INCOME TAXES (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Income tax expense (benefits) [Abstract]
Current tax	$ 87,815	$ 5,716,480
Deferred tax	693,109	(222,098)
Income tax expense	780,924	5,494,382
Income tax expense (benefit) reconciliation [Abstract]
United States statutory rate (in hundredths)	35.00%
Tax computed at statutory rate	1,627,828	5,404,636
Changes in taxes due to [Abstract]
Non-controlling interest	(216,189)	(238,632)
Small company deduction	(437,070)	0
Other	(193,645)	328,378
Income tax expense	780,924	5,494,382
Deferred tax liability [Abstract]
Investments	2,202,177	4,644,740
Cost of insurance acquired	3,722,744	4,095,268
Deferred policy acquisition costs	129,425	149,176
Management/consulting fees	(63,665)	(66,344)
Future policy benefits	2,038,699	2,137,835
Deferred gain on sale of subsidiary	2,312,483	2,312,483
Other liabilities	66,732	(63,967)
Federal tax DAC	(774,954)	(907,614)
Deferred income taxes	9,633,641	12,301,577
Gross deferred tax assets	2,562,650	2,793,932
Gross deferred tax liabilities	12,196,291	15,095,509
Valuation allowance	$ 0