-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
A1hWAXOWTe17ifhbbni2XVtXNEW8iLH33yoeMEDNrxn9sH/JQVsYE4uoubU2anyn
4ymfccbiuCoY6yoECVcFBg==
0001144204-09-040699.txt : 20090806
0001144204-09-040699.hdr.sgml : 20090806
20090805193554
ACCESSION NUMBER: 0001144204-09-040699
CONFORMED SUBMISSION TYPE: FWP
PUBLIC DOCUMENT COUNT: 4
FILED AS OF DATE: 20090806
DATE AS OF CHANGE: 20090805
SUBJECT COMPANY:
COMPANY DATA:
COMPANY CONFORMED NAME: HSBC USA INC /MD/
CENTRAL INDEX KEY: 0000083246
STANDARD INDUSTRIAL CLASSIFICATION: NATIONAL COMMERCIAL BANKS [6021]
IRS NUMBER: 132764867
STATE OF INCORPORATION: MD
FISCAL YEAR END: 1231
FILING VALUES:
FORM TYPE: FWP
SEC ACT: 1934 Act
SEC FILE NUMBER: 333-158385
FILM NUMBER: 09989585
BUSINESS ADDRESS:
STREET 1: 452 FIFTH AVE
CITY: NEW YORK
STATE: NY
ZIP: 10018
BUSINESS PHONE: 2125253735
MAIL ADDRESS:
STREET 1: 452 FIFTH AVENUE
CITY: NEW YORK
STATE: NY
ZIP: 10018
FILED BY:
COMPANY DATA:
COMPANY CONFORMED NAME: HSBC USA INC /MD/
CENTRAL INDEX KEY: 0000083246
STANDARD INDUSTRIAL CLASSIFICATION: NATIONAL COMMERCIAL BANKS [6021]
IRS NUMBER: 132764867
STATE OF INCORPORATION: MD
FISCAL YEAR END: 1231
FILING VALUES:
FORM TYPE: FWP
BUSINESS ADDRESS:
STREET 1: 452 FIFTH AVE
CITY: NEW YORK
STATE: NY
ZIP: 10018
BUSINESS PHONE: 2125253735
MAIL ADDRESS:
STREET 1: 452 FIFTH AVENUE
CITY: NEW YORK
STATE: NY
ZIP: 10018
FWP
1
v156622_fwp.htm
Unassociated Document
|
Filed
Pursuant to Rule 433
Registration
No. 333-158385
August
5, 2009
FREE
WRITING PROSPECTUS
(To
Prospectus dated April 2, 2009,
Prospectus
Supplement dated April 9, 2009,
and
Product Supplement dated April 9,
2009)
|
Structured
Investments
|
|
HSBC
USA Inc.
$
Knock-Out
Buffer Notes Linked to the S&P 500®
Index due February 10, 2011
|
General
|
·
|
Terms
used in this free writing prospectus are described or defined herein, in
the accompanying product supplement, prospectus supplement and prospectus.
The notes offered will have the terms described in the product supplement,
prospectus supplement or prospectus. The notes are not principal
protected, and you may lose up to 100.00% of your initial
investment.
|
|
·
|
This debt is not guaranteed
under the Federal Deposit Insurance Corporation’s Temporary Liquidity
Guarantee Program.
|
|
·
|
All
references to “Enhanced Market Participation Notes” in the product
supplement shall refer to these Knock-Out Buffer
Notes.
|
|
·
|
This
free writing prospectus relates to a single note offering. The purchaser
of a note will acquire a security linked to the single reference asset
described below.
|
|
·
|
Although
the offering relates to a reference asset, you should not construe that
fact as a recommendation as to the merits of acquiring an investment
linked to the reference asset or any component security included in the
reference asset or as to the suitability of an investment in the related
notes.
|
|
·
|
Senior
unsecured obligations of HSBC USA Inc. maturing February 10,
2011.
|
|
·
|
Minimum
denominations of $10,000 and integral multiples of $1,000 in excess
thereof.
|
|
·
|
If the terms of the notes set
forth below are inconsistent with those described in the accompanying
product supplement, the terms set forth below will
supersede.
|
Key Terms
Issuer:
|
HSBC
USA Inc.
|
Issuer
Rating:
|
AA-
(S&P), A1 (Moody’s), AA (Fitch)*
|
Reference
Asset:
|
The
S&P 500®
Index (“SPX”) (the “reference asset”)
|
Knock-Out
Event:
|
A
knock-out event occurs if, at any time during the observation period, the
official closing level (as defined below) has decreased, as compared to
the initial level, by more than the knock-out buffer
amount.
|
Knock-Out
Buffer Amount:
|
30.00%
|
Contingent
Minimum Return:
|
2.50%
|
Principal
Amount:
|
$1,000
per note.
|
Trade
Date:
|
August
7, 2009
|
Pricing
Date:
|
August
7, 2009
|
Original
Issue Date:
|
August
12, 2009
|
Final
Valuation Date:
|
February
7, 2011, subject to adjustment as described herein and in the accompanying
product supplement.
|
Observation
Period:
|
The
period beginning on and excluding the pricing date and ending on and
including the final valuation date.
|
Maturity
Date:
|
3
business days after the final valuation date and is expected to be
February 10, 2011. The maturity date is subject to further
adjustment as described under “Specific Terms of the Notes — Market
Disruption Events” in the accompanying product
supplement.
|
Payment
at Maturity:
|
If a
knock-out event has occurred, you will receive a cash payment on
the maturity date that will reflect the performance of the reference
asset. Under these circumstances, your payment at maturity per $1,000
principal amount note will be calculated as follows:
|
|
$1,000
+ ($1,000 × Reference Return)
|
|
If a knock-out event has
occurred and the final level is less than the initial level, you will lose
some or all of your investment. This means that if the
reference return is -100.00%, you will lose your entire
investment.
|
|
If a
knock-out event has not occurred, you will receive a cash payment
on the maturity date that will reflect the performance of the reference
asset, subject to the contingent minimum return. If a knock-out event has
not occurred, your payment at maturity per $1,000 principal amount note
will equal $1,000 plus the product of (a) $1,000 multiplied by (b) the
greater of (i) the reference return and (ii) the contingent minimum
return. For additional clarification, please see “What is the
Total Return on the Notes at Maturity Assuming a Range of Performance for
the Reference Asset?” herein.
|
Reference
Return:
|
The
quotient, expressed as a percentage, of (i) the final level minus the
initial level divided by (ii) the initial level, expressed as a
formula:
|
|
Final Level – Initial Level
Initial
Level
|
Initial
Level:
|
The
official closing level of the reference asset as determined by the
calculation agent on the pricing date.
|
Final
Level:
|
The
official closing level of the reference asset on the final valuation date,
as determined by the calculation agent.
|
Official
Closing Level:
|
The
closing level of the reference asset on any scheduled trading day as
determined by the calculation agent and displayed on Bloomberg
Professional®
service page “SPX <Index>”.
|
CUSIP/ISIN:
|
4042K0YN9
/ US4042K0YN98
|
Form
of Notes:
|
Book-Entry
|
Listing:
|
The
notes will not be listed on any U.S. securities exchange or quotation
system.
|
* A
credit rating reflects the creditworthiness of HSBC USA Inc. and is not a
recommendation to buy, sell or hold securities, and it may be subject to
revision or withdrawal at any time by the assigning rating organization. The
notes themselves have not been independently rated. Each rating should be
evaluated independently of any other rating.
Investment
in the notes involves certain risks. You should refer to “Selected Risk
Considerations” beginning on page 3 of this document and “Risk Factors” on page
PS-4 of the product supplement and page S-3 of the prospectus
supplement.
Neither
the Securities and Exchange Commission nor any state securities commission has
approved or disapproved of the notes or determined that this free writing
prospectus, or the accompanying product supplement, prospectus supplement and
prospectus, is truthful or complete. Any representation to the
contrary is a criminal offense.
The notes
are not deposit liabilities or other obligations of a bank and are not insured
by the Federal Deposit Insurance Corporation or any other governmental agency of
the United States or any other jurisdiction. We may use this free
writing prospectus in the initial sale of notes. In addition, HSBC
Securities (USA) Inc. or another of our affiliates or agents may use this free
writing prospectus in market-making transactions in any notes after their
initial sale. Unless
we or our agent informs you otherwise in the confirmation of sale, this free
writing prospectus is being used in a market-making
transaction.
We have
appointed J.P. Morgan Securities Inc. as placement agent for the sale of the
notes. J.P. Morgan Securities Inc. will offer the notes to investors
directly or through other registered broker-dealers.
|
Price
to Public(1)
|
Fees
and Commissions
|
Proceeds
to Issuer
|
Per
Note
|
$1,000
|
$10
|
$990
|
Total
|
$
|
$
|
$
|
(1) Certain fiduciary accounts will pay a
purchase price of $990 per note, and the placement agents with respect to sales
made to such accounts will forgo any fees.
JPMorgan
Placement
Agent
August 5, 2009
Additional Terms Specific to the
Notes
This free
writing prospectus relates to a single note offering linked to the reference
asset identified on the cover page. The purchaser of a note will acquire a
security linked to the reference asset. We reserve the right to
withdraw, cancel or modify any offering and to reject orders in whole or in
part. Although the note offering relates only to a single reference asset
identified on the cover page, you should not construe that fact as a
recommendation as to the merits of acquiring an investment linked to the
reference asset or any securities comprising the reference asset or as to the
suitability of an investment in the notes.
You
should read this document together with the prospectus dated April 2, 2009, the
prospectus supplement dated April 9, 2009 and the product supplement dated April
9, 2009. If
the terms of the notes offered hereby are inconsistent with those described in
the accompanying product supplement, prospectus supplement or prospectus, the
terms described in this free writing prospectus shall control. You
should carefully consider, among other things, the matters set forth in
“Selected Risk Considerations” beginning on page 3 of this free writing
prospectus and “Risk Factors” on page PS-4 of the product supplement and page
S-3 of the prospectus supplement, as the notes involve risks not associated with
conventional debt securities. All references to “Enhanced Market Participation
Notes” in the product supplement shall refer to these Knock-Out Buffer
Notes. We urge you to consult your investment, legal, tax, accounting
and other advisers before you invest in the notes. As used herein,
references to the “Issuer”, “HSBC”, “we”, “us” and “our” are to HSBC USA
Inc.
HSBC USA
Inc. has filed a registration statement (including a prospectus, a prospectus
supplement and a product supplement) with the U.S. Securities and Exchange
Commission (“SEC”) for the offering to which this free writing prospectus
relates. Before you invest, you should read the prospectus,
prospectus supplement and product supplement in that registration statement and
other documents HSBC USA Inc. has filed with the SEC for more complete
information about HSBC USA Inc. and this offering. You may get these
documents for free by visiting EDGAR on the SEC Web site at
www.sec.gov. Alternatively, HSBC USA Inc. or any dealer participating
in this offering will arrange to send you the prospectus, prospectus supplement
and product supplement if you request them by calling toll-free 1 888 800
4722.
You may
also obtain:
We are
using this free writing prospectus to solicit from you an offer to purchase the
notes. You may revoke your offer to purchase the notes at any time
prior to the time at which we accept your offer by notifying HSBC Securities
(USA) Inc. We reserve the right to change the terms of, or reject any
offer to purchase, the notes prior to their issuance. In the event of
any material changes to the terms of the notes, we will notify you.
Supplemental Information Relating to the
Terms of the Notes
Notwithstanding
anything contained in the accompanying prospectus supplement or product
supplement to the contrary, the notes will be issued under the senior indenture
dated March 31, 2009, between HSBC USA Inc., as Issuer, and Wells Fargo Bank,
National Association, as trustee. Such indenture will have
substantially the same terms as the indenture described in the accompanying
prospectus supplement and product supplement. HSBC Bank USA, N.A.
will act as paying agent with respect to the Notes pursuant to a Paying Agent
and Securities Registrar Agreement dated June 1, 2009, between HSBC USA Inc. and
HSBC Bank USA, N.A.
Selected Purchase
Considerations
|
·
|
APPRECIATION POTENTIAL —
The notes provide the opportunity to participate in the appreciation of
the reference asset at maturity. If a
knock-out event has not occurred, in addition to the principal
amount, you will receive at maturity at least the contingent minimum
return of 2.50% on the notes, or a minimum payment at maturity
of $1,025.00 for every $1,000 principal amount note. Even if a
knock-out event has occurred, if the final level is greater than the
initial level, in addition to the principal amount, you will receive at
maturity a return on the notes equal to the reference return. Because the
notes are our senior unsecured obligations, payment of any amount at
maturity is subject to our ability to pay our obligations as they become
due.
|
|
·
|
LIMITED PROTECTION AGAINST
LOSS — If a
knock-out event has occurred, you will lose 1.00% of the principal
amount for every 1.00% decline of the level of the reference asset during
the observation period. If a knock-out event has occurred and
the reference return is -100.00%, you will lose your entire
investment.
|
|
·
|
DIVERSIFICATION OF THE S&P
500® INDEX — The return on
the notes is linked to the S&P 500®
Index. The S&P 500®
Index consists of 500 component stocks selected to provide a performance
benchmark for the U.S. equity
|
|
|
markets.
For additional information about the reference asset, see the information
set forth under “Description of the Reference Asset”
herein. |
|
·
|
TAX TREATMENT — There is
no direct legal authority as to the proper tax treatment of the notes, and
therefore significant aspects of the tax treatment of the notes are
uncertain, as to both the timing and character of any inclusion in income
in respect of the notes. Under one approach, the notes should
be treated as executory contracts with respect to the reference
asset. We intend to treat the notes consistent with this
approach. Pursuant to the terms of the notes, you agree to
treat the notes under this approach for all U.S. federal income tax
purposes. Notwithstanding any disclosure in the accompanying product
supplement to the contrary, our special U.S. tax counsel in this
transaction is Sidley Austin llp.
Subject to the limitations described therein, and based on certain factual
representations received from us, in the opinion of our special U.S. tax
counsel, Sidley Austin llp,
it is reasonable to treat the notes as executory contracts with respect to
the reference asset. Pursuant to this approach, we do not
intend to report any income or gain with respect to the notes prior to
their maturity or an earlier sale or exchange and we intend to treat any
gain or loss upon maturity or an earlier sale or exchange as long-term
capital gain or loss, provided that the U.S. holder has held the note for
more than one year at such time for U.S. federal income tax
purposes. For a further discussion of U.S. federal income tax
consequences related to the notes, see the section “Certain U.S. Federal
Income Tax Considerations” in the accompanying product
supplement.
|
Selected Risk
Considerations
An
investment in the notes involves significant risks. Investing in the notes is
not equivalent to investing directly in the reference asset or any of the
component securities of the reference asset. These risks are explained in more
detail in the “Risk Factors” sections of the accompanying product supplement and
prospectus supplement.
|
·
|
SUITABILITY OF NOTES FOR
INVESTMENT – A person should reach a decision to invest in the
notes after carefully considering, with his or her advisors, the
suitability of the notes in light of his or her investment objectives and
the information set out in this free writing
prospectus. Neither the Issuer nor any dealer participating in
the offering makes any recommendation as to the suitability of the notes
for investment.
|
|
·
|
YOUR INVESTMENT IN THE NOTES
MAY RESULT IN A LOSS — The notes do not guarantee any return of
principal. The return on the notes at maturity is linked to the
performance of the reference asset and will depend on whether a knock-out
event has occurred and whether, and the extent to which, the reference
return is positive or negative. If the official closing level has
declined, as compared to the initial level, by more than the knock-out
buffer amount of 30.00% at any time during the observation period, a
knock-out event has occurred, and the protection provided by the knock-out
buffer amount will terminate. IF A KNOCK-OUT EVENT
OCCURS, YOU MAY
LOSE UP TO 100.00% OF YOUR
INVESTMENT.
|
|
·
|
CREDIT RISK OF HSBC USA
INC. — The notes are senior unsecured debt obligations of the
issuer, HSBC, and are not, either directly or indirectly, an obligation of
any third party. Any payment to be made on the notes, including any
principal protection at maturity, depends on the ability of HSBC to
satisfy its obligations as they come due. As a result, the actual and
perceived creditworthiness of HSBC may affect the market value of the
notes and, in the event HSBC were to default on its obligations, you may
not receive the amounts owed to you under the terms of the
notes.
|
|
·
|
YOUR PROTECTION MAY TERMINATE
AT ANY TIME DURING THE TERM OF THE NOTES — If the official closing
level at any time during the observation period declines from the initial
level by more than the knock-out buffer amount of 30.00%, you will at
maturity be fully exposed to any decline in the level of the reference
asset. We refer to this feature as a contingent buffer. Under these
circumstances, if the final level is less than the initial level, you will
lose 1.00% of the principal amount of your investment for every 1.00%
decrease in the final level as compared to the initial level. You will be
subject to this potential loss of principal even if the level of reference
asset subsequently increases such that the official closing level is less
than the initial level by not more than the knock-out buffer amount of
30.00%, or is equal to or greater than the initial level. As a result, you
may lose some or all of your investment. Your return on the
notes may not reflect the return you would receive on a conventional fixed
or floating rate debt instrument with a comparable term to maturity issued
by HSBC or any other issuer with a similar credit
rating.
|
|
·
|
YOUR ABILITY TO RECEIVE THE
CONTINGENT MINIMUM RETURN MAY TERMINATE AT ANY TIME DURING THE TERM OF THE
NOTES — If the official closing level at any time during the
observation period declines from the initial level by more than the
knock-out buffer amount of 30.00%, you will not be entitled to receive the
protection provided by the contingent minimum return on the notes. Under
these circumstances, you may lose some or all of your investment at
maturity and will be fully exposed to any decline in the level of the
reference asset.
|
|
·
|
CERTAIN BUILT-IN COSTS ARE
LIKELY TO ADVERSELY AFFECT THE VALUE OF THE NOTES PRIOR TO MATURITY
— While the payment at maturity described in this free writing prospectus
is based on the full principal
|
|
|
amount
of your notes, the original issue price of the notes includes the
placement agent’s commission and the estimated cost of hedging our
obligations under the notes through one or more of our affiliates. As a
result, the price, if any, at which HSBC Securities (USA) Inc. will be
willing to purchase notes from you in secondary market transactions, if at
all, will likely be lower than the original issue price, and any sale of
notes by you prior to the maturity date could result in a
substantial loss to you. The notes are not designed to be short-term
trading instruments. Accordingly, you should be able and willing to hold
your notes to maturity. |
|
·
|
NO INTEREST OR DIVIDEND
PAYMENTS OR VOTING RIGHTS — As a holder of the notes, you will not
receive interest payments, and you will not have voting rights or rights
to receive cash dividends or other distributions or other rights that
holders of securities composing the reference asset would
have.
|
|
·
|
LACK OF LIQUIDITY — The
notes will not be listed on any securities exchange. HSBC Securities (USA)
Inc. intends to offer to purchase the notes in the secondary market but is
not required to do so and may cease making such offers at any time.
Because other dealers are not likely to make a secondary market for the
notes, the price at which you may be able to trade your notes is likely to
depend on the price, if any, at which HSBC Securities (USA) Inc. is
willing to buy the notes. Even if there is a secondary market, it may not
provide enough liquidity to allow you to trade or sell the notes
easily.
|
|
·
|
POTENTIAL CONFLICTS — We
and our affiliates play a variety of roles in connection with the issuance
of the notes, including acting as calculation agent and hedging our
obligations under the notes. In performing these duties, the economic
interests of the calculation agent and other affiliates of ours are
potentially adverse to your interests as an investor in the notes. We will
not have any obligation to consider your interests as a holder of the
notes in taking any corporate action that might affect the level of the
reference asset and the value of the
notes.
|
|
·
|
THE NOTES ARE NOT INSURED BY
ANY GOVERNMENTAL AGENCY OF THE UNITED STATES OR ANY OTHER
JURISDICTION — The notes are not deposit liabilities or other
obligations of a bank and are not insured by the Federal Deposit Insurance
Corporation or any other governmental agency or program of the United
States or any other jurisdiction. An investment in the notes is
subject to the credit risk of the Issuer, and in the event that the Issuer
is unable to pay its obligations as they become due, you may not receive
the full payment at maturity of the notes. This debt is not guaranteed
under the Federal Deposit Insurance Corporation’s Temporary Liquidity
Guarantee Program.
|
|
·
|
MANY ECONOMIC AND MARKET
FACTORS WILL IMPACT THE VALUE OF THE NOTES — In addition to the
level of the reference asset on any day, the value of the notes will be
affected by a number of economic and market factors that may either offset
or magnify each other, including:
|
|
·
|
the
expected volatility of the reference
asset;
|
|
·
|
the
time to maturity of the notes;
|
|
·
|
whether
a knock-out event has occurred;
|
|
·
|
the
dividend rate on the equity securities underlying the reference
asset;
|
|
·
|
interest
and yield rates in the market
generally;
|
|
·
|
a
variety of economic, financial, political, regulatory or judicial events;
and
|
|
·
|
our creditworthiness, including
actual or anticipated downgrades in our credit
ratings.
|
What
Is the Total Return on the Notes at Maturity Assuming a Range of Performance for
the Reference Asset?
The
following table and graph illustrate the hypothetical total return at maturity
on the notes. The “total return” as used in this free writing prospectus is the
number, expressed as a percentage, that results from comparing the payment at
maturity per $1,000 principal amount note to $1,000. The hypothetical total
returns set forth below assume an initial level of 950.00 and reflect the
knock-out buffer amount of 30.00% and the contingent minimum return on the notes
of 2.50%. The hypothetical total returns set forth below are for illustrative
purposes only and may not be the actual total returns applicable to a purchaser
of the notes. The numbers appearing in the following table and examples have
been rounded for ease of analysis.
Final
Level
|
Reference
Return
|
Total
Return
|
|
|
Knock-Out
Event Has
Not
Occurred(1)
|
Knock-Out
Event Has
Occurred(2)
|
1,710.00
|
80.00%
|
80.00%
|
80.00%
|
1,567.50
|
65.00%
|
65.00%
|
65.00%
|
1,425.00
|
50.00%
|
50.00%
|
50.00%
|
1,330.00
|
40.00%
|
40.00%
|
40.00%
|
1,235.00
|
30.00%
|
30.00%
|
30.00%
|
1,140.00
|
20.00%
|
20.00%
|
20.00%
|
1,092.50
|
15.00%
|
15.00%
|
15.00%
|
1,045.00
|
10.00%
|
10.00%
|
10.00%
|
997.50
|
5.00%
|
5.00%
|
5.00%
|
973.75
|
2.50%
|
2.50%
|
2.50%
|
959.50
|
1.00%
|
2.50%
|
1.00%
|
950.00
|
0.00%
|
2.50%
|
0.00%
|
902.50
|
-5.00%
|
2.50%
|
-5.00%
|
855.00
|
-10.00%
|
2.50%
|
-10.00%
|
807.50
|
-15.00%
|
2.50%
|
-15.00%
|
760.00
|
-20.00%
|
2.50%
|
-20.00%
|
665.00
|
-30.00%
|
2.50%
|
-30.00%
|
570.00
|
-40.00%
|
N/A
|
-40.00%
|
475.00
|
-50.00%
|
N/A
|
-50.00%
|
380.00
|
-60.00%
|
N/A
|
-60.00%
|
285.00
|
-70.00%
|
N/A
|
-70.00%
|
190.00
|
-80.00%
|
N/A
|
-80.00%
|
95.00
|
-90.00%
|
N/A
|
-90.00%
|
0.00
|
-100.00%
|
N/A
|
-100.00%
|
|
(1)
|
The
official closing level has not declined, as compared to the initial level,
by more than 30.00% at any time during the observation
period.
|
|
(2)
|
The
official closing level has declined, as compared to the initial level, by
more than 30.00% at any time during the observation
period.
|
Hypothetical Examples of Amounts Payable
at Maturity
The
following examples illustrate how the total returns set forth in the table above
are calculated.
Example 1: A knock-out event has not
occurred, and the level of the reference asset increases from the initial level
of 950.00 to a final level of 959.50. Because a knock-out event has not
occurred and the reference return of 1.00% is less than the contingent minimum
return of 2.50%, the investor benefits from the contingent minimum return and
receives a payment at maturity of $1,025.00 per $1,000 principal amount
note.
Example 2: A knock-out event has not
occurred, and the level of the reference asset decreases from the initial level
of 950.00 to a final level of 807.50. Because a knock-out event has not
occurred and the reference return of -15.00% is less than the contingent minimum
return of 2.50%, the investor benefits from the contingent minimum return and
receives a payment at maturity of $1,025.00 per $1,000 principal amount
note.
Example 3: A knock-out event has not
occurred, and the level of the reference asset increases from the initial level
of 950.00 to a final level of 1045.00. Because a knock-out event has not
occurred the reference return of 10.00% is greater than the contingent minimum
return of 2.50%, the investor receives a payment at maturity of $1,100.00 per
$1000 principal amount note, calculated as follows:
$1,000 +
($1,000 x 10.00%) = $1,100.00
Example 4: A knock-out event has
occurred, and the level of the reference asset decreases from the initial level
of 950.00 to a final level of 855.00. Because a knock-out event has
occurred, and the reference return is -10.00%, the investor is exposed to the
performance of the reference asset and receives a payment at maturity of $900.00
per $1,000.00 principal amount note, calculated as follows:
$1,000 +
($1,000 x -10.00%) = $900.00
Example 5: A knock-out event has
occurred, and the level of the reference asset increases from the initial level
of 950.00 to a final level of 1,092.50. Because a knock-out event
has occurred and the reference return is 15.00%, the investor receives a payment
at maturity of $1,150.00 per $1,000 principal amount note, calculated as
follows:
$1,000 +
($1,000 x 15.00%) = $1,150.00
Description of the Reference
Asset
General
This
free writing prospectus is not an offer to sell and it is not an offer to buy
interests in any reference asset or any of the securities comprising any
reference asset or any underlying index. All disclosures contained in
this free writing prospectus regarding a reference asset, including its make-up,
performance, method of calculation and changes in its components, where
applicable, are derived from publicly available information. Neither HSBC nor
any of its affiliates assumes any responsibilities for the adequacy or accuracy
of information about any reference asset or any constituent included in any
reference asset contained in this free writing prospectus. You should
make your own investigation into each reference asset.
We urge
you to read the section “Sponsors or Issuers and Reference Asset” on
page S-37 in the accompanying prospectus supplement.
The
S&P 500®
Index
We
have derived all information relating to the reference asset, including, without
limitation, its make-up, performance, method of calculation and changes in its
components, from publicly available sources. That information reflects the
policies of and is subject to change by, Standard & Poor’s, a division of
The McGraw-Hill Companies, Inc. (“S&P”). S&P is under no
obligation to continue to publish, and may discontinue or suspend the
publication of the reference asset at any time.
S&P
publishes the reference asset.
The
reference asset is a capitalization weighted index and is intended to provide an
indication of the pattern of common stock price movement. The
calculation of the level of the reference asset, discussed below in further
detail, is based on the relative value of the aggregate market value of the
common stocks of 500 companies as of a particular time compared to the aggregate
average market value of the common stocks of 500 similar companies during the
base period of the years 1941 through 1943. As of June 30, 2009, 411
companies, or 80.8% of the market capitalization of the reference asset, traded
on the New York Stock Exchange (the “NYSE”) and 89 companies, or 19.2% of the
market capitalization of the reference asset, traded on The Nasdaq Stock
Market. S&P chooses companies for inclusion in the reference
asset with the aim of achieving a distribution by broad industry groupings that
approximates the distribution of these groupings in the common stock population
of the NYSE, which S&P uses as an assumed model for the composition of the
total market.
Relevant
criteria employed by S&P include the viability of the particular company,
the extent to which that company represents the industry group to which it is
assigned, the extent to which the market price of that company’s common stock is
generally responsive to changes in the affairs of the respective industry and
the market value and trading activity of the common stock of that
company. Ten main groups of companies comprise the reference asset
with the number of companies included in each group, as of June 30, 2009,
indicated in parenthesis: Industrials (58), Utilities (35), Telecommunication
Services (10), Materials (28), Information Technology (74), Energy (40),
Consumer Staples (41), Consumer Discretionary (81), Health Care (53) and
Financials (80). Changes in the reference asset are reported daily in
the financial pages of many major newspapers, on Bloomberg Professional® service
under the symbol “SPX” and on S&P website. Information contained
in the S&P website is not incorporated by reference in, and should not be
considered a part of, this free writing prospectus. The reference
asset does not reflect the payment of dividends on the stocks included in the
reference asset.
Computation
of the Reference Asset
S&P
currently computes the reference asset as of a particular time as
follows:
|
(i)
|
the
product of the market price per share and the number of then outstanding
shares of each component stock as determined as of that time (referred to
as the “market value” of that
stock);
|
|
(ii)
|
the
market values of all component stocks as of that time are
aggregated;
|
|
(iii)
|
the
average of the market values as of each week in the base period of the
years 1941 through 1943 of the common stock of each company in a group of
500 substantially similar companies is
determined;
|
|
(iv)
|
the
mean average market values of all these common stocks over the base period
are aggregated (the aggregate amount being referred to as the “base
value”);
|
|
(v)
|
the
current aggregate market value of all component stocks is divided by the
base value; and
|
|
(vi)
|
the
resulting quotient, expressed in decimals, is multiplied by
ten.
|
While
S&P currently employs the above methodology to calculate the reference
asset, no assurance can be given that S&P will not modify or change this
methodology in a manner that may affect the performance of the reference
asset.
S&P
adjusts the foregoing formula to offset the effects of changes in the market
value of a component stock that are determined by S&P to be arbitrary or not
due to true market fluctuations.
These
changes may result from causes such as:
|
·
|
the
issuance of stock dividends,
|
|
·
|
the
granting to shareholders of rights to purchase additional shares of
stock,
|
|
·
|
the
purchase of shares by employees pursuant to employee benefit
plans,
|
|
·
|
consolidations
and acquisitions,
|
|
·
|
the
granting to shareholders of rights to purchase other securities of the
company,
|
|
·
|
the
substitution by S&P of particular component stocks in the reference
asset, and
|
In these
cases, S&P first recalculates the aggregate market value of all component
stocks, after taking account of the new market price per share of the particular
component stock or the new number of outstanding shares of that stock or both,
as the case may be, and then determines the new base value in accordance with
the following formula:
Old Base
Value X New Market
Value = New Base Value
Old
Market Value
The
result is that the base value is adjusted in proportion to any change in the
aggregate market value of all component stocks resulting from the causes
referred to above to the extent necessary to negate the effects of these causes
upon the reference asset.
In
addition, S&P standard practice is to remove all closely held shares and
shares held between corporations who are both in the calculations of the
reference asset and a reference asset component’s market value.
License
Agreement with Standard & Poor’s (“S&P”):
We have
entered into a nonexclusive license agreement providing for the license to us,
in exchange for a fee, of the right to use indices owned and published by
S&P’s in connection with some products, including the
securities.
The notes
are not sponsored, endorsed, sold or promoted by S&P, a division of The
McGraw-Hill Companies, Inc. S&P makes no representation or warranty, express
or implied, to the holders of the notes or any member of the public regarding
the advisability of investing in financial products generally or in the notes
particularly or the ability of the S&P 500® to track
general stock market performance. S&P’s only relationship to HSBC
USA Inc. (other than transactions entered into in the ordinary course of
business) is the licensing of certain service marks and trade names of S&P
and of the S&P 500® which is
determined, composed and calculated by S&P without regard to HSBC
or the notes. S&P has no obligation to take the needs of HSBC or
the holders of the notes into consideration in determining, composing or
calculating the S&P 500®. S&P
is not responsible for and has not participated in the determination of the
timing of the sale of the notes, prices at which the notes are to initially be
sold, or quantities of the notes to be issued or in the determination or
calculation of the equation by which the notes are to be converted into
cash. S&P has no obligation or liability in connection with the
administration, marketing or trading of the notes.
Historical Performance of Reference
Asset
The
following graph sets forth the historical performance of the reference asset
based on the weekly historical closing levels from January 2, 2003 through July
31, 2009. The closing level for the reference asset on August 4, 2009
was 1,005.65 We obtained the closing levels below from Bloomberg
Professional® service.
We make no representation or warranty as to the accuracy or completeness of the
information obtained from Bloomberg Professional®
service.
The
historical levels of the reference asset should not be taken as an indication of
future performance, and no assurance can be given as to the closing level on the
final valuation date. We cannot give you assurance that the performance of the
reference asset will result in the return of any of your initial
investment.
Supplemental Plan of
Distribution
J.P.
Morgan Securities Inc. will act as placement agent for the notes and will
receive a fee from the Issuer that will not exceed $10 per $1,000 face amount of
notes. See “Supplemental Plan of Distribution” on page S-52 in the
prospectus supplement.
GRAPHIC
2
hsbc_logo-small.jpg
GRAPHIC
begin 644 hsbc_logo-small.jpg
M_]C_X``02D9)1@`!`@$`2`!(``#_X0HA17AI9@``34T`*@````@`!P$2``,`
M```!``$```$:``4````!````8@$;``4````!````:@$H``,````!``(```$Q
M``(````4````<@$R``(````4````AH=I``0````!````G````,@```!(````
M`0```$@````!061O8F4@4&AO=&]S:&]P(#7U5F9VAI:FML;6YO8W1U=G=X>7
MI[?'U^?W$0`"`@$"!`0#!`4&!P<&!34!``(1`R$Q$@1!46%Q(A,%,H&1%*&Q
M0B/!4M'P,R1BX7*"DD-3%6-S-/$E!A:BLH,')C7"TD235*,79$55-G1EXO*S
MA,/3=>/S1I2DA;25Q-3D]*6UQ=7E]59F=H:6IK;&UN;V)S='5V=WAY>GM\?_
MV@`,`P$``A$#$0`_`.F_QD=7ZQT'HS>J]+RS38+F5.I=76^LM<'Z_I&>HU^Y
MO^D72=.JR&8-8R,E^3<]C2Z]S6,.XM&[974QM;&[O=M7(_XX_P#Q(#_PU5^2
MQ:]/5_K0VFL,^K^YH8V#]LIUT'\E)3E8O4NO6_XP,KZNNZG9]@Q\893?T5/J
M&12WT76^E]!K[M^_T]_^#_EJP_K'6>N?6O.Z%TS,;TO$Z2QCLB]M;+_P#X_P#1Y70KLN__`!KYUN9C?8[STT;J/4;;$'%@^I5[
M?G_/)
M*=!EWUEZ?U[I_3LO*KSNFY@N_6C2*\@65L=8VB_TG#%V;?TE=M6/7_->G_QV
M;D=0^L9^O`^KE/5758C\3[6+#CTNM!'Z,T[BWT]NYOJ;_2_X/_A$7ZK?7AW4
MNH?L+ZP8?[-^L%!=MK<"&60TES\??N=6_P!+?^?8RVG])3<]4LY^:S_&Q6<*
MJJZW]EZMNL=4W;O?+@^NK(=N_D>FDITNH]IQZ::3F]5Z@\58&$TQN<2UF^
MQ_YE;7/;_+ML]G^EMIYKZU6Y]WU@Z0/K@UG3OJ_5:+:7XKC?2_*;_-U9^38S
M'=CMV_\`=7^:]?\`2?SMV,V<3?\`XZ,%F0/;CXI^S@]_T5]L_P!FRRW_`#$E
M/14=+^O-P9D977,?%N,%V'1AMLH:>[/5NM;E6_\`;E*/T#JO7,GJF?TWK6-3
MCVX-6,]C\=SG,N]8Y/J9%7J^]E7ZNVOTG?S=GJ_I;%O(?H4^NUF&PLP[O;DY+3[FSHVG_@F6?Z7_`*U_QG*_4'_Q38_]2S_J
M'*ODS$98XQI9'$?^]=GDOAL9#TC&Z0R[IKQ
M>Z\#[1>1#R\$_P#?,'._#8QY+!SL#&/'"'NXSZ>*FX=-N5F.OKL%-%3["&-#]SW>FUVUON76],S*
MP*[Z2[8U@#@]KF.:0T%S7UV-:]CV_NJXDDI\]PLIC?\`&AF=5=5>WIU^&,:K
M,-%HI=:/0.SUO3V?X&S])]!:_3^MY_2LOJ=?5\'+'33F7/PNH5UNN;L/O?7=
MCXS;K224\%?4_ZV?77I?5,'%MIZ5T9ILMZE?6
MZDWN=[ZJ,:N]C+K:ZGM^EM_/R/\`@?M$;\ZFO_&8.JN9>>GLP/LSLIM%SZO5
M+C9Z?J5U.:[V.^G]!=^DDIX'Z\V97UNQ,?H/0<2ZX6WMLR,^ZFRG'J:R0?TV
M0RK?9^DW_H?4_1^S^<5SZW?5/J5UW3>N_5YS3UGHS6L97:8%]3?\"]^YG[UO
MY]?J,OM_2+LDDE/,X7UZQ+:PS/Z=U#`SH@X;L2ZUSG1[OL]F/4]MK/W+'^BM
M7IF1U/->23N-^66.>RAWYE6+6]^SZ>19ZOZ#%T4DE,+:
MJKJGU7,%E=@+7L<):6G1S7-*XIGU=_YL_6)G4Z&67],V6D,K:;+&.+2&8^UO
MNL]1QVT6?]O?Z6SN$E%EX+AQ?-?H[VW^0^\\',>UK@]N7WGBTQ\'_JW_`#;Y
M-U_(^L?7C!R7TO@7T&J
MP->T?V/;8W_!V+UA)5*'N[Y/)L^KH^LWUA/5+V64]+%=!#\?:?=7Z;O;?9_VQ_I:NSJJKIK;5
M4T5UU@-8QHAK6C1K6M'YK5-)6\7!<^'YK]?>WG>>^\\'+^[I@]L?=JUQ^W_Z
MM_SC_]G_[0[<4&AO=&]S:&]P(#,N,``X0DE-!"4``````!``````````````
M````````.$))30/M```````0`$@````!``$`2`````$``3A"24T$)@``````
M#@`````````````_@```.$))300-```````$````>#A"24T$&0``````!```
M`!XX0DE-`_,```````D```````````$`.$))300*```````!```X0DE-)Q``
M``````H``0`````````!.$))30/U``````!(`"]F9@`!`&QF9@`&```````!
M`"]F9@`!`*&9F@`&```````!`#(````!`%H````&```````!`#4````!`"T`
M```&```````!.$))30/X``````!P``#_____________________________
M`^@`````_____________________________P/H`````/______________
M______________\#Z`````#_____________________________`^@``#A"
M24T$`````````@`!.$))300"```````$`````#A"24T$"```````$`````$`
M``)````"0``````X0DE-!!X```````0`````.$))300:``````-)````!@``
M````````````'P```)8````*`%4`;@!T`&D`=`!L`&4`9``M`#$````!````
M``````````````````````$``````````````)8````?````````````````
M``````$`````````````````````````$`````$```````!N=6QL`````@``
M``9B;W5N9'-/8FIC`````0```````%)C=#$````$`````%1O<"!L;VYG````
M``````!,969T;&]N9P``````````0G1O;6QO;F<````?`````%)G:'1L;VYG
M````E@````9S;&EC97-6;$QS`````4]B:F,````!```````%7!E96YU;0````I%4VQI8V54>7!E`````$EM9R`````&8F]U;F1S3V)J8P``
M``$```````!28W0Q````!`````!4;W`@;&]N9P``````````3&5F=&QO;F<`
M`````````$)T;VUL;VYG````'P````!29VAT;&]N9P```)8````#=7)L5$58
M5`````$```````!N=6QL5$585`````$```````!-'1415A4`````0``````"6AOD%L:6=N````!V1E9F%U;'0````)=F5R=$%L:6=N96YU;0````]%4VQI
M8V5697)T06QI9VX````'9&5F875L=`````MB9T-O;&]R5'EP965N=6T````1
M15-L:6-E0D=#;VQO7U5F9VAI:FML;6YO8W1U=G=X>7I[?'
MU^?W$0`"`@$"!`0#!`4&!P<&!34!``(1`R$Q$@1!46%Q(A,%,H&1%*&Q0B/!
M4M'P,R1BX7*"DD-3%6-S-/$E!A:BLH,')C7"TD235*,79$55-G1EXO*SA,/3
M=>/S1I2DA;25Q-3D]*6UQ=7E]59F=H:6IK;&UN;V)S='5V=WAY>GM\?_V@`,
M`P$``A$#$0`_`.F_QD=7ZQT'HS>J]+RS38+F5.I=76^LM<'Z_I&>HU^YO^D7
M2=.JR&8-8R,E^3<]C2Z]S6,.XM&[974QM;&[O=M7(_XX_P#Q(#_PU5^2Q:]/
M5_K0VFL,^K^YH8V#]LIUT'\E)3E8O4NO6_XP,KZNNZG9]@Q\893?T5/J&12W
MT76^E]!K[M^_T]_^#_EJP_K'6>N?6O.Z%TS,;TO$Z2QCLB]M;+_P#X_P#1Y70KLN__`!KYUN9C?8[STT;J/4;;$'%@^I5[?G_/)*=!E
MWUEZ?U[I_3LO*KSNFY@N_6C2*\@65L=8VB_TG#%V;?TE=M6/7_->G_QV;D=0
M^L9^O`^KE/5758C\3[6+#CTNM!'Z,T[BWT]NYOJ;_2_X/_A$7ZK?7AW4NH?L
M+ZP8?[-^L%!=MK<"&60TES\??N=6_P!+?^?8RVG])3<]4LY^:S_&Q6<*JJZW
M]EZMNL=4W;O?+@^NK(=N_D>FDITNH]IQZ::3F]5Z@\58&$TQN<2UF^Q_YE
M;7/;_+ML]G^EMIYKZU6Y]WU@Z0/K@UG3OJ_5:+:7XKC?2_*;_-U9^38S'=CM
MV_\`=7^:]?\`2?SMV,V<3?\`XZ,%F0/;CXI^S@]_T5]L_P!FRRW_`#$E/14=
M+^O-P9D977,?%N,%V'1AMLH:>[/5NM;E6_\`;E*/T#JO7,GJF?TWK6-3CVX-
M6,]C\=SG,N]8Y/J9%7J^]E7ZNVOTG?S=GJ_I;%O(?H4^NUF&PLP[O;DY+3[FSHVG_@F6?Z7_`*U_QG*_4'_Q38_]2S_J'*OD
MS$98XQI9'$?^]=GDOAL9#TC&Z0R[IKQ>Z\#
M[1>1#R\$_P#?,'._#8QY+!SL#&/'"'NXSZ>*FX=-N5F.OKL%-%3["&-#]SW>FUVUON76],S*P*[Z
M2[8U@#@]KF.:0T%S7UV-:]CV_NJXDDI\]PLIC?\`&AF=5=5>WIU^&,:K,-%H
MI=:/0.SUO3V?X&S])]!:_3^MY_2LOJ=?5\'+'33F7/PNH5UNN;L/O?7=CXS;
MK224\%?4_ZV?77I?5,'%MIZ5T9ILMZE?6ZDWN
M=[ZJ,:N]C+K:ZGM^EM_/R/\`@?M$;\ZFO_&8.JN9>>GLP/LSLIM%SZO5+C9Z
M?J5U.:[V.^G]!=^DDIX'Z\V97UNQ,?H/0<2ZX6WMLR,^ZFRG'J:R0?TV0RK?
M9^DW_H?4_1^S^<5SZW?5/J5UW3>N_5YS3UGHS6L97:8%]3?\"]^YG[UOY]?J
M,OM_2+LDDE/,X7UZQ+:PS/Z=U#`SH@X;L2ZUSG1[OL]F/4]MK/W+'^BM7IF1
MU/->23N-^66.>RAWYE6+6]^SZ>19ZOZ#%T4DE,+:JKJG
MU7,%E=@+7L<):6G1S7-*XIGU=_YL_6)G4Z&67],V6D,K:;+&.+2&8^UONL]1
MQVT6?]O?Z6SN$E%EX+AQ?-?H[VW^0^\\',>UK@]N7WGBTQ\'_JW_`#;Y-U_(
M^L?7C!R7TO@7T&JP->T
M?V/;8W_!V+UA)5*'N[Y/)
ML^KH^LWUA/5+V64]+%=!#\?:?=7Z;O;?9_VQ_I:NSJJKIK;54T5U
MU@-8QHAK6C1K6M'YK5-)6\7!<^'YK]?>WG>>^\\'+^[I@]L?=JUQ^W_ZM_SC
M_]D`.$))300A``````!5`````0$````/`$$`9`!O`&(`90`@`%``:`!O`'0`
M;P!S`&@`;P!P````$P!!`&0`;P!B`&4`(`!0`&@`;P!T`&\`'!A8VME="!B96=I;CTG[[N_)R!I9#TG
M5S5-,$UP0V5H:4AZDY48WIK8SED)S\^"CP_861O8F4M>&%P+69I;'1E
M#IX87!M971A('AM;&YS.G@])V%D;V)E.FYS.FUE
M=&$O)R!X.GAA<'1K/2=835`@=&]O;&MI="`R+C@N,BTS,RP@9G)A;65W;W)K
M(#$N-2<^"CQR9&8Z4D1&('AM;&YS.G)D9CTG:'1T<#HO+W=W=RYW,RYO&UL;G,Z:5@])VAT='`Z+R]N
M&UL;G,Z>&%P34T])VAT='`Z+R]N&%P+S$N,"]M
M;2\G/@H@(#QX87!-33I$;V-U;65N=$E$/F%D;V)E.F1O8VED.G!H;W1O7I[?'
MU^?W.$A8:'B(F*BXR-CH^"DY25EI>8F9J;G)V>GY*CI*6FIZBIJJNLK:ZOH1
M``("`0(#!04$!08$"`,#;0$``A$#!"$2,4$%41-A(@9Q@9$RH;'P%,'1X2-"
M%5)B)$@Q=4DP@)"A@9)C9%&B=D=%4W\J.S
MPR@IT^/SA)2DM,34Y/1E=865I;7%U>7U1E9F=H:6IK;&UN;V1U=G=X>7I[?'
MU^?W.$A8:'B(F*BXR-CH^#E)66EYB9FINI/!+&W&8%2"15=QO4*KO\`G#+S[^:WYQ?DCY$_.+\S?-&E
M7]YY\L;B\C\MZ-I0L+6S5;J2&(>J\\\LC<8B6)(%6H!M4JO-_P#G/_\`.K\Z
M/^<:_P`II?SB_++S-HCP6NM:?I=WY3UO1_K<9CO%9/4BN8KB%PZNH-&!!!(V
MH,59]I?YVZ_^5O\`SBJO_.2/YW>9;;S43Y+TWS5=Z/HNFIID2W.I0QR06-MS
MEF9C)+<1PAY&Z_%0#8*O)OR/UG_G.'\_/)WE_P#.V?\`,[R#^4?EGSI;KJ_D
MW\KT\KRZ]739:FV.H:@]]:2JTJ48^EV(-%-4"KU[\F_S<_.G\P/S*_/3\J?S
M'\JZ/^7&O_E5IOET:3JND32:K9:HVLB_D_2ML;B.W;T76W55A:K(P=78L,5?
M,6B_\Y$?\Y4^9/\`G-;\PO\`G$O3_.'D'3=-\FZ.=?M/.MSY8O;FYGM7@LIX
MX'MDU:!!(/KH5F#2[2\T?6M"ENCQBGNM+N[N^BN(6(X@Q3*>5`0"5Y*OM.]_,#R7IWD6
M3\S;_P`R65GY!AT9?,$GFJ63C:#3&A%PMSS/[+1D,-JFM`*XJ_/+R'_SE7_S
MDG_SEMJ^MW7_`#BIY#\M^1?R:T&^?3F_.?\`,B.[N)-3FB^V--TJSDA-0"">
M;D`$!V1_@"KT;SI^:'_.87_./'ES5//'YC>3?)__`#D-Y!T2UEN]?N_($5YH
M'F'3HHE+-<-I]]+?074"4^,Q2*Z+5RI53BKZK_)CS[-^:?Y1_EG^95S9QZ=<
M>??+.EZ_/I\+%HX'U"UCN#$K&I(0O2O?%7IF*OCKSC_SD=-YC_."U_(#\F]4
MTT^H]PW/@O
MSK_SF[_SEC^7GF?5O)_G#3/+6C:_HLIBO;.729"".J21N+JCQNOQ*R[$;YR^
MJ]I-?ILAQY(1!'D?UONO8/\`P$_9/MS1PUFCU&:>.8_G1L'K&0X-I#J&+?\`
M11+_`)R+_G\J_P#<*D_[*LQ_]%VK_FQ^1_6[C_F77V?_`-5S_P"FC_Q#ZI\A
M?\Y%_P#.3?\`RJ/S+_SD#^8.FZ`OD'0%M#HGEV+3Y+.\UM;B\@MI9HYFGD]&
M&-)&*/P/-P*#B"3O])VKK#II:K-$"`Y"B#+?[GR3M_V`]G(]MX>PNSJQC)C-@_BB^.^T'L_K.PM9/1ZR'!DA\
MI#I*)ZQ/0_IL,_S)=*__T/I+_P`_&/\`UBG\_O\`MBVG_=2M,5>+?\X*_P#.
M2W_./GDO_G$K\D?*_FW\Z?)OESS'I&B2Q:KHFHZQ:6]U;R&]N'"RQ22!E/%@
M:$8J\?\`^?HW_.0/Y'?F/_SBEJOEKR#^;7E3SCY@?S-HURFBZ1JMM=W+112.
M9'$43LU%!W--L5?:$_Y+Z?\`\Y"_\X)^3?R?U'46T=/.7Y7^6(;+5U7U/JMY
M;V%G=6DS)49[/SEHUEI\/F/39UFM[FSL9KF>!?AZ/&]W*ጺK`$8J_
M'[3?/_E3\N/^?OOYU:YYPU&;3-,NO)%M803PV=W?,UQ+IVC.B>G9PSN`5C8\
MBO$4W.XQ5/O^<[_^PQ5^
M?O\`SFG_`,Y?S>2VU3\G_P`LKQX/-SQB'SAYFCJITV.5`WU:V/7UW1@2X^PI
M^'XS5.1]HNWOR]X,)]?4_P`WW>?W/T1_P'/^!..V#'M7M`7I@?W]5,3SE_
M0!Z?Q'^CS\9?\X$LS?\`.3?E%F8LS6&L%F)J238RU).:#V5-ZX$_S2^O?\'V
M(A[+2C$4!EQ_>_6#_G)K_G&?RW_SD#Y9`'HZ-Y^T6%_\+>9^/S;ZI=<02\#G
MZ4/Q+^TK=MVOV1CU^.CM,K]DM9QQN>GF1XF/O'\Z/=,
M?;R/E\]O^<7?^<(=9\S^;-2U_P#.331I_E3R7JDVGOY9]17?5;^S?C(CM&Q`
MMD8?$0:R?9'PU.9/!)^+W_.
M/G_.0/FW\@/-Z:WHS-J/EW462/S7Y5=^,-[`IV9:U"31@DH]/8U4D9YUV3VM
MDT&2QO$\QW_M?LG_`((?_`]T?M=H_#G4,\`?#R5O$_S3WP/4?$;OWJ7\^?RY
M;\G'_/1=3F/D..P^NO/Z+?6`_JBW^K>C_OWUR(J5X\OVN/Q9ZA_*&'\O^8OT
M5;\*_P"@[M+^6?Y&X!^9X^"K%7SOB_F\/JONZ7L__]'Z2_\`/QC_`-8I_/[_
M`+8MI_W4K3%4#_S[UT/1;K_G#+\@Y[G1[&XGDT&8R326\;NQ^OW(J6*DG%7B
M7_/W'1](LO\`G#S5Y[+2K.TF_P`5Z$OK0P1QO0RR5')5!Q5]+>7OS6TC\F?^
M<5/^<>_.GF&6"U\O-H?Y>Z+KFHW+%([.WUB*QL#E37;U^)W
M2&.&:1^K*CN:XJ_6O_G"O\\O+GY^?\XZ?EQYJT?48;C6M(T>ST/SMIBN#-9:
MMI\"03I*G51+P]6,GJC*<5?5,TT5O%+<7$J000(TDTTC!41%%69F-```*DG%
M4C\K^9]&\Y:%8^9?+URU]HFI^HVF7YC>);B))&C$T0D52TV^Q8:^'%';(.1[_`"/XV?6/^!A_P3M1[)ZGPLMST=/S;_YPDT/6/+/_.66@^7O,.FW&CZWH]MK=KJFEW2%)H9H[&4,K*?O!&Q&
MXJ#G)^S6&>'M#@F*(!L/T%_P;NT=/VC[(#4Z:8GCGDQF,AR()/X(Z/M[_G,7
M_G,\L;:]_+/\M;^.Y_,6[B]/6];B*O'H<4@Z#J#=,#51_NL?$V_$9T7;_;
MPT@.+$;R'_8_M?'/^!)_P)I^T&2.OU\3'1Q.PY',1T']`?Q'KR'4OSF_YQM_
MYR?\U_D1YMGNKN:Z\Q>2?,=SZOG'0993))))(?BOK=I#M<#J2320?"Y^RR\G
MV-VYDT60\9,H2/J[_>//[WZ#_P""1_P+-'[3:(?EXQQ:G#&L<@*B8CECE7\/
MFU@_5G_G*CSAY<\^_P#.('GKS;Y1U2'6]`UJRTV>POX#L5.I6H964T*N
MAJ&5@"I!!%<[CMG-#-V=DG`W$C8_$/RU_P`#7LW4]F^V>DTVI@89<>20E$\P
M>"7V=0>1&X?F_P#\XC_\XF:C^=VJ1>-\,VF_E;I,])9!6.76)XS\5M;MU$
M8(I+(.GV%^*I3D.P.P3JSXN45C'^R_8_1?\`P6O^"Q#V=QG0Z&0EK)#<\QA!
MZG^F?X8]/JET!^Z'^%O+?^&_\'_H.Q_PM]2_1O\`A_T4^J?5.'I^CZ-./#CM
M2F>C^%#@X*'#55TI^*?SV?Q_S''+Q>+BX[/%Q7?%Q<[O>W__TOJG_P`Y=?EB
MOYL?E!YN\H>:?SETO\FORMU2VME\[^8;ZRMF*017*2`-?WMY!!;H\BQJ24KV
M#?%BJ[_G$C\LO^54?E#Y0\H>6/SETS\Y/ROTJTG7R1YALK&V5GMY;AY*)?V5
MY/!<1H[2*"$KV+?#BK`/^7EY?
MVEE;^M>1*RV\,VI:C?0Q`%V+*BHK$@"I`-55GFC\E?R_OO\`G%C0ORP_/O\`
M/+0]=_([3+;RPD'GV>JWC7/YP>=-
M1U2TUK71?>M)\.HV=I<+);1K,9/W;%6+UYLS#95Y/I'_`#C=;VO_`#F'YZ_-
MSRY_SE]Y<7_G(77-*,'F3\MDT?2[J>STCZ=>?\Y>_\Y4O;?D[HVHV\\OE6%-+\CZ%=7NXA6_O9YYY
M9237@OK+0[I1M\5?:OD6U_+RR_+[RU9_EVVBO^65IH\$/E9]'FAN-).E1Q!8
MC!-&SQ21&,?:#$$;DG%7YM:;_P`XG?D%YJ_,?S)Y\_YPA_YRL@_)[SW.OJ^<
M/+_Y=:QI?F/1B&<\6N=&2X81H9*T1F],&O!%Q5]`VO\`SC[YBL;!]>_YRK_Y
MRFU?\U?)VB!9[_R[>VNF>3?*CA&!5M6ALN)NXPU/W<\_I,?MQL-L5?:UM]7^
MKP?4_3^J>FGU7T:>GZ=!PX<=N-*4IM3%5;%7S'^8_P"7OY<^;OS0TS4_+GYA
MZ3Y`_P"<@+#2;RRL;JTEL[C5Y-/O+9XS))IDDJ/(88RS0R$?!O\`:7;-9GT^
M')GN,A'-PD=.*C_1\NA>Y[([7[3T?94L>7!/-V:9];UA)J//GSKR
MY;UK7.5R]@Z'C/'JAQ7O9C=^>[[WH?\`@L>U0P0&F["GX7".#@QYN#AK;AJ%
M57*D%_T)]_SC/_[&/Y6_Z3=%_P"\CD/Y![._Y2H_./ZW+_Y.S[9?]$++_P`J
M\_\`Q#WS\N/^<;/RR\M_E[YTT]_^NSVJ^=[..XT^+38KFVN;>>-
MAJ4=Y(EK*[(D;TH75@/M<"-QHNR]/BT\X^/QX3SW'#_IKV\WS?VE]O.V.T.U
MM/D_DLZ?M+'?AD1R>+(2C(;XI1N8%DQVV([K#]"?*D?EB'RUH<7DLZ*<5G
M$GEXZ2T;V)M%4"+ZN\)*,E.A4T.=)B$!`<%<-;5RKR?$]>=0=1D.IXO&XCQ\
0=\?%?JXKWN^=L@RQQ'__V3\_
`
end
GRAPHIC
3
img1.jpg
GRAPHIC
begin 644 img1.jpg
M_]C_X``02D9)1@`!`@$`2`!(``#_X1/^17AI9@``34T`*@````@`!P$2``,`
M```!``$```$:``4````!````8@$;``4````!````:@$H``,````!``(```$Q
M``(````;````<@$R``(````4````C8=I``0````!````I````-````!(````
M`0```$@````!061O8F4@4&AO=&]S:&]P($-3(%=I;F1O=W,`,C`P.3HP.#HP
M-2`Q-SHT-CHQ,````````Z`!``,````!``$``*`"``0````!```"0*`#``0`
M```!```!@``````````&`0,``P````$`!@```1H`!0````$```$>`1L`!0``
M``$```$F`2@``P````$``@```@$`!`````$```$N`@(`!`````$``!+(````
M`````$@````!````2`````'_V/_@`!!*1DE&``$"`0!(`$@``/_M``Q!9&]B
M95]#30`!_^X`#D%D;V)E`&2``````?_;`(0`#`@("`D(#`D)#!$+"@L1%0\,
M#`\5&!,3%1,3&!$,#`P,#`P1#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,
M#`$-"PL-#@T0#@X0%`X.#A04#@X.#A01#`P,#`P1$0P,#`P,#!$,#`P,#`P,
M#`P,#`P,#`P,#`P,#`P,#`P,#`P,_\``$0@`:P"@`P$B``(1`0,1`?_=``0`
M"O_$`3\```$%`0$!`0$!``````````,``0($!08'"`D*"P$``04!`0$!`0$`
M`````````0`"`P0%!@<("0H+$``!!`$#`@0"!0<&"`4###,!``(1`P0A$C$%
M05%A$R)Q@3(&%)&AL4(C)!52P6(S-'*"T4,')9)3\.'Q8W,U%J*R@R9$DU1D
M1<*C=#87TE7B9?*SA,/3=>/S1B>4I(6TE<34Y/2EM<75Y?569G:&EJ:VQM;F
M]C='5V=WAY>GM\?7Y_<1``("`0($!`,$!08'!P8%-0$``A$#(3$2!$%187$B
M$P4R@9$4H;%"(\%2T?`S)&+A7U5F9VAI:FML;6YO8G-T=7
M9W>'EZ>WQ__:``P#`0`"$0,1`#\`]5220,O-Q\-@?D%S6N,`M8Y^O_6VOVI*
M3I*F.K]//^&@PUT%K@8>T6,Y;^XY/^U>G_Z8?[DE-M)5/VKT__`$P^X_W)
M?M7I_P#IA]Q_N24K/ZK@=.]/[98:A;.P[7.'MC=N=6U[:_I?X153]:.@AA><
ML!K07.):\0&_2Y9]+^1]-6OVKT__`$P^X_W)?M7I_P#IA]Q_N24U[/K'TBFP
MU6W.K>TP0ZJP:2:_4GT_YGU&^GZ_\UO3#ZS=#+MGVIH=SM+7@QI[M6?1]RL_
MM7I_^F'W'^Y+]J]/_P!,/N/]R2FN_P"L?1F,%GKES"QEFYE=CQMM+64N=Z=;
MMOJ.>F=]9NBBRJH7N>_(:QU+65V/WML&ZIU>RMV_G_`.F'W'^Y
M+]J]/_TP^X_W)*:W_./I;K'UUNLL]$6/R'"MX%;*=WJVOWM9O;O9Z?Z'U;?>
MS]'Z?O4\7ZP='R\EN+CY(?>_1K-K@3`<\_2:W\VMZ-^U>G_Z8?[DOVKT__
M`$P^X_W)*;:2J?M7I_\`IA]Q_N2_:O3_`/3#[C_G_Z8?[DOV
MKT__`$P^X_W)*;:2JLZG@O>UC;07/,-$'4GY*TDI_]#U5`R\E^,P/;19D28+
M:@"1_GN8CH&7=E5,!QL?[2XF"W>&1YR])3SN=D.=U"]WH7`N%3BW:V1-;7;7
M?I/I-0O7/^@O_P`UO_I1%SKU!]2__`+CG
M_MRO_P`DDI?US_H+_P#-;_Z42]<_Z"__`#6_^E$WJ7_]QS_VY7_Y)+U+_P#N
M.?\`MRO_`,DDI?US_H+_`/-;_P"E$O7/^@O_`,UO_I1-ZE__`''/_;E?_DDO
M4O\`^XY_[QQU(8T,K82^Q[GNV,8Q+?0*2"U[C`HO
M).GT6]_^N+,9U?.MS:[/LSZ.C%S2W+3MS!8ZKJ5C+.F.;M?(N;<[T60_?Z#?0K90[8QG_GQ:OKG_07_P":W_TH
ML_J6*\VLSZL03@T.954ZQL`,?3?0YFQWL]"FK*J^C_VH4LKK)8VBW%QSDUV$
MVVECZWEN,QS:\B[]&_Z;+;:Z_P#1_P!)_P!`E("=&(WT(\8_^@J;WKG_`$%_
M^:W_`-*)>N?]!?\`YK?_`$HD7Y#26G',@P8LK_\`))O4O_[CG_MRO_R2C2FP
M[2[,QQZ5K9L;JYH`Y[^]RZEYQ^T?1:U`QUAV66[;+V.]%C_P##?S2-&KHTI/\`
MK?A3]]G_`)%+];\*?OL_\BHO=?72^\W,-;&E\MJF1!>T5_K'O=8UOZ-42SZT
MO]VZBMS0,@8S&M)-*=$#,/`
MI/?FS_R*K9^>_`:P7>D;KB6X^.WU39:]NW]%7[-K7;K*V?I=C-]E:JLJR^LX
M]>0_(]#$=%F,QE+Z[/49M./G[_M#7.:R[U;L6JZOT]E>+;?C>IZBL8&!EX;K
M(8::VBG#):][A1+KW5V[[_`*3+G^BS_NMC8R/#$?,;(WAM_P`Y2$]1ZKL;
MFOQJL?IS'`N-A<;W5NBJJY]7T,7'W7,R;M[_`%L=F/;5?Z:)1?D]0N9?0:OL
M>*\EKB+6^K>&[-S-U?\`,X7J6L_\/?\`A96[*K[&/KLMK>RQKF6-=22'-<-C
MV._3_1>QVU)E-U;0RM]5;!,-91M:).YT-;?M]SBD9"M(T=O#A_[Y2_ZWX4_?
M9_Y%+];\*?OL_P#(I;,G_3,_[9/_`*72V9/^F9_VR?\`TNF*8W5Y5U%M)-+1
M=6^LN!?(#VNK+F^WZ3=RS^G]$.._+H;52W'LK&%C-]9__`%*ZE,4_
M_]+U59F)B.LIRF57FFIY-%5MSW5-H!:VQ\PZO;4YVW_2^D__`*:RQA7=1R+,G&ZAFT8U
M3OLHK8XFNX,/ZZ^7RY[+-]N+3D5_Z/UJDX1N[/#74^/RJ5]IIZA;]BQLBS*I
MT?E7M;4:`QNVST&7>ALR+;G^@U]5?Z/[/;9_PE:G?T:J^_UWWV%[GUE[7,J<
MSTF,^SVX==?I-95C9-3:_7J_FOT?\T]6Z.G5X]+'%U-%<^G4RQX8T.+GEK
M&_FMW/4_LKOW\C_MQZ/%1]%@?BIS3T(6O#
M[W[L5G_=']%^C6@:[223D62?Y-7_`*04OLKOW\C_`+<>E]E=^_D?]N/392,M
MSLIB:[B9.382>^VK_P!()>E;_P!R+/\`-J_](*7V5W[^1_VX]+[*[]_(_P"W
M'H*8^E;_`-R+/\VK_P!()>E;_P!R+/\`-J_](*7V5W[^1_VX]+[*[]_(_P"W
M'I*8^E;_`-R+/\VK_P!()>E;_P!R+/\`-J_](*7V5W[^1_VX]+[*[]_(_P"W
M'I*8^E;_`-R+/\VK_P!()>E;_P!R+/\`-J_](*7V5W[^1_VX]+[*[]_(_P"W
M'I*07T/+L=QOL)9>TMTJT+F74[OYG_A47TK?^Y%G^;5_Z06?]8_M&%T>W+IL
MN;;3;06E]C]ONM94[=K^Y8M$T--UM;+;W.J(#P+'Z;AZE?\`G5^Y.(/")>8_
MQ>'_`-6*2X==@S,ZL]7QL.F^W[0VYCGM
M<]SFFMOJ^OMW.]_I64^AD?Z"RUE?\XNS0((J^JG_T_555ZA7TZR@-ZCZ?H[V
MD>J0&[Q]#5T>]6E7SK,.J@OS0#2")W-+P#^\6AK_`/.24\9U^FMO4K!@LJ%>
M151CLR6EKG4/'I_8\DL<[;9C>G;L_P#4"/7A]+JK956RD5U-#&"6\-&T<%'S
M
MW_R27V?IW[E/WM_\DF]?IO[^/]S/[DO7Z;^_C_W_R2;U^F_OX_W,_N2]?IO[^/]S/[DE+_`&?IW[E/WM_\DE]GZ=^Y
M3][?_))O7Z;^_C_W_R27V?IW[E/WM_\
MDF]?IO[^/]S/[DO7Z;^_C_W_R2;U^F
M_OX_W,_N2]?IO[^/]S/[DE+_`&?IW[E/WM_\DE]GZ=^Y3][?_))O7Z;^_C_<
MS^Y+U^F_OX_W,_N24BR^F]-R\6S%+<=OJ@`.=M<&D$.:[;/\E8W2#BX3&W93
M6649.&_JN6XP7,L.^QF'CM+O4;7Z5-WI[_4?_P!_WQD=-!G?C_*U]!J;?10YI##NKUWZ/_\`15M#:V5_\%ZO\XNW7)X=^"_/Q_3=2;'6M(V[=TSV
MA=8F&1)LI?_4]50,O)&-4+#59=)#=M+=[M>^W]U'0"[Z(+Z?=`W'9^G24A^U._=O_P"VK/\`R*7VIW[M_P#VU9_Y%&=B9[-7
MXKVCB2^D"?W=;U(X741_VCLGPWT_QO24U_M3OW;_`/MJS_R*7VIW[M__`&U9
M_P"11VX>>]HYIX<'TD?^?DFXF>^=N(^1HX;Z20?!VV\I*0?:G?NW_P#;
M5G_D4OM3OW;_`/MJS_R*-]ES@X,.*\.=(8"^F70-SMGZ?\U)^+G5B7XKVMXW
M%]($_NZWI*0_:G?NW_\`;5G_`)%+[4[]V_\`[:L_\BK!PNHC_M'9)[;Z?XWI
MFXF>YH'^F24@^U._=O\`^VK/_(ICD[HW5WF"'":K#!:=S'?1
M^DURL-Q,]\AN(^6_2;OI)!\';;RF^R9^X-^RO!/T1OIUCG;^G24MB9!?F8[=
MMPFQNKJW@<]W.&U=0N=HQ07/S9LM_F?Y__`+<38M'4\9Y8WIN%51>]HO=CW.#H/L<\
MUNQJ&N].O_A?^#6RDDIK8_3>GXS@_'QJJ7-W0YC`T^\[K-6C\]R3NG8#[SD/
MQZW7$@FPM!=+?H^X_NJRDDIKWX&%DV,MR:*[GU3Z;K&AVV1#MF[Z/*1Z?@G%
M^Q^A7]EY]':-GTO4^A_QGZ3^NK"22D%.#AT"P44LJ]7^YH).WZ
M,EW[JM)))*?_V?_M&+A0:&]T;W-H;W`@,RXP`#A"24T$)0``````$```````
M```````````````X0DE-`^T``````!``2`````$``0!(`````0`!.$))300F
M```````.`````````````#^````X0DE-!`T```````0```!X.$))3009````
M```$````'CA"24T#\P``````"0```````````0`X0DE-!`H```````$``#A"
M24TG$```````"@`!``````````(X0DE-`_4``````$@`+V9F``$`;&9F``8`
M``````$`+V9F``$`H9F:``8```````$`,@````$`6@````8```````$`-0``
M``$`+0````8```````$X0DE-`_@``````'```/______________________
M______\#Z`````#_____________________________`^@`````________
M_____________________P/H`````/____________________________\#
MZ```.$))300````````"``$X0DE-!`(```````0`````.$))300(```````0
M`````0```D````)``````#A"24T$'@``````!``````X0DE-!!H``````TD`
M```&``````````````&````"0`````H`50!N`'0`:0!T`&P`90!D`"T`,0``
M``$``````````````````````````0`````````````"0````8``````````
M`````````````0`````````````````````````0`````0```````&YU;&P`
M```"````!F)O=6YD'1)D%L:6=N96YU;0````]%
M4VQI8V5(;W)Z06QI9VX````'9&5F875L=`````EV97)T06QI9VYE;G5M````
M#T53;&EC959E7!E96YU
M;0```!%%4VQI8V5"1T-O;&]R5'EP90````!.;VYE````"71O<$]U='-E=&QO
M;F<`````````"FQE9G1/=71S971L;VYG``````````QB;W1T;VU/=71S971L
M;VYG``````````MR:6=H=$]U='-E=&QO;F<``````#A"24T$*```````#```
M``$_\````````#A"24T$%```````!`````(X0DE-!`P`````$N0````!````
MH````&L```'@``#(H```$L@`&``!_]C_X``02D9)1@`!`@$`2`!(``#_[0`,
M061O8F5?0TT``?_N``Y!9&]B90!D@`````'_VP"$``P("`@)"`P)"0P1"PH+
M$14/#`P/%1@3$Q43$Q@1#`P,#`P,$0P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,
M#`P,#`P!#0L+#0X-$`X.$!0.#@X4%`X.#@X4$0P,#`P,$1$,#`P,#`P1#`P,
M#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#/_``!$(`&L`H`,!(@`"$0$#$0'_
MW0`$``K_Q`$_```!!0$!`0$!`0`````````#``$"!`4&!P@)"@L!``$%`0$!
M`0$!``````````$``@,$!08'"`D*"Q```00!`P($`@4'!@@%`PPS`0`"$0,$
M(1(Q!4%181,B<8$R!A21H;%"(R054L%B,S1R@M%#!R624_#A\6-S-1:BLH,F
M1)-49$7"HW0V%])5XF7RLX3#TW7C\T8GE*2%M)7$U.3TI;7%U>7U5F9VAI:F
MML;6YO8W1U=G=X>7I[?'U^?W$0`"`@$"!`0#!`4&!P<&!34!``(1`R$Q$@1!
M46%Q(A,%,H&1%*&Q0B/!4M'P,R1BX7*"DD-3%6-S-/$E!A:BLH,')C7"TD23
M5*,79$55-G1EXO*SA,/3=>/S1I2DA;25Q-3D]*6UQ=7E]59F=H:6IK;&UN;V
M)S='5V=WAY>GM\?_V@`,`P$``A$#$0`_`/54DD#+S#8'Y!VOZ7^$54_6C
MH(87G+`:T%SB6O$!OTN6?2_D?35K]J]/_P!,/N/]R7[5Z?\`Z8?[DE->SZ
MQ](IL-5MSJWM,$.JL&DFOU)]/^9]1OI^O_-;TP^LW0R[9]J:'<[2UX,:>[5G
MT?G6[;ZCGIG?6;HHLJJ%[GOR&L=2UE=C][;!NJ=7LK=OW-_U]BL_M7I_P#I
MA]Q_N2_:O3_],/N/]R2FM_SCZ6ZQ]=;K+/1%C\APK>!6RG=ZMK][6;V[V>G^
MA]6WWL_1^G[U/%^L'1\O);BX^2'WOT:S:X$P'//TFM_-K>C?M7I_^F'W'^Y+
M]J]/_P!,/N/]R2FVDJG[5Z?_`*8?[DOVKT_P#TP^X_W)*;:2J?M7I_^F'W
M'^Y+]J]/_P!,/N/]R2FVDJK.IX+WM8VT%SS#1!U)^2M)*?_0]50,O)?C,#VT
M69$F"VH`D?Y[F(Z!EW953`<;'^TN)@MWAD>I?_P!QS_VY
M7_Y)+U+_`/N.?^W*_P#R22E_7/\`H+_\UO\`Z42]<_Z"_P#S6_\`I1-ZE_\`
MW'/_`&Y7_P"22]2__N.?^W*__))*7]<_Z"__`#6_^E$O7/\`H+_\UO\`Z43>
MI?\`]QS_`-N5_P#DE"_+.-2^^^AS:JQ+R'L<=2&-#*V$OL>Y[MC&,2WT"D@M
M>XP*+R3I]%O?_KBS&=7SKAS#Z0OFEV3G^I869>1B5'Z&W[+3^D?_
M`,(K/4L)V;TVSI_VW9]-2`1CN0>+TD[\'[TO\`
MO4-7#ZO97D[E:V;&ZN:`.>_OPQK^ZT[EU*2G__
MT?54#+.:[&*B_N+2X"/[`=SCF_M"_>
M*0^*MXE\;O3;OV^WZ.[Z*#^M^%/WV?\`D4;.KRAU"\.O8YP%0HK&!
M@9>&ZQ@R&&FMHIPR6O>X42Z]U=N^_P"DRY_HL_[K8V,CPQ'S&R-X;?\`.4A/
M4>J[&YK\:K'Z_P!;'9CVU7^FB47Y/4+F
M7T&K['BO):XBUOJWANS5=1
M;232T75OK+@7R`]KJRYOM^DW6C&>P6Y#&M]
MW\YG7Y+K?5][_P#BUI;,G_3,_P"V3_Z72VY/^F9_VR?_`$NG"<@"`="ISNE=
M8NZA9;CLJ96<9C!ZKR\"Q[!6S-KJ:&_]HKK::[?^.6C^M^%/WV?^15*[$MIZ
MATVVNRMC19EUNVTG4Y-;LIV^+OS[\;>KNS)_TS/^V3_Z71GPV#$4"+KZ\/\`
MW/$H)L/[3]LQ]XJV^HV=I?//;?WO6?_P!2
MNI3%/__2]569B8CK*S[382T5-)BLDD5M&X[JG?2^D@BFXZ#(
MLU_DU?\`I!%RJ&'J>315;<]U3:`6ML?,.KVU.=M_TOI/_P"FLL85W4RS?;BTY%?^C]:I.$;NSPUU/C\JE?::>H6_8L
M;(LRJ='Y5[6U&@,;ML]!EWH;,BVY_H-?57^C^SVV?\)6IW]&JOO]=]]A>Y]9
M>US*G,])C/L]N'77Z3658V34VOUZOYK]'_-/5NCIU>/2W'QQ=317/IU,L>&-
M#BYY:QOYK=SU/[*[]_(_[<>CQ4?18'XJI7_`)U?N3B#
MPB7F/\7A_P#5BDN'78,S')O>\>HWVD5@'7^14QW_`$EU*XS'NK/5\;#IOM^T
M-N8Y[7/H5].LH#>H
M^GZ.]I'JD!N\?0U='O5I5\ZS#JH+\T`T@B=S2\`_O%H:_P#SDE/&=?IK;U*P
M8+*A7D548[,EI:YU#QZ?V/)+'.VV8WIV[/\`U`CUX?2ZJV55LI%=30Q@EO#1
MM'!1\W(Z8<^XM=0&%M)8"&CVFMI9HX?N;4'U^F_OX_W,_N1,K`';\5+_`&?I
MW[E/WM_\DE]GZ=^Y3][?_))O7Z;^_C_
MW_R27V?IW[E/WM_\DF]?IO[^/]S/[DO7Z;^_C_W_R2;U^F_OX_W,_N2]?IO[^/]S/[DE+_`&?IW[E/WM_\DE]GZ=^Y
M3][?_))O7Z;^_C_W_R27V?IW[E/WM_\
MDF]?IO[^/]S/[DO7Z;^_C_W_R2;U^F
M_OX_W,_N2]?IO[^/]S/[DE(LOIO3_U'_\`?]\9'309WX_W,_N5
M#-'3&XF'BM?0:FWT4.:0P[JW-=C.:_1WM=^CW*3'+0P.TB@MKHG3,*C)PK_.+MUR>'?@OS\?TW4FQUK2-
MNW=,]H76)AD2;*7_U/54#+R1C5"PU6720W;2W>[7OM_=1T'*NNIJWTT.R'R!
MZ;2UIC]Z7PU)3SN;EDY][A7>W<*G;?3?(FL.VNVCZ6ON0OM3OW;_`/MJS_R*
MMY5&==FV6?97#UA66MWU3+6-]5HFYKOT3O9]%#=B9[/I8KV@Z27T@3^[_/I*
M0?:G?NW_`/;5G_D4OM3OW;_^VK/_`"*L'"ZB/^T=GPWT_P`;TAA=0(#AB/(/
M!WTQK_UY)37^U._=O_[:L_\`(I?:G?NW_P#;5G_D4=N'U!PD8C_`C?3H?`Q>
M4WV7/W!IQ7@N^B"^GW0-QV?ITE(?M3OW;_\`MJS_`,BE]J=^[?\`]M6?^11G
M8F>S5^*]HXDOI`G]W6]2.%U$?]H[)\-]/\;TE-?[4[]V_P#[:L_\BE]J=^[?
M_P!M6?\`D4=N'GO:'-Q7N:>'!])'_GY)N)GOG;B/D:.&^DD'P=MO*2D'VIW[
MM_\`VU9_Y%+[4[]V_P#[:L_\BC?9-Q?2!/[NMZ2D/VIW[M__`&U9_P"12^U._=O_`.VK/_(JP<+J(_[1V2>V
M^G^-Z9N)GN:'-Q7.:>'!])'A_IDE(/M3OW;_`/MJS_R*8Y.Z-U=Y@APFJPP6
MGQ^/BU5/KG8YC&M(W?3U:/SMRM))*:MG3.G6VNNMQJ[+7$%SW-!)+?H
M^YW[JJ9^)F9&8'_8<+*JK_F;V1^D_1?9KV?O?1L6JDDIQSB=2^S-Q!@
M8/V79[L86O#`_P!1[_:1B[7LV;+?YG^?_P"W$V+1U/&>6-Z;A547O:+W8]S@
MZ#['/-;L:AKO3K_X7_@ULI)*:V/TWI^,X/Q\:JES=T.8P-/O.ZS5H_/MUQ()L+072WZ/N/[JLI)*:]^!A9-C+GX)Q?L?H5_9>?1VC9]+U/H?\9^D_KJPDDI!3@X=`L%%+*O5_G-C0W=`VC=M
M_=:AT=*Z9CO8^C%IJ?5)8YC&@@NG>00/SMSE;224U;>F=.NL=;;C5V6/(+GN
M:"3M^C)=^ZK2222G_]DX0DE-!"$``````%,````!`0````\`00!D`&\`8@!E
M`"``4`!H`&\`=`!O`',`:`!O`'`````2`$$`9`!O`&(`90`@`%``:`!O`'0`
M;P!S`&@`;P!P`"``0P!3`````0`X0DE-!`8```````<`!`````$!`/_A%_IH
M='1P.B\O;G,N861O8F4N8V]M+WAA<"\Q+C`O`#P_>'!A8VME="!B96=I;CTG
M[[N_)R!I9#TG5S5-,$UP0V5H:4AZDY48WIK8SED)S\^"CQX.GAM<&UE
M=&$@>&UL;G,Z>#TG861O8F4Z;G,Z;65T82\G('@Z>&UP=&L])UA-4"!T;V]L
M:VET(#,N,"TR."P@9G)A;65W;W)K(#$N-B<^"CQR9&8Z4D1&('AM;&YS.G)D
M9CTG:'1T<#HO+W=W=RYW,RYO&UL;G,Z:5@])VAT='`Z+R]N&EF.E!I>&5L6$1I;65N&EF.E!I>&5L641I;65N&UL;G,Z=&EF9CTG:'1T<#HO+VYS+F%D;V)E+F-O;2]T:69F+S$N
M,"\G/@H@(#QT:69F.D]R:65N=&%T:6]N/C$\+W1I9F8Z3W)I96YT871I;VX^
M"B`@/'1I9F8Z6%)E&UL;G,Z>&%P/2=H='1P.B\O;G,N861O8F4N8V]M+WAA<"\Q+C`O
M)SX*("`\>&%P.D-R96%T941A=&4^,C`P.2TP."TP-50Q-SHT-CHQ,"TP-3HP
M,#PO>&%P.D-R96%T941A=&4^"B`@/'AA<#I-;V1I9GE$871E/C(P,#DM,#@M
M,#54,3&%P.D-R96%T;W)4;V]L/@H@/"]R9&8Z1&5S8W)I<'1I
M;VX^"@H@/')D9CI$97-C&%P34TZ
M1&]C=6UE;G1)1#YA9&]B93ID;V-I9#IP:&]T;W-H;W`Z-&$Y-3=F860M.#(P
M.2TQ,61E+6)D-F4M8C(Y83%D839C8C(Q/"]X87!-33I$;V-U;65N=$E$/@H@
M/"]R9&8Z1&5S8W)I<'1I;VX^"@H@/')D9CI$97-C`",`*``M`#(`-P`[`$``10!*`$\`5`!9`%X`
M8P!H`&T`<@!W`'P`@0"&`(L`D`"5`)H`GP"D`*D`K@"R`+<`O`#!`,8`RP#0
M`-4`VP#@`.4`ZP#P`/8`^P$!`0&!YD'K`>_!]('Y0?X"`L(
M'P@R"$8(6@AN"(((E@BJ"+X(T@CG"/L)$`DE"3H)3PED"7D)CPFD";H)SPGE
M"?L*$0HG"CT*5`IJ"H$*F`JN"L4*W`KS"PL+(@LY"U$+:0N`"Y@+L`O("^$+
M^0P2#"H,0PQ<#'4,C@RG#,`,V0SS#0T-)@U`#5H-=`V.#:D-PPW>#?@.$PXN
M#DD.9`Y_#IL.M@[2#NX/"0\E#T$/7@]Z#Y8/LP_/#^P0"1`F$$,081!^$)L0
MN1#7$/41$Q$Q$4\1;1&,$:H1R1'H$@<2)A)%$F02A!*C$L,2XQ,#$R,30Q-C
M$X,3I!/%$^44!A0G%$D4:A2+%*T4SA3P%1(5-!56%7@5FQ6]%>`6`Q8F%DD6
M;!:/%K(6UA;Z%QT701=E%XD7KA?2%_<8&QA`&&48BABO&-48^AD@&449:QF1
M&;<9W1H$&BH:41IW&IX:Q1KL&Q0;.QMC&XH;LAO:'`(<*AQ2''LP>%AY`'FH>E!Z^'ND?$Q\^'VD?E!^_'^H@%2!!(&P@F"#$
M(/`A'"%((74AH2'.(?LB)R)5(H(BKR+=(PHC."-F(Y0CPB/P)!\D321\)*LD
MVB4))3@E:"67)<`^(#Y@/J`^X#\A/V$_HC_B0"-`9$"F0.=!*4%J0:Q![D(P0G)"
MM4+W0SI#?4/`1`-$1T2*1,Y%$D5519I%WD8B1F=&JT;P1S5'>T?`2`5(2TB1
M2-=)'4EC2:E)\$HW2GU*Q$L,2U-+FDOB3"I,%W)7AI>;%Z]7P]?85^S8`5@5V"J8/QA3V&B8?5B26*<8O!C0V.7
M8^MD0&249.EE/6629>=F/6:29NAG/6>39^EH/VB6:.QI0VF::?%J2&J?:O=K
M3VNG:_]L5VRO;0AM8&VY;A)N:V[$;QYO>&_1<"MPAG#@<3IQE7'P,QY*GF)>>=Z1GJE>P1[
M8WO"?"%\@7SA?4%]H7X!?F)^PG\C?X1_Y8!'@*B!"H%K@%JX8.AG*&UX<[AY^(!(AIB,Z),XF9B?Z*9(K*BS"+EHO\C&.,
MRHTQC9B-_XYFCLZ/-H^>D`:0;I#6D3^1J)(1DGJ2XY--D[:4()2*E/257Y7)
MEC26GY<*EW67X)A,F+B9))F0F?R::)K5FT*;KYP0)ZNGQV?
MBY_ZH&F@V*%'H;:B)J*6HP:C=J/FI%:DQZ4XI:FF&J:+IOVG;J?@J%*HQ*DW
MJ:FJ'*J/JP*K=:OIK%RLT*U$K;BN+:ZAKQ:OB[``L'6PZK%@L=:R2[+"LSBS
MKK0EM)RU$[6*M@&V>;;PMVBWX+A9N-&Y2KG"NCNZM;LNNZ>\(;R;O16]C[X*
MOH2^_[]ZO_7`<,#LP6?!X\)?PMO#6,/4Q%'$SL5+QHM\IWZ_@
M-N"]X43AS.)3XMOC8^/KY'/D_.6$Y@WFENV<[BCNM.]`[\SP6/#E\7+Q__*,\QGSI_0T],+U4/7>]FWV^_>*^!GX
MJ/DX^7I[?'U^?W.$A8
M:'B(F*BXR-CH^"DY25EI>8F9J;G)V>GY*CI*6FIZBIJJNLK:ZOH1``("`0(#
M!04$!08$"`,#;0$``A$#!"$2,4$%41-A(@9Q@9$RH;'P%,'1X2-"%5)B)$@Q=4DP@)"A@9)C9%&B=D=%4W\J.SPR@IT^/S
MA)2DM,34Y/1E=865I;7%U>7U1E9F=H:6IK;&UN;V1U=G=X>7I[?'U^?W.$A8
M:'B(F*BXR-CH^#E)66EYB9FINSM&C"E5DCMY+DF0EE(7A
M"P^$/\?'_6Q5*;#\SO+%T\QFD&GVUM)J$=Q=WTUI;QI^B[H6DS%6G]7TFE;X
M)5B]-5_OFAD>-'555_,OR+)KFFZ+!K5I<7FK6LU]8F&>)XW@@/%F$BMQ/*DG
M#CRY>A/_`+Z?%44OGWR*UA%J*^8]+.GSR&"&\%[;F%Y5!9HUDY\&<*"Q4'EB
MKK+SOY:N(;-I]0M;*?4)IK>QM9[NT,LTEO,\#"+T9I4E;G&?@C=I$^Q*D726D?JH)!Z=)7^/G\7P
M/\+,O'%5+S5^8MIY>U.6P?2;_43;6!U2]GL_JGIP6BNR,[_6+BWD8J48\(4E
M?%4R7SOY.Y-&^MV,,\=J-0FMI;F*.:*T*A_7EC9@\<05@6=UXKBJ36_YP^0;
MKS'<:'9ZK:W7U*S.H7^IQ75F;.WB5BA$DAF#\U*_O/3C=8>2>LT?J)R53IO.
M_DQ8[*5M?TY8M3_XYSF[@"W/Q*G[@\Z2_&Z)^[Y?$ZK^UBJRT\_>1;R2*.T\
MQZ7<23NL4"17MN[/(Z\U1`KGD[)\:J/V?BQ5=%YY\DS6\]S#Y@TV2WMI1;W,
MR7D#)',U:1NP>B2&A^!OBQ5>WG+R@L%A<-KFGB#57$>F3&ZAX73L>(6!N5)F
M+?#QCY8JB;'S!H.H7UW86&I6MW?V!`OK2">.2:`M6@EC1B\=:'[8Q5*M=_,?
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MP/I&I7D-AID.M:C=VZVJQVUG.TBJTB7%Q!.SKZ$A>.*&5_\`9?#BJ*\X?F;H
M'E(.HHT2([6[*YL[>Q>2WU.QFMXIYQ?K0BUG:)YHHD].6WF5XYE62*23]^OIXJS74O.^
M@Z5Y@AT35)A9336+ZB;R=XX[5(TN(;7@TKLO[UYKJ)8UX?'_`#<^*LJLN_S$
M\CV^CKK`UVPGL9?5%I+#=V[BXDA4L\4#*IG8:QI.HF4:?>V]X8"@G%O*
MDO`R()$#\">/.-UD6OVD96Q5%XJ[%78J[%78J[%78J[%78J[%78J[%78J[%7
M8J[%78J[%78J[%78J[%7_]+U3BKL5=BKL5=BKL5=BKL5=BKL5=BKL5=BKL5=
MBKL5=BKL5=BKL5=BKL5=BK&/.GD+3/-MWH+:HL%Q8:/>/>3Z?"\6E$O(I)_=_9_:Q5AP_(.QCB:"&]M?J:IJL=O8264BV\2ZEJ$-_"%6
MVN;:1/J1MT2+T986Y<)4:'APQ57NOR5OK^SM[?4_,L]XQT_5-*OYI8Y9)&M=
M4=)`MO)-<331?5FBC6-KJ6^9XO@EY-^\Q5&V/Y478\T:;YGU35XKK4[*XBFG
MCMK,VUM)';V5Q9PJD33SF*0?6C))+ZDO/TTC5(T5."J"TO\`)2?2Y.5KK<3"
MY5X=2%SI\5R'A_2EQJD7U=99'C@E22[:-I)$N4;@LJ0Q2_%BJG-^2NLWM]=7
MNJ^:6OKFY^IIZSVLG+TK#4H]0B!5KIXE8^F\#_5XK>'XTE]#FDGK*LLU;\N_
M+^L^<8O,>L6EIJ0M[%;.VM+RUCG]*19S-Z\;R/;Q2I>2M:75[9FR>:)%O8K%E$3-\+V'K<6X_6/L<%4UU[\I
M4U6^N[U-3^KRRV>DV]HGU''/HMT]W#)(OJ+ZT,CNJR6_[OX%^&;XO@5:TS
M\IGMO,/Z?N=56?4)X]3^NK';&*%I]46V0R01F:0P1Q+:#]WSE>5I'=YN7VE4
MLM_R+2"P@M5UD]^MP7YN=/CNT-K=ZC+J/&"&:5H8IXWF]/UI8[B*3@CR6OP(J*I
MGY'_`"HMO*_F"XU;ZZ;X<+F+3_4-[ZT$5Y<"XFC/J7DUF5:15_N+&U^PK-R;
MER52R]_)*6[TR^TE];5=.:WU:WTD+9TGA;6F9IVNI1-2\$;.?341VW+[4SRR
M?O,59+YF\C7.KS>6[BUU!+2?R]-(]9;>*YTC3M*L;6:.*>`&;2C<_OI/JMU;S\9EO&_=17$
M3QLBOZ[8JRI_R["?E[#Y0LKJ"!8Z&5Y[9K^UF+2F:9);>_FN9FAF=FJOUSUH
M_P#=5PG%<58C\`./,;>7+#1[;6DA%G)?RJK6C/:P2:A()?6L(!8M%-;343X6$DD'[4MM*R1\%4CU#\D[>]^MVKZQ*FE.+R33H%A'KV]U
M?QK'+*T[.5F1>'..+T4^*23G))^[]-5EOD_RO-H,.HRW=VM]JFL7C:AJ-U'$
M;>)IFBCA`CA,DQC18H8UH99/YN6*I#Y__*M/-^K1W[ZB+5$LX[)H&M_6#!-3
ML]1+$F1/M?4?0X\?]V^I^QZ;JI7J/Y*7,NM:QJ]AK<5O,CVSXJH:=^13:;JOZ1M=8CFD1(Y;1;N&\D2&^
MBL$L!<+!%?P6;H8TWCFM))>+M%]:X<>*K*/RP_+N+R#H4VA6E]]=TWUS/:!X
M4BFC,B+ZPD>,\)>8
M[O4K5M,>SG2**6^@ANT:/FSQR-QXJQ-$]SP;_88J\OD\_:V;.[_2OF9=#5;S
M_2;^.;3I4LJVUR\=BWUBS1+:
FWP
4
v156622_fwp.pdf
begin 644 v156622_fwp.pdf
M)5!$1BTQ+C0-)>+CS],-"C(W(#`@;V)J(#P\+TQI;F5ALY->2=R-=`5/QE\'&-1;EBQXLHX;23$#
M\P)/J8Y-!WN+ST9^>2'DMLAP7>6"32#6L9W/FCHO`V4[^>8R>5SQ#I*U8IFX
M<5WEPBR-N4#6BFX=*Z@13$H:8#HT-#0"*@(18)0`D0T@@@-BF5D&F&Y`^2@F(%!B8&'4Z"?NZE'B:&6_0,#]X&=W!\."P:LXE\@P;3L2_I#+QF'O3QA
MU].NW4QG<_+9Y0TU0(R!4>D=R`U`;`W$4@R,ANM!C@'BQP`!!@#X846Y#0IE
M;F1S=')E86T-96YD;V)J#3(X(#`@;V)J/#PO365T861A=&$@,C4@,"!2+U!A
M9V5S(#(T(#`@4B]4>7!E+T-A=&%L;V'1=+T5X=$=3=&%T93P\+T=3,2`T-2`P(%(^/CX^#65N9&]B
M:@TS,2`P(&]B:CP\+U-U8G1Y<&4O5')U951Y<&4O1F]N=$1E7!E+T9O;G0^/@UE
M;F1O8FH-,S,@,"!O8FH\/"]3=6)T>7!E+U1R=654>7!E+T9O;G1$97-C2A4:6UE%LM-34X("TS,#<@,C`P,"`Q,#(V72]!7!E+T9O;G1$
M97-C7!E+U1Y<&4Q0R],96YG=&@@,C(W+T9I;'1E[-?]W!\$9WXN%&)@8&6.2G/,+*HLRTS-*%#22
M-14,+2U,=4"D.9BT!)&6!F#27,$Q)3\I52&XLK@D-;=8P3,O.;^H(+\HL20U
M14_!,2='`6Q,L4)1:G%J41E0$.H<(&!D*&%@9F1D8=?]WL<'1#\2OK-^_\.X
M]_L?YA]ZWW>*OK.ZHZ%N9:71(Z=^V^I]C]R[.[??R_-5S/MI.NMW[`RVYUP/
MN`$"#`#LNE)I"@T*96YD6UB;VPO1F]N=$9I;&4S(#0Q(#`@4B]&
M;&%G%LM,3@P("TR.3,@,3`Y,"`Q,#$P
M72]!7!E+T9O;G1$97-C
MBEMG[IK%=7]$.2&KA$
M"#,`!L"C)5F*[,16:IG*@\L/%`GN(B(!B@#D^"W?D/@[_(TYW3W#RWI]26TM
M.9>^G+Y,=_/YFSM+]^/BQ6KQ?+5R9&FU6]@LS1QE^--5[JE)K5@\?SEZ
MVHQRG=&XZ1>J=JVCUBB\VN.#S+U:+CPM+
M'2UVLC=KIL'*EZF_6?O&I05V^3/-IW9+T5._`4*-?@+$E>HL2QL'RC*U
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M7A>Y1:3*D"U%E97-)=I`'BWZUKQI^_:$8)AULFS,7OP!-;6JN00_3RO7Y-C<
MQO[Y:QL!E0%/265!OJC/Q<+\.V`/+P*`2A\D`4XH&JDK?*.8*%GB*7JS2CQB
MU"9`79K38:1Y3*HT-XAEU].4H!Z9![WM1MJ=DIHO6[#7YOL$3P%<"=QANJD#
M<6GZ>SI"0CP>5-RQE;.-"IQ'6@=)(F@KETHR;O2F>Z^'6QI.M-6[7==?46X5
MEDAX".=JAHH.J)7EF9`%B%>,P<*6UIN-(!WXTIN#&K'N?TALR7#8+A4\;&TBLBTB\Z952D4193[M'4L2CW/M:@RA)5<8HEF49HC@B
MH\`_0^626??)LM)X-JDSAU9/>]U.R=GL=3C::EU8>KP35\A#0:+'K`GOQ)9.
MU1U/`W`Z`ZW6'&4IMM7P127B:S-?*%):/2@1);7I93DH_=0J&5\,NQU\44=1
M<`Q'79++F6Z_9QJ5LU:*3PA)I.9R(W<41'(.@V$;%`#7AK&<./3.O-=C)+=L
M^RA$`#SH+LA3^Y#%1HW>RN?,-`U'BCF(Y<_*IO1'W6CL#2J\T#UC2%<"F>VH
M>H(D?G9!W%$)]WI_B#+P#B#D9[">B$60>!V(6'-":2L]E\5+9G%QUU#;4!]6
MX>5;S:8R)DX_3%S6JW@X\A>:S%J_3TFN[U`8SL0QY;'A%[G1^XX;5&..:]WN
M0RXJ.*G9[H+0Q:*=%S$9(9?N0&,(3SCTGNU+AAI^11`20BU7U:
M<'KPEZ!%3>V"W$X027*C1`G))X8E^DIVHWY!I9^H@<4^OPLD1
M1`AFS-B.XQ$1O>U'99]!$%G[393_$@^J$.8`XCC!1QS%`?4;X%0[?E/''\G.6VT"Q[\PMN`T?T7()!]>R8=X%N
MN(]&';07/4XE3#:Q(/QR)I68?NO?ETCG]J$35WT9.O`SP'R>(#![S-`_+_RZ
MU%XAA;N]E+%0ID,+H?^"_@M(ZA_60M-S$T+G^"M7WO5%Y@<1$XHH]N\2?[Z>
M.F;JM'ZN)^T*0T]?:_=YU*U^_/_:1N@8TAM9\6UUOVD04OD?UON]R"=U!=/Q
MA(T-YFK^#.V4B5OZBFW7ILHJ/N!_";7?)(54?T5.+T"EK0#3NF*#=64TKC'3
M)0:-0-3<*&MT`_^;*8&'46EQL?[WY$2.A$V2GEET<$J#0R'J=0^#CM82I
M$XK^7BE;ZH5F"!PB+&(9%":B%)F$%I./FB.3SW%6;!M!]2";H']4_2<:Y'N'
M9H/P"XQ>CZ8V&MSM%1!&51'T<5:=)U&R)C4ZC+U*,JN6`$ZART`+Z/OPBTU3
M/MBC.X;]'?U/@`$`ES
M]!E+\J-D>U$$;0_KT7`X_/W(X6Y>7J59F&2)<6;S_=7*AWN>)O8/;8-[V)KAF"5$U.#PYVN@QYW-63,W!76<53"Q,)R:VAG
MMTH;]8Y*;@-/'+6%,W11K*K('Y\ESJZ#+/04,<^NWO=!3NN17EEIE)F<
M)5)*Y#H?EK3D)S73M=PSGP.?$K4_FA%F]D=8L#4=]LK/*FMXT(TP!W8?&[5.
M_87.*6"59H==+=>K47XO_:W[PR'P$1.@<%M!7*O*+ITP4\]"EI@>YF#BTLS5
M[Y#_E%`69^?XCS6?L4N13X&MMS5`^-L1VU80&J-`O.U8KK=2)A$EH`.7:3M0
M/I`5.2K!H[84_ZD]*%4YE$0
MY$@#(X*S;0:L.RR#Q%B<]9("X:EDX;KE55+5#Y*JCN"1<#PI2^_EM)??3N5,
M9J0J4/B5))8W1VP&XBBEPHEOEM-V-<.+4"/WM\T6)K20AUIAY`K`=^)0VQ/SM7L]FGTAC%7=
M;/X'$-6\<3K`CFXRN-4MR@2629@49TTF6=))J99TWO/]C//'\@*+X/[WO'U`FS2]+[$V0LK==>QEF9+6;^\W7
MH:$GB@`&W:V&^`XG"#]2H8HZ"*782]+,\X"[%ZQY(K]/A6)^/#M8RZ]YT=6A
M.51(-RP=%'>JT#PCS@5PM^>N@;]2^V<(>'?-AD?.R[$/'\8>$>78^^R_Q3Y?
M8E^D9['/(_NJ[=K#\6#H3>58=/VAE=[7R;::*%1"YU#I\ROA2O']C9QZ+H7(
MNFLY<$Z(C@"]18"9LX7$"7KN!NEQU5[.#D%RO(1HY6J$O5HL`B>^$AN[9AM.-TU
MMRP`+/N>@&4_DO.HB(J?R@1&<#9L+0)9`N]&W&K'J>F"14'@,Q5!S1=>B!.+
M1KX^-F9[T@L[:VR&]I:MT"/FXAXF"LTI)A5,J5D8O0W4H9CA>A
MDF[PT4!!@=4TW$542]FLBQZ0(RMC+OZC<G,D$A!3]DUB*22"8H(^LBGLP9OJY!'U6ZIB)MJ>36L^S
M9HE8<\^9/UJ9??92&'O,05RZ]+C(]?@:%IG"G[LBO@S/R0?-+
M&D^)'R'2>[2THQUIYTZTP''Z;SZ`YGK6;HT+<+'IJ&>
M5A+A(+/KB`K;;`JM&]',\JB#1B[6()_JS%S6&4U8:FLJIA(`HHQ-%7/BQ9RT
MT.(*5FE8,';Y):.8K*1&!IZ",ON80E6666&?WSQY2EV<#*779FWT5@?N&I=#
M$!$T=Y:^U:F%RM!7+JH3#(G2>HX8Q5@UMWWSI@)A:OG_(?YB:[+"T;"_7BG3
M6XN/FV]?OPWP>0VQ9NWAP\+S*L@P03.UA\@MEL\R9/^AIIPDQ0RD]7H1\2S@
MUX>F6U%1W\^QPJCZ%8F!3?#@ER8E=+,B3:":V)IP3OSMP`#`&F<
M=/P-"F5N9'-T7!E+U1R=654
M>7!E+T9O;G1$97-C7!E+T9O;G1$97-C%LM-3$W("TS,C4@
M,3`X,B`Y.3A=+T%S8V5N="`Y,#4O1F]N=$9A;6EL>2A!7!E+T9O;G1$97-CT0/]N9^:-97DW%ULDAYS'-Q^<
M67^X6_A5F*TRL_"A3R.S?G/G0N]BL_YR]Z?]*R8!ZO>SO9-P8+%V:TO9HVZ7E="4F5
M.`Y-;4NWM3#*80V1823R)NAOI8F>T(^;K=FR%8V0-$*@.M&PS[2D9G
M55T,==>:D\Q5JK4.5C3JMC)Y3R>9X4"G[';T60>>)DN(%(TI&PCW`J3&1?:F
MF:Z&,QOSR1:]V4+Y3N4PV@:?UQ_N,A_F+C<.[#L7YV9=BAVB!(8PFZHAPFW'
M1WK[)?")_10$PLT!A^>6^79+S/$W[R2Z1.$BR<,4-D^222LK
M7?`781&M97<\R=T*8M=66T._0R>_!YFO#),1P2*YK0<,"PP;T\BPPI!9N7PW
M]V;SQ&-S[.1LM?-`5LQAO=P6K5H8DQ4K?L0<>Q7Y%$UT(Y;-9I05LA0/JS-+
M%\<.LRV$0HB"`Q^'49+?.#Z1X"<6\M4U"+P&@9<@2,*5A$',8;#([0\B(8Z[
M!(`5`:`_;\UK63O2'D]8!*OC*TCZ(LLK$+9<:Y;P%K_9W@\.H"9`QU@1\#
M4$BY`")O,#!4K]Z(\L^6
MR6Q;-/)OWO="9#^*Y2O#*#)!D0D;&IV)L,'I89$0T0(H44`9`R*O\]$]9"*9
M=-CG9+#"X!;JE1ZO]+R38.`\FC)$\X?<&YPTN'PA.20E5R>L%*)?H2S.$J='
M59NS;F,`J3US4F&K$H$$63GT['VRE_+@N)&Y!P%1R7>)R!VN^:W8/@B*L4>8
M'P,?L>>T`PXJ,&^VLK^"\[XIQO*=!_`&]BQVBMGK?*Y
M9T*[=LY6*_17?P-0V8Q;W;/'6Z;4SFFJ2R%CBN#MW,O`A**ZU:&&G)__`LN-
MD:&G$5.-03%TH1GK+Z.(2X!+"*':(/,F*#8D.%,\-1RA;-WU
MP]T"(L^R771YD98(YH_%<*FZI#`:GE#VL$9.,PDP90A=MFV6D6UCO-24D_"(
MM$CU?0^D>DBOM=YNP$LN!0<]&;AYNJKLS4#RD:JNLP[+K7TI=K@NF-QOES5NVN>22C/A,:L><,%[;'@
M:O12TM8315N9I_()M2,2$ZQ#P1;E<_-DRKM/M2S;/-"SP<=3JEE)'E\LI7CJ
M>,S>,?('%;KT[L@ZO]H'S-%5_'5).,&N+=8?=&]_<_:QPBPE@07=8*JA$G+-
MZ$4-]:)Z*&!;>16`BMMH\:"B9_//[U):W!0,6GWL:AQ$C&=3+2'9
MBMV'`V]WTPM`P<_BF9[X0+Z@WEU$Y^2ZFT
MN$N42DA12'Z5]H!7_T*146'?8`Z,(V;GZO!5E@J4*5Q2PR*C^PO`1/$MA1]W
MT_:+UR`D'6:QLAS3:;#']H<-#2F,&4ALSV:(J,]$YH8.>N(
M@IR;#VV5!KP,-[W4$<<,H\8'>A:T290PJDLC5&C',X=W[:%VC4(E`UN5G%2P
M?V'YO.OPSST#!0VE1NZI*@V<.:[@L_E?@`$`V>B[%PT*96YD'G:-^MK].9^88B'2?H1=S=^?\?[=Y?1783VS0UD8UMYLSN
MYZLD3I(UG:JKB(_6[)ZO/@:=/X3;P(?TEM,EW,1IT%3T<8$W81&4O9Q[/Q!:
M'-K`_!':-2/M@=P9AAS!`$\]7PJ]F*H.MXP'IN,YM(X9#B5D,>XF4(G@`I$K
M%O82VHS.[=B91\$O@?(B*.9RYPB13C%W&,4X0WE/[S#[9
M,+F-L^!'(S11:F.7%IP=V9P=;GO)CF0#>O9-0>3B'4O>^9XUOPVNY6I7^LSZ
MD`OEP@C_F@]A1F
'O;0!(%";T"\`(+,DF
M_R1@+X!F`ASE6N+:,UY;"5XU"J3K0+"7H!'AWK!=5!^>`L>'FN*[EI2Y\#D9
MSH,U'+$))L$2[I.I!=9#9W,"_[Z?^(*F7*HYBP2M/N,RA,RG+K\ME!1:L64O
MZA3SS%D+;$V\7O*W;Z7>+F0&!)UXU)2@.)D6AIN7=ES"7^GVI&8-$O0\C_-"
M,UJR<;O(Z+/G^))K&OERXD1K*NR8KI8+?,J;'&E#J"Z=>=FD8&8?@QVYKB"G
M1%:\ZQR7*8J#*LKE;UJGG8MC.ZE2-I3"6V3"<)1S*>E3'Q9/,,YPJRUF=W5T
MN?@??"I<)OPEPC`*1M=P(R%OUB(SLH*:)+'XF*HTXBKZ+G1,NI)8%5R<2,E/+0=*@UTTW=/(5NS8KVPWF"
M2HAC%O6FC-?;N)B"FUSB2GB[SXR6:K%G69P6RV*_8-@$**2P6^0(FA?)3:PV
M@IM#&+$VT@6BG+W<5GJ*`&K'07$\I2!PII=CB8?>-.WT1M4N;]78\0L'43Y*
MNU]-UJH9MHCS=&[-EV:UO30K&4N6XR(C8BTCHM,\D6[EZR?@>#)$Q@9J!;U(
MYIFVDD+&HI6Q:*>QV*+7S$U!B[:\Y)44I0Y(*LQ].?A7)"6^7U-06!RT*55S
M(R?L`?I)IW@$0G=8=HBE'@5V#@OT=BH>92!%"5=R3>87=ZHW-ULW+S.%;!["
M4U+4">MYF:$?J1?1'E$-0FWP:77@XG:<=QKJ,HQ=($U&DPV4R"
M>Q28^H\-,4JZP&XKYJ/T+)5\KUKL$:Z5I"!O6%RMC\J3?RF9J,6]6JX@;8NL
M<5/6$)GO+K6>;>(\7W3<)'6+]GUMN<&LN%YHV2)EI&59.4[M%PR^MKG2*=7-
MY/]W-"Q4T)]+F%>.Q1[F_QII"EX+D@43V0-Q3!+=%+&0C:]VL('*"%!.91=@
M'=POE\)J,'@]\%YX&Y2TT;R5E1Y/@ZH/V`DWOS=WT]IZ&]P1!Q9\S\5'
MV0I+!]^]%E0+&I9[US-DK<,L3LHVXGIJ3MA?A!E]M0+&4-L)5J
MK+(OXN0V&B=+(`E411THUZ&0!34N5"W\D6K)+M5B90-D`)6+!VSDQ9560I*Z
MD9G/DP54YA>:-I2Z0M'1RL7?/5#V(9KFNGO1K+;5*
M9*K;>87/E:X%[H%[`UGP._64B'75AU:OYQ)XE,?T9?L.$XAZM:`>95?QJL<'
MKQR\/"NN_Y++NQXG_0!9&?XDEW]4RE%I._W66`(:08I5_?"3^4^``0!JL8\=
M#0IE;F1S=')E86T-96YD;V)J#34T(#`@;V)J/#PO3&5N9W1H(#$W,3<,B61$9)&6LV3*,FT6GXWBZ,XUH5:UK,Y3>-<+3_.W@2_A%E@PWD2K.P0
M+J)"%EVX"&I,(HWU(E`'JBDLHCS8TW0@HDM>JW!N%ID.EF&&U<:J#SABHAZ3
M*8RQVQ*C;KJ0"_93F!A(NQWL.(:YE]N0L`J?483S7-WBP\>"\`18=V!?K8GH
M0H5%T*_H^S9HWX9,KZ8-G:D5BVY#48\X;S%76WLG6%C$5NW:SJ,79/Y^&Y:X
MB>UVHFDEY%M,^>8YEZ9U:Y+76%8,J&[N95/@!8<"&[O:DHB7!S-OU=]DC2LRLSE
M$0<5XB,EY#R2YV$\5B+Q*Z=*_,!T7W`MF),QR.K.@0>SL5>WE^PB8%OD)N9<
M*RG7>O;]:B5W:X"B]98#1-7L8ED(X4C,$4`=K]82_J=AXQF&1*8DW"`&6`8)
M,ZH4!5WHA+L]":;1R@55G0I3#:^OOF,$:^$C[":G1B=BSO2X'=I3;K+HUG34B+3)1N*WY2-XY@6;6E+N-)H?
MNJ6(B_^[6[YNE%7;.8C*2?9AN*]K+WCS0F2R):VS)#PL!A82V6X<
M`E<2#PX7Z%ZRK+[F;?)/GD1YF1]+IM:'E'\#47EDN&2C%$W.HW-WY4$^RKU(
MIZX$_(R.!^?5)-,$Y'2=ZN`9O&LX%DW0CW+&>N4!19\)A.PESRU_V9B:XV1.
M"L_3>$&=DOMDO>V9B+U?!([A6HD$*YP]!UDA$%9L*O+V87<5EGXZB%R.`NU`
MJ(KK_X%-VC'X)T'(\.Y%=JMX'=VSD#5"[D+%(,;B\^:17DLW`L!\)13
MGI(9[YU^=R/91V^5$E9ZQ:>#=(R>SRB')1'DB5$&8RLGJ"XLVT1EP6V-)QH-
M)<>00:F'?>T?ZFOG31`="DW0@&].#6TG:)/%`;CQ;0YAES$2#?4!T4C[BI%E
M;>W/,&04MZB;2#I>^/`Q(:]KG]D
MDO@WZL\Z$,K2)
M$71=^_V)]ZPLQDNA".=Y&AM$5(Y(^GW^'&+Q9AXH3H-SH9^_'UZVHZO3KH<<
M&E/);W.DG!ST7RC1C.WK'V[+'@7ZWU1OI,YQH[O^T'^GX0)@[C>6,8G=1QLKM(
MN2(2&4DGGJ0YD@2ZYH?3W)WP?&JAZ]2KF[VL[R]@7C@.UMGTVP:+6CCO
M&2Z,W3K`HP"^@*/X'T<>9:5V_1/_+B!Y4CLGY1Y6A??@_M')N9'AO>AFZXE`
M#([U'9.W-ZQSBVZPX),R=V:VY=['':6%`G[H>U'%8R
M=$S3_E&1#R+:0[]8TL@/*7C-C@[D)*<;NX-SA.&=-":0;!R_.[[C^#CEK.V4
MQ]386^LD-[9SA([;O:0H0C.)@8\CT3:1>D['J=NI-Z20W&NET4&M43ALA'6_
M1]#<>.,Z>7>27-N]U]_Q5]XX1X!=$[Y3_PHP`(XEUSH-"F5N9'-TJ!7E,18(C4DUZY_1_*#"Q#@2HH;7\S=)8%'X.$!6M_=-(NJGC=+&,'ZW"3-SZ9F#_7!(4->((Y50?>*$8)
MZT+%;!%:$]A#TK8W1V<@V/@8>6\%?_M._,:][\3>1EX%L\4X)'J:%Y?P;87/
MRAQ,F\3C1K[PX4]H'MYZ-N&BW0X.&D^
MN3,P`;]E&!@?*^@Y';.ZFLQ'4R;`9[7QK=RH1!B#JUVYTK=/Y?0CO-1_6`!4O`4_*9KDYR/W>ETR-;G
M"'.$;XQC@F:LY)L?B1Z(936<7'J6;X!&XTD>VM3%2^NT'"MSQ.N?>3MEWHXR
MUMEL?B;LA`E;+YHI`_[3V$15D+VAKY5I.3!=QAMLLH:^1$K^1&78O['3?P=+
M)9OWVNWX?&:$.AYMC,B`PG`?<@DNJ3`+@6+B*^ED()JV"Y9MH<,(K9BA5TLE
MQO8Z(P%]PHC0\HE!&IGBARRG'+'ITZ4NWR!6X3*%J_I
ME=V^TIBSS(TY9;IM_?'$BM4+6Q8\R_&X4C-"L.$7'?]K.0P)>@(U3"!:3M5M
MC[E1XL5D2YEZ48P0L7-V%EQY_%8\;WK/\96%6V#V8+A2Z,3GGG=M696[`^6R
M%:D^HB>6H"4*&;SII9SM!',*)IKBG]PD4I_+%Y!\)C@CR?_0/%Z8(M\L.-67
M91QTX+N]"&40K8:6*=J0Y)"F6:R%AJR+^MBYF=`>C_TQ4H,?9\1;$S0!WC'!@WC^>#BE5QH)XI`
M2B#63_F3YV#/JGG3Q[O!GBKQ3F>U*&*!(7P9Y%QYUD)NHYAR[)$C!3O_9(([
MY@?D(&)C.:5>("CH_(*R`[T%N'>6Z$0/FVP.5D@8>1.EQWGQ(2G,J']:F>.Y
M7..Z&@DV*NM7J1CLQQO;)J&0=SVC!T3CO]`?79X+!8Y:;'31Y%:(VB+5UBL,
M9B<($45J>`<6'8LXMAGQ38-%SJ3%RUN,5)2"/1@*3E%I9![B^>!`BV)L+.7E
M%GYG-M!3G#_ER1=.5`
M0'P1*GZCMULDN[[2:&S71:E$I"Z");?EHNT#9R[]7$>/XL71DTS+)2Z;//%T
MWK=W"J[X9Y@86\;A2NK$[J/`D-W#HWZTU"8SI1.6BN#7+0]+`CU?"=-UGEF=
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M^EC)\H\!AP?HD)N)/5*_@$$W'#2D;G?!\:/Z^@T[:V''W.;<@>
M#KP!I)?-J\5R,?Z_GZ2+2C(0(J?0%]!B^BN-M#<9M_]4HWV=EK^Z:HI70`Y#W\)\``
M>+CHAPT*96YD!_WV]F2$EN@L+`:C[-<-XSXFX_
M5INVTZE/3FVLMFT7U/:GRJCMU^J/^O/E_/=XV3PUFZ3[>MP=QLO4;'K=UKKY
M<_NQZG2K#'[T['H=D[(>2M3V2!J&JE;-]B](&9?%0)!$4-9Y[8(146V,=21/
ME!?3JME89URKN_KQLA_&QAKM:W4]9^+Q38C/A_W`OH3L"SU==#K"E(NZ/E/(SC4]-K6T^J\;Z'V1K!
MT@M@>`#]OT[3VWAI$EB*E6Y\T+%-EDKGK.](.7MI8O$R)#'Q.%[4[^?K"&^3
M22U*^?09`P-$#E@S6<=-MZ%/NA[XT8^7E;(9'(!(24[X(V01D=$G*A+F/U
M7/VX_7Z)3=0VS(G#*;C4:U@7C[;GZ^Z@'MAFJ"^HNUTJ'?[
MDT)'M/7S_NFMH3$=]KO+K:&4U<+9#N1@7J][$'X>LAO1=WY63TPGSKDE7V1:CEP0RQO,\>L/<=6J/S>4+)^WG2@Q7OIS?,HZN'+_SX7G)[3N[S
M^?)R7LN<;L)4S]@0LCI_V&[1V&I++<_7'Q]_@"/81#L)<$'-!)Q_M:A&)YL6?GO7WRG70'577:K-N
M2%N*:F.?5\MA-XS'9M.BG5"B#:V/JWK?.(/E^H+Q-G>,[RW;E#!/*D8TT/]T
M_GMIV3)>P`CD/=^"&I5;HA>E*!,CE0GL_QJ<`J0P2G%YXUQP([!
M/1)W:ZQGBNY8H$]D&)_\WO'1R-NO2ZR4(HZXHDG$>$3X'CD$DN,+30:8I9Z*
MFB&*THMCN`$",(?W$P1;.=>2@VTK&XHC0,&B"#JJ8LL+DDQ#5QN*$[@6IK5=
M!.IFNVMP*SR,G9EY`IA':F;>`FZS9?R'$@9:HH"'*5-
M\DS0,T\21&I9N8L\B&PW4F1EIR;ZK-+`4[1&%E>264(@+"B\4.;<,>@$F%5B
M6N[+&!>*A[P(Y4N"*$#[,8V@8R=K-I$2R'5<38%WX#;S#%\"UH!Y9LTS:UZV
M[4MUD1[4'V&D92:]##V*
MM(#DVSYH&EX`2T;5OP(,`%'/*I\-"F5N9'-T!AZ4WEMR3V0)0BJ.++,0T!I;T[&KB"\7\[@XV1HSPTG"-99G8%7
M.CL=.?X7\+V#2\IR.@LF1F;OXP*8`/P+3%%V!20B_GTYRU21R6,JW!*))H!)
MU@5.)`6\=B=X2D[`*[%,<3G+QIT`%WX"J*LU94;5F<9K+GX2J\Q6:/\46=7"
M`@%WL)[:EP(UCKM9656QDAU1@*I0FS-MC-W?U*;L9\WMNU)$3)GJ`QYA67O1
M7Z'[(VF,&AHI3DU@0\$@7JPY14\\V:QQZ5$3K)DO+&`72%H$*KMSW#CD15E4
MXR1)RS4C?L@RO^6+3@?F6XDB1``W<$*)BB(0H&06`3^?BBJ1V%&-^=W`PKUY
M8+A=/$-J3N$Z3V`J49(>;#OG'&\XZ-I.J.D>O;$V=!@:O7&.IM9`5`9X@*:&4").J?LX6[
MBN&2,D>,<4;,+=49(B$&/":0D&?6+-OFJ0N(0&9.A,_ZGP%XLIWCUXE'@?1P
MR7";FDQQF1S..GYL\PA8VE3I;5`'6YU%1OTM\@Z*G[0P
MO0LJ'VK@EFX#).E]X.HY448FG2UR@_,3*(NRE<7O97SHG+?DC%Z_I:^("UYF
M*T_MW8)!%EGO+NQWY.OL!CPD^:(M'B`?.I]O7$;87EB"PQ+SE<>-Q>W'B'
M`SZ>\0WKRPC;[L>A^V$84#@U;+O`Y0DJY<8?/DP5O,P!?A7]J&Y6#2/]_=MI
MU0__T.4LES-?SBK26*7YS],9E^U2=/IVV,8>C'4ND)NO^I?[W6:M>F?U=;^B
MX:*//8:5?GXYWO%&TP\'=7A4-\?=ANUB"*K_<_B-HD>)CKG2U(K'[/`SN8^!
MXJRPLABS'.BFQV/4FQZ;5?_58S#H>]YZ.?0K/#?]W&=])\<'.7E\4)]E0=M-
M&Q5"6,',I1IJ$A8TNRETFD/[=HI=)/;'HP0\(B/$4^F#\A:U8`_0H>+EHU/*`D8#OT*,U%_^LR;OZI^Y5%1,?G]]OKJ
M)UY-5E\8W$[AW?^*]TX&WS0*T<1!T(_J^IGQX\O39CP<7]3Z[K#IFUZKCT]R
M0A5T>L?_RDN^'Z:(F*SAE/!7?>GL]OCT)#2SH
ML%Q(XZ0-YR2[NXD)6PPV,-
M6X"P!I`U;&&1'011"$D(`1)"2-@%040%%$5$A*J5,M9M=$9/19TNKF.M#M9]
MZM(#]3#JZ#BT%M>.G1O>=\YCG:Q`J-5H&S*6>=0J,P\6F<5]<9E3@CJ3AWU:F5]3A?Q=FERJA1
MX_S<%*M1RFH!0.DFNT$I+\?9#V>Z/B=+@O,"`,ATU3M<^@X;E`T&TZ4DU;I&
MO5I5;L#SM.3S+F>0?P+;VT_YU<]"H!X%J_-^K>VTBT`
MC*\$P/+F6YO+^P`P\;X=OOC.??BF>2DW&'1AOK[U]?4^:J7&W6*M0&=;464VO_4Q-_9=A/-#_7N+ACKP&OV`>P+O(`\K<+
M`.72`%*T#=^!WO0ME9(',O`UW^'>_-S/"?KW4^$^TZ-6K9J+DV3E8'*COFY^
MS_19`@*@`B;@`2M@#YR!.Q`"?Q`"PD$TB`?)(!WD@`*P%,A!.=``/:@'+:`=
M=($>L!YL`L-@.Q@#N\%^!P_!
MH_`^^#!\`CX/7X,GX8?P+`(0&L)''!$A(D8D2#I2B)0A>J05Z48&D5%D/W(,
M.8M<02:11\@+E(AR40P5HN%H$IJ+RM$:M!7M18?17>AA]#1Z!9U"9]#7!`;!
MEN!%""-("8L(*D(]H8LP2-A)^(APAG"-,$UX2B02^40!,8281"P@5A";B;W$
MK<0#Q./$2\2[Q%D2B61%\B)%D-)),I*!U$7:0MI'^HQTF31->DZFD1W(_N0$
M8C%H7EQI*P9*Q6U@CK*.L&:Y;-98O8Z6P-
MNY>]AWV.?9]#XKAQXCD*3B?G`\XISETNPG7F2KAR[@KN&/<,=YI'Y`EX4EX%
MKX?W6]X$;\:<8QYHGF?>8#YB_HGY)!_AN_&E_"I^'_\@_SK_I86=18R%TF*-
MQ7Z+RQ;/+&TLHRV5EMV6!RRO6;ZTPJSBK2JM-EB-6]VQ1JT]K3.MZZVW69^Q
M?F3#LPFWD=MTVQRTN6D+VWK:9MDVVWY@>\%VUL[>+M%.9[?%[I3=(WN^?;1]
MA?V`_:?V#QRX#I$.:H"6
M[[;*;=SMOL!2(!4T"?8*;KLSW*/<:]Q'W:]Z$#W$'I4>6SV^](0]@SS+/4<\
M+WK!7L%>:J^M7I>\"=ZAWEKO4>\;0KHP1E@GW"N<\N'[I/IT^(S[//9U\2WT
MW>![UO>U7Y!?E=^8WRT11Y0LZA`=$WWG[^DO]Q_QOQK`"$@(:`LX$O!MH%>@
M,G!;X)^#N$%I0:N"3@;](S@D6!^\/_A!B$M(22@A-#:T
M+?3CT!=AP6&&L(-A?P\7AE>&[PF_OT"P0+E@;,'="*<(6<2.B,E(++(D\OW(
MR2C'*%G4:-0WT<[1BNB=T?=B/&(J8O;%/([UB]7'?A3[3!(F628Y'H?$)<9U
MQTW$<^)SXX?COTYP2E`E[$V820Q*;$X\GD1(2DG:D'1#:B>52W=+9Y)#DIN2S=9$U:SJ69&GZ+?60O5+JD]8N#A/U,7C.[&
ME<:INLBZD;KG]7GUAQK8#=J&"XV>C6L:[S4E-/VF&6V6-Y]L<6QI;YE:%K-L
M1RO46MIZLLVYK;-M>GGB\EWMU/;*]C]U^'7T=WR_(G_%L4Z[SN6==U=VMZ/ZBQZ]GL.>'7GGO%VM%:X?6_KBN
M;-U$7W#?MO7$]=KUUS=$;=C5S^YOZK^[,6WCX0%LH'O@^TW%F\X-!@YNWTS=
M;-P\.93Z3P"D`5O^F+B9))F0F?R::)K5FT*;KYP0)ZNGQV?
MBY_ZH&F@V*%'H;:B)J*6HP:C=J/FI%:DQZ4XI:FF&J:+IOVG;J?@J%*HQ*DW
MJ:FJ'*J/JP*K=:OIK%RLT*U$K;BN+:ZAKQ:OB[``L'6PZK%@L=:R2[+"LSBS
MKK0EM)RU$[6*M@&V>;;PMVBWX+A9N-&Y2KG"NCNZM;LNNZ>\(;R;O16]C[X*
MOH2^_[]ZO_7`<,#LP6?!X\)?PMO#6,/4Q%'$SL5+QHM\IWZ_@
M-N"]X43AS.)3XMOC8^/KY'/D_.6$Y@WFENV<[BCNM.]`[\SP6/#E\7+Q__*,\QGSI_0T],+U4/7>]FWV^_>*^!GX
MJ/DX^7!E+U!A9V4^/@UE;F1O8FH-
M,B`P(&]B:CP\+T-O;&]R4W!A8V4\/"]#'1=+T5X=$=3
M=&%T93P\+T=3,2`T-2`P(%(^/CX^#65N9&]B:@TS(#`@;V)J/#PO3&5N9W1H
M(#/:#)EL0U12ILTK/^#L\'IV[=DL9>!`.,
M1;*[NNITU:E3'_ZVC=3!WGW
M[CX\V%PUEKZ'RC;#'2P*XT3MFKLX#K(8=NR^WGW1:A.OLB#1&[7ZS^[O:#]G
M^Q7MK-!N$45!$:/9,$C*-(E4&&1A5.7P-RW"K/('X.$-'Q6Q_?M5E`6Y;E>;
M*HATV\W=.-2]6N5!H7=F.EFU/9NFVW>-FDTD-Z&`SOR*@H2VKA!3Z-$?(Y"\7FWVL`QF3ZN(OB_LVH_&:-6
M&_3YZRH.@TI/JPV`K2&<8;7)(+*#.D^C/?.#H8W-O%@UF;Z&>#"X6MD.OY=Z
M./"ZWJ@!HE7C?F^H@>()=%DL1F?
MS:3.-1]T,(%@PG@5A!>%II]`Q1Z^5UW?QWX<7R!3",8)U!J$VS3)V+]V6%R2(^
M15601"YJ!C060,O$`XJ&"PVP7@.*YNAV<\W0%GP<0ALH]>MJD\IG6`WQ/!O>
MV1V.,YKQX:1TU9$F!PDXJI&,0\@T@$`>0[I%>JT:!$4/#6*K>]BGQDF=QK9#
MC_`*7J"(,X>Y"Q`Q3_/B$J8KSD2*OX;D32$?7S@#*68XYH!W@._E!P$`-,X#,#X`YBN^=Z`O#N
M^_DHZQ=Z?^"'HRN!,H10KNXL\=%D0F4(-60-W7FDI:PZ"&:%>FPT'>^UOW52TEY6Y=24GCY6&0`[M;0"ZQLT2+\867L,(@IY"=
M-ED2E"5$=54<'%OF8RLXMG%P%8CE'),OB89BY&*K#V8MV+Y(W2[*'MU/6MQC
M7;=UKR$7:@N(3:893R?*AU0/
M;3UWC/$H;W"55!&LDD/BQ!4A6:[8\H1%56!Q`-BS)4:`.N]NWL.="@4,D'O/
M^`D++X8C[7P"&E,]WX0MS7TZCU"JO@./;\9[&
MXJEWR*-NEVZN'[L>&;$B%W/D6+X*()KR]KXK'[NT1+P%@MH@OH@><..,=2]%
M9VR`EHLK3"'K-W$0Y]>@ND3*70/X]XB)RBP^"IOWK:+8