CREDIT ARRANGEMENTS (Tables)

12 Months Ended

Dec. 31, 2015

CREDIT ARRANGEMENTS [Abstract]

Schedule of promissory note

At December 31, 2015 and 2014, the Company had the following outstanding debt:

			Outstanding Principal Balance
Instrument	Issue Date	Maturity Date	December 31, 2015			December 31, 2014
Promissory Note:
UTG Avalon	12/29/2014	4/1/2018		$	0		$	4,400,000

Schedule of lines of credit

Instrument	Issue Date	Maturity Date	Revolving Credit Limit			December 31, 2014			Borrowings		Repayments		December 31, 2015
Lines of Credit:
UTG	11/20/2013	11/20/2015		$	8,000,000		$	0		0		0		$	0
UG	6/2/2015	5/19/2016			10,000,000			0		0		0			0