8-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the

Securities Exchange Act of 1934

Date of Report (Date of earliest event reported):

August 17, 2012

TOYOTA MOTOR CREDIT CORPORATION

(Exact name of registrant as specified in its charter)

California	1-9961	95-3775816
(State or other jurisdiction of incorporation)	(Commission File Number)	(IRS Employer Identification No.)
19001 S. Western Avenue Torrance, California		90501
(Address of principal executive offices)		(Zip Code)

Registrant's telephone number, including area code:     (310) 468-1310

    Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

[  ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

[  ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

[  ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

[  ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Item 7.01  Regulation FD Disclosure.

Toyota Motor Credit Corporation has prepared materials for investors and other business information.  The materials are furnished (not filed) as Exhibit 99.1 and Exhibit 99.2 to this Current Report on Form 8-K pursuant to Regulation FD.

Item 9.01  Financial Statements and Exhibits.

99.1 Investor presentation of Toyota Motor Credit Corporation (furnished pursuant to Regulation FD)

99.2 Toyota Business Highlights (furnished pursuant to Regulation FD)

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	TOYOTA MOTOR CREDIT CORPORATION
Date: August 17, 2012	By:	/s/ Christopher Ballinger
		Christopher Ballinger Group Vice President & Chief Financial Officer

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Exhibit Index

99.1 Investor presentation of Toyota Motor Credit Corporation (furnished pursuant to Regulation FD)

99.2 Toyota Business Highlights (furnished pursuant to Regulation FD)

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EX-99.1

Exhibit 99.1

TOYOTA FINANCIAL SERVICES ================================================================================ Presentation Materials for Investors August 2012 1

Disclaimer -------------------------------------------------------------------------------- [] This presentation includes certain "forward-looking statements" within the meaning of The U.S. Private Securities Litigation Reform Act of 1995. [] These statements are based on current expectations and currently available information. [] Actual results may differ materially from these expectations due to certain risks, uncertainties and other important factors, including the risk factors set forth in the most recent annual and periodic reports of Toyota Motor Corporation and Toyota Motor Credit Corporation [] We do not undertake to update the forward-looking statements to reflect actual results or changes in the factors affecting the forward-looking statements. [] This presentation does not constitute an offer to sell or a solicitation of an offer to purchase any securities. Any offer or sale of securities will be made only by means of a prospectus and related documentation. 2

Disclaimer -------------------------------------------------------------------------------- [] This presentation includes certain "forward-looking statements" within the meaning of The U.S. Private Securities Litigation Reform Act of 1995. [] These statements are based on current expectations and currently available information. [] Actual results may differ materially from these expectations due to certain risks, uncertainties and other important factors, including the risk factors set forth in the most recent annual and periodic reports of Toyota Motor Corporation and Toyota Motor Credit Corporation [] We do not undertake to update the forward-looking statements to reflect actual results or changes in the factors affecting the forward-looking statements. [] This presentation does not constitute or form part of and should not be construed as, an offer to sell or issue or the solicitation of an offer to purchase or subscribe for securities of TMCC in any jurisdiction or an inducement to enter into investment activity in any jurisdiction. Neither this presentation nor any part thereof, nor the fact of its distribution, shall form the basis of, or be relied on in connection with, any contract or commitment or investment decision whatsoever. Any offer or sale of securities by TMCC will be made only by means of a prospectus and related documentation. [] Investors and prospective investors in securities of TMCC are required to make their own independent investigation and appraisal of the business and financial condition of TMCC and the nature of its securities. This presentation does not constitute a recommendation regarding securities of TMCC. Any prospective purchaser of securities in TMCC is recommended to seek its own independent financial advice. [] This presentation is made to and directed only at (i) persons outside the United Kingdom, or (ii) qualified investors or investment professionals falling within Article 19(5) and Article 49(2)(a) to (d) of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005 (the "Order"), or (iii) high net worth individuals, and other persons to whom it may lawfully be communicated, falling within Article 49(2)(a) to (d) of the Order, and (iv) persons who are "qualified investors" within the meaning of Article 2(1)(e) of the Prospectus Directive (Directive 2003/71/EC) (such persons collectively being referred to as "Relevant Persons"). This presentation must not be acted or relied on by persons who are not Relevant Persons. Any investment or investment activity to which this presentation relates is available only to Relevant Persons and will be engaged in only with Relevant Persons. [] This presentation is an advertisement and not a prospectus and investors should not subscribe for or purchase any securities of TMCC referred to in this presentation or otherwise except on the basis of information in the base prospectus of Toyota Motor Finance (Netherlands) B.V., Toyota Credit Canada Inc., Toyota Finance Australia Limited and Toyota Motor Credit Corporation dated 16 September 2011 as supplemented from time to time together with the applicable final terms which are or will be, as applicable, available on the website of the London Stock Exchange plc at www.londonstockexchange.com/exchange/news/market-news/market-news-home.html. 3

Toyota's Global Businesses -------------------------------------------------------------------------------- [GRAPHIC OMITTED] 4

TMC Consolidated Financial Results -------------------------------------------------------------------------------- Three Months Fiscal Year Ended March 31, Ended (JPY billions) 2011 2012 June 30, 2012 ----------------------- -------- -------------------- ------------- Net Revenues 18,993.6 18,583.6 5,501.6 Operating Income (Loss) 468.2 355.6 353.1 Net Income (Loss) 408.1 283.5 321.6 Source: TMCC FY2011 , FY2012 & FY2013 Q1 10-Q 5

TMC Consolidated Balance Sheet FY2011 FY2012 (JPY billions) As of March 31, 2011 As of March 31, 2012 ---------------------------------------- -------------------- -------------------- Current assets 11,829.8 12,321.2 Noncurrent finance receivables, net 5,556.7 5,602.5 Investment & other assets 6,122.5 6,491.9 Property, plant & equipment, net 6,309.2 6,235.4 -------------------- -------------------- Total Assets 29,818.2 30,651.0 -------------------- -------------------- Liabilities 18,898.2 19,584.5 Shareholders' equity 10,920.0 11,066.5 -------------------- -------------------- Total Liabilities & Shareholders' Equity 29,818.2 30,651.0 -------------------- -------------------- Source: TMCC FY2011 & FY2012 10K 6

Toyota Across the United States -------------------------------------------------------------------------------- [GRAPHIC OMITTED] 7

Toyota Motor Sales, USA -------------------------------------------------------------------------------- [] For 2012, 40% of the vehicles TMS sells will be all-new or significantly refreshed [] TMS is launching 19 new or refreshed models, including 7 from Toyota, 9 from Lexus and 3 from Scion [] Industry-leading investment in next-generation technologies in power-train, safety and production -- TMS has the most fuel-efficient line-up of any full-line OEM -- 10 hybrid models (1) in TMS line-up and 72% share of the U.S. hybrid market (2) [] Recent and upcoming vehicle launches: -Prius PHV -Scion FR-S -Prius c -Scion iQ EV -RAV 4 EV -Lexus GS & HV -Avalon & HV -Lexus ES & HV (1) Includes cars and light trucks (2) Calendar year to date as of July 2012 Source: Company Reports 8

Toyota Motor Sales, USA (2) -------------------------------------------------------------------------------- [] Quality, dependability, and product appeal remain high as reflected by numerous 3(rd) party accolades [GRAPHIC OMITTED] 9

Toyota Motor Sales, USA (3) -------------------------------------------------------------------------------- [GRAPHIC OMITTED] 10

Toyota Motor Sales, USA (4) -------------------------------------------------------------------------------- [GRAPHIC OMITTED] 11

Toyota Motor Sales, USA (5) -------------------------------------------------------------------------------- [GRAPHIC OMITTED] 12

Toyota Financial Services 13

TFS Group Global Presence -------------------------------------------------------------------------------- [] 34 Countries & Regions Worldwide [GRAPHIC OMITTED] 14

Toyota Motor Credit Corporation (TMCC) -------------------------------------------------------------------------------- Toyota Motor Corporation (TMC) Toyota Financial Services Corporation (TFSC) Toyota Motor Credit Corporation (TMCC) [] Nearly 4.0 million active finance contracts (1) [] AA- (2)/Aa3(2) rated captive finance company [] Credit support agreement structure with TFSC/TMC (1) As of June 30, 2012 (2) Outlook negative 15

Credit Support Agreements -------------------------------------------------------------------------------- [] Securities* issued by TMCC (and various other TFSC subsidiaries) have the benefit of a credit support agreement with TFSC -- TFSC will own 100% of TMCC -- TFSC will cause TMCC to maintain a tangible net worth of at least $100,000 as long as covered securities are outstanding -- If TMCC determines it will be unable to meet its payment obligations on any securities, TFSC will make sufficient funds available to TMCC to ensure that all such payment obligations are paid as due -- Agreement cannot be terminated until (1) repayment of all outstanding securities or (2) each rating agency requested by Toyota to provide a rating has confirmed no change in rating of all such securities [] TFSC in turn has the benefit of a credit support agreement with Toyota Motor Corporation ("TMC") -- Same key features as TFSC/TMCC credit support agreement -- TMC will cause TFSC to maintain a tangible net worth of at least JPY10mm as long as covered securities are outstanding [] TFSC's and/or TMC's credit support obligations will rank pari passu with all other senior unsecured debt obligations * Securities defined as outstanding bonds, debentures, notes and other investment securities and commercial paper, but does not include asset-backed securities issued by TMCC's securitization trusts. 16

TMCC Products and Services -------------------------------------------------------------------------------- [GRAPHIC OMITTED] 17

TMCC FY12 Business Highlights -------------------------------------------------------------------------------- [] 2nd highest market share ever helped drive strong financing revenues [] Lowest net charge-off ratio ever [] 2nd lowest residual value losses ever driven by record used vehicle values [] Highest insurance penetration ever [] 2nd highest operating income(1) ever [] Celebrating 30 years of profitably supporting Toyota/Lexus/ Scion sales and enhancing customer relationships (1) Operating Income: pre-tax income, excluding the impact of derivative mark-to-market adjustments 18

TMCC Financial Performance - Select Data -------------------------------------------------------------------------------- [GRAPHIC OMITTED] Source: TMCC March 31, 2012 10-K & June 30, 2012 10-Q 19

TMCC Earning Asset Composition -------------------------------------------------------------------------------- [GRAPHIC OMITTED] Source: TMCC March 31, 2012 10-K and June 30, 2012 10-Q 20

Extensive Field Organization -------------------------------------------------------------------------------- [] Decentralized dealer and field support [] Centralized servicing and collections [GRAPHIC OMITTED] 21

TMCC Financial Performance - Select Data -------------------------------------------------------------------------------- [GRAPHIC OMITTED] (1) Percentage of gross earning assets (2) The quotient of allowance for credit losses divided by the sum of gross finance receivables (net finance receivables less allowance for credit losses) plus gross investments in operating leases (net investments in operating leases less allowance for credit losses) (3) Percentage of average gross earning assets annualized Note: All percentage figures calculated for fiscal years 2009 were based on a 150-day charge-off policy, which was changed to 120 days in fiscal 2010 Source: TMCC March 31, 2012 10-K and June 30, 2012 10-Q 22

Core Strengths -------------------------------------------------------------------------------- [] Dealer and customer relationships [] Data management and analytics [] Emphasis on innovation and execution excellence [] Tenured & highly engaged associate base and world class leadership team [GRAPHIC OMITTED] 23

TMCC Retail Loan Collateral & ABS Transactions 24

Credit Decisioning & Collections -------------------------------------------------------------------------------- [] Major adjustments to credit decisioning implemented beginning in late 2007 -- Identification & minimization of least desirable segments [] Renewed focus on core Toyota and Lexus business [] Rededication of collections strategy and staff -- Re-trained staff & out-sourced high risk collections -- Emphasis on early intervention -- Optimization of staff and technology resources 25

Credit: Results* -------------------------------------------------------------------------------- [GRAPHIC OMITTED] * Abbreviated for presentation purposes Source: Company Reports 26

Managed Portfolio Performance -------------------------------------------------------------------------------- TMCC Retail Loan Delinquency Experience (1) At June 30, At March 31, ----------------------- ----------------------------------------------------------- 2012 2011 2012 2011 2010 2009 2008 ---------- ----------- ---------- ---------- -------------- ----------- ----------- Outstanding Contracts (2) 3,127,070 3,175,429 3,119,781 3,189,591 3,093,894 3,050,178 2,942,565 Number of Accounts Past Due in the following categories 30 - 59 days 38,914 47,469 35,162 43,070 55,123 57,547 54,219 60 - 89 days 8,914 11,573 6,786 8,588 11,722 13,327 13,010 Over 89 days 6,223 8,927 5,870 9,153 10,953 11,797 9,575 Delinquencies as a Percentage of Contracts Outstanding (3) 30 - 59 days 1.24% 1.49% 1.13% 1.35% 1.78% 1.89% 1.84% 60 - 89 days 0.29% 0.36% 0.22% 0.27% 0.38% 0.44% 0.44% Over 89 days 0.20% 0.28% 0.19% 0.29% 0.35% 0.39% 0.33% (1) The historical delinquency data reported in this table includes all retail vehicle installment sales contracts purchased by TMCC, excluding those purchased by a subsidiary of TMCC operating in Puerto Rico. Includes contracts that have been sold but are still being serviced by TMCC. (2) Number of contracts outstanding at end of period. (3) The period of delinquency is based on the number of days payments are contractually past due. A payment is deemed to be past due if less than 90% of such payment is made. Source: Company Reports 27

Performance -- Retail Loan -------------------------------------------------------------------------------- TMCC Managed Portfolio Net Loss and Repossession Experience (dollars in thousands) (1) [GRAPHIC OMITTED] (1) The net loss and repossession data reported in this table includes all retail installment sales contracts purchased by TMCC, excluding those purchased by a subsidiary of TMCC operating in Puerto Rico. Includes contracts that have been sold but are still being serviced by TMCC. (2) Principal Balance Outstanding includes payoff amount for simple interest contracts and net principal amount for actuarial contracts. (3) Average of the principal balance or number of contracts outstanding as of the beginning and end of the indicated periods. (4) Includes bankrupt repossessions but excludes bankruptcies. (5) Amount charged-off is the net remaining principal balance, including earned but not yet received finance charges, repossession expenses and unpaid extension fees, less any proceeds from the liquidation of the related vehicle. Also includes dealer reserve charge-offs. (6) Includes all recoveries from post-disposition monies received on previously charged-off contracts including any proceeds from the liquidation of the related vehicle after the related charge-off. Also includes recoveries for dealer reserve charge-offs and chargebacks. (7) Annualized. (8) Beginning in February 2010, Toyota Motor Credit Corporation changed its charge-off policy from 150 days past due to 120 days past due. 28 Source: Company Reports 28

Origination Profile -------------------------------------------------------------------------------- TMCC Retail Auto Loan Originations [GRAPHIC OMITTED] (1) As of June 30, 2012 (2) Percentages may not add to 100% due to rounding Source: Company Reports 29

Origination Characteristics -------------------------------------------------------------------------------- [GRAPHIC OMITTED] Source: Company Reports 30

ABS Deal Comparison -------------------------------------------------------------------------------- Toyota Auto Owners Trust (TAOT)(1) [GRAPHIC OMITTED] (1) Abbreviated for presentation purposes Source: Company Reports 31

TAOT Deal Performance -------------------------------------------------------------------------------- [GRAPHIC OMITTED] (1) Moody's cumulative net loss assumption at initial transaction rating. On September 15, 2011, Moody's announced that it had decreased the transaction CNL assumptions to 0.45% -0.70% for 2010-A & 2010-B and 0.35% -0.60% for 2010-C. (2) Standard & Poors cumulative net loss assumption at initial transaction rating. On January 17, 2012, Standard & Poors announced that it had decreased the transaction CNL assumptions to 0.45% -0.55% for 2010-A, 0.40% -0.50% for 2010-B and 0.35% -0.45% for 2010-C. Source: Company Reports 32

TMCC Funding Programs 33

Exceptional Liquidity -------------------------------------------------------------------------------- [] A-1+/P-1 direct commercial paper program - $14.3 billion multi-party committed credit facilities [] $ 6.1 billion short-term investment portfolio(1) [] Over $ 50 billion in readily salable retail loan & lease receivables [] Access to various domestic and international markets [] Billions of additional capacity in global benchmark markets [] Extensive inter-company lending infrastructure [] Credit support agreements: TMCC []TFSC [] TMC (1) Average balance for quarter ended June 30, 2012 Source: TMCC June 30, 2012 10-Q 34

TMCC Funding Program Objectives -------------------------------------------------------------------------------- [] TMCC is committed to: -- Maintaining funding diversity and exceptional liquidity -- Issuing into strong demand with attractive deals -- Identifying & developing new markets and investor relationships -- Responding quickly to opportunities with best-in-class execution 35

Diversification in Debt Offerings -------------------------------------------------------------------------------- TMCC Long Term Debt Outstanding [GRAPHIC OMITTED] As of June 30, 2012 Source: Company Reports 36

Funding Flexibility And Responsiveness -------------------------------------------------------------------------------- Increased Diversification Across USD Curve (1) [GRAPHIC OMITTED] (1) Unsecured U.S. MTN issuance, excluding Structured Notes and Retail Notes. (2) As of July 31, 2012 Source: Company Reports 37

Key Investment Highlights -------------------------------------------------------------------------------- [] Financial strength supported by strong credit ratings [] Transparent business model with exceptional liquidity [] Rational funding programs with long term perspective -- Diversification in bond offerings -- Focus on proactively meeting needs of market -- Strong emphasis placed on flexibility and responsiveness [] Industry-leading in: -- Liquidity management framework -- Balance sheet strength -- Business model resiliency 38

TOYOTA FINANCIAL SERVICES 39

Industry Performance -------------------------------------------------------------------------------- [GRAPHIC OMITTED] The U.S. automobile SAAR figure for July 2012 was 14.1 million, the sixth month it has been above 14 million this year. Source: Toyota, Bloomberg, Ward's Automotive Group. 1 40

TMS Monthly Sales Performance -------------------------------------------------------------------------------- [GRAPHIC OMITTED] * TMS July 2012 sales totaled 164,898 units, up 26.1% from July 2011 volume. * Camry and Camry hybrid sales volume increased 10.7% from July 2011 volume. Prius family sales volume rose 110.5% . * North American production totaled 118,549 units for July 2012, a volume increase of 23.5% from the same period in the prior fiscal year. Toyota Division represents Toyota and Scion vehicle sales TMS monthly results include fleet sales volume 2 41

Funding Flexibility -------------------------------------------------------------------------------- Focus on More Diverse Maturities in USD Issuance (1) [GRAPHIC OMITTED] Source: Company Reports, July 31, 2012 1) Unsecured U.S. MTN issuance, excluding Structured Notes and Retail Notes. 3 42

Strong Investor Base -------------------------------------------------------------------------------- * Establish & maintain a direct dialogue with investors to communicate Toyota value story * Dozens of cities and hundreds of investors reached over the past three years * Investor outreach efforts have taken on much more importance over the last three years Investor Relations Events ------------------------------------------------------------------------------------------ AFP Conference GIOA Conference (Association of Financial Professionals) (Government Investment Officers Association) Money Fund Symposium European AFSA US AFSA ASF ABS Investor/Issuer Conference (American Financial Services Association) (American Securitization Forum) Commercial Paper Issuers Working Group 1 on 1 investor calls, meetings, presentations 4 43

Commercial Paper Programs Highlights -------------------------------------------------------------------------------- * A-1+/P-1 Direct Commercial Paper Programs -- 3 distinct USD commercial paper programs (TMCC, TCPR, TCCI) -- $14.3 billion multi-party committed credit facilities -- $22.5 billion USCP combined outstanding for TMCC and TCPR -- Over 600 diverse institutional investors * State and local municipalities* Large corporations * Pension and retirement funds* Financial institutions * Money managers and mutual fund companies -- Rates are posted daily on Bloomberg DOCP screen Source: Toyota Motor Credit Corporation, June 30, 2012 10-Q 5 44

Exceptional Liquidity -------------------------------------------------------------------------------- * $6.1 billion Short-term (1) * Investment Portfolio * Over $50 billion in salable retail loan & lease receivables * Access to various domestic and international term markets * Billions of additional capacity in global benchmark markets * Inter-company lending infrastructure * Credit Support Agreements: TMC [] TFSC [] TMCC, TCPR, TCCI Source: Toyota Motor Credit Corporation, June 30, 2012 10-Q ================================================================================ 1) Average balance for fiscal year ended June 30, 2012 6 45

Treasury Excellence -------------------------------------------------------------------------------- * TMCC has won numerous awards -- Overall Excellence Award in 2009 and 2006 -- 15 Alexander Hamilton Awards since 2004 [GRAPHIC OMITTED] Treasury Today's 2012 Adam Smith Award winner for Top Treasury Team for Overall Excellence 7 46

EX-99.2

Exhibit 99.2

Toyota Business Highlights -------------------------------------------------------------------------------- [GRAPHIC OMITTED] [GRAPHIC OMITTED] TOYOTA MOTOR SALES (TMS), U.S.A. INC. MONTHLY RESULTS [] The U.S. automobile SAAR figure for July 2012 came in at 14.1 million units, the sixth month this year the industry has topped the 14 million mark. [] TMS July sales totaled 164,898 units, up 26.1% from July 2011 volume. [] Camry and Camry hybrid sales volume increased 10.7% compared to July 2011 volume. Prius family sales volume rose 110.5% . [] North American production totaled 118,549 units, a volume increase of 23.5% from the same period in the prior fiscal year. [GRAPHIC OMITTED] TOYOTA MOTOR CORPORATION FINANCIAL RESULTS Yen in millions ------------------------- TMC consolidated financial performance Q1 FY2012 Q1 FY2013 --------------------------------------------------- ------------ ------------ Net Revenues Yen 3,441,050 Yen 5,501,573 Operating Income (Loss) -107,963 353,143 Net Income attributable to TMC (Loss) 1,160 290,347 --------------------------------------------------- ------------ ------------ TMC Consolidated Balance Sheet --------------------------------------------------- ------------ ------------ Current Assets Yen 11,610,044 Yen 12,107,624 Noncurrent finance receivables, net 5,460,383 5,432,051 Total Investments and other assets 6,051,904 6,424,105 Property, plant and equipment, net 6,162,530 6,065,995 =================================================== ============ ============ Total Assets Yen 29,284,861 Yen 30,029,775 Liabilities Yen 18,477,708 Yen 19,002,182 Shareholders' equity 10,807,153 11,027,593 =================================================== ============ ============ Total Liabilities and Shareholders' Equity Yen 29,284,861 Yen 30,029,775 --------------------------------------------------- ------------ ------------ Operating Income (Loss) by geographic region --------------------------------------------------- ------------ ------------ Japan -Yen 206,634 Yen 107,105 North America 28,991 117,636 Europe -7,551 3,401 Asia 60,112 101,580 Other++ 21,028 27,176 Inter-segment elimination and/or unallocated amount -3,909 -3,755 --------------------------------------------------- ------------ ------------ ++ "Other" consists of Central and South America, Oceania and Africa. Source: Toyota Motor Corporation company filings. [GRAPHIC OMITTED] Production (units) Q1 FY2012 Q1 FY2013 -------------------------------------- Japan 556,147 1,105,286 North America 188,260 450,723 Europe 75,752 102,030 Asia 279,824 470,070 Other++ 89,674 108,053 ------------- --------- -------------- Sales (units) Q1 FY2012 Q1 FY2013 ------------- ------------------------ Japan 292,283 576,670 North America 275,468 662,347 Europe 174,249 208,847 Asia 259,873 418,756 Other++ 219,501 401,943 ------------- --------- -------------- 1

TOYOTA MOTOR CREDIT CORPORATION FINANCIAL RESULTS [] Our consolidated results for the first quarter of fiscal 2013 increased as compared to the same period in fiscal 2012 primarily due to a decrease in interest expense, partially offset by a decline in total financing revenue. [] Financing volume increased while market share decreased in the first quarter of fiscal 2013 compared to the same period in fiscal 2012. The increase in volume was driven primarily by the increased supply of new Toyota and Lexus vehicles and an increase in TMS subvention. [] The overall credit quality of our consumer portfolio in the first quarter of fiscal 2013 continued to benefit from our continued focus on purchasing practices and collection efforts. [] Net charge-offs as a percentage of average gross earning assets increased as production improved vehicle supply levels and used vehicle values declined slightly in the first quarter of fiscal 2013. (1)Toyota Financial Services (TFS) market share represents the percentage of total domestic TMS sales of new Toyota and Lexus vehicles financed by us, excluding non-Toyota/Lexus sales, sales under dealer rental car and commercial fleet programs and sales of a private Toyota distributor. *TMCC consumer portfolio includes TMCC and its consolidated subsidiaries. [GRAPHIC OMITTED] NORTH AMERICAN SHORT-TERM FUNDING PROGRAMS [] Toyota Motor Credit Corporation (TMCC), Toyota Credit de Puerto Rico Corp. (TCPR), and Toyota Credit Canada Inc. (TCCI) [] maintain direct relationships with institutional commercial paper investors through its Sales & Trading team, providing each access to a variety of domestic and global markets through three, distinct 3(a)(3) programs. [] For the first quarter of fiscal 2013, TMCC and TCPR commercial paper programs ranged from approximately $20.5 billion to $24.8 billion with an average outstanding balance of $22.5 billion. As of June 30, 2012 the programs had an average remaining maturity of 87 days. [] TMCC and its consolidated subsidiaries' financial liabilities are provided in the adjacent chart. + TCCI and TMCC are subsidiaries of Toyota Financial Services Corporation, a wholly-owned subsidiary of Toyota Motor Corporation. ++ TMCC consolidated []nancial liabilities include TMCC and its consolidated subsidiaries, which includes TCPR. [GRAPHIC OMITTED] MOVING FORWARD IN 2012 [] Toyota will launch 19 new or updated models this year, including 7 from Toyota, 9 from Lexus and 3 from Scion [] Continued industry leader in power-train, safety and production with the most fuel-efficient line-up of any full-line OEM [] 10 hybrid models currently sold in the U.S. with a 71.6% share of the U. S. hybrid market as of July 2012 [] Toyota has recently created the Toyota in Action website highlighting the company's operations, innovations, community, and people across the United States. Please visit www.toyotainaction.com, to learn more about our U.S. activities and impact. Forward looking statements are subject to risks and uncertainties that could cause actual results to fall short of current expectations. Toyota and its a[]liates discuss these risks and uncertainties in []lings they make with the Securities and Exchange Commission. This presentation does not constitute an o[]er to purchase any securities. Any o[]er or sale of securities will be made only by means of a prospectus and related documentation. [GRAPHIC OMITTED] 2