FAIR VALUE MEASUREMENTS (Details) (USD $)	3 Months Ended
	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013	Dec. 31, 2012
Assets [Abstract]
Fixed Maturities, available for sale	$ 175,911,151	$ 174,409,824
Trading Securities	7,206,667	6,614,111
Liabilities [Abstract]
Trading Securities	149,956	353,907
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning Balance	32,410,399
Fair Value, Investments, Entities that Calculate Net Asset Value Per Share, Unobservable Input, Realized Gain (Loss), Total	82,287
Total Unrealized Gains (Losses) Included in Other Comprehensive Income	229,191
Purchases	(147,543)
Ending Balance	32,574,334
Assets [Abstract]
Discounted mortgage loans	11,419,581	12,830,735
Investment real estate	83,937,511	83,585,359
Cash and cash equivalents	18,515,389	19,838,618	26,287,257	23,321,246
Liabilities [Abstract]
Policy loan interest rate, minimum (in hundredths)	4.00%
Policy loan interest rate, maximum (in hundredths)	8.00%
Carrying Amount [Member]
Assets [Abstract]
Mortgage loans on real estate	13,935,687	14,454,534
Discounted mortgage loans	11,419,518	12,830,735
Investment real estate	83,937,511	83,585,359
Policy Loans	11,638,101	11,860,960
Cash and cash equivalents	18,515,389	19,838,618
Other Assets, Fair Value Disclosure	184,800	0
Liabilities [Abstract]
Notes payable	19,097,534	19,097,534
Estimated Fair Value [Member]
Assets [Abstract]
Mortgage loans on real estate	14,171,392	14,734,756
Discounted mortgage loans	11,419,581	12,830,735
Investment real estate	83,937,511	83,585,359
Policy Loans	11,638,101	11,860,960
Cash and cash equivalents	18,515,389	19,838,618
Other Assets, Fair Value Disclosure	184,800	0
Liabilities [Abstract]
Notes payable	19,097,534	19,097,534
Fixed Maturities [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning Balance	313,813
Fair Value, Investments, Entities that Calculate Net Asset Value Per Share, Unobservable Input, Realized Gain (Loss), Total	82,287
Total Unrealized Gains (Losses) Included in Other Comprehensive Income	53,128
Purchases	(147,543)
Ending Balance	301,685
Equity Securities [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation, Calculation [Roll Forward]
Beginning Balance	32,096,586
Fair Value, Investments, Entities that Calculate Net Asset Value Per Share, Unobservable Input, Realized Gain (Loss), Total	0
Total Unrealized Gains (Losses) Included in Other Comprehensive Income	176,063
Purchases	0
Ending Balance	32,272,649
Measured on a recurring basis [Member]
Assets [Abstract]
Fixed Maturities, available for sale	175,911,151	174,409,824
Equity Securities, available for sale	40,705,899	40,514,978
Trading Securities	7,206,667	6,614,111
Total Financial Assets	223,823,717	221,538,913
Liabilities [Abstract]
Trading Securities	153,615	357,439
Measured on a recurring basis [Member] | Level 1 [Member]
Assets [Abstract]
Fixed Maturities, available for sale	19,384,352	19,407,301
Equity Securities, available for sale	1,669,042	1,643,803
Trading Securities	7,206,667	6,614,111
Total Financial Assets	28,260,061	27,665,215
Liabilities [Abstract]
Trading Securities	153,615	357,439
Measured on a recurring basis [Member] | Level 2 [Member]
Assets [Abstract]
Fixed Maturities, available for sale	156,225,114	154,688,710
Equity Securities, available for sale	6,764,208	6,774,589
Trading Securities	0	0
Total Financial Assets	162,989,322	161,463,299
Liabilities [Abstract]
Trading Securities	0	0
Measured on a recurring basis [Member] | Level 3 [Member]
Assets [Abstract]
Fixed Maturities, available for sale	301,685	313,813
Equity Securities, available for sale	32,272,649	32,096,586
Trading Securities	0	0
Total Financial Assets	32,574,334	32,410,399
Liabilities [Abstract]
Trading Securities	$ 0	$ 0