CREDIT ARRANGEMENTS (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Scheduled principal reductions on notes payable for the next five years [Abstract]
2013	$ 0
2014	0
2015	0
2016	4,400,000
2017	0
UTG 2013-11-20 [Member]
Lines of Credit [Line Items]
Issue Date	Nov. 20, 2013
Maturity Date	Nov. 20, 2015
Revolving Credit Limit	8,000,000
Outstanding Balance	0	2,097,534
Borrowings	1,600,000
Repayments	3,697,534
Interest Rate	3.75%
Assets Pledged	100% of the common voting stock of its wholly owned subsidiary, Universal Guaranty Life Insurance Company ("UG").
HPG Acquisition 2012-12-27 [Member]
Lines of Credit [Line Items]
Interest Rate	4.00%
UTG Avalon 2013-03-28 [Member]
Lines of Credit [Line Items]
Issue Date	Mar. 28, 2013
Maturity Date	Mar. 28, 2014
Revolving Credit Limit	5,000,000
Outstanding Balance	0	5,000,000
Borrowings	0
Repayments	5,000,000
Interest Rate	4.00%
Frequency of Payments	monthly
Interest Rate Description	0.50% above the lowest of the U.S. Prime Rates as published in the money section of the Wall Street Journal.
UG 2010-12-28 [Member]
Lines of Credit [Line Items]
Additional Credit Capacity	up to a maximum of 50% of the total assets of UG.
Borrowing Capacity	based on 50 times each dollar of stock acquired in FHLB above the "base membership" amount.
UTG Avalon 2014-12-29 [Member]
Lines of Credit [Line Items]
Interest Rate	3.50%
Frequency of Payments	quarterly
HPG Acquisitions 2012-12-27 [Member]
Debt Instrument [Line Items]
Issue Date	Dec. 27, 2012
Maturity Date	Mar. 04, 2018
Outstanding Principal Balance	0	12,000,000
UTG Avalon 2014-12-29 [Member]
Debt Instrument [Line Items]
Issue Date	Dec. 29, 2014
Maturity Date	Apr. 01, 2018
Outstanding Principal Balance	$ 4,400,000	$ 0