Consolidated Balance Sheets (USD $)	Jun. 30, 2011	Dec. 31, 2010
Assets
Cash and due from banks	$ 3,072,838	$ 2,673,337
Interest bearing deposits in banks	82,015,561	117,213,705
Federal funds sold	285,650	7,689
Total cash and cash equivalents	85,374,049	119,894,731
Investment securities:
Available for sale, at fair market value	12,544,963	9,213,650
Held to maturity, at amortized cost (fair market value was $94,020 and $123,920, respectively)	93,183	123,350
Total investment securities	12,638,146	9,337,000
Equity securities, restricted, at cost	6,986,800	8,756,550
Loans held for sale		1,750,280
Loans	840,493,764	947,499,773
Allowance for loan losses	(59,632,841)	(79,038,370)
Loans, net	780,860,923	868,461,403
Premises and equipment, net	33,202,600	34,327,776
Other real estate owned, net of valuation allowance	46,901,819	32,227,981
Accrued interest receivable	4,810,749	5,490,347
Other assets	15,099,100	14,307,616
Total assets	985,874,186	1,094,553,684
Liabilities and Equity (Deficit)
Noninterest-bearing demand deposits	37,824,892	41,287,081
Interest-bearing	863,272,755	918,946,865
Total deposits	901,097,647	960,233,946
Short-term borrowings	12,500,000	29,000,000
Long-term debt	50,000,000	50,000,000
Trust preferred capital notes	20,619,000	20,619,000
Accrued interest payable	3,483,561	3,685,174
Other liabilities	2,474,048	2,704,398
Total liabilities	990,174,256	1,066,242,518
Equity (deficit):
Common stock, par value $2.066, 100,000,000 shares authorized; 6,897,082 and 6,897,084 shares issued and outstanding as of June 30, 2011 and December 31, 2010, respectively	14,249,370	14,249,376
Additional paid-in capital	63,838,140	63,838,137
Retained deficit	(82,866,710)	(49,891,697)
Accumulated other comprehensive income (loss)	219,737	(133,095)
Total stockholders' equity (deficit)	(4,559,463)	28,062,721
Noncontrolling interests	259,393	248,445
Total equity (deficit)	(4,300,070)	28,311,166
Total liabilities and equity (deficit)	$ 985,874,186	$ 1,094,553,684