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Reinsurance (Tables)
12 Months Ended
Dec. 31, 2020
Reinsurance [Abstract]  
Effect of long duration reinsurance contracts on premiums earned
The Company does not have any short-duration reinsurance contracts.  The effect of the Company's long-duration reinsurance contracts on premiums earned in 2020 and 2019 were as follows:

 
2020
  
2019
 
  
Premiums Earned
  
Premiums Earned
 
Direct
 
$
9,256,992
  
$
9,601,259
 
Assumed
  
(47
)
  
353
 
Ceded
  
(2,725,303
)
  
(2,535,980
)
Net Premiums
 
$
6,531,642
  
$
7,065,632