Consolidated Statements of Income - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2019	Dec. 31, 2018
Financing revenues:
Operating lease	$ 2,212	$ 2,212	$ 6,593	$ 6,505
Retail	661	578	1,888	1,660
Dealer	171	178	544	529
Total financing revenues	3,044	2,968	9,025	8,694
Depreciation on operating leases	1,712	1,717	4,920	5,145
Interest expense	755	699	2,065	2,083
Net financing revenues	577	552	2,040	1,466
Insurance earned premiums and contract revenues	231	226	692	676
Investment and other income, net	57	68	272	164
Net financing revenues and other revenues	865	846	3,004	2,306
Expenses:
Provision for credit losses	128	110	264	266
Operating and administrative	406	347	1,101	1,019
Insurance losses and loss adjustment expenses	116	106	344	343
Total expenses	650	563	1,709	1,628
Income before income taxes	215	283	1,295	678
Provision for income taxes	34	69	296	178
Net income	$ 181	$ 214	$ 999	$ 500