Balance Sheet (USD $)	Sep. 30, 2012	Dec. 31, 2011
Investments available for sale:
Fixed maturities, at fair value (amortized cost $157,252,220 and $107,514,400)	$ 195,972,913	$ 124,583,177
Equity securities, at fair value (cost $24,813,689 and $16,200,043)	29,015,941	17,299,628
Trading securities, at fair value (cost $12,004,466 and $9,147,237)	13,914,699	8,519,064
Mortgage loans on real estate at amortized cost	22,652,297	9,272,919
Discounted mortgage loans on real estate at cost	26,672,841	27,467,920
Investment real estate	63,485,418	62,701,375
Policy loans	12,737,798	13,312,229
Total investments	364,451,907	263,156,312
Cash and cash equivalents	21,195,290	82,925,675
Accrued investment income	2,111,548	1,136,741
Future policy benefits	29,340,375	64,693,384
Policy claims and other benefits	4,630,042	4,029,412
Cost of insurance acquired	11,987,140	12,846,266
Deferred policy acquisition costs	441,730	488,266
Property and equipment, net of accumulated depreciation	1,386,754	1,527,285
Income tax receivable	0	281,636
Other assets	2,149,259	2,636,280
Total assets	437,694,045	433,721,257
Liabilities:
Future policyholder benefits	295,350,496	301,393,689
Policy claims and benefits payable	5,029,634	3,016,866
Other policyholder funds	521,979	636,319
Dividend and endowment accumulations	14,059,729	14,176,151
Income tax payable	2,259,832	0
Deferred income taxes	13,248,816	13,745,751
Notes payable	8,115,439	9,531,645
Trading securities, at fair value (proceeds $8,019,351 and $6,288,562)	10,223,976	5,471,475
Other liabilities	8,456,827	9,964,313
Total liabilities	357,266,728	357,936,209
Common stock - no par value, stated value $.001 per share. Authorized 7,000,000 shares - 3,809,388 and 3,854,610 shares outstanding	3,793	3,855
Additional paid-in capital	44,270,546	45,051,608
Retained earnings	19,448,382	12,651,687
Accumulated other comprehensive income	9,952,322	11,792,214
Total UTG shareholders' equity	73,675,043	69,499,364
Noncontrolling interests	6,752,274	6,285,684
Total shareholders' equity	80,427,317	75,785,048
Total liabilities and shareholders' equity	$ 437,694,045	$ 433,721,257