Consolidated Statements of Income (USD $)	12 Months Ended
	Dec. 31, 2011	Dec. 31, 2010	Dec. 31, 2009
Income Statement [Abstract]
INTEREST INCOME	$ 5,791,760	$ 6,066,653	$ 6,110,909
INTEREST EXPENSE	425,988	447,238	484,314
Net Interest Income	5,365,772	5,619,415	5,626,595
PROVISION FOR LOAN LOSSES	79,868	304,688	535,543
Net Interest Income After Provision for Loan Losses	5,285,904	5,314,727	5,091,052
OTHER INCOME
Service Charges on Deposit Accounts	444,348	467,201	416,897
Cardholder & Other Credit Card Income	412,565	428,254	436,458
Gain on Katrina Insurance Recovery			817,077
Other Non-Interest Income	158,080	590,251	318,788
Total Other Income	1,014,993	1,485,706	1,989,220
OTHER EXPENSES
Salaries and Employee Benefits	2,371,869	2,615,106	2,764,527
Occupancy Expense	917,419	1,059,723	1,040,332
Outsourcing Fees	1,330,991	1,352,124	1,321,717
Other Non-Interest Expense	1,568,060	1,550,373	1,741,338
Total Other Expenses	6,188,339	6,577,326	6,867,914
INCOME BEFORE INCOME TAX EXPENSE	112,558	223,107	212,358
INCOME TAX EXPENSE (BENEFIT)	38,172	(76,023)	77,182
NET INCOME	$ 74,386	$ 299,130	$ 135,176
EARNINGS PER SHARE OF COMMON STOCK	$ 0.42	$ 1.67	$ 0.75