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BENEFIT PLANS (Tables)
 12 Months Ended
Sep. 30, 2012
Compensation and Retirement Disclosure [Abstract]  
Schedule of Share-based Compensation, Restricted Stock and Restricted Stock Units Activity
Unearned Performance-based Restricted Stock
Shares
Outstanding, beginning of year
136,000

Awarded
—

Earned
(12,000
)
Forfeited
(100,000
)
Outstanding, end of year
24,000
Schedule of Share-based Compensation, Stock Options, Activity
Aggregate information regarding the Company’s employee stock options as of September 30, 2012 is as follows:
Stock Options Outstanding
Shares
 
Weighted
Average
Exercise Price
 
Weighted
Average
Contractual Life
 
Aggregate
Intrinsic Value
Balance, beginning of year
2,083,215

 
$
9.90

 
2.5
 
$
1,636,000

Granted
—

 
$
—

 
 
 
 
Exercised
(1,034,738
)
 
$
(3.58
)
 
 
 
 
Forfeited and/or expired
(3,251
)
 
$
(19.06
)
 
 
 
 
Balance, end of year
1,045,226

 
$
16.12

 
3
 
$
21,594

 
 
 
 
 
 
 
 
Exercisable, September 30, 2012
1,045,226

 
$
—

 
 
 
 

Available for grant
861,296

(1) 
 

 
 
 
 

 
(1)
At the Company’s 2011 Annual Meeting, shareholders approved an 800,000 increase in the shares authorized for grant under the Company’s 2005 Plan.  The shares available for grant reflect this increase, as reduced by restricted stock award grants, net of forfeitures.
Disclosure of Share-based Compensation Arrangements by Share-based Payment Award
The following table summarizes the activity for nonvested employee stock options and restricted stock (excluding performance-based awards) during fiscal 2012:
 
Shares
 
Weighted Average
Grant Date
Fair Value
Nonvested Stock Options
 
 
 
Outstanding, beginning of year
22,687

 
$
3.48

Granted
—

 
$
—

Vested
(22,687
)
 
$
(3.48
)
Forfeited and/or expired
—

 
$
—

Outstanding, end of year
—

 
$
—

 
 
 
 
Nonvested Restricted Stock
 

 
 

Outstanding, beginning of year
649,007

 
$
5.85

Granted
45,143

 
$
6.42

Vested and issued
(278,125
)
 
$
(6.86
)
Forfeited
(12,830
)
 
$
(4.77
)
Outstanding, end of year
403,195

 
$
5.23
Schedule of Share-based Compensation, Nonemployee Director Stock Award Plan, Activity
Aggregate information regarding the Company’s three director plans at September 30, 2012 was as follows:
 
Shares
 
Weighted Average
Grant Date
Fair Value
Director Units
 
 
 
Outstanding, beginning of year
238,737

 
$
6.56

Granted
30,255

 
$
5.95

     Issued
(19,612
)
 
$
(6.88
)
     Forfeited
(4,697
)
 
$
(4.79
)
Outstanding, end of year
244,683

 
$
6.38

 
 
 
 
Vested units
219,125

 
$
6.41

Available for grant
190,346

 
 
Schedule of Share-based Compensation, Nonemployee Director Stock Award Plan, Nonvested Activity
The following table summarizes the activity for outstanding nonvested director units during fiscal 2012:
 
Shares
 
Weighted Average
Grant Date
Fair Value
Nonvested Director Units
 
 
 
Outstanding, beginning of year
34,115

 
$
6.38

Granted
30,255

 
$
5.95

Vested
(34,115
)
 
$
(6.38
)
Forfeited
(4,697
)
 
$
(4.79
)
Outstanding, end of year
25,558

 
$
6.16
Components of Net Periodic Benefit Costs for the SERP
The components of net periodic benefit costs for the SERP were as follows (in thousands):
 
Fiscal Years Ended September 30,
 
2012
 
2011
 
2010
Interest cost
$
325

 
$
366

 
$
430

Less: expected return on plan assets
(70
)
 
(66
)
 
(59
)
Plus: Amortization of unrecognized loss
378

 
298

 
263

Net cost
$
633

 
$
598

 
$
634
Reconciliation of SERP Benefit Obligation and Fair Value of Plan Assets, Comprised Entirely of Equity Securities and Funded Status of SERP Liability
The reconciliation of the beginning and ending balances for the SERP benefit obligation and fair value of plan assets, comprised entirely of equity securities, as well as the funded status of the Company’s SERP liability, is as follows (in thousands):
 
September 30,
 
2012
 
2011
Projected benefit obligation, beginning of year
$
8,216

 
$
7,626

Interest cost
325

 
366

Actuarial loss
847

 
1,062

Benefit payments
(838
)
 
(838
)
Projected benefit obligation, end of year
$
8,550

 
$
8,216

 
 
 
 
Fair value of plan assets, beginning of year
$
1,167

 
$
1,106

Actual gain on plan assets
407

 
61

Fair value of plan assets, end of year
$
1,574

 
$
1,167

 
 
 
 
Unfunded status
$
(6,976
)
 
$
(7,049
)
Unrecognized net actuarial loss
5,373

 
5,241

Net accrued cost
$
(1,603
)
 
$
(1,808
)
 
 
 
 
Amounts recognized in the consolidated balance sheets consist of:
 

 
 

Accrued benefit liability
$
(6,976
)
 
$
(7,049
)
Accumulated other comprehensive loss
3,044

(1) 
2,970

Deferred tax asset
2,329

 
2,271

Net liability recognized
$
(1,603
)
 
$
(1,808
)
 
(1)
The estimated net loss for the plan that is expected to be amortized from accumulated other comprehensive loss into net periodic pension benefit cost over the next fiscal year is $399,000.
Fair Value of Paln Asset by Level Within the Fair Value Hierarchy
As of September 30, 2012, the fair value of the SERP plan asset by level within the fair value hierarchy was as follows (in thousands):
 
Level 1
 
Level 2
 
Level 3
 
Total
Asset:
 
 
 
 
 
 
 
Equity securities - TBBK
$
1,574

 
$
—

 
$
—

 
$
1,574
Schedule of Expected Benefit Payments
The SERP is expected to make benefit payments based on the same assumptions used to measure the Company’s benefit obligation at September 30, 2012 (2.9% discount rate, 6% expected return on assets) over the next five fiscal years ending September 30, and thereafter, as follows (in thousands):
 
2013
$
838

 
 
2014
827

 
 
2015
782

 
 
2016
757

 
 
2017
729

 
 
Thereafter
3,131

 
 
 
$
7,064