FAIR VALUE MEASUREMENTS, Balance Sheet Grouping (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Assets [Abstract]
Fixed Maturities, available for sale	$ 174,409,824	$ 187,327,285
Trading Securities	6,614,111	14,018,460
Discounted mortgage loans	12,830,735	26,336,953
Investment real estate	83,585,359	68,165,013
Cash and cash equivalents	19,838,618	23,321,246	82,925,675
Liabilities [Abstract]
Trading securities	353,907	6,050,344
Policy loan interest rate, minimum (in hundredths)	4.00%
Policy loan interest rate, maximum (in hundredths)	8.00%
Carrying Amount [Member]
Assets [Abstract]
Mortgage loans on real estate	14,454,534	17,671,554
Discounted mortgage loans	12,830,735	26,336,953
Investment real estate	83,585,359	68,165,013
Policy Loans	11,860,960	12,591,572
Cash and cash equivalents	19,838,618	23,321,246
Other Assets, Fair Value Disclosure	0	6,268,320
Liabilities [Abstract]
Notes payable	19,097,534	18,857,954
Estimated Fair Value [Member]
Assets [Abstract]
Mortgage loans on real estate	14,734,756	17,803,159
Discounted mortgage loans	12,830,735	26,336,953
Investment real estate	83,585,359	68,165,013
Policy Loans	11,860,960	12,591,572
Cash and cash equivalents	19,838,618	23,321,246
Other Assets, Fair Value Disclosure	0	6,268,320
Liabilities [Abstract]
Notes payable	$ 19,097,534	$ 18,857,954