FWP 1 mtn949fwpubs.txt Free Writing Prospectus Filed Pursuant to Rule 433 Registration Statement No. 333-157642 Dated November 12, 2009 Final Terms for Issuance Issuer: Toyota Motor Credit Corporation Security: Fixed Rate Medium Term Notes, Series B Issuer Senior Long-Term Aa1 (negative outlook) / AA (negative outlook) Debt Ratings: Cusip: 89233P3T1 Pricing Date: November 12, 2009 Settlement Date: November 17, 2009 Maturity Date: December 5, 2012 Principal Amount: $250,000,000 (may be increased prior to the Settlement Date) Redemption Price: 100.00% Re-offer Price: 99.976% Commission: 0.09% All-in Price to Issuer: 99.886% Net Proceeds to Issuer: $249,715,000 Coupon: Fixed Rate Coupon Rate: 1.90% Yield: 1.908% Interest Payment Frequency: Semi-annual Initial Interest Payment Date: June 5, 2010 (long first coupon) Interest Payment Dates: On the 5th of each June, December and on the Maturity Date Day Count Convention: 30/360 Business Day Convention: Following, unadjusted Business Days: New York Governing Law: New York Calculation Agent: Deutsche Bank Trust Company Americas Minimum Denominations: $1,000 and $1,000 increments thereafter Agent: UBS Securities LLC DTC Number: #642 Capitalized terms used herein but not otherwise defined shall have the meanings assigned to them in the prospectus dated March 2, 2009 and prospectus supplement thereto dated March 10, 2009 relating to these notes. The issuer has filed a registration statement (including a prospectus) with the U.S. Securities and Exchange Commission (SEC) for the offering to which this communication relates. Before you invest, you should read the prospectus in that registration statement and other documents the issuer has filed with the SEC for more complete information about the issuer and this offering. You may get these documents for free by visiting EDGAR on the web at www.sec.gov. Alternatively, the issuer, any underwriter or any dealer participating in the offering will arrange to send you the prospectus if you request it by calling toll-free 1-877-827-6444 x 561-3884. Any disclaimer or other notice that may appear below is not applicable to this communication and should be disregarded. Such disclaimer or notice was automatically generated as a result of this communication being sent by Bloomberg or another email system.