Consolidated Statements of Income - USD ($) $ in Millions	12 Months Ended
	Mar. 31, 2023	Mar. 31, 2022	Mar. 31, 2021
Financing revenues:
Operating lease	$ 7,063	$ 8,337	$ 8,481
Retail	3,737	3,254	2,905
Dealer	493	329	413
Total financing revenues	11,293	11,920	11,799
Depreciation on operating leases	5,122	5,846	5,932
Interest expense	3,054	1,401	2,302
Net financing revenues	3,117	4,673	3,565
Voluntary protection contract revenues and insurance earned premiums	1,053	1,015	956
Investment and other income (loss), net	97	(26)	410
Net financing revenues and other revenues	4,267	5,662	4,931
Expenses:
Provision for credit losses	713	236	426
Operating and administrative	1,776	1,697	1,487
Voluntary protection contract expenses and insurance losses	470	405	369
Total expenses	2,959	2,338	2,282
Income before income taxes	1,308	3,324	2,649
Provision for income taxes	329	789	632
Net income	$ 979	$ 2,535	$ 2,017