAL ASSOCIATION,
                                           as Servicer


                                           By:  /s/ Patricia M. Garvey
                                           -----------------------------------
                                           Name: Patricia M. Garvey
                                           Title: Vice President










                                           INDEX TO EXHIBITS
                                           ----------------------------

Exhibit No.                                Description
---------------                            -----------------
20.1                                       Monthly Reports with respect to the
                                           August 16, 2004 distribution