Consolidated Statements of Cash Flows (USD $)	12 Months Ended
Dec. 31, 2011	Dec. 31, 2010	Dec. 31, 2009
OPERATING ACTIVITIES
Net Income	$ 74,386	$ 299,130	$ 135,176
Provision for Loan Losses	79,868	304,688	535,543
Charge-downs of Other Real Estate	13,072
Depreciation and Amortization Expense	307,897	384,632	399,722
Deferred Income Taxes	(52,211)	(23,222)	257,523
Gain on Sale of Other Real Estate	(15,599)	(394,997)
Increase in Deferred Loan Fees	4,066	5,281	10,394
Decrease (Increase) in Other Assets	348,275	315,976	(630,415)
Increase (Decrease) in Other Liabilities and Accrued Interest Payable	102,577	(89,216)	(872,852)
Net Cash Provided by (Used in) Operating Activities	862,331	802,272	(164,909)
INVESTING ACTIVITIES
(Increase) Decrease in Certificates of Deposit with Other Institutions	(1,255,000)	990,890	(5,193,897)
Proceeds from Held-to-Maturity Investment Securities Released at Maturity			2,001,349
Proceeds from Sale or Disposal of Property and Equipment			592
Purchases of Property and Equipment	(106,212)	(99,147)	(25,148)
Proceeds from Sale of Other Real Estate	59,004	395,000
Capitalized Costs on Other Real Estate	(20,608)
Net Decrease (Increase) in Loans	4,239,469	(3,363,486)	(4,088,977)
Net Cash Provided by (Used in) Investing Activities	2,916,653	(2,076,743)	(7,306,081)
FINANCING ACTIVITIES
Net (Decrease) Increase in Non-Interest Bearing and Interest Bearing Deposits	(2,896,501)	1,489,413	(1,889,979)
Preferred Stock Retired	(10,938)	(21,434)	(128,217)
Proceeds from Issuance of Long-Term Debt			1,000,000
Principal Payments on Long-Term Debt			(1,399,000)
Net Cash Used in (Provided by) Financing Activities	(2,907,439)	1,467,979	(2,417,196)
Net Increase (Decrease) in Cash and Cash Equivalents	871,545	193,508	(9,888,186)
Cash and Cash Equivalents - Beginning of Year	18,783,920	18,590,412	28,478,598
Cash and Cash Equivalents - End of Year	19,655,465	18,783,920	18,590,412
SUPPLEMENTAL DISCLOSURES:
Additions to Other Real Estate Thru Foreclosure	1,496,131	1,125,187	858,963
Cash Paid During the Year for Interest	422,364	482,100	506,903
Cash Paid During the Year for Income Taxes	22,000
Market Value Adjustment for Unrealized Gain on Securities Available-for-Sale	$ 159,360	$ 63,800	$ (8,676)

Includes currency on hand as well as demand deposits with banks or financial institutions. It also includes other kinds of accounts that have the general characteristics of demand deposits in that the Entity may deposit additional funds at any time and also effectively may withdraw funds at any time without prior notice or penalty. Cash equivalents, excluding items classified as marketable securities, include short-term, highly liquid investments that are both readily convertible to known amounts of cash, and so near their maturity that they present minimal risk of changes in value because of changes in interest rates. Generally, only investments with original maturities of three months or less qualify under that definition. Original maturity means original maturity to the entity holding the investment. For example, both a three-month US Treasury bill and a three-year Treasury note purchased three months from maturity qualify as cash equivalents. However, a Treasury note purchased three years ago does not become a cash equivalent when its remaining maturity is three months. Compensating balance arrangements that do not legally restrict the withdrawal or usage of cash amounts may be reported as Cash and Cash Equivalents, while legally restricted deposits held as compensating balances against borrowing arrangements, contracts entered into with others, or company statements of intention with regard to particular deposits are not generally reported as cash and cash equivalents. Includes cash and cash equivalents associated with the entity's continuing operations. Excludes cash and cash equivalents associated with the disposal group (and discontinued operation).

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 210

-SubTopic 10

-Section S99

-Paragraph 1

-Subparagraph (SX 210.5-02.1)

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Reference 2: http://www.xbrl.org/2003/role/presentationRef

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-Section 02

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Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

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-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

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Reference 5: http://www.xbrl.org/2003/role/presentationRef

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Reference 6: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

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Reference 7: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Glossary Cash

-URI http://asc.fasb.org/extlink&oid=6506951

Reference 8: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 95

-Paragraph 7, 26

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 9: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Glossary Cash Equivalents

-URI http://asc.fasb.org/extlink&oid=6507016