Allowance for Credit Losses (Tables)

6 Months Ended

Sep. 30, 2022

Loans And Leases Receivable Disclosure [Abstract]

Allowance for Credit Losses and Finance Receivables by Portfolio Segment

The following tables provide information related to our allowance for credit losses for finance receivables and certain off-balance sheet lending commitments by portfolio segment:

	Three months ended September 30, 2022
	Retail loan			Dealer products			Total
Beginning balance, July 1, 2022	$	1,209		$	65		$	1,274
Charge-offs		(106	)		-			(106	)
Recoveries		14			-			14
Provision for credit losses		204			9			213
Ending balance, September 30, 2022 ¹	$	1,321		$	74		$	1,395
	Six months ended September 30, 2022
	Retail loan			Dealer products			Total
Beginning balance, April 1, 2022	$	1,195		$	77		$	1,272
Charge-offs		(197	)		-			(197	)
Recoveries		29			-			29
Provision for credit losses		294			(3	)		291
Ending balance, September 30, 2022 ¹	$	1,321		$	74		$	1,395

1 Ending balance includes $29 million of allowance for credit losses related to off-balance sheet commitments in the dealer products portfolio which is included in Other liabilities on the Consolidated Balance Sheet.

	Three months ended September 30, 2021
	Retail loan			Dealer products			Total
Beginning balance, July 1, 2021	$	1,052		$	144		$	1,196
Charge-offs		(55	)		-			(55	)
Recoveries		15			-			15
Provision for credit losses		123			(55	)		68
Ending balance, September 30, 2021 ¹	$	1,135		$	89		$	1,224
	Six months ended September 30, 2021
	Retail loan			Dealer products			Total
Beginning balance, April 1, 2021	$	1,075		$	140		$	1,215
Charge-offs		(88	)		-			(88	)
Recoveries		32			-			32
Provision for credit losses		116			(51	)		65
Ending balance, September 30, 2021 ¹	$	1,135		$	89		$	1,224

1 Ending balance includes $34 million of allowance for credit losses related to off-balance sheet commitments in the dealer products portfolio which is included in Other liabilities on the Consolidated Balance Sheet.