Allowance for Credit Losses (Tables)

12 Months Ended

Mar. 31, 2023

Loans and Leases Receivable Disclosure [Abstract]

Allowance for Credit Losses and Finance Receivables by Portfolio Segment

The following tables provide information related to our allowance for credit losses for finance receivables and certain off-balance sheet lending commitments by portfolio segment:

	Year ended March 31, 2023
	Retail loan			Dealer products		Total
Beginning balance, April 1, 2022	$	1,195		$	77	$	1,272
Charge-offs		(535	)		-		(535	)
Recoveries		63			-		63
Provision for credit losses		707			6		713
Ending balance, March 31, 2023 ¹	$	1,430		$	83	$	1,513

1 Ending balance includes $24 million of allowance for credit losses recorded in Other liabilities on the Consolidated Balance Sheet which is related to off-balance sheet commitments in the dealer products portfolio.

	Year ended March 31, 2022
	Retail loan			Dealer products			Total
Beginning balance, April 1, 2021	$	1,075		$	140		$	1,215
Charge-offs		(237	)		-			(237	)
Recoveries		58			-			58
Provision for credit losses		299			(63	)		236
Ending balance, March 31, 2022 ¹	$	1,195		$	77		$	1,272

1 Ending balance includes $26 million of allowance for credit losses recorded in Other liabilities on the Consolidated Balance Sheet which is related to off-balance sheet commitments in the dealer products portfolio.