8-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the

Securities Exchange Act of 1934

Date of Report (Date of earliest event reported):

May 18, 2009

TOYOTA MOTOR CREDIT CORPORATION

(Exact name of registrant as specified in its charter)

California	1-9961	95-3775816
(State or other jurisdiction of incorporation)	(Commission File Number)	(IRS Employer Identification No.)
19001 S. Western Avenue Torrance, California		90501
(Address of principal executive offices)		(Zip Code)

Registrant's telephone number, including area code:     (310) 468-1310

    Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

[  ]	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
[  ]	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
[  ]	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
[  ]	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Item 7.01Regulation FD Disclosure.

Toyota Motor Credit Corporation has prepared an investor presentation.  The presentation is furnished (not filed) as Exhibit 99.1 to this Current Report on Form 8-K pursuant to Regulation FD.

Item 9.01  Financial Statements and Exhibits.

99.1Investor presentation of Toyota Motor Credit Corporation (furnished pursuant to Regulation FD)

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	TOYOTA MOTOR CREDIT CORPORATION
Date: May 18, 2009	By:  /s/ Chris Ballinger
	Chris Ballinger
	Group Vice President and
	Chief Financial Officer

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Exhibit Index

99.1  Investor presentation of Toyota Motor Credit Corporation (furnished pursuant to Regulation FD)

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EX-99.1

Exhibit 99.1

[GRAPHIC OMITTED] TOYOTA FINANCIAL SERVICES ------------------------------------------------------------- Presentation to Fixed Income Investors May 2009 1

Toyota Executives Steve Howard Global Head of Capital Markets, Toyota Financial Services Treasury Steve Curtis Corporate Manager, Investor Relations, Toyota Motor North America Karen Papazian National Manager, Debt Capital Markets, Toyota Financial Services Treasury 2

Disclaimer o This presentation includes certain "forward-looking statements" within the meaning of The U.S. Private Securities Litigation Reform Act of 1995. o These statements are based on current expectations and currently available information. o Actual results may differ materially from these expectations due to certain risks, uncertainties and other important factors, including the risk factors set forth in the most recent annual and periodic reports of Toyota Motor Corporation and Toyota Motor Credit Corporation o We do not undertake to update the forward-looking statements to reflect actual results or changes in the factors affecting the forward-looking statements. o This presentation does not constitute an offer to sell or a solicitation of an offer to purchase any securities. Any offer or sale of securities will be made only by means of a prospectus and related documentation. o This presentation is for distribution only to persons who, if in members states of the European Economic Area, are "qualified investors" within the meaning of Article 2(1)(e) of the Prospectus Directive (Directive 2003/71/EC) and who (whether in members states of the European Economic Area or not) (i) are outside the United Kingdom, or (ii) have professional experience in matters relating to investments, or (iii) are persons falling within Article 49(2)(a) to (d) ("high net worth companies, unincorporated associations etc") of The Financial Services and Markets Act 2000 (Financial Promotion) Order 2005 (all such persons together being referred to as "relevant persons"). This presentation is directed only at relevant persons and must not be acted on or relied on by persons who are not relevant persons. Any investment or investment activity to which this presentation relates is available only to relevant persons and will be engaged in only with relevant persons. 3

Agenda o Toyota Financial Services (TFS) Group o Toyota Motor Credit Corporation (TMCC) o TFS Funding Programs o Appendix - Toyota Motor Corporation (TMC) - Toyota Motor Sales, U.S.A., Inc. (TMS) 4

Toyota's Global Businesses [GRAPHIC OMITTED] 5

Toyota Financial Services Group 6

TFS Group Global Presence o 33 Countries and Regions Worldwide [GRAPHIC OMITTED] 7

TFS Group Financials FY08 Revenue Assets* JP(Y)1,555 billion JP(Y)13,593 billion [GRAPHIC OMITTED] [GRAPHIC OMITTED] * As of March 31, 2008 Note: Segments may not sum to total due to elimination and adjustment for consolidation 8 Source: TFSC Internal Reports (unaudited) 8

Toyota Motor Credit Corporation (TMCC) Organizational Structure ------------------------ Toyota Motor Corporation (TMC) Toyota Financial Services Corporation (TFSC) Toyota Motor Credit Corporation (TMCC) o 3.9 million active finance contracts* o AA (negative outlook)/Aa1 (negative outlook) rated captive finance company o Credit support agreement structure with TFSC/TMC *As of December 31, 2008 9

TMCC Products and Services - -------------------------------------------------------------------------------- Consumer Dealer Commercial Insurance Finance Finance Finance - -------------------------------------------------------------------------------- o Retail o Wholesale o Forklift o Service Agmts o Lease o Real Estate o Hino Medium Duty o Ext. Warranty o Working Capital o Class 8 Heavy Duty o Guaranteed Auto o Revolving Credit o Retail Protection Lines o Lease o Roadside Assistance - -------------------------------------------------------------------------------- 10

TMCC Financial Performance - Select Data (USD millions) Fiscal Year ended March 31 Nine months -------------------------- ended 2005 2006 2007 2008 Dec. 31 2008 ------------------------------------------------------------- Total Financing Revenues 4,086 5,181 6,710 8,192 6,648 ------------------------------------------------------------- add: Other Income 390 404 586 686 496 ------------------------------------------------------------- less: Interest expense and 2,249 3,588 5,335 7,450 5,617 depreciation ------------------------------------------------------------- Net Financing Revenues 2,227 1,997 1,961 1,428 1,527 ------------------------------------------------------------- Net Income (Loss) 762 544 434 (223) (375) Source: TMCC March 31, 2008 10-K/A and December 31, 2008 10-Q 11

TMCC Financial Performance - Select Data (USD millions) Fiscal Year ended March 31 Nine months -------------------------- ended 2005 2006 2007 2008 Dec. 31 2008 ---------------------------------------------------------- Over 60 Days Delinquent (1) 0.28% 0.43% 0.46% 0.59% 0.93% ---------------------------------------------------------- Allowance for Credit Losses (1) 1.06% 0.96% 0.85% 0.97% 1.76% (2) ---------------------------------------------------------- Net Credit Losses (3) 0.56% 0.64% 0.58% 0.91% 1.28% ---------------------------------------------------------- (1) Percentage of gross earning assets (2) The quotient of allowance for credit losses divided by the sum of gross finance receivables (net finance receivables less allowance for credit losses) plus gross investments in operating leases (net investments in operating leases less allowance for credit losses): [$1,389mm/(($58,501mm-(-1,173mm))+($19,051mm-(-216mm)))] (3) Percentage of average gross earning assets annualized Source: TMCC March 31, 2008 10-K/A and December 31, 2008 10-Q 12

TMCC Earning Asset Composition [GRAPHIC OMITTED] Note: Segments may not sum to total due to rounding Source: TMCC March 31, 2006 10-K, March 31, 2008 10-K/A and December 31, 2008 10-Q 13

TMCC Asset Strategy Strategic Focus Decision Pricing Risk Toyota Analytics Exposure Customers - ------------------------------------------------------------------------------- Improved Appropriate Reduced Higher Decision- Returns Risk Asset Making Quality - ------------------------------------------------------------------------------- 14

TMCC - Exceptional Liquidity o A-1+/P-1 Direct Commercial Paper Program - Backed by USD 13 billion multi-party back-stop credit facilities (USD 5 billion 1-year; USD 8 billion 5-year) - Access to USD 3 trillion money market - Registered for CPFF o USD 1.5 billion Short-term Investment Portfolio* o USD 47.4 billion in salable retail loan receivables, available for: - Public term ABS via SEC-registered shelf - Whole-loan sales o Credit Support Agreements with Toyota Financial Services Corp. and Toyota Motor Corporation * Average balance for three months ended December 31, 2008 Source: TMCC December 31, 2008 10-Q 15

Global Term Funding Programs 16

TFS Funding Program Objectives o TFS Group is committed to: - Maintaining funding diversity and exceptional liquidity - Issuing into strong demand with attractive deals - Identifying and developing new markets and investor relationships - Responding quickly to opportunities with best-in-class execution 17

TFS Group Term Funding FY09 Highlights: o Roughly USD 30 billion* funded o Over 270 separate transactions o Across 14 currencies o Accessed local and global markets o Greater internal coordination and communication across all markets [GRAPHIC OMITTED] * equivalent As of March 31, 2009 18 Source: TFSC Internal Reports (unaudited) 18

TMCC - Diversity in Debt Offerings FY09 Funding* By funding vehicle [GRAPHIC OMITTED] By currency [GRAPHIC OMITTED] * By notional amount, USD equivalent As of March 31, 2009 Source: Bloomberg and TMCC Company Reports (unaudited) 19

Appendix: Toyota Motor Corporation 20

TMC GLOBAL SALES [GRAPHIC OMITTED] 21

(Billions of Yen) FY07 FY08 FY09 Actual Actual Actual Net Revenues 23,948.1 26,289.2 20,529.5 -------------------------------------------- Operating Income 2,238.6 2,270.3 -461.0 Income before income taxes, minority interest and equity in earnings of affiliated companies 2,382.5 2,437.2 -560.4 Net Income 1,644.0 1,717.8 -437.0 FOREX Rates $ 117 yen 114 yen 101 yen (euro) 150 yen 162 yen 144 yen Source:Toyota Motor Corporation 2009 Year-End Press Meeting 22

TMC - The Way Forward Thoroughly analyze Customers' Needs in Each Region Develop Products responding to Changing Demand Structure -By Product :Shifting to compact and hybrid vehicles -By Region :Shifting to resource-rich and emerging countries 23

TMC - The Way Forward From Customers' View-Point, Provide High-Quality, Affordable and Attractive Products - Pursue cost management of compact and hybrid vehicles - Early commercialization of next-generation environmental, energy and safety technologies - Establish an efficient system of development, production and sales to respond to changes in business environment 24

Key Indicators FY09 JPY USD(1) Shareholders' Equity 10,061 billion 102 billion Debt to Equity Ratio(2) --------------------------------------------- 1.25:1 --------------------------------------------- Net Cash Provided by Operating Activities 1,477 billion 15 billion Cash and Cash Equivalents, Time Deposits, --------------------------------------------- 5,088 billion 51 billion Marketable Securities and Other Security Investments (1) JPY amounts have been translated into USD for the convenience of investors. Unless otherwise noted, the rate used for the translations was (Y)98.96 = $1.00. This was the approximate exchange rate on March 31, 2009 (2) Quotient of short-term borrowing, current portion of long-term debt, and long-term debt ("Debt") over shareholders' equity total ("Equity") as taken from the TMC FY2009 Earnings Release Source:Toyota Motor Corporation 2009 Year-End Press Meeting 25

Appendix: Toyota Motor Sales, U.S.A., Inc.. 26

TMS Historically Stronger After Major Economic Events [GRAPHIC OMITTED] Sources: 1970 - 1979 from Wards, 1980 - 2008 from PAI CSQ 27

Impressive Sales Record Lexus: Top-selling luxury nameplate for 9th consecutive year Toyota: #1 selling brand 2nd year in a row Camry: #1 selling car 11th time in 12 years Corolla: #1 selling compact car Prius: Captured 52% of hybrid market [GRAPHIC OMITTED] Sources: Autodata, U.S.Market New Vehicle Sales & Stock Report, December 31, 2008 28

Outstanding Accolades o JD Power 2009 Vehicle Dependability Survey: - Toyota/Lexus top in 10 of 19 segments o JD Power 2009 Customer Service Index: - Lexus ranked highest in customer satisfaction o Consumer Reports 2009 Top Auto Picks: - Toyota/Lexus top in 5 of 10 categories - Lexus LS 460 named "Best Overall Vehicle" [GRAPHIC OMITTED] 29

Newest Products [GRAPHIC OMITTED] 30

Next Generation Prius [GRAPHIC OMITTED] o Enhanced Performance o Improved Fuel Economy o Roomier Interior o Innovative Technologies [GRAPHIC OMITTED] 31

Brand: A Key Differentiator o Highly Recognizable o Well Regarded - Quality - Durability - Reliability o #6 of "Best Global Brands" - Interbrand 2008 Study o 3rd Most Admired Company in the World - Fortune Magazine 2009 List [GRAPHIC OMITTED] 32

TOYOTA FINANCIAL SERVICES [GRAPHIC OMITTED] 33