Accounts Receivable, Net (Tables)

12 Months Ended

Feb. 01, 2014

Accounts Receivable By Portfolio Segment, Net

	February 1, 2014		February 2, 2013
(in millions)
Accounts receivable by portfolio segment, net:
US customer in-house finance receivables	$	1,356.0	$	1,192.9
Other accounts receivable		18.0		12.4
Total accounts receivable, net	$	1,374.0	$	1,205.3

Allowance for Credit Losses on US Customer In-House Finance Receivables

Allowance for credit losses on US customer in-house finance receivables:

	Fiscal 2014			Fiscal 2013			Fiscal 2012
(in millions)
Beginning balance:	$	(87.7	)	$	(78.1	)	$	(67.8	)
Charge-offs		128.2			112.8			92.8
Recoveries		26.0			21.8			19.3
Provision		(164.3	)		(144.2	)		(122.4	)
Ending balance	$	(97.8	)	$	(87.7	)	$	(78.1	)
Ending receivable balance evaluated for impairment		1,453.8			1,280.6			1,155.5
US customer in-house finance receivables, net	$	1,356.0		$	1,192.9		$	1,077.4

Credit Quality Indicator and Age Analysis of Past Due US Customer In-House Finance Receivables

Credit quality indicator and age analysis of past due US customer in-house finance receivables:

	February 1, 2014					February 2, 2013					January 28, 2012
	Gross		Valuation allowance			Gross		Valuation allowance			Gross		Valuation allowance
(in millions)
Performing:
Current, aged 0 – 30 days	$	1,170.4	$	(36.3	)	$	1,030.3	$	(33.8	)	$	932.6	$	(28.9	)
Past due, aged 31 – 90 days		229.9		(8.0	)		203.9		(7.5	)		180.2		(6.5	)
Non Performing:
Past due, aged more than 90 days		53.5		(53.5	)		46.4		(46.4	)		42.7		(42.7	)
	$	1,453.8	$	(97.8	)	$	1,280.6	$	(87.7	)	$	1,155.5	$	(78.1	)

	February 1, 2014						February 2, 2013						January 28, 2012
	Gross			Valuation allowance			Gross			Valuation allowance			Gross			Valuation allowance
(as a percentage of the ending receivable balance)
Performing		96.3	%		3.2	%		96.4	%		3.3	%		96.3	%		3.2	%
Non Performing		3.7	%		100.0	%		3.6	%		100.0	%		3.7	%		100.0	%
		100.0	%		6.7	%		100.0	%		6.8	%		100.0	%		6.8	%