8-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the

Securities Exchange Act of 1934

Date of Report (Date of earliest event reported):

November 21, 2012

TOYOTA MOTOR CREDIT CORPORATION

(Exact name of registrant as specified in its charter)

California	1-9961	95-3775816
(State or other jurisdiction of incorporation)	(Commission File Number)	(IRS Employer Identification No.)
19001 S. Western Avenue Torrance, California		90501
(Address of principal executive offices)		(Zip Code)

Registrant's telephone number, including area code:     (310) 468-1310

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

[   ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

[   ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

[   ]   Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

[   ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Item 7.01  Regulation FD Disclosure.

Toyota Motor Credit Corporation has prepared materials for investors and other business information.  The materials are furnished (not filed) as Exhibit 99.1 and Exhibit 99.2 to this Current Report on Form 8-K pursuant to Regulation FD.

Item 9.01  Financial Statements and Exhibits.

99.1 Investor presentation of Toyota Motor Credit Corporation (furnished pursuant to Regulation FD)

99.2 Toyota Business Highlights (furnished pursuant to Regulation FD)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	TOYOTA MOTOR CREDIT CORPORATION
Date: November 21, 2012	By:	/s/ George Borst
		George Borst
		President and Chief Executive Officer

Exhibit Index

99.1  Investor presentation of Toyota Motor Credit Corporation (furnished pursuant to Regulation FD)

99.2  Toyota Business Highlights (furnished pursuant to Regulation FD)

EX-99.1

Exhibit 99.1

[GRAPHIC OMITTED] PRESENTATION MATERIALS FOR INVESTORS NOVEMBER 2012

DISCLAIMER [] This presentation includes certain "forward- looking statements" within the meaning of The U. S. Private Securities Litigation Reform Act of 1995. [] These statements are based on current expectations and currently available information. [] Actual results may differ materially from these expectations due to certain risks, uncertainties and other important factors, including the risk factors set forth in the most recent annual and periodic reports of Toyota Motor Corporation and Toyota Motor Credit Corporation [] We do not undertake to update the forward-looking statements to reflect actual results or changes in the factors affecting the forward-looking statements. [] This presentation does not constitute an offer to sell or a solicitation of an offer to purchase any securities. Any offer or sale of securities will be made only by means of a prospectus and related documentation.

DISCLAIMER [] This presentation includes certain "forward-looking statements" within the meaning of The U. S. Private Securities Litigation Reform Act of 1995. [] These statements are based on current expectations and currently available information. [] Actual results may differ materially from these expectations due to certain risks, uncertainties and other important factors, including the risk factors set forth in the most recent annual and periodic reports of Toyota Motor Corporation and Toyota Motor Credit Corporation [] We do not undertake to update the forward-looking statements to reflect actual results or changes in the factors affecting the forward- looking statements. [] This presentation does not constitute or form part of and should not be construed as, an offer to sell or issue or the solicitation of an offer to purchase or subscribe for securities of TMCC in any jurisdiction or an inducement to enter into investment activity in any jurisdiction. Neither this presentation nor any part thereof, nor the fact of its distribution, shall form the basis of, or be relied on in connection with, any contract or commitment or investment decision whatsoever. Any offer or sale of securities by TMCC will be made only by means of a prospectus and related documentation. [] Investors and prospective investors in securities of TMCC are required to make their own independent investigation and appraisal of the business and financial condition of TMCC and the nature of its securities. This presentation does not constitute a recommendation regarding securities of TMCC. Any prospective purchaser of securities in TMCC is recommended to seek its own independent financial advice. [] This presentation is made to and directed only at (i) persons outside the United Kingdom, or (ii) qualified investors or investment professionals falling within Article 19(5) and Article 49(2)(a) to (d) of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005 (the "Order"), or (iii) high net worth individuals, and other persons to whom it may lawfully be communicated, falling within Article 49(2)(a) to (d) of the Order, and (iv) persons who are "qualified investors" within the meaning of Article 2(1)(e) of the Prospectus Directive (Directive 2003/71/EC) as amended (such persons collectively being referred to as "Relevant Persons"). This presentation must not be acted or relied on by persons who are not Relevant Persons. Any investment or investment activity to which this presentation relates is available only to Relevant Persons and will be engaged in only with Relevant Persons. [] This presentation is an advertisement and not a prospectus and investors should not subscribe for or purchase any securities of TMCC referred to in this presentation or otherwise except on the basis of information in the base prospectus of Toyota Motor Finance (Netherlands) B. V. , Toyota Credit Canada Inc. , Toyota Finance Australia Limited and Toyota Motor Credit Corporation dated 14 September 2012 as supplemented from time to time together with the applicable final terms which are or will be, as applicable, available on the website of the London Stock Exchange plc at www. londonstockexchange. com/exchange/news/market-news/market-news- home. html.

TOYOTA'S GLOBAL BUSINESSES [GRAPHIC OMITTED]

TMC Consolidated Financial Results Six Months Fiscal Year Ended March 31, Ended (JPY billions) 2011 2012 September 30, 2012 ---------------- -------- ------------------ ------------------- Net Revenues 18,993.7 18,583.7 10,908.4 Operating Income 468.3 355.6 693.8 Net Income 408.2 283.6 548.3 Source: TMC FY2011 , FY2012 and FY2013 Q2 Financial Summary

TMC Consolidated Balance Sheet FY2011 (JPY billions) As of March 31, 2011 ---------------------------------------- -------------------- Current assets 11,829.8 Noncurrent finance receivables, net 5,556.7 Investment and other assets 6,122.5 Property, plant and equipment, net 6,309.2 -------------------- Total Assets 29,818.2 -------------------- Liabilities 18,898.1 Shareholders' equity 10,920.0 -------------------- Total Liabilities and Shareholders' Equity 29,818.2 -------------------- FY2012 FY2013 (JPY billions) As of March 31, As of September 30, 2012 2012 ---------------------------------------- ------------------- ------------------- Current assets 12,321.2 11,961.4 Noncurrent finance receivables, net 5,602.5 5,539.7 Investment and other assets 6,491.9 6,565.5 Property, plant and equipment, net 6,235.4 6,034.1 ------------------- ------------------- Total Assets 30,651.0 30,100.7 ------------------- ------------------- Liabilities 19,584.5 18,835.4 Shareholders' equity 11,066.5 11,265.3 ------------------- ------------------- Total Liabilities and Shareholders' Equity 30,651.0 30,100.7 ------------------- ------------------- Source: TMC FY2011 , FY2012 and FY2013 Q2 Financial Summary

TOYOTA ACROSS THE UNITED STATES [GRAPHIC OMITTED] [GRAPHIC OMITTED]

TOYOTA MOTOR SALES, USA [] For 2012, more than 40% of the vehicle models TMS sells will be all-new or significantly refreshed [] TMS is launching 19 new or refreshed models, including 7 from Toyota, 9 from Lexus and 3 from Scion [] Industry-leading investment in next-generation technologies in power-train, safety and production -- TMS has the most fuel-efficient line-up of any full-line OEM -- 11 hybrid models (1) in TMS line-up and 72% share of the U. S. hybrid market (2) [] Recent and upcoming vehicle launches: -Prius PHV -Scion FR-S -Prius c -Lexus GS and HV -RAV 4 EV -Lexus ES and HV -Avalon and HV -Lexus LS and HV (1) Includes cars and light trucks (2) Calendar year to date as of August 2012 Source: Company Reports

TOYOTA MOTOR SALES, USA (2) [] Quality, dependability, safety and product appeal remain high as reflected by numerous 3(rd) party accolades 2012 Interbrand 2012 Interbrand "Best Global Brands" "Best Global Green Brands" At #10, Toyota ranked first among Toyota ranked #1 among all brands all auto brands and industries ----------------------------------- ------------------------------------- 2012 JD Power IQS 2012 JD Power Vehicle Toyota and Lexus earned 5 segment Dependability Study awards; Lexus repeated as #1 Lexus ranked #1, Toyota ranked #3 overall nameplate highest non-premium brand ----------------------------------- ------------------------------------- 2012 Forbes "Safest Small Cars" Parents Magazine and Edmunds.com Lexus CT 200H, Scion tC and "Best Family Cars of 2012" List Toyota Prius Prius v, Camry, Sienna ----------------------------------- ------------------------------------- 2012 IIHS "Top Safety" NHTSA TMS earned 19 Four vehicles received 5 Star overall "top safety" awards, more than any rating in NCAP testing other automaker Scion tC, Camry, Camry HV, Prius ----------------------------------- ------------------------------------- 2012 Cars.com "American-Made Index " Camry ranked #1 for fourth consecutive year ---------------------------------- 2012 Consumer Reports Top Picks Toyota captured 5 of the 10 "Top Picks" spots ---------------------------------- Consumer Reports' 2012 Car-Brand Perception Survey Toyota ranked #1 ---------------------------------- Kelley Blue Book 2012 "Best Resale Value" Toyota best automotive brand Lexus best luxury brand ----------------------------------

TOYOTA MOTOR SALES, USA (3) [GRAPHIC OMITTED]

TOYOTA MOTOR SALES, USA (4) PRIUS Plug-In [GRAPHIC OMITTED] RAV 4 EV [GRAPHIC OMITTED]

TOYOTA MOTOR SALES, USA (5) [GRAPHIC OMITTED] Scion FR-S [GRAPHIC OMITTED] Lexus LF-CC Concept

TOYOTA FINANCIAL SERVICES

TFS GROUP GLOBAL PRESENCE [] 34 Countries and Regions Worldwide [GRAPHIC OMITTED]

TOYOTA MOTOR CREDIT CORPORATION (TMCC) Toyota Motor Corporation (TMC) Toyota Financial Services Corporation (TFSC) Toyota Motor Credit Corporation (TMCC) [] Nearly 4.0 million active finance contracts (1) [] AA- (2)/Aa3(2) rated captive finance company by SandP / Moody's [] Credit support agreement structure with TFSC/TMC (1) As of September 30, 2012 (2) Outlook negative

CREDIT SUPPORT AGREEMENTS [] Securities* issued by TMCC (and various other TFSC subsidiaries) have the benefit of a credit support agreement with TFSC -- TFSC will own 100% of TMCC -- TFSC will cause TMCC to maintain a tangible net worth of at least $100,000 as long as covered securities are outstanding -- If TMCC determines it will be unable to meet its payment obligations on any securities, TFSC will make sufficient funds available to TMCC to ensure that all such payment obligations are paid as due -- Agreement cannot be terminated until (1) repayment of all outstanding securities or (2) each rating agency requested by Toyota to provide a rating has confirmed no change in rating of all such securities [] TFSC in turn has the benefit of a credit support agreement with Toyota Motor Corporation ("TMC") -- Same key features as TFSC/TMCC credit support agreement -- TMC will cause TFSC to maintain a tangible net worth of at least JPY10mm as long as covered securities are outstanding [] TFSC's and/or TMC's credit support obligations will rank pari passu with all other senior unsecured debt obligations * Securities defined as outstanding bonds, debentures, notes and other investment securities and commercial paper, but does not include asset-backed securities issued by TMCC's securitization trusts.

TMCC PRODUCTS AND SERVICES CONSUMER FINANCE [] Retail [] Lease DEALER FINANCE [] Wholesale [] Real Estate [] Working Capital [] Revolving Credit Lines COMMERCIAL FINANCE [] Forklift [] Hino Medium Duty [] Retail [] Lease INSURANCE [] Service Agreements [] Ext. Warranty [] Guaranteed Auto Protection [] Roadside Assistance

TMCC FY12 BUSINESS HIGHLIGHTS [] 2(nd) highest market share ever helped drive strong financing revenues [] Lowest net charge-off ratio ever [] 2(nd) lowest residual value losses ever driven by record used vehicle values [] Highest insurance penetration ever [] 2(nd) highest operating income(1) ever [] Celebrating 30 years of supporting Toyota/Lexus/ Scion sales and enhancing customer relationships (1) Operating Income: pre-tax income, excluding the impact of derivative mark-to-market adjustments

TMCC EARNING ASSET COMPOSITION Managed Assets (USD billions) [GRAPHIC OMITTED] Source: TMCC March 31, 2012 10-K and September 30, 2012 10-Q

EXTENSIVE FIELD ORGANIZATION [] Decentralized dealer and field support [] Centralized servicing and collections [GRAPHIC OMITTED] [GRAPHIC OMITTED] [GRAPHIC OMITTED]

TMCC FINANCIAL PERFORMANCE - SELECT DATA Six months Fiscal Year Ended March 31, Ended September 30, (USD millions) 2009 2010 2011 2012 2012 ----------------------------------- ------ ------- ------------- ----------- Total Financing Revenues 8,800 8,163 8,064 7,429 3,608 add: Other Income 432 680 779 717 368 less: Interest Expense 7,132 5,587 4,967 4,639 2,076 and Depreciation Net Financing Revenues 2,100 3,256 3,876 3,507 1,900 and Other Revenues Net Income (Loss) (623) 1,063 1,853 1,486 803 Source: TMCC March 31, 2012 10-K and September 30, 2012 10-Q

TMCC FINANCIAL PERFORMANCE - SELECT DATA Six months Fiscal Year Ended March 31, Ended September 30, (USD millions) 2009 2010 2011 2012 2012 ----------------------------------- ----- ------ ------- ----- -------- Over 60 Days Delinquent (1) 0.68% 0.45% 0.26% 0.18% 0.24% Allowance for Credit Losses (1)(2) 2.51% 2.31% 1.13% 0.80% 0.68% Net Credit Losses (3) 1.37% 1.03% 0.52% 0.21% 0.15% (1) Percentage of gross earning assets (2) The quotient of allowance for credit losses divided by the sum of gross finance receivables (net finance receivables less allowance for credit losses) plus gross investments in operating leases (net investments in operating leases less allowance for credit losses) (3) Percentage of average gross earning assets annualized Note: All percentage figures calculated for fiscal years 2009 were based on a 150-day charge-off policy, which was changed to 120 days in fiscal 2010 Source: TMCC March 31, 2012 10-K and September 30, 2012 10-Q

TMCC RETAIL LOAN COLLATERAL AND ABS TRANSACTIONS

CREDIT DECISIONING AND COLLECTIONS [] Major adjustments to credit decisioning implemented beginning in late 2007 and enhanced in subsequent years -- Identification and minimization of least desirable segments [] Renewed focus on core Toyota and Lexus business [] Rededication of collections strategy and staff -- Re-trained staff and out-sourced high risk collections -- Emphasis on early intervention -- Optimization of staff and technology resources

Credit: Results* [GRAPHIC OMITTED] [GRAPHIC OMITTED] * Abbreviated for presentation purposes Source: Company Reports

MANAGED PORTFOLIO PERFORMANCE TMCC Retail Loan Delinquency Experience (1) Delinquencies as a of Contracts Outsta 30 - 5 9 60 - 89 Over 89 (1) The historical delinquency data reported in this table includes all retail vehicle installment sales contracts purchased by TMCC, excluding those purchased by a subsidiary of TMCC operating in Puerto Rico. Includes contracts that have been sold but are still being serviced by TMCC. (2) Number of contracts outstanding at end of period. (3) The period of delinquency is based on the number of days payments are contractually past due. A payment is deemed to be past due if less than 90% of such payment is made. Source: Company Reports

Performance Num -- Retail ber o Loan Num ber of the Average Num Gross Charge-Offs Recoveries (6) Net Losses Net Losses as a Perc Principal Balance (1) The net loss and repossession data reported in this table includes all retail installment sales contracts purchased by TMCC, excluding those purchased by a subsidiary of TMCC operating in Puerto Rico. Includes contracts that have been sold but are still being serviced by TMCC. (2) Principal Balance Outstanding includes payoff amount for simple interest contracts and net principal amount for actuarial contracts. (3) Average of the principal balance or number of contracts outstanding as of the beginning and end of the indicated periods. (4) Includes bankrupt repossessions but excludes bankruptcies. (5) Amount charged-off is the net remaining principal balance, including earned but not yet received finance charges, repossession expenses and unpaid extension fees, less any proceeds from the liquidation of the related vehicle. Also includes dealer reserve charge-offs. (6) Includes all recoveries from post-disposition monies received on previously charged-off contracts including any proceeds from the liquidation of the related vehicle after the related charge-off. Also includes recoveries for dealer reserve charge-offs and chargebacks. (7) Annualized. (8) Beginning in February 2010, Toyota Motor Credit Corporation changed its charge-off policy from 150 days past due to 120 days past due. Source: Company Reports

ORIGINATION PROFILE TMCC Retail Auto Loan Originations Share of Original % of % of % of (1) As of September 30, 2012 (2) Percentages may not add to 100% due to rounding Source: Company Reports

APR Distribution [GRAPHIC OMITTED] Weighted 660 Average F [GRAPHIC OMITTED] Weighted Average Original Term [GRAPHIC OMITTED] New vs. Used [GRAPHIC OMITTED]

ABS Deal Comparison Toyota Auto Owner Trust (TAOT)(1) Share of Original % of % of % of (1) Abbreviated for presentation purposes Source: Company Reports

TAOT Deal Performance [GRAPHIC OMITTED] Transaction Moody's EL SandP's EL ----------- ---------- ----------------- TAOT 2010-A 1.25% (1) 1.70% - 1.90% (2) ----------- ---------- ----------------- TAOT 2010-B 1.25% (1) 1.50% - 1.70% (2) ----------- ---------- ----------------- TAOT 2010-C 1.15% (1) 1.40% - 1.60% (2) ----------- ---------- ----------------- TAOT 2011-A 1.15% 1.40% - 1.60% ----------- ---------- ----------------- TAOT 2011-B 0.85% 1.15% - 1.35% ----------- ---------- ----------------- TAOT 2012-A 0.70% 0.85% - 1.00% ----------- ---------- ----------------- TAOT 2012-B 0.50% 0.75% - 0.90% ----------- ---------- ----------------- [GRAPHIC OMITTED] [GRAPHIC OMITTED] (1) Moody's cumulative net loss assumption at initial transaction rating. On September 15, 2011, Moody's announced that it had decreased the transaction CNL assumptions to 0.45% -0.70% for 2010-A and 2010-B and 0.35% -0.60% for 2010-C. (2) Standard and Poors cumulative net loss assumption at initial transaction rating. On January 17, 2012, Standard and Poors announced that it had decreased the transaction CNL assumptions to 0.45% -0.55% for 2010-A, 0.40% -0.50% for 2010-B and 0.35% -0.45% for 2010-C. Source: Company Reports

TMCC Funding Programs

EXCEPTIONAL LIQUIDITY [] A-1+/P-1 direct commercial paper program [] $15.4 billion multi-party committed credit facilities [] $7.2 billion short-term investment portfolio(1) [] Over $50 billion in readily salable retail loan and lease receivables [] Access to various domestic and international markets [] Billions of additional capacity in global benchmark markets [] Extensive inter-company lending infrastructure [] Credit support agreements: TMCC []TFSC [] TMC (1) Average balance for quarter ended September 30, 2012 Source: TMCC September 30, 2012 10-Q

TMCC Funding Program Objectives [] TMCC is committed to: -- Maintaining funding diversity and exceptional liquidity -- Issuing into strong demand with attractive deals -- Identifying and developing new markets and investor relationships -- Responding quickly to opportunities with best-in-class execution

DIVERSIFICATION IN DEBT OFFERINGS TMCC Long Term Debt Outstanding [GRAPHIC OMITTED] [GRAPHIC OMITTED] units in USD millions units in USD millions As of September 30, 2012 Source: Company Reports

FUNDING FLEXIBILITY AND RESPONSIVENESS Increased Diversification Across USD Curve (1) [GRAPHIC OMITTED] (1) Unsecured U.S. MTN issuance, excluding Structured Notes and Retail Notes. (2) As of October 30, 2012 (3) Percentages may not add to 100% due to rounding Source: Company Reports

KEY INVESTMENT HIGHLIGHTS [] Financial strength supported by strong credit ratings [] Transparent business model with exceptional liquidity [] Rational funding programs with long term perspective -- Diversification in bond offerings -- Focus on proactively meeting needs of market -- Strong emphasis placed on flexibility and responsiveness [] Industry-leading in: -- Liquidity management framework -- Balance sheet strength -- Business model resiliency

[GRAPHIC OMITTED]

U.S. light vehicle seasonally adjusted annual rate (SAAR) and Toyota Motor Sales (TMS), U.S.A. Inc. sales November 2007 - October 2012 [GRAPHIC OMITTED] The U.S. automobile SAAR figure for October 2012 was 14.3 million, the eighth month it has been above 14 million this year. Source: Toyota, Bloomberg, Ward's Automotive Group.

Toyota U.S. October 2012 unit sales Lexus Division Top 5 makes Oct-11 Oct-12 ------ ------ 6.691 6.928 ------ ------ 4.300 5.971 ------ ------ 2.640 2.116 ------ ------ 0.266 1.521 ------ ------ 1.511 1.199 ------ ------ Toyota U.S. October 2012 unit sales Toyota Division Top 5 makes Oct-11 Oct-12 ------- ------ ------ Camry 22.043 29.926 ------- ------ ------ Corolla 16.244 20.949 ------- ------ ------ Prius 11.008 16.774 ------- ------ ------ RAV4 10.172 12.191 ------- ------ ------ Tacoma 10.680 10.936 ------- ------ ------ Thousands of vehicles Thousands of vehicles * TMS October 2012 sales totaled 155,242 units, up 15.8% from October 2011 volume. * Camry and Camry hybrid sales volume increased 35.8% from October 2011 volume. Prius family sales volume rose 52.4% . * North American production totaled 109,194 units for October 2012, a volume increase of 21.9% from the same period in the prior fiscal year. Toyota Division represents Toyota and Scion vehicle sales TMS monthly results include fleet sales volume

FUNDING FLEXIBILITY Focus on More Diverse Maturities in USD Issuance (1)(2) [GRAPHIC OMITTED] FY 2010 FY 2012 [GRAPHIC OMITTED] FY 2011 [GRAPHIC OMITTED] FY 2013 YTD [GRAPHIC OMITTED] Source: Company Reports, October 31, 2012 1) Unsecured U.S. MTN issuance, excluding Structured Notes and Retail Notes. 2) Percentages may not add to 100% due to rounding

COMMERCIAL PAPER PROGRAMS HIGHLIGHTS * A-1+/P-1 Direct Commercial Paper Programs -- 3 distinct USD commercial paper programs (TMCC, TCPR, TCCI) -- $15.4 billion multi-party committed credit facilities -- $24.2 billion USCP combined outstanding for TMCC and TCPR -- Over 600 diverse institutional investors * State and local municipalities * Large corporations * Pension and retirement funds * Financial institutions * Money managers and mutual fund companies -- Rates are posted daily on Bloomberg DOCP screen Source: Toyota Motor Credit Corporation, September 30, 2012 10-Q

EXCEPTIONAL LIQUIDITY * $7.2 billion Short-term Investment Portfolio(1) * Over $50 billion in salable retail loan and lease receivables * Access to various domestic and international term markets * Billions of additional capacity in global benchmark markets * Inter-company lending infrastructure * Credit Support Agreements: TMC [] TFSC [] TMCC, TCPR, TCCI Source: Toyota Motor Credit Corporation, September 30, 2012 10-Q 1) Average balance for fiscal year ended September 30, 2012

EX-99.2

Exhibit 99.2

TOYOTA BUSINESS HIGHLIGHTSPROPERTY, FY13 Q2 [GRAPHIC OMITTED] [GRAPHIC OMITTED] [GRAPHIC OMITTED] [GRAPHIC OMITTED] TOYOTA MOTOR SALES (TMS), U.S.A. INC. MONTHLY RESULTS [] The U.S. automobile SAAR figure for October 2012 came in at 14.3M units, down from the prior month of 14.9M impacted from inclement weather in the Northeast U.S. [] TMS October sales totaled 155,242 units, up 15.8% from Octo er 2011 volume. [] Camry and Camry hybrid sales volume increased 35.8% compared to October 2011 volume. Prius Sharefamily sales volume ros 52.4%.holders' [] North American production for October 2012 totaled 109,194 units, a volume increase of Total21.9% from he same (prior)Liabilitifiscal year period. [GRAPHIC OMITTED] [GRAPHIC OMITTED] Source: Toyota, Bloomberg, Ward's Automotive Group. Toyota Division represents Toyota and Scion vehicle sales. Scion sales for the month totaled 5,887 units, up 49.0% from October 2011 Scion volume. TMS monthly results include fleet sales volume. Toyota Motor Sales, U.S.A. Inc. October 2012 unit sales Toyota Division Lexus [GRAPHIC OMITTED] Toyota U.S. October 2012 unit sales -Toyota Division Top 5 makes Oct-12 Oct-11 [GRAPHIC OMITTED] Oct-11 Oct-12 ------- --------- --------- Camry Income22.043 29.926 ------- ------------------- Corolla 16.244 20.949 ======= ========= ========= Prius 11.008 16.774 ------- --------- --------- Tacoma 10.172 12.191 ------- --------- --------- RAV4 10.680 10.936 ------- --------- --------- Thousands of vehicles Toyota U.S. October 2012 unit sales - Lexus Division Top 5 makes Oct-12 Oct-11 ProductionOct-11 (units)Oct-12 (Loss)RX 6.691 6.928 JapanES 4.300 5.971 IS 2.640 2.116 NorthGS (0.266)America1.521 CT 1.511 1.199 Thousands of vehicles TOYOTA MOTOR CORPORATION (TMC) FINANCIAL RESULTS North America Europe Asia Other[] Inter-segment [] "Other" consists of Central and South America, Oceania, Africa and the Middle East, etc. Source: Toyota Motor Corporation company filings. [GRAPHIC OMITTED] [GRAPHIC OMITTED] Japan North America Europe elimination Asia Other[]

TOYOTA MOTOR CREDIT CORPORATION (TMCC) FINANCIAL RESULTS [] Our consolidated results for the second quarter of fiscal 2013 decreased as compared to the same period in fiscal 2012 primarily due to increases in interest expense and a decrease in total financing revenues, partially offset by an increase in investment income. [] Market share in the second quarter of fiscal 2013 remained constant compared to the same period in fiscal 2012, while financing volume increased. The increase in financing volume was driven primarily by the increased supply of new Toyota and Lexus vehicles and an increase in TMS subvention. [] Net charge-offs as a percentage of average gross earning assets declined, continuing to benefit from strong used vehicle values. (1)Toyota Financial Services (TFS) market share represents the percentage of total domestic TMS sales of new Toyota and Lexus vehicles financed by us, excluding non-Toyota/Lexus sales, sales under dealer rental car and commercial fleet programs and sales of a private Toyota distributor. (*)TMCC consumer portfolio includes TMCC and its consolidated subsidiaries TMCC financial Total financing Income before Net Income Debt-to-Equity [GRAPHIC OMITTED] [GRAPHIC OMITTED] [GRAPHIC OMITTED] [GRAPHIC OMITTED] [GRAPHIC OMITTED] NORTH AMERICAN SHORT-TERM FUNDING PROGRAMS [] Toyota Motor Credit Corporation (TMCC), Toyota Credit de Puerto Rico Corp. (TCPR), and Toyota Credit Canada Inc. (TCCI)[] maintain direct relationships with institutional commercial paper investors through its Sales and Trading team, providing each access to a variety of domestic and global markets through three, distinct 3(a)(3) programs. [] For the second quarter of fiscal 2013, TMCC and TCPR commercial paper programs ranged from approximately $21.4 billion to $24.7 billion with an average outstanding balance of $23.1 billion. As of September 30, 2012 the programs had an average remaining maturity of 82 days. [] TCCI and TMCC are subsidiaries of Toyota Financial Services Corporation, a wholly-owned subsidiary of Toyota Motor Corporation. [] TMCC consolidated financial liabilities include TMCC and its consolidated subsidiaries, which includes TCPR. [GRAPHIC OMITTED] LET'S GO PLACES [] TMCC has revamped its Investor Relations site. Please visit www. toyotafinancial. com, and select Investor Relations located in the upper-right hand corner of the browsing page. Toyota has recently created the Toyota in Action website highlighting the company's operations, innovations, community, and people across the United States. Please visit www. toyotainaction. com, to learn more about our U. S. activities and impact. Forward looking statements are subject to risks and uncertainties that could cause actual results to fall short of current expectations. Toyota and its affiliates discuss these risks and uncertainties in filings they make with the Securities and Exchange Commission. This presentation does not constitute an offer to purchase any securities. Any offer or sale of securities will be made only by means of a prospectus and related documentation. [GRAPHIC OMITTED]