Consolidated Statement of Income - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Dec. 31, 2015	Dec. 31, 2014	Dec. 31, 2015	Dec. 31, 2014
Financing revenues:
Operating lease	$ 1,795	$ 1,581	$ 5,280	$ 4,481
Retail	484	430	1,406	1,347
Dealer	97	101	298	301
Total financing revenues	2,376	2,112	6,984	6,129
Depreciation on operating leases	1,503	1,248	4,309	3,544
Interest expense	277	161	988	506
Net financing revenues	596	703	1,687	2,079
Insurance earned premiums and contract revenues	181	159	533	472
Gain on sale of commercial finance business	197		197
Investment and other income, net	67	62	119	157
Net financing revenues and other revenues	1,041	924	2,536	2,708
Expenses:
Provision for credit losses	128	103	278	220
Operating and administrative	288	266	845	752
Insurance losses and loss adjustment expenses	73	63	230	200
Total expenses	489	432	1,353	1,172
Income before income taxes	552	492	1,183	1,536
Provision for income taxes	210	185	441	574
Net income	$ 342	$ 307	$ 742	$ 962