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CREDIT ARRANGEMENTS (Tables)
6 Months Ended
Jun. 30, 2016
CREDIT ARRANGEMENTS [Abstract]  
Schedule of lines of credit
Instrument
 
Issue Date
 
Maturity Date
  
Revolving Credit Limit
  
December 31, 2015
 
Borrowings
 
Repayments
  
June 30, 2016
Lines of Credit:
                 
UTG
 
2013-11-20
 
2015-11-20
 
$
8,000,000
 
$
-
 
-
 
-
 
$
-
UG
 
2015-06-02
 
2017-05-10
  
10,000,000
  
-
 
-
 
-
  
-