Sanford C. Bernstein Fund, Inc.

Schedule of Investments

Overlay A Portfolio

June 30, 2024 (unaudited)

Company	Shares			U.S. $ Value
COMMON STOCKS – 54.8%
Information Technology – 16.6%
Communications Equipment – 0.1%
Calix, Inc.(a)			4,520	$	160,143
Lumentum Holdings, Inc.(a)			3,190		162,435
					322,578
Electronic Equipment, Instruments & Components – 0.4%
Avnet, Inc.			2,850		146,747
Belden, Inc.			1,863		174,750
CDW Corp./DE			6,242		1,397,209
Coherent Corp.(a)			768		55,649
Fabrinet(a)			852		208,561
Novanta, Inc.(a)			721		117,602
TD SYNNEX Corp.			1,700		196,180
					2,296,698
Semiconductors & Semiconductor Equipment – 6.2%
Amkor Technology, Inc.			4,730		189,295
Broadcom, Inc.			3,292		5,285,405
FormFactor, Inc.(a)			3,168		191,759
KLA Corp.			2,783		2,294,611
MACOM Technology Solutions Holdings, Inc.(a)			1,625		181,139
Monolithic Power Systems, Inc.			212		174,196
NVIDIA Corp.			147,500		18,222,150
NXP Semiconductors NV			10,443		2,810,107
QUALCOMM, Inc.			11,030		2,196,955
Semtech Corp.(a)			4,639		138,613
Synaptics, Inc.(a)			1,890		166,698
Universal Display Corp.			944		198,476
					32,049,404
Software – 7.2%
ACI Worldwide, Inc.(a)			4,580		181,322
Adobe, Inc.(a)			5,918		3,287,686
CommVault Systems, Inc.(a)			1,690		205,453
Fair Isaac Corp.(a)			90		133,979
Five9, Inc.(a)			2,270		100,107
Freshworks, Inc. - Class A(a)			7,257		92,091
Gen Digital, Inc.			63,138		1,577,187
HubSpot, Inc.(a)			173		102,034
Klaviyo, Inc. - Class A(a)			5,053		125,769
Manhattan Associates, Inc.(a)			1,061		261,728
Microsoft Corp.(b)			50,398		22,525,386
Monday.com Ltd.(a)			604		145,419
Nutanix, Inc. - Class A(a)			2,755		156,622
Oracle Corp.			37,476		5,291,611
PTC, Inc.(a)			906		164,593
Samsara, Inc. - Class A(a)			2,778		93,619
ServiceNow, Inc.(a)			2,062		1,622,114
Workday, Inc. - Class A(a)			3,498		782,013
					36,848,733

1

Company	Shares			U.S. $ Value
Technology Hardware, Storage & Peripherals – 2.7%
Apple, Inc.(b)			54,303	$	11,437,298
Pure Storage, Inc. - Class A(a)			3,627		232,890
Western Digital Corp.(a)			26,512		2,008,814
					13,679,002
					85,196,415
Health Care – 7.8%
Biotechnology – 1.6%
Akero Therapeutics, Inc.(a)			1,518		35,612
Apogee Therapeutics, Inc.(a)			910		35,809
Arcus Biosciences, Inc.(a)			2,567		39,095
Ascendis Pharma A/S (ADR)(a)			433		59,053
Blueprint Medicines Corp.(a)			836		90,104
Bridgebio Pharma, Inc.(a)			1,920		48,634
Cytokinetics, Inc.(a)			1,347		72,980
Exact Sciences Corp.(a)			1,924		81,289
GRAIL, Inc.(a)			1		13
Halozyme Therapeutics, Inc.(a)			2,160		113,098
Insmed, Inc.(a)			1,720		115,240
Intellia Therapeutics, Inc.(a)			1,486		33,257
Legend Biotech Corp. (ADR)(a)			987		43,714
MoonLake Immunotherapeutics(a)			936		41,156
Natera, Inc.(a)			2,250		243,652
Neurocrine Biosciences, Inc.(a)			1,016		139,873
Regeneron Pharmaceuticals, Inc.(a)			2,971		3,122,610
Ultragenyx Pharmaceutical, Inc.(a)			1,472		60,499
Vaxcyte, Inc.(a)			1,313		99,145
Vertex Pharmaceuticals, Inc.(a)			7,332		3,436,655
Viking Therapeutics, Inc.(a)			1,112		58,947
Xenon Pharmaceuticals, Inc.(a)			1,395		54,391
					8,024,826
Health Care Equipment & Supplies – 1.2%
AtriCure, Inc.(a)			3,920		89,258
Avantor, Inc.(a)			6,795		144,054
Edwards Lifesciences Corp.(a)			28,505		2,633,007
Integra LifeSciences Holdings Corp.(a)			4,490		130,839
iRhythm Technologies, Inc.(a)			1,151		123,894
Medtronic PLC			38,666		3,043,401
Teleflex, Inc.			826		173,732
					6,338,185
Health Care Providers & Services – 2.6%
Acadia Healthcare Co., Inc.(a)			1,460		98,609
AMN Healthcare Services, Inc.(a)			2,191		112,245
BrightSpring Health Services, Inc.(a)			5,665		64,354
Elevance Health, Inc.			6,310		3,419,137
HCA Healthcare, Inc.			6,908		2,219,402

2

Company	Shares			U.S. $ Value
Inari Medical, Inc.(a)			2,186	$	105,256
Pediatrix Medical Group, Inc.(a)			9,385		70,857
UnitedHealth Group, Inc.			14,113		7,187,186
					13,277,046
Life Sciences Tools & Services – 1.7%
Fortrea Holdings, Inc.(a)			4,879		113,876
ICON PLC(a)			539		168,960
Illumina, Inc.(a)			7,805		814,686
IQVIA Holdings, Inc.(a)			15,931		3,368,451
Repligen Corp.(a)			805		101,478
Thermo Fisher Scientific, Inc.			4,129		2,283,337
Waters Corp.(a)			6,502		1,886,360
					8,737,148
Pharmaceuticals – 0.7%
Intra-Cellular Therapies, Inc.(a)			1,193		81,709
Roche Holding AG (Sponsored ADR)			57,499		1,993,490
Zoetis, Inc.			10,279		1,781,967
					3,857,166
					40,234,371
Financials – 7.0%
Banks – 1.8%
Bank of America Corp.			81,091		3,224,989
BankUnited, Inc.			4,670		136,691
Comerica, Inc.			3,739		190,839
First BanCorp./Puerto Rico			10,236		187,216
First Citizens BancShares, Inc./NC - Class A			145		244,123
First Hawaiian, Inc.			8,711		180,840
Texas Capital Bancshares, Inc.(a)			2,565		156,824
Webster Financial Corp.			3,474		151,432
Wells Fargo & Co.			69,870		4,149,579
Wintrust Financial Corp.			1,930		190,221
Zions Bancorp NA			4,021		174,391
					8,987,145
Capital Markets – 1.8%
Cboe Global Markets, Inc.			1,170		198,970
Charles Schwab Corp. (The)			46,518		3,427,911
Goldman Sachs Group, Inc. (The)			8,530		3,858,290
Invesco Ltd.			10,806		161,658
LPL Financial Holdings, Inc.			3,892		1,087,036
Moelis & Co. - Class A			2,082		118,382
PJT Partners, Inc. - Class A			1,221		131,758
Stifel Financial Corp.			4,197		353,177
TPG, Inc.			3,439		142,547
					9,479,729
Financial Services – 1.9%
NCR Atleos Corp.(a)			4,277		115,565
PayPal Holdings, Inc.(a)			16,867		978,792
Shift4 Payments, Inc. - Class A(a)			1,974		144,793
Visa, Inc. - Class A			32,127		8,432,374
Walker & Dunlop, Inc.			1,842		180,884
					9,852,408

3

Company	Shares			U.S. $ Value
Insurance – 1.5%
American Financial Group, Inc./OH			1,231	$	151,438
Everest Group Ltd.			321		122,307
Hanover Insurance Group, Inc. (The)			940		117,914
Kemper Corp.			1,720		102,048
Progressive Corp. (The)			25,560		5,309,067
Ryan Specialty Holdings, Inc.			3,247		188,034
Willis Towers Watson PLC			5,650		1,481,091
					7,471,899
					35,791,181
Communication Services – 6.0%
Diversified Telecommunication Services – 0.5%
Comcast Corp. - Class A			62,654		2,453,531
Entertainment – 0.4%
Walt Disney Co. (The)			20,712		2,056,494
Interactive Media & Services – 4.5%
Alphabet, Inc. - Class C(b)			77,887		14,286,034
Meta Platforms, Inc. - Class A			17,296		8,720,989
					23,007,023
Media – 0.1%
Criteo SA (Sponsored ADR)(a)			4,816		181,660
Nexstar Media Group, Inc.			1,312		217,805
					399,465
Wireless Telecommunication Services – 0.5%
T-Mobile US, Inc.			16,125		2,840,902
					30,757,415
Consumer Discretionary – 4.9%
Automobile Components – 0.1%
Adient PLC(a)			7,454		184,188
BorgWarner, Inc.			6,806		219,426
					403,614
Automobiles – 0.2%
Stellantis NV			41,608		825,919
Broadline Retail – 1.9%
Amazon.com, Inc.(a)			50,555		9,769,754
Ollie’s Bargain Outlet Holdings, Inc.(a)			1,371		134,591
					9,904,345
Diversified Consumer Services – 0.1%
ADT, Inc.			29,106		221,205
Duolingo, Inc.(a)			792		165,267
					386,472

4

Company	Shares			U.S. $ Value
Hotels, Restaurants & Leisure – 0.9%
Cava Group, Inc.(a)			1,523	$	141,258
Dine Brands Global, Inc.			2,410		87,242
Domino’s Pizza, Inc.			276		142,507
Hyatt Hotels Corp. - Class A			10,741		1,631,773
Restaurant Brands International, Inc.			29,407		2,069,370
Viking Holdings Ltd.(a)			8,166		277,154
Wingstop, Inc.			498		210,485
					4,559,789
Household Durables – 0.1%
NVR, Inc.(a)			19		144,183
PulteGroup, Inc.			1,500		165,150
SharkNinja, Inc.			2,274		170,891
Taylor Morrison Home Corp.(a)			2,883		159,833
					640,057
Leisure Products – 0.0%
Brunswick Corp./DE			2,320		168,827
Specialty Retail – 1.1%
AutoNation, Inc.(a)			1,400		223,132
AutoZone, Inc.(a)			602		1,784,388
Bath & Body Works, Inc.			4,840		189,002
Dick’s Sporting Goods, Inc.			930		199,811
Home Depot, Inc. (The)			9,701		3,339,472
Wayfair, Inc. - Class A(a)			2,486		131,087
					5,866,892
Textiles, Apparel & Luxury Goods – 0.5%
Birkenstock Holding PLC(a)			2,190		119,158
Crocs, Inc.(a)			780		113,833
Deckers Outdoor Corp.(a)			158		152,936
NIKE, Inc. - Class B			21,559		1,624,902
PVH Corp.			1,578		167,063
Ralph Lauren Corp.			1,012		177,161
Tapestry, Inc.			4,302		184,082
					2,539,135
					25,295,050
Industrials – 4.4%
Aerospace & Defense – 0.1%
Axon Enterprise, Inc.(a)			544		160,067
Curtiss-Wright Corp.			650		176,137
Howmet Aerospace, Inc.			1,795		139,346
Moog, Inc. - Class A			854		142,874
					618,424
Building Products – 0.6%
AZEK Co., Inc. (The)(a)			3,152		132,794
Builders FirstSource, Inc.(a)			1,180		163,324
Carlisle Cos., Inc.			354		143,444
Lennox International, Inc.			438		234,321
Otis Worldwide Corp.			23,570		2,268,848
					2,942,731

5

Company	Shares			U.S. $ Value
Commercial Services & Supplies – 0.1%
ABM Industries, Inc.			3,454	$	174,669
MillerKnoll, Inc.			6,917		183,231
Tetra Tech, Inc.			898		183,623
					541,523
Construction & Engineering – 0.5%
API Group Corp.(a)			4,140		155,788
Comfort Systems USA, Inc.			623		189,467
Dycom Industries, Inc.(a)			1,015		171,291
Fluor Corp.(a)			4,880		212,524
MasTec, Inc.(a)			13,919		1,489,194
WillScot Mobile Mini Holdings Corp.(a)			4,835		181,990
					2,400,254
Electrical Equipment – 1.0%
BWX Technologies, Inc.			1,735		164,825
Eaton Corp. PLC			12,918		4,050,439
Regal Rexnord Corp.			1,126		152,258
Sensata Technologies Holding PLC			24,157		903,230
					5,270,752
Ground Transportation – 0.7%
ArcBest Corp.			2,115		226,474
CSX Corp.			96,667		3,233,511
Saia, Inc.(a)			250		118,573
XPO, Inc.(a)			1,516		160,923
					3,739,481
Industrial Conglomerates – 0.2%
Honeywell International, Inc.			4,431		946,196
Machinery – 0.8%
Gates Industrial Corp. PLC(a)			11,760		185,926
Ingersoll Rand, Inc.			1,520		138,077
ITT, Inc.			1,231		159,020
John Bean Technologies Corp.			1,630		154,801
Middleby Corp. (The)(a)			1,598		195,931
Oshkosh Corp.			983		106,361
PACCAR, Inc.			31,196		3,211,316
Pentair PLC			2,390		183,241
					4,334,673
Marine Transportation – 0.0%
Kirby Corp.(a)			1,044		124,998
Passenger Airlines – 0.0%
Alaska Air Group, Inc.(a)			3,690		149,076
Professional Services – 0.3%
Booz Allen Hamilton Holding Corp.			5,700		877,230
FTI Consulting, Inc.(a)			660		142,250
Robert Half, Inc.			3,037		194,307
WNS Holdings Ltd.(a)			2,650		139,125
					1,352,912

6

Company	Shares			U.S. $ Value
Trading Companies & Distributors – 0.1%
Core & Main, Inc. - Class A(a)			2,457	$	120,245
Herc Holdings, Inc.			1,210		161,281
					281,526
					22,702,546
Consumer Staples – 3.0%
Beverages – 0.9%
Celsius Holdings, Inc.(a)			2,986		170,471
Coca-Cola Co. (The)			41,141		2,618,625
Constellation Brands, Inc. - Class A			7,495		1,928,313
					4,717,409
Consumer Staples Distribution & Retail – 1.6%
Costco Wholesale Corp.			2,237		1,901,427
Grocery Outlet Holding Corp.(a)			5,698		126,040
Walmart, Inc.			88,424		5,987,189
					8,014,656
Food Products – 0.1%
Freshpet, Inc.(a)			1,361		176,100
Lamb Weston Holdings, Inc.			2,140		179,931
Nomad Foods Ltd.			10,651		175,529
					531,560
Household Products – 0.4%
Procter & Gamble Co. (The)			13,451		2,218,339
Personal Care Products – 0.0%
BellRing Brands, Inc.(a)			2,736		156,335
					15,638,299
Energy – 1.7%
Energy Equipment & Services – 0.6%
Baker Hughes Co.			70,958		2,495,593
ChampionX Corp.			3,830		127,194
TechnipFMC PLC			8,419		220,157
					2,842,944
Oil, Gas & Consumable Fuels – 1.1%
Cameco Corp.			4,470		219,924
Chevron Corp.			10,968		1,715,615
EOG Resources, Inc.			23,351		2,939,190
HF Sinclair Corp.			2,075		110,680
International Seaways, Inc.			980		57,947
Magnolia Oil & Gas Corp. - Class A			8,020		203,227
Northern Oil and Gas, Inc.			3,410		126,750
Permian Resources Corp.			12,069		194,914

7

Company	Shares			U.S. $ Value
Southwestern Energy Co.(a)			27,197	$	183,036
					5,751,283
					8,594,227
Materials – 1.5%
Chemicals – 1.5%
Avient Corp.			4,390		191,624
Corteva, Inc.			45,763		2,468,456
Element Solutions, Inc.			7,514		203,780
Linde PLC			5,606		2,459,969
LyondellBasell Industries NV - Class A			23,531		2,250,975
					7,574,804
Containers & Packaging – 0.0%
Berry Global Group, Inc.			2,090		122,996
					7,697,800
Real Estate – 1.0%
Diversified REITs – 0.0%
Broadstone Net Lease, Inc. - Class A			5,820		92,363
Hotel & Resort REITs – 0.0%
Ryman Hospitality Properties, Inc.			1,592		158,977
Industrial REITs – 0.5%
First Industrial Realty Trust, Inc.			2,572		122,196
Prologis, Inc.			20,816		2,337,845
STAG Industrial, Inc.			5,180		186,791
					2,646,832
Real Estate Management & Development – 0.1%
Jones Lang LaSalle, Inc.(a)			1,200		246,336
Residential REITs – 0.1%
Independence Realty Trust, Inc.			11,010		206,327
Specialized REITs – 0.3%
American Tower Corp.			7,764		1,509,167
CubeSmart			2,131		96,257
					1,605,424
					4,956,259
Utilities – 0.9%
Electric Utilities – 0.9%
American Electric Power Co., Inc.			20,023		1,756,818
IDACORP, Inc.			1,471		137,024
NextEra Energy, Inc.			35,829		2,537,051
Portland General Electric Co.			3,740		161,717
					4,592,610
Multi-Utilities – 0.0%
CenterPoint Energy, Inc.			4,110		127,328
					4,719,938
Total Common Stocks (cost $137,895,215)					281,583,501

8

Company	Shares			U.S. $ Value
INVESTMENT COMPANIES – 38.6%
Funds and Investment Trusts – 38.6%(c) (d)
AB All Market Real Return Portfolio - Class Z			4,549,842	$	40,357,098
Bernstein Fund, Inc. - International Small Cap Portfolio - Class Z			1,635,769		19,547,437
Bernstein International Strategic Equities Portfolio - Class Z			8,836,000		116,723,562
Bernstein Small Cap Core Portfolio - Class Z			851,848		10,861,063
Sanford C Bernstein Fund, Inc. - Emerging Markets Portfolio - Class Z			385,758		10,947,824
Total Investment Companies (cost $158,815,877)					198,436,984
	Notional Amount
PURCHASED OPTIONS - PUTS – 1.9%
Options on Equity Indices – 1.9%
Euro STOXX 50 Index Expiration: May 2025; Contracts: 8,290; Exercise Price: EUR 4,300.00; Counterparty: UBS AG(a)		EUR	35,647,000		877,036
Euro STOXX 50 Index Expiration: May 2025; Contracts: 1,870; Exercise Price: EUR 4,300.00; Counterparty: UBS AG(a)			8,041,000		197,836
Euro STOXX 50 Index Expiration: May 2025; Contracts: 1,600; Exercise Price: EUR 4,300.00; Counterparty: UBS AG(a)			6,880,000		169,271
FTSE 100 Index Expiration: Jun 2025; Contracts: 1,820; Exercise Price: GBP 7,100.00; Counterparty: UBS AG(a)		GBP	12,922,000		232,860
FTSE 100 Index Expiration: Jun 2025; Contracts: 370; Exercise Price: GBP 7,100.00; Counterparty: Goldman Sachs International(a)			2,627,000		47,340
FTSE 100 Index Expiration: Jun 2025; Contracts: 370; Exercise Price: GBP 7,100.00; Counterparty: UBS AG(a)			2,627,000		47,340
Nikkei 225 Index Expiration: Jun 2025; Contracts: 165,000; Exercise Price: JPY 31,750.00; Counterparty: UBS AG(a)		JPY	5,238,750,000		652,373
S&P 500 Index Expiration: Jun 2025; Contracts: 78,400; Exercise Price: USD 4,675.00; Counterparty: UBS AG(a)		USD	366,520,000		6,417,004
S&P 500 Index Expiration: Jun 2025; Contracts: 15,000; Exercise Price: USD 4,675.00; Counterparty: Goldman Sachs International(a)			70,125,000		1,227,743
Total Purchased Options - Puts (premiums paid $10,742,759)					9,868,803

9

Company	Shares			U.S. $ Value
SHORT-TERM INVESTMENTS – 6.6%
Investment Companies – 6.6%
AB Fixed Income Shares, Inc. - Government Money Market Portfolio - Class AB, 5.22%(c) (d) (e) (cost $33,743,883)			33,743,883	$	33,743,883
Total Investments – 101.9% (cost $341,197,734)(f)					523,633,171
Other assets less liabilities – (1.9)%					(9,798,416	)
Net Assets – 100.0%				$	513,834,755

FUTURES

Description	Number of Contracts		Expiration Month		Current Notional			Value and Unrealized Appreciation (Depreciation)
Purchased Contracts
10 Yr Canadian Bond Futures		100		September 2024		$	8,776,726		$	(74,078	)
10 Yr Japan Bond (OSE) Futures		16		September 2024			14,206,974			(93,605	)
E-Mini Russell 2000 Futures		18		September 2024			1,858,500			(18,260	)
Euro Buxl 30 Yr Bond Futures		14		September 2024			1,952,728			(615	)
Euro STOXX 50 Index Futures		604		September 2024			31,864,032			(165,930	)
Euro-BOBL Futures		72		September 2024			8,978,506			33,312
Euro-Bund Futures		52		September 2024			7,329,842			576
Hang Seng Index Futures		3		July 2024			338,646			(5,931	)
Long Gilt Futures		47		September 2024			5,796,895			45,098
MSCI Emerging Markets Futures		52		September 2024			2,829,320			12,998
MSCI Singapore IX ETS Futures		14		July 2024			326,615			2,655
Nikkei 225 (OSE) Futures		23		September 2024			5,658,152			69,996
OMXS 30 Index Futures		32		July 2024			778,338			(680	)
S&P 500 E-Mini Futures		496		September 2024			136,933,200			655,500
S&P Mid 400 E-Mini Futures		4		September 2024			1,183,240			(11,666	)
S&P/TSX 60 Index Futures		48		September 2024			9,196,155			21,694
TOPIX Index Futures		153		September 2024			26,726,739			272,716
U.S. T-Note 2 Yr (CBT) Futures		387		September 2024			79,032,656			220,200
U.S. T-Note 10 Yr (CBT) Futures		760		September 2024			83,588,125			649,405
U.S. Ultra Bond (CBT) Futures		131		September 2024			16,420,031			347,562
Sold Contracts
10 Yr Australian Bond Futures		26		September 2024			1,969,808			14,372
FTSE 100 Index Futures		218		September 2024			22,630,111			183,566
SPI 200 Futures		272		September 2024			35,255,960			(83,744	)
									$	2,075,141

10

FORWARD CURRENCY EXCHANGE CONTRACTS

Counterparty	Contracts to Deliver (000)			In Exchange For (000)			Settlement Date		Unrealized Appreciation (Depreciation)
Bank of America, NA		NOK	35,593		USD	3,358		07/19/2024		$	23,278
Bank of America, NA		USD	7,130		NOK	78,177		07/19/2024			195,310
Bank of America, NA		USD	14,166		SEK	153,979		07/19/2024			373,824
Bank of America, NA		NZD	3,362		USD	2,055		07/25/2024			6,814
Bank of America, NA		USD	2,870		NZD	4,703		07/25/2024			(5,581	)
Bank of America, NA		EUR	7,118		USD	7,631		08/08/2024			(4,862	)
Bank of America, NA		USD	4,050		JPY	630,169		08/16/2024			(106,215	)
Bank of America, NA		CAD	2,119		USD	1,553		08/23/2024			2,202
Bank of America, NA		USD	4,790		GBP	3,777		08/29/2024			(13,813	)
Barclays Bank PLC		NOK	15,253		USD	1,439		07/19/2024			9,318
Barclays Bank PLC		SEK	23,734		USD	2,277		07/19/2024			36,109
Barclays Bank PLC		USD	5,276		CHF	4,747		08/08/2024			31,816
Barclays Bank PLC		USD	5,999		JPY	950,667		08/16/2024			(49,906	)
BNP Paribas SA		EUR	567		USD	610		08/08/2024			1,794
Brown Brothers Harriman & Co.		USD	504		GBP	397		08/29/2024			(2,287	)
Citibank, NA		NOK	5,665		USD	512		07/19/2024			(18,555	)
Citibank, NA		USD	667		EUR	618		08/08/2024			(3,367	)
Citibank, NA		JPY	1,220,110		USD	7,899		08/16/2024			264,066
Deutsche Bank AG		JPY	856,816		USD	5,548		08/16/2024			185,988
Goldman Sachs Bank USA		SEK	69,017		USD	6,294		07/19/2024			(223,327	)
Goldman Sachs Bank USA		USD	15,910		NZD	25,954		07/25/2024			(101,760	)
Goldman Sachs Bank USA		CHF	19,617		USD	21,909		08/08/2024			(21,807	)
Goldman Sachs Bank USA		USD	18,621		CAD	25,605		08/23/2024			117,966
HSBC Bank USA		CHF	11,207		USD	12,416		08/08/2024			(113,268	)
HSBC Bank USA		USD	5,916		CHF	5,206		08/08/2024			(96,310	)
HSBC Bank USA		CAD	17,885		USD	13,043		08/23/2024			(46,436	)
HSBC Bank USA		AUD	6,793		USD	4,527		09/19/2024			(14,369	)
JPMorgan Chase Bank, NA		SEK	16,101		USD	1,550		07/19/2024			29,869
JPMorgan Chase Bank, NA		SEK	68,861		USD	6,345		07/19/2024			(156,965	)
JPMorgan Chase Bank, NA		USD	2,702		CHF	2,401		08/08/2024			(17,168	)
JPMorgan Chase Bank, NA		USD	40,274		EUR	37,405		08/08/2024			(144,348	)
JPMorgan Chase Bank, NA		JPY	1,784,068		USD	11,402		08/16/2024			237,653
JPMorgan Chase Bank, NA		USD	6,273		JPY	968,387		08/16/2024			(212,628	)
Morgan Stanley Capital Services LLC		SEK	30,089		USD	2,883		07/19/2024			42,042
Morgan Stanley Capital Services LLC		USD	1,848		CHF	1,661		08/08/2024			9,081
Morgan Stanley Capital Services LLC		USD	1,681		CHF	1,494		08/08/2024			(10,391	)
Morgan Stanley Capital Services LLC		USD	18,912		GBP	14,910		08/29/2024			(56,885	)
State Street Bank & Trust Co.		SEK	3,064		USD	293		07/19/2024			3,849
										$	150,731

TOTAL RETURN SWAPS

Counterparty & Referenced Obligation	Rate Paid/ Received			Payment Frequency		Current Notional (000)			Maturity Date		Unrealized Appreciation (Depreciation)
Receive Total Return on Reference Obligation
Morgan Stanley Capital Services LLC
Swiss Market Index Futures		0.00	%		Maturity		CHF	1,202		09/20/2024	$	(5,932	)
Swiss Market Index Futures		0.00	%		Maturity		CHF	962		09/20/2024		(9,580	)
											$	(15,512	)

(a) Non-income producing security.

(b) Position, or a portion thereof, has been segregated to collateralize margin requirements for open futures contracts.

(c) To obtain a copy of the fund’s shareholder report, please go to the Securities and Exchange Commission’s website at www.sec.gov, or call AB at (800) 227-4618.

(d) Affiliated investments.

(e) The rate shown represents the 7-day yield as of period end.

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(f) As of June 30, 2024, the cost basis of investment securities owned was substantially identical for both book and tax purposes. Gross unrealized appreciation of investments was $190,755,861 and gross unrealized depreciation of investments was $(6,110,064), resulting in net unrealized appreciation of $184,645,797.

  Please note: The sector classifications presented herein are based on the Global Industry Classification Standard (GICS) which was developed by Morgan Stanley Capital International and Standard & Poor’s. The components are divided into sector, industry group, and industry sub-indices as classified by the GICS for each of the market capitalization indices in the broad market.

Currency Abbreviations:

AUD – Australian Dollar

CAD – Canadian Dollar

CHF – Swiss Franc

EUR – Euro

GBP – Great British Pound

JPY – Japanese Yen

NOK – Norwegian Krone

NZD – New Zealand Dollar

SEK – Swedish Krona

USD – United States Dollar

Glossary:

ADR – American Depositary Receipt

BOBL – Bundesobligationen

CBT – Chicago Board of Trade

ETS – Emission Trading Scheme

FTSE – Financial Times Stock Exchange

MSCI – Morgan Stanley Capital International

OMXS – Stockholm Stock Exchange

OSE – Osaka Securities Exchange

REIT – Real Estate Investment Trust

SPI – Share Price Index

TOPIX – Tokyo Price Index

TSX – Toronto Stock Exchange

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Sanford C. Bernstein Fund, Inc.

Overlay A Portfolio 

June 30, 2024 (unaudited)

In accordance with U.S. GAAP regarding fair value measurements, fair value is defined as the price that the Portfolio would receive to sell an asset or pay to transfer a liability in an orderly transaction between market participants at the measurement date. U.S. GAAP establishes a framework for measuring fair value, and a three-level hierarchy for fair value measurements based upon the transparency of inputs to the valuation of an asset or liability (including those valued based on their market values). Inputs may be observable or unobservable and refer broadly to the assumptions that market participants would use in pricing the asset or liability. Observable inputs reflect the assumptions market participants would use in pricing the asset or liability based on market data obtained from sources independent of the Portfolio. Unobservable inputs reflect the Portfolio’s own assumptions about the assumptions that market participants would use in pricing the asset or liability based on the best information available in the circumstances. Each investment is assigned a level based upon the observability of the inputs which are significant to the overall valuation. The three-tier hierarchy of inputs is summarized below.

• Level 1 - quoted prices in active markets for identical investments

• Level 2 - other significant observable inputs (including quoted prices for similar investments, interest rates, prepayment speeds, credit risk, etc.)

• Level 3 - significant unobservable inputs (including the Portfolio’s own assumptions in determining the fair value of investments)

The fair value of debt instruments, such as bonds, and over-the-counter derivatives is generally based on market price quotations, recently executed market transactions (where observable) or industry recognized modeling techniques and are generally classified as Level 2. Pricing vendor inputs to Level 2 valuations may include quoted prices for similar investments in active markets, interest rate curves, coupon rates, currency rates, yield curves, option adjusted spreads, default rates, credit spreads and other unique security features in order to estimate the relevant cash flows which are then discounted to calculate fair values. If these inputs are unobservable and significant to the fair value, these investments will be classified as Level 3.

Where readily available market prices or relevant bid prices are not available for certain equity investments, such investments may be valued based on similar publicly traded investments, movements in relevant indices since last available prices or based upon underlying company fundamentals and comparable company data (such as multiples to earnings or other multiples to equity). Where an investment is valued using an observable input, by pricing vendors, such as another publicly traded security, the investment will be classified as Level 2. If management determines that an adjustment is appropriate based on restrictions on resale, illiquidity or uncertainty, and such adjustment is a significant component of the valuation, the investment will be classified as Level 3. An investment will also be classified as Level 3 where management uses company fundamentals and other significant inputs to determine the valuation.

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Options are valued using market-based inputs to models, broker or dealer quotations, or alternative pricing sources with reasonable levels of price transparency, where such inputs and models are available. Alternatively, the values may be obtained through unobservable management determined inputs and/or management’s proprietary models. Where models are used, the selection of a particular model to value an option depends upon the contractual terms of, and specific risks inherent in, the option as well as the availability of pricing information in the market. Valuation models require a variety of inputs, including contractual terms, market prices, measures of volatility and correlations of such inputs. Exchange traded options will be classified as Level 2. For options that do not trade on exchange but trade in liquid markets, inputs can generally be verified and model selection does not involve significant management judgment. Options are classified within Level 2 on the fair value hierarchy when all of the significant inputs can be corroborated to market evidence. Otherwise such instruments are classified as Level 3.

The following table summarizes the valuation of the Portfolio’s investments by the above fair value hierarchy levels as of June 30, 2024:

Investments in Securities:	Level 1			Level 2			Level 3		Total
Assets:
Common Stocks(a)	$	281,583,501		$	—		$	—	$	281,583,501
Investment Companies		198,436,984			—			—		198,436,984
Purchased Options - Puts		—			9,868,803			—		9,868,803
Short-Term Investments		33,743,883			—			—		33,743,883
Total Investments in Securities		513,764,368			9,868,803			—		523,633,171
Other Financial Instruments(b):
Assets:
Futures		2,529,650			—			—		2,529,650
Forward Currency Exchange Contracts		—			1,570,979			—		1,570,979
Liabilities:
Futures		(454,509	)		—			—		(454,509	)
Forward Currency Exchange Contracts		—			(1,420,248	)		—		(1,420,248	)
Total Return Swaps		—			(15,512	)		—		(15,512	)
Total	$	515,839,509		$	10,004,022		$	—	$	525,843,531

^(a)  See Portfolio of Investments for sector classifications.

^(b)  Other financial instruments are derivative instruments, such as futures, forwards and swaps, which are valued at the unrealized appreciation (depreciation) on the instrument. Other financial instruments may also include swaps with upfront premiums, written options and written swaptions which are valued at market value.

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A summary of the Portfolio’s transactions in AB mutual funds for the nine months ended June 30, 2024 is as follows:

															Distributions
Fund	Market Value 09/30/2023 (000)		Purchases at Cost (000)		Sales Proceeds (000)		Realized Gain (Loss) (000)			Change in Unrealized Appr./ (Depr.) (000)			Market Value 06/30/2024 (000)		Dividend Income (000)		Realized Gains (000)
AB All Market Real Return Portfolio	$	61,377	$	2,261	$	24,998	$	(5,125	)	$	6,842		$	40,357	$	2,261	$	0
Bernstein Fund, Inc. - International Small Cap Portfolio		37,429		1,158		21,685		2,786			(141	)		19,547		1,158		0
Bernstein Fund, Inc. - International Strategic Equities Portfolio		188,999		6,042		104,187		15,548			10,322			116,724		6,041		0
Bernstein Fund, Inc. - Small Cap Core Portfolio		16,112		1,441		7,600		1,378			(470	)		10,861		1,441		0
Government Money Market Portfolio		14,390		315,291		295,937		0			0			33,744		1,958		0
Sanford C. Bernstein Fund, Inc. - Emerging Markets Portfolio		17,278		342		8,411		1,072			667			10,948		342		0
Total	$	335,585	$	326,535	$	462,818	$	15,659		$	17,220		$	232,181	$	13,201	$	0

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