Finance Receivables, Net (Tables)

3 Months Ended

Jun. 30, 2015

Receivables [Abstract]

Net Financing Receivables

Finance receivables, net consisted of the following:

	June 30, 2015			March 31, 2015
Retail receivables	$	38,128		$	39,141
Securitized retail receivables		13,165			11,682
Dealer financing		15,762			15,744
		67,055			66,567
Deferred origination (fees) and costs, net		655			646
Deferred income		(919	)		(911	)
Allowance for credit losses
Retail and securitized retail receivables		(280	)		(301	)
Dealer financing		(115	)		(108	)
Total allowance for credit losses		(395	)		(409	)
Finance receivables, net	$	66,396		$	65,893

Finance Receivable Credit Quality Indicators

The tables below present each credit quality indicator by class of finance receivable:

	Retail Loan				Commercial
	June 30, 2015		March 31, 2015		June 30, 2015		March 31, 2015
Aging of finance receivables:
Current	$	50,005	$	49,684	$	532	$	511
30-59 days past due		549		467		9		8
60-89 days past due		137		100		1		2
90 days or greater past due		60		51		-		-
Total	$	50,751	$	50,302	$	542	$	521

	Wholesale				Real Estate				Working Capital
	June 30, 2015		March 31, 2015		June 30, 2015		March 31, 2015		June 30, 2015		March 31, 2015
Credit quality indicators:
Performing	$	8,146	$	7,993	$	3,761	$	3,782	$	1,698	$	1,643
Credit Watch		1,020		1,137		770		842		134		176
At Risk		73		60		10		37		31		32
Default		42		36		70		4		7		2
Total	$	9,281	$	9,226	$	4,611	$	4,665	$	1,870	$	1,853

Summary of Investment in Impaired Loans by Class of Finance Receivable

Impaired Finance Receivables

The following table summarizes the information related to our impaired loans by class of finance receivables:

	Impaired								Individually Evaluated
	Finance Receivables				Unpaid Principal Balance				Allowance
	June 30,		March 31,		June 30,		March 31,		June 30,		March 31,
	2015		2015		2015		2015		2015		2015
Impaired account balances individually evaluated for    impairment with an allowance:
Wholesale	$	101	$	76	$	101	$	76	$	13	$	14
Real estate		90		52		90		52		13		10
Working capital		37		34		37		34		34		31
Total	$	228	$	162	$	228	$	162	$	60	$	55
Impaired account balances individually evaluated for    impairment without an allowance:
Wholesale	$	100	$	105	$	100	$	105
Real estate		81		91		81		91
Working capital		3		2		3		2
Total	$	184	$	198	$	184	$	198
Impaired account balances aggregated and evaluated for    impairment:
Retail loan	$	260	$	264	$	256	$	261
Commercial		-		-		-		-
Total	$	260	$	264	$	256	$	261
Total impaired account balances:
Retail loan	$	260	$	264	$	256	$	261
Commercial		-		-		-		-
Wholesale		201		181		201		181
Real estate		171		143		171		143
Working capital		40		36		40		36
Total	$	672	$	624	$	668	$	621

	Average Impaired FinanceReceivables				Interest Income Recognized
	Three Months Ended June 30,				Three Months Ended June 30,
	2015		2014		2015		2014
Impaired account balances individually evaluated for impairment with an    allowance:
Wholesale	$	89	$	17	$	-	$	-
Real estate		71		27		1		-
Working capital		35		23		-		-
Total	$	195	$	67	$	1	$	-
Impaired account balances individually evaluated for impairment without an    allowance:
Wholesale	$	103	$	50	$	-	$	-
Real estate		85		93		1		1
Working capital		3		4		-		-
Total	$	191	$	147	$	1	$	1
Impaired account balances aggregated and evaluated for impairment:
Retail loan	$	262	$	317	$	5	$	6
Commercial		-		1		-		-
Total	$	262	$	318	$	5	$	6
Total impaired account balances:
Retail loan	$	262	$	317	$	5	$	6
Commercial		-		1		-		-
Wholesale		192		67		-		-
Real estate		156		120		2		1
Working capital		38		27		-		-
Total	$	648	$	532	$	7	$	7