Accounts receivable, net (Tables)

6 Months Ended

Aug. 02, 2014

Accounts Receivable By Portfolio Segment, Net

(in millions)	August 2, 2014		February 1, 2014		August 3, 2013
Accounts receivable by portfolio segment, net:
Sterling Jewelers customer in-house finance receivables	$	1,305.1	$	1,356.0	$	1,142.0
Other accounts receivable		10.9		18.0		10.1
Total accounts receivable, net	$	1,316.0	$	1,374.0	$	1,152.1

Allowance for Credit Losses on Sterling Jewelers' Customer In-House Finance Receivables

Allowance for credit losses on Sterling Jewelers’ customer in-house finance receivables:

(in millions)	26 weeks ended August 2, 2014			52 weeks ended February 1, 2014			26 weeks ended August 3, 2013
Beginning balance	$	(97.8	)	$	(87.7	)	$	(87.7	)
Charge-offs		63.0			128.2			56.4
Recoveries		15.0			26.0			13.6
Provision expense		(79.1	)		(164.3	)		(71.4	)
Ending balance	$	(98.9	)	$	(97.8	)	$	(89.1	)
Ending receivable balance evaluated for impairment		1,404.0			1,453.8			1,231.1
Sterling Jewelers’ customer in-house finance receivables, net	$	1,305.1		$	1,356.0		$	1,142.0

Credit Quality Indicator and Age Analysis of Past Due Sterling Jewelers' Customer In-House Finance Receivables

Credit quality indicator and age analysis of past due Sterling Jewelers’ customer in-house finance receivables:

	August 2, 2014					February 1, 2014					August 3, 2013
(in millions)	Gross		Valuation allowance			Gross		Valuation allowance			Gross		Valuation allowance
Performing:
Current, aged 0-30 days	$	1,110.6	$	(34.0	)	$	1,170.4	$	(36.3	)	$	973.2	$	(29.9	)
Past due, aged 31-90 days		236.8		(8.3	)		229.9		(8.0	)		206.1		(7.4	)
Non Performing:
Past due, aged more than 90 days		56.6		(56.6	)		53.5		(53.5	)		51.8		(51.8	)
	$	1,404.0	$	(98.9	)	$	1,453.8	$	(97.8	)	$	1,231.1	$	(89.1	)

	August 2, 2014						February 1, 2014						August 3, 2013
(as a percentage of the ending receivable balance)	Gross			Valuation allowance			Gross			Valuation allowance			Gross			Valuation allowance
Performing		96.0	%		3.1	%		96.3	%		3.2	%		95.8	%		3.0	%
Non Performing		4.0	%		100.0	%		3.7	%		100.0	%		4.2	%		100.0	%
		100.0	%		7.0	%		100.0	%		6.7	%		100.0	%		7.2	%