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REINSURANCE (Details) (USD $)
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Reinsurance [Line Items]    
Retention amount limit $ 125,000  
Gross insurance in force 1,600,000,000 1,700,000,000
Gross insurance ceded to reinsurers 335,000,000 401,000,000
Retention limit amount of reinsurers 100,000  
Cession on retention limit 25,000  
Percentage of reinsurers in force on accidental death benefits (in hundredths) 100.00%  
Percentage of future results sold (in hundredths) 100.00%  
Percentage in terms of reinsurance reserve credit (in hundredths) 63.00% 64.00%
Percentage of reserves and liabilities (in hundredths) 25.00%  
Effect of long duration reinsurance contracts on premiums earned [Abstract]    
Direct 13,242,000 14,049,000
Assumed 35,000 33,000
Ceded (3,366,000) (3,935,000)
Net Premiums 9,911,000 10,147,000
Independent Order of Vikings (IOV) [Member]
   
Reinsurance [Line Items]    
Remaining balance from gross insurance in force 1,579,000 1,582,000
Gross insurance in force, Reserve 358,000 365,000
Canada Life Assurance Company [Member]
   
Reinsurance [Line Items]    
Remaining balance from gross insurance in force 7,433,000 52,560,000
Gross insurance in force, Reserve $ 0 $ 34,193,000
Quota share of new issues percentage (in hundredths) 15.00%