INCOME TAXES (Details) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Income tax expense (benefits) [Abstract]
Current tax	$ 3,233,286	$ 87,815
Deferred tax	(2,150,359)	693,109
Income tax expense	1,082,927	780,924
Income tax expense (benefit) reconciliation [Abstract]
United States statutory rate (in hundredths)	35.00%
Tax computed at statutory rate	3,894,334	1,627,828
Changes in taxes due to [Abstract]
Non-controlling interest	(1,073,704)	(216,189)
Effective Income Tax Rate Reconciliation, Tax Exempt Income, Amount	17,401	0
Small company deduction	(134,653)	(437,070)
Dividend received deduction	(1,414,353)	(92,477)
Other	(206,098)	(101,168)
Income tax expense	1,082,927	780,924
Deferred tax liability [Abstract]
Investments	2,728,928	2,202,177
Cost of insurance acquired	3,166,794	3,722,744
Deferred policy acquisition costs	0	129,425
Management/consulting fees	(57,454)	(63,665)
Future policy benefits	1,778,105	2,038,699
Deferred gain on sale of subsidiary	2,312,483	2,312,483
Other liabilities	(127,461)	66,732
Federal tax DAC	(387,601)	(774,954)
Deferred income taxes	9,413,794	9,633,641
Gross deferred tax assets	2,405,249	2,562,650
Gross deferred tax liabilities	11,819,043	12,196,291
Valuation allowance	$ 0