Consolidated Statement of Income - USD ($) $ in Millions	3 Months Ended		6 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Financing revenues:
Operating lease	$ 1,925	$ 1,789	$ 3,816	$ 3,485
Retail	459	465	915	922
Dealer	112	99	223	201
Total financing revenues	2,496	2,353	4,954	4,608
Depreciation on operating leases	1,683	1,446	3,272	2,806
Interest expense	297	203	604	711
Net financing revenues	516	704	1,078	1,091
Insurance earned premiums and contract revenues	199	178	392	352
Investment and other income, net	112	14	164	52
Net financing revenues and other revenues	827	896	1,634	1,495
Expenses:
Provision for credit losses	161	105	213	150
Operating and administrative	317	287	596	557
Insurance losses and loss adjustment expenses	91	78	180	157
Total expenses	569	470	989	864
Income before income taxes	258	426	645	631
Provision for income taxes	95	161	241	231
Net income	$ 163	$ 265	$ 404	$ 400