FWP 1 mtn839fwp.txt Free Writing Prospectus Filed Pursuant to Rule 433 Registration Statement No. 333-132201 Dated January 28, 2008 Final Terms for Issuance Issuer: Toyota Motor Credit Corporation Security: Floating Rate Medium Term Notes, Series B Issuer Ratings: Aaa/AAA Cusip: 89233PR40 Pricing Date: January 28, 2008 Settlement Date : January 31, 2008 Maturity Date: February 2, 2009 Principal Amount: $435,000,000.00 (may be increased prior to the Settlement Date) Re-offer Price: 100.000% Gross Underwriting Spread: 0.01% All-in Price to Issuer: 99.99% Net Proceeds to Issuer: $434,956,500.00 Floating Rate Index: Prime Rate Floating Rate Spread: -280 basis points Index Source: Prime Rate (daily weighted average) Interest Payment Frequency: Quarterly Initial Interest Payment Date: May 2, 2008 (long first coupon) Initial Interest Rate: Prime Rate on Settlement Date -280 basis points Interest Payment Dates: On the 2nd of each February, May, August and November Interest Reset Dates: Each Business Day Interest Determination Dates: Each Business Day, using the prior Business Day for non-Business Days Interest Rate Cutoff: 2 Business Days prior to each related Interest Payment Date Day Count Convention: Actual/360 Business Day Convention: Following, adjusted Business Days: New York Governing Law: New York Calculation Agent: Deutsche Bank Trust Company Americas Minimum Denominations: $1,000 and $1,000 increments thereafter Agent: Banc of America Securities LLC DTC Number: #773 Capitalized terms used herein but not otherwise defined shall have the meanings assigned to them in the pricing supplement relating to these notes. The issuer has filed a registration statement (including a prospectus) with the U.S. Securities and Exchange Commission (SEC) for the offering to which this communication relates. Before you invest, you should read the prospectus in that registration statement and other documents the issuer has filed with the SEC for more complete information about the issuer and this offering. You may get these documents for free by visiting EDGAR on the web at www.sec.gov. Alternatively, the issuer, any underwriter or any dealer participating in the offering will arrange to send you the prospectus if you request it by calling toll-free 1-800-294-1322. Any disclaimer or other notice that may appear below is not applicable to this communication and should be disregarded. Such disclaimer or notice was automatically generated as a result of this communication being sent by Bloomberg or another email system.