STATUTORY ACCOUNTING (Details) (USD $)	12 Months Ended
Dec. 31, 2013	Dec. 31, 2012
Statutory Accounting Practices [Line Items]
Statutory net income	$ 4,842,879	$ 6,868,111
Statutory capital and surplus	$ 34,897,819	$ 32,243,089

The amount of statutory capital and surplus (stockholders' equity) as of the balance sheet date using prescribed or permitted statutory accounting practices (rather than GAAP, if different) of the state or country.

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 944

-SubTopic 210

-Section S99

-Paragraph 1

-Subparagraph (SX 210.7-03.23(c))

-URI http://asc.fasb.org/extlink&oid=6879938&loc=d3e572229-122910

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 944

-SubTopic 505

-Section 50

-Paragraph 1

-Subparagraph (a)

-URI http://asc.fasb.org/extlink&oid=6486098&loc=d3e24708-158529

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 03

-Paragraph 24

-Subparagraph c

-Article 7

Name:	us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	credit
Period Type:	instant