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Regulatory Capital (Tables)
 6 Months Ended
Jun. 30, 2012
Regulatory capital [Abstract]  
Capital amounts and ratios in accordance with current banking regulations
                                                 
    June 30, 2012     December 31, 2011  
    

Capital

Amount

    

Well-Capitalized

Minimum Ratio(1)

    

Actual

Ratio

    

Capital

Amount

    

Well-Capitalized

Minimum Ratio(1)

    

Actual

Ratio

  
    (dollars are in millions)  

Total capital ratio:

                                                

HSBC USA Inc.

   $ 20,964       10.00 %      20.61 %    $ 21,908       10.00 %      18.39 % 

HSBC Bank USA

     21,579       10.00       21.75       22,390       10.00       18.86  

Tier 1 capital ratio:

                                                

HSBC USA Inc.

     14,588       6.00       14.34       15,179       6.00       12.74  

HSBC Bank USA

     15,511       6.00       15.64       15,996       6.00       13.48  

Tier 1 common ratio:

                                                

HSBC USA Inc.

     12,181       5.00 (2)       11.97       12,773       5.00 (2)       10.72  

HSBC Bank USA

     15,511       5.00       15.64       15,996       5.00       13.48  

Tier 1 leverage ratio:

                                                

HSBC USA Inc.

     14,588       3.00 (3)       7.45       15,179       3.00 (3)       7.43  

HSBC Bank USA

     15,511       5.00       8.04       15,996       5.00       7.98  

Risk weighted assets:

                                                

HSBC USA Inc.

     101,728                       119,099                  

HSBC Bank USA

     99,193                       118,688                  

 

 

(1) 

HSBC USA Inc and HSBC Bank USA are categorized as “well-capitalized,” as defined by their principal regulators. To be categorized as well-capitalized under regulatory guidelines, a banking institution must have the minimum ratios reflected in the above table, and must not be subject to a directive, order, or written agreement to meet and maintain specific capital levels.

 

2) 

There is no Tier 1 common ratio component in the definition of a well-capitalized bank holding company. The ratio shown is the required minimum Tier 1 common ratio as included in the Federal Reserve Board’s final rule regarding capital plans for U.S. bank holding companies with total consolidated assets of $50 billion or more.

 

(3) 

There is no Tier 1 leverage ratio component in the definition of a well-capitalized bank holding company. The ratio shown is the minimum required ratio.