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Accounts receivable, net (Tables)
 9 Months Ended
Oct. 28, 2017
Receivables [Abstract]  
Accounts Receivable By Portfolio Segment, Net
Signet’s accounts receivable primarily consist of US customer in-house financing receivables. The accounts receivable portfolio consists of a population that is of similar characteristics and is evaluated collectively for impairment.
(in millions)
October 28, 2017
 
January 28, 2017
 
October 29, 2016
Accounts receivable by portfolio segment, net:
 
 
 
 
 
Sterling Jewelers customer in-house finance receivables
$
597.7

 
$
1,813.3

 
$
1,546.3

Zale customer in-house finance receivables
32.3

 
33.4

 
26.4

Other accounts receivable
10.1

 
11.3

 
8.4

Total accounts receivable, net
$
640.1

 
$
1,858.0

 
$
1,581.1
Allowance for Credit Losses on US Customer In-House Finance Receivables
The activity in the allowance for credit losses on Sterling Jewelers customer in-house finance receivables is shown below:
 
39 weeks ended
(in millions)
October 28, 2017
 
October 29, 2016
Beginning balance
$
(138.7
)
 
$
(130.0
)
Charge-offs, net
160.9

 
143.1

Recoveries
30.1

 
26.8

Provision
(181.8
)
 
(172.9
)
Reversal of allowance on receivables previously held for sale
20.7

 
—

Ending balance
$
(108.8
)
 
$
(133.0
)
Ending receivable balance evaluated for impairment
706.5

 
1,679.3

Sterling Jewelers customer in-house finance receivables, net
$
597.7

 
$
1,546.3
Credit Quality Indicator and Age Analysis of Past Due US Customer In-House Finance Receivables
The credit quality indicator and age analysis of Sterling Jewelers customer in-house finance receivables are shown below:
   
October 28, 2017
 
January 28, 2017
 
October 29, 2016
(in millions)
Gross
 
Valuation
allowance
 
Gross
 
Valuation
allowance
 
Gross
 
Valuation
allowance
Performing:
 
 
 
 
 
 
 
 
 
 
 
Current, aged 0 – 30 days
$
586.5

 
$
(50.3
)
 
$
1,538.2

 
$
(47.2
)
 
$
1,294.9

 
$
(39.3
)
Past due, aged 31 – 60 days
40.3

 
(3.5
)
 
282.0

 
(9.0
)
 
250.6

 
(8.1
)
Past due, aged 61 – 90 days
27.1

 
(2.4
)
 
51.6

 
(2.3
)
 
50.7

 
(2.5
)
Non Performing:
 
 
 
 
 
 
 
 
 
 
 
Past due, aged more than 90 days
52.6

 
(52.6
)
 
80.2

 
(80.2
)
 
83.1

 
(83.1
)
 
$
706.5

 
$
(108.8
)
 
$
1,952.0

 
$
(138.7
)
 
$
1,679.3

 
$
(133.0
)
 
October 28, 2017
 
January 28, 2017
 
October 29, 2016
(as a % of the ending receivable balance)
Gross
 
Valuation
allowance
 
Gross
 
Valuation
allowance
 
Gross
 
Valuation
allowance
Performing
 
 
 
 
 
 
 
 
 
 
 
Current, aged 0 – 30 days
83.0
%
 
8.6
%
 
78.8
%
 
3.1
%
 
77.2
%
 
3.0
%
Past due, aged 31 – 60 days
5.7
%
 
8.7
%
 
14.5
%
 
3.2
%
 
14.9
%
 
3.2
%
Past due, aged 61 – 90 days
3.8
%
 
8.9
%
 
2.6
%
 
4.5
%
 
3.0
%
 
4.9
%
Non Performing
 
 
 
 
 
 
 
 
 
 
 
Past due, aged more than 90 days
7.5
%
 
100.0
%
 
4.1
%
 
100.0
%
 
4.9
%
 
100.0
%
 
100.0
%
 
15.4
%
 
100.0
%
 
7.1
%
 
100.0
%
 
7.9
%