-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 BruBBdZs2+NoO6Tw9u1XKQmy9P4XuGN8WJ8h9eAyyhb2YG4FME3twJpcN+6WHdrD
 rnZR6P0qUYAJwb1emKwoQw==

<SEC-DOCUMENT>0001140361-09-014827.txt : 20090617
<SEC-HEADER>0001140361-09-014827.hdr.sgml : 20090617
<ACCEPTANCE-DATETIME>20090617135859
ACCESSION NUMBER:		0001140361-09-014827
CONFORMED SUBMISSION TYPE:	3
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20090617
FILED AS OF DATE:		20090617
DATE AS OF CHANGE:		20090617

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			UTG INC
		CENTRAL INDEX KEY:			0000832480
		STANDARD INDUSTRIAL CLASSIFICATION:	LIFE INSURANCE [6311]
		IRS NUMBER:				202907892
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		PO BOX 5147
		STREET 2:		5250 SOUTH SIXTH STREET ROAD
		CITY:			SPRINGFIELD
		STATE:			IL
		ZIP:			62703
		BUSINESS PHONE:		2173236300

	MAIL ADDRESS:	
		STREET 1:		PO BOX 5147
		STREET 2:		5250 SOUTH SIXTH STREET
		CITY:			SPINGFIELD
		STATE:			IL
		ZIP:			62705

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	UNITED TRUST GROUP INC
		DATE OF NAME CHANGE:	20001206

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	UNITED TRUST INC /IL/
		DATE OF NAME CHANGE:	19920703

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			Ditto Douglas Paul
		CENTRAL INDEX KEY:			0001465703

	FILING VALUES:
		FORM TYPE:		3
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-16867
		FILM NUMBER:		09896140

	MAIL ADDRESS:	
		STREET 1:		5250 SOUTH SIXTH STREET
		CITY:			SPRINGFIELD
		STATE:			IL
		ZIP:			62703
</SEC-HEADER>
<DOCUMENT>
<TYPE>3
<SEQUENCE>1
<FILENAME>doc1.xml
<DESCRIPTION>FORM 3
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>

    <schemaVersion>X0203</schemaVersion>

    <documentType>3</documentType>

    <periodOfReport>2009-06-17</periodOfReport>

    <noSecuritiesOwned>1</noSecuritiesOwned>

    <issuer>
        <issuerCik>0000832480</issuerCik>
        <issuerName>UTG INC</issuerName>
        <issuerTradingSymbol>UTGN</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001465703</rptOwnerCik>
            <rptOwnerName>Ditto Douglas Paul</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>5250 SOUTH SIXTH STREET</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>SPRINGFIELD</rptOwnerCity>
            <rptOwnerState>IL</rptOwnerState>
            <rptOwnerZipCode>62703</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>0</isDirector>
            <isOfficer>1</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>0</isOther>
            <officerTitle>Vice President &amp; CIO</officerTitle>
            <otherText></otherText>
        </reportingOwnerRelationship>
    </reportingOwner>

    <nonDerivativeTable></nonDerivativeTable>

    <derivativeTable></derivativeTable>

    <footnotes></footnotes>

    <remarks></remarks>

    <ownerSignature>
        <signatureName>/s/ Douglas Paul Ditto</signatureName>
        <signatureDate>2009-06-17</signatureDate>
    </ownerSignature>
</ownershipDocument>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
-----END PRIVACY-ENHANCED MESSAGE-----