<SEC-DOCUMENT>0001144204-15-045221.txt : 20150730
<SEC-HEADER>0001144204-15-045221.hdr.sgml : 20150730
<ACCEPTANCE-DATETIME>20150730164452
ACCESSION NUMBER: 0001144204-15-045221
CONFORMED SUBMISSION TYPE: 424B2
PUBLIC DOCUMENT COUNT: 9
FILED AS OF DATE: 20150730
DATE AS OF CHANGE: 20150730
FILER:
COMPANY DATA:
COMPANY CONFORMED NAME: HSBC USA INC /MD/
CENTRAL INDEX KEY: 0000083246
STANDARD INDUSTRIAL CLASSIFICATION: NATIONAL COMMERCIAL BANKS [6021]
IRS NUMBER: 132764867
STATE OF INCORPORATION: MD
FISCAL YEAR END: 1231
FILING VALUES:
FORM TYPE: 424B2
SEC ACT: 1933 Act
SEC FILE NUMBER: 333-202524
FILM NUMBER: 151016719
BUSINESS ADDRESS:
STREET 1: 452 FIFTH AVE
CITY: NEW YORK
STATE: NY
ZIP: 10018
BUSINESS PHONE: 2125253735
MAIL ADDRESS:
STREET 1: 452 FIFTH AVENUE
CITY: NEW YORK
STATE: NY
ZIP: 10018
</SEC-HEADER>
<DOCUMENT>
<TYPE>424B2
<SEQUENCE>1
<FILENAME>v416573_424b2.htm
<DESCRIPTION>PRICING SUPPLEMENT
<TEXT>
<HTML>
<HEAD>
<TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">
<P STYLE="margin-top: 0; text-align: center; margin-bottom: 0"><FONT STYLE="text-transform: uppercase"><B> </B></FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><FONT STYLE="text-transform: uppercase"><B>Calculation
of Registration Fee</B></FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; text-align: center; margin-bottom: 0pt"> </P>
<table cellspacing="0" cellpadding="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<tr style="vertical-align: top">
<TD NOWRAP STYLE="width: 33%; border-bottom: Black 1pt solid"><b>Title of Each Class of</b><br>
<b>Securities Offered</b></td>
<TD NOWRAP STYLE="width: 3%"> </td>
<TD NOWRAP STYLE="width: 30%; border-bottom: Black 1pt solid"><b>Maximum Aggregate</b><br>
<b>Offering Price</b></td>
<TD NOWRAP STYLE="width: 3%"> </td>
<TD NOWRAP STYLE="width: 31%; border-bottom: Black 1pt solid"><b>Amount of</b><br>
<b>Registration Fee<sup>(1) </sup></b></td></tr>
<tr>
<TD STYLE="vertical-align: top; padding-top: 5.75pt">Debt Securities</td>
<TD STYLE="vertical-align: top; padding-top: 5.75pt; text-align: right"> </td>
<TD STYLE="padding-top: 5.75pt"><font style="font-family: Times New Roman, Times, Serif">$1,310,000</font></td>
<TD STYLE="vertical-align: top; padding-top: 5.75pt; text-align: right"> </td>
<TD STYLE="vertical-align: bottom; padding-top: 5.75pt"><font style="font-family: Times New Roman, Times, Serif">$152.22</font></td></tr>
</table>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><SUP> </SUP></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><SUP>(1)</SUP> Calculated in accordance with Rule 457 (r) of
the Securities Act of 1933, as amended.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><FONT STYLE="font-weight: normal">Filed Pursuant
to Rule 424(b)(2)</FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><FONT STYLE="font-weight: normal">Registration
No. 333-202524</FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><FONT STYLE="font-weight: normal">July 28,
2015</FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><FONT STYLE="font-weight: normal">PRICING
SUPPLEMENT</FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><FONT STYLE="font-weight: normal">(To Prospectus
dated March 5, 2015,</FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><FONT STYLE="font-weight: normal">Prospectus
Supplement dated March 5, 2015 and</FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><FONT STYLE="font-weight: normal">Stock-Linked
Underlying Supplement dated March 5, 2015)</FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><FONT STYLE="font-weight: normal"> </FONT></P>
<P STYLE="font: 18pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 18pt">HSBC USA Inc.</FONT><BR>
<FONT STYLE="font-size: 12pt">7 Year Income Plus Notes</FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.2in"><FONT STYLE="font-family: Webdings">4</FONT></TD><TD>$1,310,000 Income Plus Notes with a 1.00% Minimum Annual Coupon</TD></TR></TABLE>
<P STYLE="font: 10pt Wingdings 3; margin: 0pt 0 0pt 0.2in; text-indent: -0.2in"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.2in"><FONT STYLE="font-family: Webdings">4</FONT></TD><TD>7 year maturity</TD></TR></TABLE>
<P STYLE="font: 10pt Wingdings 3; margin: 0pt 0 0pt 0.2in; text-indent: -0.2in"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.2in"><FONT STYLE="font-family: Webdings">4</FONT></TD><TD>Linked to a basket of 5 Reference Stocks</TD></TR></TABLE>
<P STYLE="font: 10pt Wingdings 3; margin: 0pt 0 0pt 0.2in; text-indent: -0.2in"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.2in"><FONT STYLE="font-family: Webdings">4</FONT></TD><TD>Repayment of principal at maturity</TD></TR></TABLE>
<P STYLE="font: 10pt Wingdings 3; margin: 0pt 0 0pt 0.2in; text-indent: -0.2in"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.2in"><FONT STYLE="font-family: Webdings">4</FONT></TD><TD>Annual coupons based on the performance of every Reference Stock, subject to the Minimum Coupon Rate and the Performance-Based
Coupon Rate</TD></TR></TABLE>
<P STYLE="font: 10pt Wingdings 3; margin: 0pt 0 0pt 0.2in; text-indent: -0.2in"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.2in"><FONT STYLE="font-family: Webdings">4</FONT></TD><TD>All payments on the Notes are subject to the credit risk of HSBC USA Inc.</TD></TR></TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0in"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The 7 Year Income Plus Notes (the “Notes”)
offered hereunder will not be listed on any U.S. securities exchange or automated quotation system.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Neither the U.S. Securities and Exchange
Commission (the “SEC”) nor any state securities commission has approved or disapproved of the Notes or passed upon
the accuracy or the adequacy of this document, the accompanying prospectus, prospectus supplement or Stock-Linked Underlying Supplement.
Any representation to the contrary is a criminal offense.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">We have appointed HSBC Securities (USA)
Inc., an affiliate of ours, as the agent for the sale of the Notes. HSBC Securities (USA) Inc. will purchase the Notes from us
for distribution to other registered broker-dealers or will offer the Notes directly to investors. HSBC Securities (USA) Inc. or
another of its affiliates or agents may use this pricing supplement in market-making transactions in the Notes after their initial
sale. Unless we or our agent informs you otherwise in the confirmation of sale, this pricing supplement is being used in a market-making
transaction. See “Supplemental Plan of Distribution (Conflicts of Interest)” on page PS-15 of this pricing supplement.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B> </B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>Investment in the Notes involves certain
risks. You should refer to “Risk Factors” beginning on page PS-6 of this document, beginning on page S-1 of the accompanying
prospectus supplement and beginning on page S-1 of the accompanying Stock-Linked Underlying Supplement.</B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B> </B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>The Estimated Initial Value of the Notes
as of the Pricing Date is $923 per Note, which is less than the price to public. The market value of the Notes at any time will
reflect many factors and cannot be predicted with accuracy. See “Estimated Initial Value” on page PS-3 and “Risk
Factors” beginning on page PS-6 of this document for additional information.</B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B><I> </I></B></P>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<tr style="vertical-align: top">
<TD NOWRAP STYLE="width: 34%; border-bottom: #CCCCCC 1pt solid; text-align: justify"> </td>
<TD NOWRAP STYLE="width: 22%; border-bottom: #CCCCCC 1pt solid; text-align: justify"><font style="font-size: 10pt">Price to Public</font></td>
<TD NOWRAP STYLE="width: 22%; border-bottom: #CCCCCC 1pt solid; text-align: justify"><font style="font-size: 10pt">Underwriting Discount<sup>1</sup></font></td>
<TD NOWRAP STYLE="width: 22%; border-bottom: #CCCCCC 1pt solid; text-align: justify"><font style="font-size: 10pt">Proceeds to Issuer</font></td></tr>
<tr>
<TD STYLE="text-align: justify; border-bottom: rgb(204,204,204) 1pt solid"><font style="font-size: 10pt">Per security / Total</font></td>
<TD STYLE="text-align: justify; border-bottom: rgb(204,204,204) 1pt solid"><font style="font-size: 10pt">$1,000.00 / $1,310,000.00</font></td>
<TD STYLE="text-align: justify; border-bottom: rgb(204,204,204) 1pt solid"><font style="font-size: 10pt">$30.25 / $39,627.50</font></td>
<TD STYLE="text-align: justify; border-bottom: rgb(204,204,204) 1pt solid"><font style="font-size: 10pt">$969.75 / $1,270,372.50</font></td></tr>
</table>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP> </SUP></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><SUP>1 </SUP>HSBC USA Inc. or one of our
affiliates may pay varying underwriting discounts of up to 3.025% and referral fees of up to 1.75% per $1,000 Principal Amount
in connection with the distribution of the Notes to other registered broker-dealers. In no case will the sum of the underwriting
discounts and referral fees exceed 4.00% per $1,000 Principal Amount. See “Supplemental Plan of Distribution (Conflicts of
Interest)” on page PS-15 of this pricing supplement.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B> </B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B>The Notes:</B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B> </B></P>
<table cellspacing="0" cellpadding="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<tr style="vertical-align: top">
<TD STYLE="width: 34%; border: Black 1pt solid; text-align: center; color: #595959; padding-top: 3pt; padding-bottom: 3pt"><font style="font-size: 10pt"><b>Not FDIC Insured</b></font></td>
<TD STYLE="width: 33%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center; color: #595959; padding-top: 3pt; padding-bottom: 3pt"><font style="font-size: 10pt"><b>Are Not Bank Guaranteed</b></font></td>
<TD STYLE="width: 33%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; text-align: center; color: #595959; padding-top: 3pt; padding-bottom: 3pt"><font style="font-size: 10pt"><b>May Lose Value</b></font></td></tr>
</table>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; text-align: center; margin-bottom: 0pt"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; text-align: right; margin-bottom: 0pt"><IMG SRC="tpg1.jpg" ALT=""> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; text-align: center; margin-bottom: 0pt"> </P>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
<table cellspacing="0" cellpadding="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<tr style="vertical-align: top">
<td style="width: 50%">
<P STYLE="color: red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 12pt">HSBC USA
Inc.</FONT></P>
<P STYLE="color: red; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 12pt">7 Year Income
Plus Notes</FONT></P></td>
<TD STYLE="width: 50%; font-size: 12pt; color: red; text-align: right; vertical-align: top"> <IMG SRC="tpg2.jpg" ALT=""></td></tr>
</table>
<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0">Linked to a Basket of 5 Reference Stocks</P>
<P STYLE="color: #777777; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </P>
<P STYLE="color: #777777; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">This pricing supplement
relates to an offering of Notes linked to a basket of five common stocks (each, a “Reference Stock” and together, the
“Reference Stocks”). The Notes have the terms described in this pricing supplement and the accompanying Stock-Linked
Underlying Supplement, prospectus supplement and prospectus. If the terms of the Notes are inconsistent with those described in
the accompanying Stock-Linked Underlying Supplement, prospectus supplement or prospectus, the terms described in this pricing supplement
shall control.</P>
<P STYLE="color: #777777; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B> </B></P>
<P STYLE="color: #777777; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>The purchaser of the
Notes will acquire a senior unsecured debt security of HSBC USA Inc. with annual coupons linked to the performance of the Reference
Stocks as described below. The following key terms relate to the Notes:</B></P>
<P STYLE="color: #777777; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B> </B></P>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<tr>
<TD STYLE="width: 25%; padding-top: 5pt; padding-bottom: 5pt"><font style="color: #777777"><b>Issuer:</b></font></td>
<TD STYLE="width: 70%; padding-top: 5pt; padding-bottom: 5pt">HSBC USA Inc.</td>
<TD STYLE="vertical-align: top; width: 5%; padding-top: 5pt; padding-bottom: 5pt"> </td></tr>
<tr>
<TD STYLE="padding-top: 5pt; padding-bottom: 5pt"><font style="color: #777777"><b>Principal Amount:</b></font></td>
<TD STYLE="padding-top: 5pt; padding-bottom: 5pt">$1,000 per Note</td>
<TD STYLE="vertical-align: top; padding-top: 5pt; padding-bottom: 5pt"> </td></tr>
</table>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
<table cellspacing="0" cellpadding="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<tr style="background-color: red">
<TD COLSPAN="2" NOWRAP STYLE="border: #999999 1pt solid; padding-top: 2.25pt; padding-right: 2.25pt; padding-left: 2.25pt; text-align: center"><font style="font: 10pt Times New Roman, Times, Serif; text-transform: uppercase; color: white"><b>Coupon Rates</b></font></td>
<TD NOWRAP STYLE="border-top: #999999 1pt solid; border-right: #999999 1pt solid; border-bottom: #999999 1pt solid; padding-top: 2.25pt; padding-right: 2.25pt; padding-left: 2.25pt; text-align: center"><font style="font: 10pt Times New Roman, Times, Serif; text-transform: uppercase; color: white"><b>Potential Annual COUPON</b></font></td>
<TD NOWRAP STYLE="border-top: #999999 1pt solid; border-right: #999999 1pt solid; border-bottom: #999999 1pt solid; padding-top: 2.25pt; padding-right: 2.25pt; padding-left: 0.1in; text-align: center"><font style="font: 10pt Times New Roman, Times, Serif; text-transform: uppercase; color: white"><b>CUSIP/ ISIN</b></font></td></tr>
<tr>
<TD NOWRAP STYLE="width: 18%; border-right: gray 1pt solid; border-bottom: gray 1pt solid; border-left: gray 1pt solid; background-color: #B3B3B3; padding-top: 2.25pt; padding-right: 2.25pt; padding-left: 0.1in; text-align: center"><font style="font: 10pt Times New Roman, Times, Serif"><b>Minimum Coupon Rate</b></font></td>
<TD NOWRAP STYLE="width: 23%; border-bottom: #999999 1pt solid; border-right: #999999 1pt solid; padding-top: 2.25pt; padding-right: 2.25pt; padding-left: 2.25pt; text-align: center"><font style="font: 10pt Times New Roman, Times, Serif"><b>Performance-Based Coupon Rate<sup>1</sup></b></font></td>
<TD NOWRAP STYLE="width: 32%; border-bottom: #999999 1pt solid; border-right: #999999 1pt solid; background-color: #E0E0E0; padding-top: 2.25pt; padding-right: 2.25pt; padding-left: 2.25pt; text-align: center"><font style="font: 10pt Times New Roman, Times, Serif"><b>Minimum Coupon Rate or Combined Return</b><font style="text-transform: uppercase"><sup>2</sup></font></font></td>
<TD NOWRAP STYLE="width: 27%; border-bottom: #999999 1pt solid; border-right: #999999 1pt solid; background-color: #E0E0E0; padding-top: 2.25pt; padding-right: 2.25pt; padding-left: 2.25pt; text-align: center"> </td></tr>
<tr>
<td style="border-right: gray 1pt solid; border-bottom: gray 1pt solid; border-left: gray 1pt solid; background-color: #B3B3B3; padding-top: 2.25pt; padding-right: 2.25pt; padding-left: 0.1in; text-align: center"><font style="font: 10pt Times New Roman, Times, Serif"><b>1.00</b></font></td>
<td style="border-right: #999999 1pt solid; border-bottom: #999999 1pt solid; background-color: white; padding-top: 2.25pt; padding-right: 2.25pt; padding-left: 2.25pt; text-align: center"><font style="font: 10pt Times New Roman, Times, Serif"><b>7.25%</b><sup>1</sup></font></td>
<td style="border-right: #999999 1pt solid; border-bottom: #999999 1pt solid; background-color: #E0E0E0; padding-top: 2.25pt; padding-right: 2.25pt; padding-left: 2.25pt; text-align: center"><font style="font: 10pt Times New Roman, Times, Serif">1.00% or 8.25%</font></td>
<td style="border-right: #999999 1pt solid; border-bottom: #999999 1pt solid; background-color: #E0E0E0; padding-top: 2.25pt; padding-right: 2.25pt; padding-left: 2.25pt; text-align: center"><font style="font: 10pt Times New Roman, Times, Serif">40433B2S6 / US40433B2S67</font></td></tr>
</table>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: -0.45pt"><SUP>1 </SUP>Payment
of any Performance-Based Coupon Rate is subject to the Final Price of each Reference Stock on the applicable Coupon Valuation Date
being greater than or equal to its Initial Price.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: -0.45pt"><SUP>2 </SUP>The Minimum Coupon Rate
and Performance-Based Coupon Rate (to be determined on the Trade Date) are shown together.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
<table cellspacing="0" cellpadding="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<tr>
<TD STYLE="border-bottom: rgb(191,191,191) 1pt solid; padding: 5pt 2.15pt 1.45pt; border-top: rgb(204,204,204) 1.5pt solid"><font style="color: #777777"><b>Reference Stocks:</b></font></td>
<TD COLSPAN="5" STYLE="border-bottom: rgb(191,191,191) 1pt solid; padding: 5pt 2.15pt 1.45pt; border-top: rgb(204,204,204) 1.5pt solid">The common stocks of the following companies (the “Reference Stock Issuers”)<B>: </B></td></tr>
<tr style="background-color: red">
<TD NOWRAP STYLE="width: 25%; border-right: #BFBFBF 1pt solid; border-bottom: #BFBFBF 1pt solid; border-left: #BFBFBF 1pt solid; padding: 1.45pt 2.15pt; color: white; font-weight: bold"><FONT STYLE="color: White">Reference
Stock Issuers</FONT></td>
<TD NOWRAP STYLE="width: 11%; border-bottom: #BFBFBF 1pt solid; padding: 1.45pt 2.15pt; border-right: #BFBFBF 1pt solid; color: white; font-weight: bold"><FONT STYLE="color: White">Ticker
Symbol</FONT></td>
<TD NOWRAP STYLE="width: 15%; border-bottom: #BFBFBF 1pt solid; padding: 1.45pt 2.15pt; border-right: #BFBFBF 1pt solid; color: white; font-weight: bold"><FONT STYLE="color: White">Relevant
Exchange</FONT></td>
<TD NOWRAP STYLE="width: 20%; border-bottom: #BFBFBF 1pt solid; border-right: #BFBFBF 1pt solid; padding-top: 1.45pt; padding-right: 2.15pt; padding-left: 2.15pt; text-align: left"><FONT STYLE="font-size: 10pt; color: White"><B>Industry</B></FONT></td>
<TD NOWRAP STYLE="width: 13%; border-bottom: #BFBFBF 1pt solid; padding: 1.45pt 2.15pt; border-right: #BFBFBF 1pt solid; color: white; font-weight: bold"><FONT STYLE="color: White">Initial
Price<SUP>1</SUP></FONT></td>
<TD NOWRAP STYLE="vertical-align: top; width: 16%; border-bottom: #BFBFBF 1pt solid; padding: 1.45pt 2.15pt; border-right: #BFBFBF 1pt solid; color: white; font-weight: bold"><FONT STYLE="color: White">Market
Capitalization<SUP>2</SUP><br>
(in billions)</FONT></td></tr>
<tr>
<td style="border-right: #BFBFBF 1pt solid; border-bottom: #BFBFBF 1pt solid; border-left: #BFBFBF 1pt solid; padding: 1.45pt 2.15pt"><font style="color: #777777"><b>Ford Motor Company</b></font></td>
<td style="border-right: #BFBFBF 1pt solid; border-bottom: #BFBFBF 1pt solid; padding: 1.45pt 2.15pt; color: white; font-weight: bold"><FONT STYLE="font-weight: normal; color: Black">F</FONT></td>
<td style="border-right: #BFBFBF 1pt solid; border-bottom: #BFBFBF 1pt solid; text-align: left; text-indent: 0in"><font style="font-size: 10pt">NYSE</font></td>
<td style="border-right: #BFBFBF 1pt solid; border-bottom: #BFBFBF 1pt solid; padding: 1.45pt 2.15pt"><font style="font: 10pt Times New Roman, Times, Serif">Automobiles</font></td>
<td style="border-right: #BFBFBF 1pt solid; border-bottom: #BFBFBF 1pt solid; padding: 1.45pt 2.15pt"><font style="font: 10pt Times New Roman, Times, Serif">$14.83</font></td>
<td style="border-right: #BFBFBF 1pt solid; border-bottom: #BFBFBF 1pt solid; padding: 1.45pt 2.15pt"><font style="font: 10pt Times New Roman, Times, Serif">$59.17</font></td></tr>
<tr>
<td style="border-right: #BFBFBF 1pt solid; border-bottom: #BFBFBF 1pt solid; border-left: #BFBFBF 1pt solid; padding: 1.45pt 2.15pt"><font style="color: #777777"><b>International Business Machines Corporation</b></font></td>
<td style="border-right: #BFBFBF 1pt solid; border-bottom: #BFBFBF 1pt solid; padding: 1.45pt 2.15pt; color: white; font-weight: bold"><FONT STYLE="font-weight: normal; color: Black">IBM</FONT></td>
<td style="border-right: #BFBFBF 1pt solid; border-bottom: #BFBFBF 1pt solid; text-align: left; text-indent: 0in"><font style="font-size: 10pt">NYSE</font></td>
<td style="border-right: #BFBFBF 1pt solid; border-bottom: #BFBFBF 1pt solid; padding: 1.45pt 2.15pt"><font style="font: 10pt Times New Roman, Times, Serif">IT Services</font></td>
<td style="border-right: #BFBFBF 1pt solid; border-bottom: #BFBFBF 1pt solid; text-align: left; text-indent: 0in"><font style="font: 10pt Times New Roman, Times, Serif">$160.05</font></td>
<td style="border-right: #BFBFBF 1pt solid; border-bottom: #BFBFBF 1pt solid; padding: 1.45pt 2.15pt"><font style="font: 10pt Times New Roman, Times, Serif">$156.77</font></td></tr>
<tr>
<td style="border-right: #BFBFBF 1pt solid; border-bottom: #BFBFBF 1pt solid; border-left: #BFBFBF 1pt solid; padding: 1.45pt 2.15pt"><font style="color: #777777"><b>UnitedHealth Group Incorporated</b></font></td>
<td style="border-right: #BFBFBF 1pt solid; border-bottom: #BFBFBF 1pt solid; padding: 1.45pt 2.15pt; color: white; font-weight: bold"><FONT STYLE="font-weight: normal; color: Black">UNH</FONT></td>
<td style="border-right: #BFBFBF 1pt solid; border-bottom: #BFBFBF 1pt solid; text-align: left; text-indent: 0in"><font style="font-size: 10pt">NYSE</font></td>
<td style="border-right: #BFBFBF 1pt solid; border-bottom: #BFBFBF 1pt solid; padding: 1.45pt 2.15pt"><font style="font: 10pt Times New Roman, Times, Serif">Managed Care</font></td>
<td style="border-right: #BFBFBF 1pt solid; border-bottom: #BFBFBF 1pt solid; text-align: left; text-indent: 0in"><font style="font: 10pt Times New Roman, Times, Serif">$121.52</font></td>
<td style="border-right: #BFBFBF 1pt solid; border-bottom: #BFBFBF 1pt solid; padding: 1.45pt 2.15pt"><font style="font: 10pt Times New Roman, Times, Serif">$115.69</font></td></tr>
<tr>
<td style="border-right: #BFBFBF 1pt solid; border-bottom: #BFBFBF 1pt solid; border-left: #BFBFBF 1pt solid; padding: 1.45pt 2.15pt"><font style="color: #777777"><b>Verizon Communications Inc.</b></font></td>
<td style="border-right: #BFBFBF 1pt solid; border-bottom: #BFBFBF 1pt solid; padding: 1.45pt 2.15pt; color: white; font-weight: bold"><FONT STYLE="font-weight: normal; color: Black">VZ</FONT></td>
<td style="border-right: #BFBFBF 1pt solid; border-bottom: #BFBFBF 1pt solid; text-align: left; text-indent: 0in"><font style="font-size: 10pt; text-transform: uppercase">NYSE</font></td>
<td style="border-right: #BFBFBF 1pt solid; border-bottom: #BFBFBF 1pt solid; padding: 1.45pt 2.15pt"><font style="font: 10pt Times New Roman, Times, Serif">Telecom Carriers</font></td>
<td style="border-right: #BFBFBF 1pt solid; border-bottom: #BFBFBF 1pt solid; text-align: left; text-indent: 0in"><font style="font: 10pt Times New Roman, Times, Serif">$45.89</font></td>
<td style="border-right: #BFBFBF 1pt solid; border-bottom: #BFBFBF 1pt solid; padding: 1.45pt 2.15pt"><font style="font: 10pt Times New Roman, Times, Serif">$186.57</font></td></tr>
<tr>
<td style="border-right: #BFBFBF 1pt solid; border-bottom: #BFBFBF 1pt solid; border-left: #BFBFBF 1pt solid; padding: 1.45pt 2.15pt"><font style="color: #777777"><b>Walgreens Boots Alliance, Inc.</b></font></td>
<td style="border-right: #BFBFBF 1pt solid; border-bottom: #BFBFBF 1pt solid; padding: 1.45pt 2.15pt; color: white; font-weight: bold"><FONT STYLE="font-weight: normal; color: Black">WBA</FONT></td>
<td style="border-right: #BFBFBF 1pt solid; border-bottom: #BFBFBF 1pt solid; text-align: left; text-indent: 0in"><font style="font-size: 10pt">NASDAQ</font></td>
<td style="border-right: #BFBFBF 1pt solid; border-bottom: #BFBFBF 1pt solid; padding: 1.45pt 2.15pt"><font style="font: 10pt Times New Roman, Times, Serif">Food & Drug Stores</font></td>
<td style="border-right: #BFBFBF 1pt solid; border-bottom: #BFBFBF 1pt solid; text-align: left; text-indent: 0in"><font style="font: 10pt Times New Roman, Times, Serif">$96.22</font></td>
<td style="border-right: #BFBFBF 1pt solid; border-bottom: #BFBFBF 1pt solid; padding: 1.45pt 2.15pt"><font style="font: 10pt Times New Roman, Times, Serif">$105.10</font></td></tr>
</table>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><SUP>1 </SUP>For each Reference Stock, the Official Closing
Price of such Reference Stock on the Pricing Date.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><SUP>2 </SUP>Market capitalization (in billions) as of July
28, 2015. Source: Bloomberg L.P.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<tr>
<TD STYLE="width: 25%; padding-right: 2.15pt; padding-bottom: 5pt; padding-left: 2.15pt; text-align: left; vertical-align: top"><font style="color: #777777"><b>Payment at Maturity:</b></font></td>
<TD STYLE="width: 70%; padding-right: 2.15pt; padding-bottom: 5pt; padding-left: 2.15pt">For each Note, the Principal Amount plus the final Coupon due on the Maturity Date.</td>
<TD STYLE="vertical-align: top; width: 5%; padding-right: 2.15pt; padding-bottom: 5pt; padding-left: 2.15pt"> </td></tr>
<tr>
<TD STYLE="vertical-align: top; padding: 5pt 2.15pt"><font style="color: #777777"><b>Coupon:</b></font></td>
<TD STYLE="padding: 5pt 2.15pt">
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">With respect to each Coupon Payment Date, for each $1,000 Principal
Amount, the Coupon will be calculated as follows:</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>On the applicable Coupon Valuation Date,
if the Reference Stock Return for <u>every</u> Reference Stock is greater than or equal to zero, </b>you will receive:<br>
$1,000 x (Performance-Based Coupon Rate + Minimum Coupon Rate)</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>On the applicable Coupon Valuation Date,
if the Reference Stock Return for <u>any</u></b> <b>Reference Stock is less than zero</b>, you will receive:<br>
$1,000 x Minimum Coupon Rate</P></td>
<TD STYLE="vertical-align: top; padding: 5pt 2.15pt"> </td></tr>
<tr>
<TD STYLE="vertical-align: top; padding: 5pt 2.15pt"><font style="color: #777777"><b>Reference Stock Return:</b></font></td>
<TD STYLE="padding: 5pt 2.15pt">
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">For each Reference Stock, on any Coupon Valuation Date:</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><u>Final Price — Initial Price</u><br>
Initial Price</P></td>
<TD STYLE="vertical-align: top; padding: 5pt 2.15pt"> </td></tr>
<tr style="vertical-align: top">
<TD STYLE="padding: 5pt 2.15pt"><font style="color: #777777"><b>Minimum Coupon Rate:</b></font></td>
<TD STYLE="padding: 5pt 5.4pt">The per annum Minimum Coupon Rate, as indicated above</td>
<TD STYLE="padding: 5pt 5.4pt"> </td></tr>
<tr style="vertical-align: top">
<TD STYLE="padding: 5pt 2.15pt"><font style="color: #777777"><b>Performance-Based Coupon Rate:</b></font></td>
<TD STYLE="padding: 5pt 5.4pt">The per annum Performance-Based Coupon Rate, as indicated above</td>
<TD STYLE="padding: 5pt 5.4pt"> </td></tr>
</table>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<tr>
<TD STYLE="vertical-align: top; width: 25%; padding-top: 5pt; padding-bottom: 5pt"><font style="color: #777777"><b>Coupon Valuation Dates and Coupon Payment Dates</b><font style="font-family: Times New Roman, Times, Serif">:</font></font></td>
<TD STYLE="width: 75%; padding-top: 5pt; padding-bottom: 5pt">
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.05in"><b>Coupon Valuation Date*</b></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.05in">July 27, 2016</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.05in">July 26, 2017</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.05in">July 26, 2018</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.05in">July 26, 2019</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.05in">July 28, 2020</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.05in">July 28, 2021</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.05in">July 27, 2022</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>* </b>Subject to adjustment as described under “Additional
Terms of the Notes — Valuation Dates” in the accompanying Stock-Linked Underlying Supplement.</P></td></tr>
<tr>
<TD STYLE="vertical-align: top; padding-top: 5pt; padding-bottom: 5pt"><font style="color: #777777"><b>Coupon Payment Dates</b><font style="font-family: Times New Roman, Times, Serif">:</font></font></td>
<TD STYLE="padding-top: 5pt; padding-bottom: 5pt">
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.05in"><b>Coupon Payment Date**</b></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.05in">Annually on July 31, or if that day is not a business
day, the next following business day. Those dates are expected to be:</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.05in">August 1, 2016</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.05in">July 31, 2017</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.05in">July 31, 2018</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.05in">July 31, 2019</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.05in">July 31, 2020</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.05in">August 2, 2021</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.05in">August 1, 2022 (the Maturity Date)</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">** Subject to the adjustment as described under “Additional
Terms of the Notes — Coupon Payment Dates, Call Payment Dates and Maturity Date” in the accompanying Stock-Linked Underlying
Supplement.</P></td></tr>
<tr>
<TD STYLE="vertical-align: top; padding-top: 5pt; padding-bottom: 5pt"><font style="color: #777777"><b>Initial Price:</b></font></td>
<TD STYLE="padding-top: 5pt; padding-bottom: 5pt">The Official Closing Price (as defined below) of the respective Reference Stock as determined by the calculation agent on the Pricing Date, as indicated above.</td></tr>
<tr>
<TD STYLE="vertical-align: top; padding-top: 5pt; padding-bottom: 5pt"><font style="color: #777777"><b>Final Price:</b></font></td>
<TD STYLE="padding-top: 5pt; padding-bottom: 5pt">The Official Closing Price of the respective Reference Stock on the relevant Coupon Valuation Date, adjusted as described under “Additional Terms of the Notes — Antidilution and Reorganization Adjustments” in the accompanying Stock-Linked Underlying Supplement.</td></tr>
<tr>
<TD STYLE="vertical-align: top; padding-top: 5pt; padding-bottom: 5pt"><font style="color: #777777"><b>Official Closing Price:</b></font></td>
<TD STYLE="padding-top: 5pt; padding-bottom: 5pt">With respect to each Reference Stock, the Official Closing Price will be the relevant official price of one share of such Reference Stock on its Relevant Exchange as of the close of the regular trading session of such exchange and as reported in the official price determination mechanism for such exchange, as further described under “Additional Terms of the Notes — Official Closing Price” in the accompanying Stock-Linked Underlying Supplement.</td></tr>
<tr>
<TD STYLE="padding-top: 5pt; padding-bottom: 5pt"><font style="color: #777777"><b>Trade Date:</b></font></td>
<TD STYLE="padding-top: 5pt; padding-bottom: 5pt">July 28, 2015</td></tr>
<tr>
<TD STYLE="padding-top: 5pt; padding-bottom: 5pt"><font style="color: #777777"><b>Pricing Date:	</b></font></td>
<TD STYLE="padding-top: 5pt; padding-bottom: 5pt">July 28, 2015</td></tr>
<tr>
<TD STYLE="padding-top: 5pt; padding-bottom: 5pt"><font style="color: #777777"><b>Original Issue Date:</b></font></td>
<TD STYLE="padding-top: 5pt; padding-bottom: 5pt">July 31, 2015</td></tr>
<tr>
<TD STYLE="vertical-align: top; padding-top: 5pt; padding-bottom: 5pt"><font style="color: #777777"><b>Maturity Date:</b></font></td>
<TD STYLE="padding-top: 5pt; padding-bottom: 5pt">August 1, 2022. The Maturity Date is subject to adjustment as described under “Coupon Payment Dates, Call Payment Dates and Maturity Date” in the accompanying Stock-Linked Underlying Supplement.</td></tr>
<tr>
<TD STYLE="padding-top: 5pt; padding-bottom: 5pt"><font style="color: #777777"><b>Form of Notes:</b></font></td>
<TD STYLE="padding-top: 5pt; padding-bottom: 5pt">Book-Entry</td></tr>
<tr>
<TD STYLE="padding-top: 5pt; padding-bottom: 5pt"><font style="color: #777777"><b>Listing:</b></font></td>
<TD STYLE="padding-top: 5pt; padding-bottom: 5pt">The Notes will not be listed on any U.S. securities exchange or quotation system.</td></tr>
<tr style="vertical-align: top">
<TD STYLE="padding-top: 5pt; padding-bottom: 5pt"><font style="color: #777777"><b>Estimated Initial Value:</b></font></td>
<TD STYLE="padding-top: 5pt; padding-bottom: 5pt">The Estimated Initial Value of the Notes is less than the price you pay to purchase the Notes. The Estimated Initial Value does not represent a minimum price at which we or any of our affiliates would be willing to purchase your Notes in the secondary market, if any, at any time. See “Risk Factors — The Estimated Initial Value of the Notes, which was determined by us on the Pricing Date, is less than the price to public and may differ from the market value of the Notes in the secondary market, if any.”</td></tr>
</table>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
<P STYLE="color: red; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-transform: uppercase">General</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">This pricing supplement relates to an offering
of Notes linked to the Reference Stocks. The purchaser of the Notes will acquire a senior unsecured debt security of HSBC USA Inc.
Although the Notes relate to the Reference Stocks, you should not construe that fact as a recommendation as to the merits of acquiring
an investment linked to the Reference Stocks or as to the suitability of an investment in the Notes.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">You should read this document together
with the prospectus dated March 5, 2015, the prospectus supplement dated March 5, 2015 and the Stock-Linked Underlying Supplement
dated March 5, 2015. If the terms of the Notes offered hereby are inconsistent with those described in the accompanying prospectus
supplement, prospectus or Stock-Linked Underlying Supplement, the terms described in this pricing supplement shall control. You
should carefully consider, among other things, the matters set forth in “Risk Factors” beginning on page PS-6 of this
pricing supplement, beginning on page S-1 of the prospectus supplement and beginning on page S-1 of the Stock-Linked Underlying
Supplement, as the Notes involve risks not associated with conventional debt securities. We urge you to consult your investment,
legal, tax, accounting and other advisors before you invest in the Notes. As used herein, references to the “Issuer”,
“HSBC”, “we”, “us” and “our” are to HSBC USA Inc.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">HSBC has filed a registration statement
(including a prospectus, prospectus supplement and Stock-Linked Underlying Supplement) with the SEC for the offering to which this
pricing supplement relates. Before you invest, you should read the prospectus, prospectus supplement and Stock-Linked Underlying
Supplement in that registration statement and other documents HSBC has filed with the SEC for more complete information about HSBC
and this offering. You may get these documents for free by visiting EDGAR on the SEC’s web site at www.sec.gov. Alternatively,
HSBC Securities (USA) Inc. or any dealer participating in this offering will arrange to send you the prospectus, prospectus supplement
and Stock-Linked Underlying Supplement if you request them by calling toll-free 1-866-811-8049.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">You may also obtain:</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: left; text-indent: -0.25in; color: red"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Webdings; color: red">4</FONT></TD><TD STYLE="text-align: left">The Stock-Linked Underlying Supplement at: <FONT STYLE="font-size: 10pt"><A HREF="http://www.sec.gov/Archives/edgar/data/83246/000114420415014323/v403651_424b2.htm">http://www.sec.gov/Archives/edgar/data/83246/000114420415014323/v403651_424b2.htm</A></FONT></TD></TR></TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 17.85pt; text-align: left; text-indent: -17.85pt; color: red"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 17.85pt"><FONT STYLE="font-family: Webdings; color: red">4</FONT></TD><TD STYLE="text-align: left">The prospectus supplement at: <FONT STYLE="font-size: 10pt"><A HREF="http://www.sec.gov/Archives/edgar/data/83246/000114420415014311/v403645_424b2.htm">http://www.sec.gov/Archives/edgar/data/83246/000114420415014311/v403645_424b2.htm</A></FONT></TD></TR></TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 17.85pt; text-align: left; text-indent: -17.85pt; color: red"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 17.85pt"><FONT STYLE="font-family: Webdings; color: red">4</FONT></TD><TD STYLE="text-align: left">The prospectus at: <FONT STYLE="font-size: 10pt"><A HREF="http://www.sec.gov/Archives/edgar/data/83246/000119312515078931/d884345d424b3.htm">http://www.sec.gov/Archives/edgar/data/83246/000119312515078931/d884345d424b3.htm</A></FONT></TD></TR></TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 17.85pt; text-align: justify; text-indent: -17.85pt"> </P>
<P STYLE="color: red; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-transform: uppercase">Payment at Maturity</P>
<P STYLE="color: red; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-transform: uppercase"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">On the Maturity Date, for each Note you
hold, we will pay you your Principal Amount plus the final Coupon due on the Maturity Date.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>Coupons</B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">On each Coupon Payment Date, we will pay
you the relevant Coupon relating to the Notes. The Coupon will vary, will be calculated on the relevant Coupon Valuation Date and
will be equal to the Minimum Coupon Rate or, if applicable, the Performance-Based Coupon Rate plus the Minimum Coupon Rate. If,
on a Coupon Valuation Date, the Reference Stock Return for <U>every</U> Reference Stock is equal to or greater than zero, the Coupon
will be the Performance-Based Coupon Rate plus the Minimum Coupon Rate. If, on a Coupon Valuation Date, the Reference Stock Return
for <U>any</U> Reference Stock is less than zero, the Coupon will be the Minimum Coupon Rate. The Coupon Payment Dates and the
Maturity Date are subject to adjustment, as described under “Additional Terms of the Notes — Coupon Payment Dates,
Call Payment Dates and Maturity Date” in the accompanying Stock-Linked Underlying Supplement. For information regarding the
record dates applicable to the Notes, please see the section entitled “Description of Notes — Interest and Principal
Payments — Recipients of Interest Payments” on page S-11 in the accompanying prospectus supplement.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </P>
<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-transform: uppercase"><FONT STYLE="text-transform: none">Calculation
Agent</FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">We or one of our affiliates will act as
calculation agent with respect to the Notes.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </P>
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<DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: center; width: 100%">PS-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->4<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
<DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: center; width: 100%"> </TD></TR></TABLE></DIV>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </P>
<P STYLE="color: red; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-transform: uppercase">Investor Suitability</P>
<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </P>
<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Notes may be suitable for you
if:</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify; text-indent: -0.25in; color: red"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Webdings; color: red">4</FONT></TD><TD STYLE="text-align: justify">You seek an investment that provides a full repayment of principal, subject to the credit risk
of HSBC, if held to maturity, and an annual Coupon at a rate, based on the performance of each Reference Stock, that will be equal
to the Minimum Coupon Rate or, if applicable, the Performance-Based Coupon Rate plus the Minimum Coupon Rate.</TD></TR></TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify; text-indent: -0.25in"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Webdings; color: red">4</FONT></TD><TD STYLE="text-align: justify">You believe the prices of all of the Reference Stocks will generally increase or remain equal to
their Initial Prices over the term of the Notes.</TD></TR></TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify; text-indent: -0.25in; color: red"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Webdings; color: red">4</FONT></TD><TD STYLE="text-align: justify">You are willing to accept the risk and return profile of the securities versus a conventional debt
security with a comparable maturity issued by HSBC or another issuer with a similar credit rating.</TD></TR></TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify; text-indent: -0.25in; color: red"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Webdings; color: red">4</FONT></TD><TD STYLE="text-align: justify">You believe the Coupon on the Coupon Payment Dates will be an amount sufficient to provide you
with a satisfactory return on your investment.</TD></TR></TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify; text-indent: -0.25in; color: red"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Webdings; color: red">4</FONT></TD><TD STYLE="text-align: justify">You are comfortable receiving only the Principal Amount of your Notes at maturity plus the Coupon
that will not be less than the Minimum Coupon Rate or greater than the Performance-Based Coupon Rate plus the Minimum Coupon Rate.</TD></TR></TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify; text-indent: -0.25in; color: red"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Webdings; color: red">4</FONT></TD><TD STYLE="text-align: justify">You are willing to invest in the Notes based on the sum of the Performance-Based Coupon Rate plus
the Minimum Coupon Rate, which will limit your Coupon on any Coupon Payment Date.</TD></TR></TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify; text-indent: -0.25in"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Webdings; color: red">4</FONT></TD><TD STYLE="text-align: justify">You are willing to forgo dividends or other distributions paid to holders of the Reference Stocks.</TD></TR></TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify; text-indent: -0.25in; color: red"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Webdings; color: red">4</FONT></TD><TD STYLE="text-align: justify">You do not seek an investment for which there is an active secondary market.</TD></TR></TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify; text-indent: -0.25in; color: red"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Webdings; color: red">4</FONT></TD><TD STYLE="text-align: justify">You are willing to hold the Notes to maturity.</TD></TR></TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify; text-indent: -0.25in; color: red"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Webdings; color: red">4</FONT></TD><TD STYLE="text-align: justify">You are comfortable with the creditworthiness of HSBC, as Issuer of the Notes.</TD></TR></TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify; text-indent: -0.25in"> </P>
<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Notes may not be suitable for
you if:</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify; text-indent: -0.25in; color: red"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Webdings; color: red">4</FONT></TD><TD STYLE="text-align: justify">You seek an investment where the return is based on the actual performance of the Reference Stocks
and is not limited to the sum of the Minimum Coupon Rate and the Performance-Based Coupon Rate.</TD></TR></TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify; text-indent: -0.25in; color: red"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Webdings; color: red">4</FONT></TD><TD STYLE="text-align: justify">You believe the prices of one or more of the Reference Stocks will decrease over the term of the
Notes.</TD></TR></TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify; text-indent: -0.25in; color: red"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Webdings; color: red">4</FONT></TD><TD STYLE="text-align: justify">You are unwilling to receive only the Principal Amount of your Notes at maturity plus the Coupon
that will not be less than the Minimum Coupon Rate or greater than the Performance-Based Coupon Rate plus the Minimum Coupon Rate.</TD></TR></TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify; text-indent: -0.25in; color: red"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Webdings; color: red">4</FONT></TD><TD STYLE="text-align: justify">You prefer the lower risk, and therefore accept the potentially lower returns, of conventional
debt securities with comparable maturities issued by HSBC or another issuer with a similar credit rating.</TD></TR></TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify; text-indent: -0.25in; color: red"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Webdings; color: red">4</FONT></TD><TD STYLE="text-align: justify">You prefer to receive the dividends or other distributions paid on any of the Reference Stocks.</TD></TR></TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify; text-indent: -0.25in; color: red"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Webdings; color: red">4</FONT></TD><TD STYLE="text-align: justify">You seek an investment for which there will be an active secondary market.</TD></TR></TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify; text-indent: -0.25in; color: red"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Webdings; color: red">4</FONT></TD><TD STYLE="text-align: justify">You are unable or unwilling to hold the Notes to maturity.</TD></TR></TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify; text-indent: -0.25in; color: red"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Webdings; color: red">4</FONT></TD><TD STYLE="text-align: justify">You are not willing or are unable to assume the credit risk associated with HSBC, as Issuer of
the Notes.</TD></TR></TABLE>
<P STYLE="color: red; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-transform: uppercase"> </P>
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<DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: center; width: 100%">PS-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->5<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
<DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: center; width: 100%"> </TD></TR></TABLE></DIV>
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<P STYLE="color: red; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-transform: uppercase"> </P>
<P STYLE="color: red; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-transform: uppercase">Risk Factors</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">We urge you to read the section “Risk
Factors” beginning on page S-1 in the accompanying prospectus supplement and on page S-1 of the accompanying Stock-Linked
Underlying Supplement. Investing in the Notes is not equivalent to investing directly in any of the Reference Stocks. You should
understand the risks of investing in the Notes and should reach an investment decision only after careful consideration, with your
advisors, of the suitability of the Notes in light of your particular financial circumstances and the information set forth in
this pricing supplement and the accompanying Stock-Linked Underlying Supplement, prospectus supplement and prospectus.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">In addition to the risks discussed below,
you should review “Risk Factors” in the accompanying prospectus supplement and Stock-Linked Underlying Supplement,
including the explanation of risks relating to the Notes described in the following sections:</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify; text-indent: -0.25in; color: red"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Webdings; color: red">4</FONT></TD><TD STYLE="text-align: justify">“— Risks Relating to All Note Issuances” in the prospectus supplement; and</TD></TR></TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify; text-indent: -0.25in; color: red"> </P>
<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Webdings; color: red">4</FONT></TD><TD STYLE="text-align: justify">“— General Risks Related to Reference Stocks”
in the Stock-Linked Underlying Supplement.</TD>
</TR></TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">You will be subject to significant risks
not associated with conventional fixed-rate or floating-rate debt securities.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-size: 10pt"><B>The applicable
rate for the annual Coupon is uncertain and may be as low as </B></FONT><B>the Minimum Coupon Rate<FONT STYLE="font-size: 10pt">.</FONT></B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The applicable rate for of the annual Coupon
that you will receive is not fixed and will depend on the performance of each Reference Stock on the respective Coupon Valuation
Dates. If the Reference Stock Return of <U>any</U> Reference Stock is less than zero on a Coupon Valuation Date, you will receive
a Coupon at a rate equal to the Minimum Coupon Rate on the applicable Coupon Payment Date. The Minimum Coupon Rate is specified
on page PS-2.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B> </B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>You will not directly participate in
any appreciation in the value of Reference Stocks and your Coupon is limited to the Performance-Based Coupon Rate plus the Minimum
Coupon Rate.</B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">You will not directly participate in any
appreciation in the value of the Reference Stocks. Instead, you will receive annual Coupons based upon the formula described under
the captions “Coupon,” “Minimum Coupon Rate” and “Performance-Based Coupon Rate” on page PS-2.
The Coupons payable to you will be based upon whether the Reference Stocks appreciate or depreciate. Regardless of the extent to
which the prices of the Reference Stocks appreciate, the Coupon will not exceed the Performance-Based Coupon Rate plus the Minimum
Coupon Rate. Therefore, you may earn significantly less by investing in the Notes than you would have earned by investing directly
in the Reference Stocks relevant to your Notes.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B> </B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>The amount payable on the Notes is not
linked to the price of the Reference Stocks at any time other than on the Coupon Valuation Dates.</B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The return on the Notes will be based on
the Official Closing Price of the Reference Stocks on the applicable Coupon Valuation Dates, subject to postponement for non-trading
days and certain market disruption events. Even if the price of the Reference Stocks appreciates prior to the applicable Coupon
Valuation Date but then decreases on that day to a price that is at or below the Initial Price, the Coupon payable will be limited
to the Minimum Coupon Rate, and will be less than it would have been had the Notes been linked to the price of the Reference Stocks
prior to that decrease. Although the actual price of the Reference Stocks on the Maturity Date or at other times during the term
of the Notes may be higher than the Official Closing Price of the Reference Stocks on any Coupon Valuation Date, the return on
the Notes will be based solely on the Official Closing Price of the Reference Stocks on the applicable Coupon Valuation Dates.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B> </B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>The Notes are subject to the credit
risk of HSBC USA Inc.</B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B> </B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Notes are senior unsecured debt obligations
of the Issuer, HSBC, and are not, either directly or indirectly, an obligation of any third party. As further described in the
accompanying prospectus supplement and prospectus, the Notes will rank on par with all of the other unsecured and unsubordinated
debt obligations of HSBC, except such obligations as may be preferred by operation of law. Any payment to be made on the Notes,
including any Coupons or return of principal at maturity, depends on the ability of HSBC to satisfy its obligations as they come
due. As a result, the actual and perceived creditworthiness of HSBC may affect the market value of the Notes and, in the event
HSBC were to default on its obligations, you may not receive the amounts owed to you under the terms of the Notes.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B> </B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>The Estimated Initial Value of the Notes, which was determined
by us on the Pricing Date, is less than the price to public and may differ from the market value of the Notes in the secondary
market, if any.</B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Estimated Initial Value of the Notes
was calculated by us on the Pricing Date and is less than the price to public. The Estimated Initial Value reflects our internal
funding rate, which is the borrowing rate we pay to issue market-linked securities, as well as the mid-market value of the embedded
derivatives in the Notes. This internal funding rate is typically lower than the rate we would use when we issue conventional fixed
or floating rate debt securities. As a result of the difference between our internal funding rate and the rate we would use when
we issue conventional fixed or floating rate debt securities, the Estimated Initial Value of the Notes may be lower if it were
based on the levels at which our fixed or floating rate debt securities trade in the secondary market. In addition, if we were
to use the rate we use for our conventional fixed or floating rate debt issuances, we would expect the economic terms of the Notes
to be more favorable to you. We determined the value of the embedded derivatives in the Notes by reference to our or our affiliates’
internal pricing models. These pricing models consider certain assumptions and variables, which can include volatility and interest
rates. Different pricing models and assumptions could provide valuations for the Notes that are different from our Estimated Initial
Value. These pricing models rely in part on</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </P>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">certain forecasts about future events,
which may prove to be incorrect. The Estimated Initial Value does not represent a minimum price at which we or any of our affiliates
would be willing to purchase your Notes in the secondary market (if any exists) at any time.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B> </B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>The price of your Notes in the secondary market, if any,
immediately after the Pricing Date will be less than the price to public.</B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The price to public takes into account
certain costs. These costs, which will be used or retained by us or one of our affiliates, include the underwriting discount, our
affiliates’ projected hedging profits (which may or may not be realized) for assuming risks inherent in hedging our obligations
under the Notes and the costs associated with structuring and hedging our obligations under the Notes. If you were to sell your
Notes in the secondary market, if any, the price you would receive for your Notes may be less than the price you paid for them
because secondary market prices will not take into account these costs. The price of your Notes in the secondary market, if any,
at any time after issuance will vary based on many factors, including the value of the Reference Stocks and changes in market conditions,
and cannot be predicted with accuracy. The Notes are not designed to be short-term trading instruments, and you should, therefore,
be able and willing to hold the Notes to maturity. Any sale of the Notes prior to maturity could result in a loss to you.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B> </B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>If we were to repurchase your Notes immediately after the
Original Issue Date, the price you receive may be higher than the Estimated Initial Value of the Notes.</B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Assuming that all relevant factors remain
constant after the Original Issue Date, the price at which HSBC Securities (USA) Inc. may initially buy or sell the Notes in the
secondary market, if any, and the value that we may initially use for customer account statements, if we provide any customer account
statements at all, may exceed the Estimated Initial Value on the Pricing Date for a temporary period expected to be approximately
16 months after the Original Issue Date. This temporary price difference may exist because, in our discretion, we may elect to
effectively reimburse to investors a portion of the estimated cost of hedging our obligations under the Notes and other costs in
connection with the Notes that we will no longer expect to incur over the term of the Notes. We will make such discretionary election
and determine this temporary reimbursement period on the basis of a number of factors, including the tenor of the Notes and any
agreement we may have with the distributors of the Notes. The amount of our estimated costs which we effectively reimburse to investors
in this way may not be allocated ratably throughout the reimbursement period, and we may discontinue such reimbursement at any
time or revise the duration of the reimbursement period after the Original Issue Date of the Notes based on changes in market conditions
and other factors that cannot be predicted.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B> </B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>The Notes lack liquidity.</B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B> </B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Notes will not be listed on any securities
exchange. HSBC Securities (USA) Inc. is not required to offer to purchase the Notes in the secondary market, if any exists. Even
if there is a secondary market, it may not provide enough liquidity to allow you to trade or sell the Notes easily. Because other
dealers are not likely to make a secondary market for the Notes, the price at which you may be able to trade your Notes is likely
to depend on the price, if any, at which HSBC Securities (USA) Inc. is willing to buy the Notes.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B> </B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>Potential conflicts.</B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B> </B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">HSBC and its affiliates play a variety
of roles in connection with the issuance of the Notes, including acting as calculation agent and hedging our obligations under
the Notes. In performing these duties, the economic interests of the calculation agent and other affiliates of ours are potentially
adverse to your interests as an investor in the Notes. We will not have any obligation to consider your interests as a holder of
the Notes in taking any action that might affect the value of your Notes.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B> </B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>The Notes are not insured by any governmental
agency of the United States or any other jurisdiction.</B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B> </B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The Notes are not deposit liabilities or
other obligations of a bank and are not insured by the Federal Deposit Insurance Corporation or any other governmental agency or
program of the United States or any other jurisdiction. An investment in the Notes is subject to the credit risk of HSBC, and in
the event that HSBC is unable to pay its obligations as they become due, you may not receive the full payment at maturity of the
Notes.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>Tax treatment.</B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B> </B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">For a discussion of the U.S. federal income
tax consequences of your investment in the Notes, please see the discussion under “U.S. Federal Income Tax Considerations”
herein and the discussion under “U.S. Federal Income Tax Considerations” in the accompanying prospectus supplement.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </P>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </P>
<P STYLE="color: red; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-transform: uppercase">Description of the
Reference Stocks</P>
<P STYLE="color: red; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 4.5pt; text-transform: uppercase"> </P>
<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-transform: uppercase; text-align: center">Ford motor
company (f)</P>
<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </P>
<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Description of Ford Motor Company</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-weight: normal"> </FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-weight: normal">Ford
Motor Company designs, manufactures, and services cars and trucks. The company also provides vehicle-related financing, leasing,
and insurance through its subsidiary. Information filed by F with the SEC under the Exchange Act can be located by reference to
its SEC file number: 000-03950 or its CIK Code: 0000037996.</FONT></P>
<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </P>
<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Historical Performance of Ford Motor
Company</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-weight: normal"> </FONT></P>
<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-weight: normal">The
following table sets forth the quarterly high and low intraday prices, as well as end-of-quarter closing prices, on the relevant
exchange, of the Reference Stock for each quarter in the period from January 1, 2008 through July 28, 2015. We obtained the data
in these tables from the Bloomberg Professional<SUP>®</SUP> service, without independent verification by us. All historical
prices are denominated in US dollars and rounded to the nearest penny. </FONT>Historical prices of the Reference Stock should not
be taken as an indication of future performance of the Reference Stock.</P>
<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </P>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
<tr>
<TD NOWRAP STYLE="vertical-align: bottom; border: Black 1pt solid; background-color: #B3B3B3; width: 18%; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif; text-transform: uppercase">Quarter
Ending</FONT></td>
<TD NOWRAP STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; background-color: #B3B3B3; text-align: center; width: 10%; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif; text-transform: uppercase">Quarter
High</FONT></td>
<TD NOWRAP STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; background-color: #B3B3B3; text-align: center; width: 10%; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif; text-transform: uppercase">Quarter
Low</FONT></td>
<TD NOWRAP STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; background-color: #B3B3B3; text-align: center; width: 10%; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif; text-transform: uppercase">Quarter
Close</FONT></td>
<TD NOWRAP STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: center; width: 4%; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD NOWRAP STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; background-color: #B3B3B3; width: 18%; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif; text-transform: uppercase">Quarter
Ending</FONT></td>
<TD NOWRAP STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; background-color: #B3B3B3; text-align: center; width: 10%; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif; text-transform: uppercase">Quarter
High</FONT></td>
<TD NOWRAP STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; background-color: #B3B3B3; text-align: center; width: 10%; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif; text-transform: uppercase">Quarter
Low</FONT></td>
<TD NOWRAP STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; background-color: #B3B3B3; text-align: center; width: 10%; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif; text-transform: uppercase">Quarter
Close</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">March
31, 2008</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$6.94</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$4.95</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$5.72</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">March
30, 2012</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$13.05</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$11.00</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$12.49</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">June
30, 2008</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$8.79</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$4.46</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$4.81</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">June
29, 2012</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$12.95</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$9.46</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$9.59</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">September
30, 2008</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$6.33</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$4.17</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$5.20</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">September
28, 2012</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$10.66</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$8.82</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$9.86</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">December
31, 2008</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$4.95</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$1.02</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$2.29</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">December
31, 2012</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$13.08</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$9.71</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$12.95</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">March
31, 2009</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$2.99</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$1.50</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$2.63</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">March
28, 2013</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$14.30</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$12.10</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$13.15</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">June
30, 2009</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$6.53</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$2.40</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$6.07</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">June
28, 2013</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$16.09</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$12.15</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$15.47</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">September
30, 2009</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$8.86</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$5.25</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$7.21</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">September
30, 2013</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$17.77</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$15.56</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$16.87</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">December
31, 2009</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$10.37</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$6.61</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$10.00</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">December
31, 2013</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$18.00</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$15.10</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$15.43</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">March
31, 2010</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$14.54</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$10.06</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$12.57</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">March
31, 2014</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$16.78</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$14.40</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$15.60</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">June
30, 2010</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$14.57</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$9.75</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$10.08</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">June
30, 2014</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$17.35</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$15.43</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$17.24</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">September
30, 2010</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$13.24</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$10.02</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$12.24</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">September
30, 2014</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$18.12</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$14.49</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$14.79</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">December
31, 2010</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$17.42</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$12.12</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$16.79</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">December
31, 2014</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$16.13</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$13.26</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$15.50</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">March
31, 2011</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$18.97</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$13.78</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$14.91</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">March
31, 2015</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$16.74</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$14.30</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$16.14</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">June
30, 2011</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$16.18</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$12.66</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$13.79</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">June
30, 2015</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$16.11</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$14.78</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$15.01</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">September
30, 2011</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$14.22</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$9.40</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$9.67</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">July
28, 2015*</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$15.17</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$14.23</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$14.83</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">December
30, 2011</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$12.64</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$9.05</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$10.76</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td></tr>
</table>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 4.5pt; text-align: justify"><FONT STYLE="font-weight: normal"> </FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-weight: normal">* This
pricing supplement includes information for the third calendar quarter of 2015 for the period from July 1, 2015 through July 28,
2015. Accordingly, the “Quarter High,” “Quarter Low” and “Quarter Close” data indicated are
for this shortened period only and do not reflect complete data for the third calendar quarter of 2015.</FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-weight: normal"> </FONT></P>
<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-weight: normal">The
graph below illustrates the daily performance of F’s common stock from January 1, 2008 through July 28, 2015 based on closing
price information from the Bloomberg Professional<SUP>®</SUP> service. The market price of the Reference Stock on July 28,
2015 was $14.83. </FONT><I>Past performance of the Reference Stock is not indicative of the future performance of the Reference
Stock.</I></P>
<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><I> </I></P>
<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><IMG SRC="tpg8.jpg" ALT=""><I> </I></P>
<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><I> </I></P>
<!-- Field: Page; Sequence: 8; Value: 2 -->
<DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: center; width: 100%">PS-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->8<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
<DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: center; width: 100%"> </TD></TR></TABLE></DIV>
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<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><I> </I></P>
<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-transform: uppercase; text-align: center">INTERNATIONAL
BUSINESS MACHINES CORPORATION (IBM)</P>
<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"> </P>
<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Description of International Business
Machines Corporation</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-weight: normal"> </FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-weight: normal">International
Business Machines Corporation (IBM) provides computer solutions through the use of information technology. The company's solutions
include technologies, systems, products, services, software, and financing. Information filed by IBM with the SEC under the Exchange
Act can be located by reference to its SEC file number: 000-02360 or its CIK Code: 0000051143.</FONT></P>
<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </P>
<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Historical Performance of International
Business Machines Corporation</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-weight: normal"> </FONT></P>
<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-weight: normal">The
following table sets forth the quarterly high and low intraday prices, as well as end-of-quarter closing prices on the relevant
exchange, of the Reference Stock for each quarter in the period from January 1, 2008 through July 28, 2015. We obtained the data
in these tables from the Bloomberg Professional<SUP>®</SUP> service, without independent verification by us. All historical
prices are denominated in US dollars and rounded to the nearest penny. </FONT>Historical prices of the Reference Stock should not
be taken as an indication of future performance of the Reference Stock.</P>
<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </P>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
<tr>
<TD NOWRAP STYLE="vertical-align: bottom; border: Black 1pt solid; background-color: #B3B3B3; width: 18%; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif; text-transform: uppercase">Quarter
Ending</FONT></td>
<TD NOWRAP STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; background-color: #B3B3B3; text-align: center; width: 10%; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif; text-transform: uppercase">Quarter
High</FONT></td>
<TD NOWRAP STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; background-color: #B3B3B3; text-align: center; width: 10%; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif; text-transform: uppercase">Quarter
Low</FONT></td>
<TD NOWRAP STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; background-color: #B3B3B3; text-align: center; width: 10%; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif; text-transform: uppercase">Quarter
Close</FONT></td>
<TD NOWRAP STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: center; width: 4%; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD NOWRAP STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; background-color: #B3B3B3; width: 18%; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif; text-transform: uppercase">Quarter
Ending</FONT></td>
<TD NOWRAP STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; background-color: #B3B3B3; text-align: center; width: 10%; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif; text-transform: uppercase">Quarter
High</FONT></td>
<TD NOWRAP STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; background-color: #B3B3B3; text-align: center; width: 10%; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif; text-transform: uppercase">Quarter
Low</FONT></td>
<TD NOWRAP STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; background-color: #B3B3B3; text-align: center; width: 10%; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif; text-transform: uppercase">Quarter
Close</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">March
31, 2008</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$119.78</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$97.04</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$115.14</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">March
30, 2012</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$209.11</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$177.35</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$208.65</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">June
30, 2008</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$129.99</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$113.86</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$118.53</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">June
29, 2012</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$210.69</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$187.00</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$195.58</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">September
30, 2008</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$130.92</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$109.95</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$116.96</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">September
28, 2012</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$208.32</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$181.87</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$207.45</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">December
31, 2008</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$116.80</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$69.50</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$84.16</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">December
31, 2012</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$211.76</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$184.78</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$191.55</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">March
31, 2009</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$99.86</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$81.76</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$96.89</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">March
28, 2013</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$215.90</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$190.40</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$213.30</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">June
30, 2009</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$110.62</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$95.70</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$104.42</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">June
28, 2013</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$214.86</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$187.68</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$191.11</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">September
30, 2009</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$122.88</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$99.50</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$119.61</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">September
30, 2013</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$200.91</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$181.10</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$185.18</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">December
31, 2009</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$132.85</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$117.31</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$130.90</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">December
31, 2013</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$187.79</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$172.57</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$187.57</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">March
31, 2010</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$134.25</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$121.62</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$128.25</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">March
31, 2014</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$195.63</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$172.34</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$192.49</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">June
30, 2010</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$133.10</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$116.00</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$123.48</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">June
30, 2014</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$199.20</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$179.27</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$181.27</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">September
30, 2010</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$136.11</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$120.61</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$134.14</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">September
30, 2014</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$196.40</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$181.95</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$189.83</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">December
31, 2010</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$147.53</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$134.39</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$146.76</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">December
31, 2014</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$190.87</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$150.51</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$160.44</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">March
31, 2011</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$167.72</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$146.64</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$163.07</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">March
31, 2015</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$165.34</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$149.56</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$160.50</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">June
30, 2011</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$173.51</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$161.52</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$171.55</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">June
30, 2015</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$176.29</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$158.39</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$162.66</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">September
30, 2011</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$185.61</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$157.14</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$175.03</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">July
28, 2015*</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$173.78</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$158.50</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$160.05</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">December
30, 2011</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$194.89</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$168.93</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$183.88</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td></tr>
</table>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify"><FONT STYLE="font-weight: normal"> </FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-weight: normal">* This
pricing supplement includes information for the third calendar quarter of 2015 for the period from July 1, 2015 to July 28, 2015.
Accordingly, the “Quarter High,” “Quarter Low” and “Quarter Close” data indicated are for this
shortened period only and do not reflect complete data for the third calendar quarter of 2015.</FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-weight: normal"> </FONT></P>
<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-weight: normal">The
graph below illustrates the daily performance of IBM’s common stock from January 1, 2008 through July 28, 2015 based on information
from the Bloomberg Professional<SUP>®</SUP> service. The market price of the Reference Stock on July 28, 2015 was $160.05.
</FONT><I>Past performance of the Reference Stock is not indicative of the future performance of the Reference Stock.</I></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-weight: normal"> </FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-weight: normal"><IMG SRC="tpg9.jpg" ALT=""> </FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-weight: normal"> </FONT></P>
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<DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: center; width: 100%">PS-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->9<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
<DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: center; width: 100%"> </TD></TR></TABLE></DIV>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-weight: normal"> </FONT></P>
<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-transform: uppercase; text-align: center">UNITEDHEALTH
gROUP INCORPORATED (UNH)</P>
<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 4.5pt; text-align: justify"> </P>
<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Description of UnitedHealth Group
Incorporated</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-weight: normal"> </FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-weight: normal">UnitedHealth
Group Incorporated owns and manages organized health systems in the United States and internationally. The company provides employers
products and resources to plan and administer employee benefit programs. The company also serves the health needs of older Americans,
provides specialized care services, and provides health care information and research to providers and payers. Information filed
by UNH with the SEC under the Exchange Act can be located by reference to its SEC file number: 001-10864 or its CIK Code: 0000731766.</FONT></P>
<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </P>
<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Historical Performance of UnitedHealth
Group Incorporated</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-weight: normal"> </FONT></P>
<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-weight: normal">The
following table sets forth the quarterly high and low intraday prices, as well as end-of-quarter closing prices, on the relevant
exchange, of the Reference Stock for each quarter in the period from January 1, 2008 through July 28, 2015. We obtained the data
in these tables from the Bloomberg Professional<SUP>®</SUP> service, without independent verification by us. All historical
prices are denominated in US dollars and rounded to the nearest penny. </FONT>Historical prices of the Reference Stock should not
be taken as an indication of future performance of the Reference Stock.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-weight: normal"> </FONT></P>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
<tr>
<TD NOWRAP STYLE="vertical-align: bottom; border: Black 1pt solid; background-color: #B3B3B3; width: 18%; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif; text-transform: uppercase">Quarter
Ending</FONT></td>
<TD NOWRAP STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; background-color: #B3B3B3; text-align: center; width: 10%; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif; text-transform: uppercase">Quarter
High</FONT></td>
<TD NOWRAP STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; background-color: #B3B3B3; text-align: center; width: 10%; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif; text-transform: uppercase">Quarter
Low</FONT></td>
<TD NOWRAP STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; background-color: #B3B3B3; text-align: center; width: 10%; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif; text-transform: uppercase">Quarter
Close</FONT></td>
<TD NOWRAP STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: center; width: 4%; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD NOWRAP STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; background-color: #B3B3B3; width: 18%; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif; text-transform: uppercase">Quarter
Ending</FONT></td>
<TD NOWRAP STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; background-color: #B3B3B3; text-align: center; width: 10%; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif; text-transform: uppercase">Quarter
High</FONT></td>
<TD NOWRAP STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; background-color: #B3B3B3; text-align: center; width: 10%; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif; text-transform: uppercase">Quarter
Low</FONT></td>
<TD NOWRAP STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; background-color: #B3B3B3; text-align: center; width: 10%; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif; text-transform: uppercase">Quarter
Close</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">March
31, 2008</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$57.81</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$33.57</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$34.36</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">March
30, 2012</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$59.43</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$49.82</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$58.94</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">June
30, 2008</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$38.33</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$25.50</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$26.25</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">June
29, 2012</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$60.75</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$53.78</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$58.50</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">September
30, 2008</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$33.49</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$21.00</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$25.39</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">September
28, 2012</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$59.31</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$50.33</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$55.41</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">December
31, 2008</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$27.29</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$14.51</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$26.60</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">December
31, 2012</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$58.29</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$51.09</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$54.24</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">March
31, 2009</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$30.25</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$16.18</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$20.93</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">March
28, 2013</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$58.25</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$51.37</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$57.21</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">June
30, 2009</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$29.69</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$19.85</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$24.98</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">June
28, 2013</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$66.18</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$57.03</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$65.48</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">September
30, 2009</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$30.00</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$23.69</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$25.04</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">September
30, 2013</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$75.88</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$64.65</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$71.61</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">December
31, 2009</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$33.25</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$23.50</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$30.48</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">December
31, 2013</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$75.54</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$66.72</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$75.30</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">March
31, 2010</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$36.06</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$30.97</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$32.67</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">March
31, 2014</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$83.31</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$69.58</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$81.99</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">June
30, 2010</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$34.00</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$27.97</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$28.40</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">June
30, 2014</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$83.01</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$73.63</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$81.75</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">September
30, 2010</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$35.91</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$27.13</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$35.11</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">September
30, 2014</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$88.85</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$78.75</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$86.25</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">December
31, 2010</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$38.06</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$33.94</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$36.11</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">December
31, 2014</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$104.00</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$80.72</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$101.09</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">March
31, 2011</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$45.74</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$36.37</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$45.20</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">March
31, 2015</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$123.76</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$98.46</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$118.29</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">June
30, 2011</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$52.64</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$43.30</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$51.58</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">June
30, 2015</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$124.11</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$111.12</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$122.00</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">September
30, 2011</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$53.36</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$41.33</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$46.12</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">July
28, 2015*</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$126.05</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$116.66</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$121.52</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">December
30, 2011</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$51.71</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$41.32</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$50.68</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td></tr>
</table>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 4.5pt; text-align: justify"><FONT STYLE="font-weight: normal"> </FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-weight: normal">* This
pricing supplement includes information for the third calendar quarter of 2015 for the period from July 1, 2015 through July 28,
2015. Accordingly, the “Quarter High,” “Quarter Low” and “Quarter Close” data indicated are
for this shortened period only and do not reflect complete data for the third calendar quarter of 2015.</FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-weight: normal"> </FONT></P>
<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-weight: normal">The
graph below illustrates the daily performance of UNH’s common stock from January 1, 2008 through July 28, 2015 based on closing
price information from the Bloomberg Professional<SUP>®</SUP> service. The market price of the Reference Stock on July 28,
2015 was $121.52. </FONT><I>Past performance of the Reference Stock is not indicative of the future performance of the Reference
Stock.</I></P>
<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><I> </I></P>
<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><IMG SRC="tpg10.jpg" ALT=""><I> </I></P>
<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><I> </I></P>
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<DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: center; width: 100%"> </TD></TR></TABLE></DIV>
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<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><I> </I></P>
<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-transform: uppercase; text-align: center">VERIZON
COMMUNICATIONS INC. (VZ)</P>
<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 4.5pt; text-align: justify"> </P>
<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Description of Verizon Communications
Inc.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-weight: normal"> </FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-weight: normal">Verizon
Communications Inc. is a telecommunications company that provides wire line voice and data services, wireless services, Internet
services, and published directory information. The company also provides network services for the federal government, including
business phone lines, data services, telecommunications equipment and payphones. Information filed by VZ with the SEC under the
Exchange Act can be located by reference to its SEC file number: 001-08606 or its CIK Code: 0000732712.</FONT></P>
<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </P>
<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Historical Performance of Verizon
Communications Inc.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-weight: normal"> </FONT></P>
<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-weight: normal">The
following table sets forth the quarterly high and low intraday prices, as well as end-of-quarter closing prices, on the relevant
exchange, of the Reference Stock for each quarter in the period from January 1, 2008 through July 28, 2015. We obtained the data
in these tables from the Bloomberg Professional<SUP>®</SUP> service, without independent verification by us. All historical
prices are denominated in US dollars and rounded to the nearest penny. </FONT>Historical prices of the Reference Stock should not
be taken as an indication of future performance of the Reference Stock.</P>
<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </P>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
<tr>
<TD NOWRAP STYLE="vertical-align: bottom; border: Black 1pt solid; background-color: #B3B3B3; width: 18%; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif; text-transform: uppercase">Quarter
Ending</FONT></td>
<TD NOWRAP STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; background-color: #B3B3B3; text-align: center; width: 10%; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif; text-transform: uppercase">Quarter
High</FONT></td>
<TD NOWRAP STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; background-color: #B3B3B3; text-align: center; width: 10%; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif; text-transform: uppercase">Quarter
Low</FONT></td>
<TD NOWRAP STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; background-color: #B3B3B3; text-align: center; width: 10%; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif; text-transform: uppercase">Quarter
Close</FONT></td>
<TD NOWRAP STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: center; width: 4%; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD NOWRAP STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; background-color: #B3B3B3; width: 18%; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif; text-transform: uppercase">Quarter
Ending</FONT></td>
<TD NOWRAP STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; background-color: #B3B3B3; text-align: center; width: 10%; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif; text-transform: uppercase">Quarter
High</FONT></td>
<TD NOWRAP STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; background-color: #B3B3B3; text-align: center; width: 10%; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif; text-transform: uppercase">Quarter
Low</FONT></td>
<TD NOWRAP STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; background-color: #B3B3B3; text-align: center; width: 10%; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif; text-transform: uppercase">Quarter
Close</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">March
31, 2008</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$41.23</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$30.85</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$33.91</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">March
30, 2012</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$40.46</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$37.12</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$38.23</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">June
30, 2008</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$37.32</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$31.62</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$33.08</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">June
29, 2012</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$44.76</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$36.80</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$44.44</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">September
30, 2008</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$33.96</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$28.27</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$29.98</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">September
28, 2012</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$46.41</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$42.18</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$45.57</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">December
31, 2008</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$32.60</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$21.77</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$31.68</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">December
31, 2012</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$47.32</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$40.51</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$43.27</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">March
31, 2009</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$32.48</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$24.39</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$28.22</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">March
28, 2013</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$49.59</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$41.50</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$49.15</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">June
30, 2009</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$30.90</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$26.76</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$28.71</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">June
28, 2013</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$54.30</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$47.77</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$50.34</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">September
30, 2009</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$30.55</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$26.45</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$28.28</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">September
30, 2013</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$51.94</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$45.08</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$46.66</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">December
31, 2009</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$31.89</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$26.70</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$30.96</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">December
31, 2013</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$51.49</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$46.04</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$49.14</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">March
31, 2010</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$31.22</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$26.45</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$28.98</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">March
31, 2014</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$49.40</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$45.46</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$47.57</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">June
30, 2010</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$29.55</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$24.76</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$26.18</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">June
30, 2014</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$50.33</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$45.85</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$48.93</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">September
30, 2010</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$33.09</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$25.79</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$32.59</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">September
30, 2014</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$53.65</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$48.20</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$49.99</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">December
31, 2010</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$36.00</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$31.60</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$35.78</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">December
31, 2014</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$51.72</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$45.09</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$46.78</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">March
31, 2011</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$38.95</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$33.36</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$38.54</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">March
31, 2015</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$49.99</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$45.37</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$48.63</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">June
30, 2011</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$38.73</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$34.94</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$37.23</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">June
30, 2015</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$50.86</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$46.61</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$46.61</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">September
30, 2011</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$37.86</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$32.28</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$36.80</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">July
28, 2015*</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$48.26</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$45.67</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$45.89</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">December
30, 2011</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$40.25</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$35.35</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$40.12</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td></tr>
</table>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-weight: normal"> </FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-weight: normal">* This
pricing supplement includes information for the third calendar quarter of 2015 for the period from July 1, 2015 through July 28,
2015. Accordingly, the “Quarter High,” “Quarter Low” and “Quarter Close” data indicated are
for this shortened period only and do not reflect complete data for the third calendar quarter of 2015.</FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-transform: uppercase"><FONT STYLE="font-weight: normal; text-transform: none"> </FONT></P>
<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-transform: uppercase"><FONT STYLE="font-weight: normal; text-transform: none">The
graph below illustrates the daily performance of VZ’s common stock from January 1, 2008 through July 28, 2015 based on closing
price information from the Bloomberg Professional<SUP>®</SUP> service. The market price of the Reference Stock on July 28,
2015 was $45.89. </FONT><FONT STYLE="text-transform: none"><I>Past performance of the Reference Stock is not indicative of the
future performance of the Reference Stock<FONT STYLE="font-weight: normal">.</FONT></I></FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; text-align: center; margin-bottom: 0pt"><IMG SRC="tpg11.jpg" ALT=""> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; text-align: center; margin-bottom: 0pt"> </P>
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<DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: center; width: 100%">PS-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->11<!-- Field: /Sequence --></TD></TR></TABLE></DIV>
<DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: center; width: 100%"> </TD></TR></TABLE></DIV>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="text-transform: uppercase"><B> </B></FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B>WALGREENS
BOOTS ALLIANCE, inc. (WBA)</B></FONT></P>
<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 4.5pt; text-align: justify"> </P>
<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Description of Walgreens Boots Alliance,
Inc.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-weight: normal"> </FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-weight: normal">Walgreens
Boots Alliance, Inc., operates retail drugstores that offer a wide variety of prescription and non-prescription drugs as well as
general goods. The company also offers health services, including primary and acute care, wellness, pharmacy and disease management
services and health and fitness. Information filed by WBA with the SEC under the Exchange Act can be located by reference to its
SEC file number: 001-36759 or its CIK Code: 0001618921.</FONT></P>
<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </P>
<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Historical Performance of Walgreens
Boots Alliance, Inc.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-weight: normal"> </FONT></P>
<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-weight: normal">The
following table sets forth the quarterly high and low intraday prices, as well as end-of-quarter closing prices on the relevant
exchange, of the Reference Stock for each quarter in the period from January 1, 2008 through June 23, 2015. We obtained the data
in these tables from the Bloomberg Professional<SUP>®</SUP> service, without independent verification by us. All historical
prices are denominated in US dollars and rounded to the nearest penny. </FONT>Historical prices of the Reference Stock should not
be taken as an indication of future performance of the Reference Stock.</P>
<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </P>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; border-collapse: collapse">
<tr>
<TD NOWRAP STYLE="vertical-align: bottom; border: Black 1pt solid; background-color: #B3B3B3; width: 18%; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif; text-transform: uppercase">Quarter
Ending</FONT></td>
<TD NOWRAP STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; background-color: #B3B3B3; text-align: center; width: 10%; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif; text-transform: uppercase">Quarter
High</FONT></td>
<TD NOWRAP STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; background-color: #B3B3B3; text-align: center; width: 10%; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif; text-transform: uppercase">Quarter
Low</FONT></td>
<TD NOWRAP STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; background-color: #B3B3B3; text-align: center; width: 10%; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif; text-transform: uppercase">Quarter
Close</FONT></td>
<TD NOWRAP STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: center; width: 4%; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD NOWRAP STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; background-color: #B3B3B3; width: 18%; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif; text-transform: uppercase">Quarter
Ending</FONT></td>
<TD NOWRAP STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; background-color: #B3B3B3; text-align: center; width: 10%; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif; text-transform: uppercase">Quarter
High</FONT></td>
<TD NOWRAP STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; background-color: #B3B3B3; text-align: center; width: 10%; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif; text-transform: uppercase">Quarter
Low</FONT></td>
<TD NOWRAP STYLE="vertical-align: bottom; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; background-color: #B3B3B3; text-align: center; width: 10%; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif; text-transform: uppercase">Quarter
Close</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">March
31, 2008</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$38.89</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$32.50</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$38.09</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">March
30, 2012</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$35.49</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$32.32</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$33.49</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">June
30, 2008</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$39.00</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$32.41</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$32.51</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">June
29, 2012</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$36.05</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$28.53</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$29.58</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">September
30, 2008</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$37.85</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$30.26</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$30.96</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">September
28, 2012</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$36.90</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$29.35</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$36.44</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">December
31, 2008</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$30.96</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$21.28</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$24.67</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">December
31, 2012</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$37.75</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$31.88</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$37.01</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">March
31, 2009</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$28.39</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$21.39</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$25.96</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">March
28, 2013</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$47.76</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$37.06</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$47.68</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">June
30, 2009</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$32.20</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$25.50</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$29.40</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">June
28, 2013</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$51.25</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$44.04</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$44.20</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">September
30, 2009</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$38.44</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$27.89</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$37.47</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">September
30, 2013</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$56.84</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$43.31</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$53.80</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">December
31, 2009</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$40.69</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$35.10</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$36.72</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">December
31, 2013</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$60.93</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$54.11</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$57.44</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">March
31, 2010</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$37.60</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$33.00</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$37.09</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">March
31, 2014</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$69.84</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$55.27</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$66.03</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">June
30, 2010</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$37.95</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$26.26</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$26.70</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">June
30, 2014</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$76.39</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$62.80</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$74.13</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">September
30, 2010</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$34.12</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$26.26</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$33.50</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">September
30, 2014</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$74.37</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$57.75</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$59.27</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">December
31, 2010</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$40.20</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$33.04</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$38.96</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">December
31, 2014</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$77.98</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$58.52</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$76.20</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">March
31, 2011</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$44.06</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$38.45</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$40.14</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">March
31, 2015</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$88.81</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$73.00</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$84.68</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">June
30, 2011</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$45.34</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$40.28</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$42.46</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">June
30, 2015</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$93.42</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$82.53</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$84.44</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">September
30, 2011</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$44.26</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$32.00</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$32.89</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">July
28, 2015*</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$97.02</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$84.36</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$96.22</FONT></td></tr>
<tr>
<TD STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font: normal 8pt Times New Roman, Times, Serif">December
30, 2011</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$35.34</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$30.34</FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font: 8pt Times New Roman, Times, Serif">$33.06</FONT></td>
<TD STYLE="vertical-align: top; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="vertical-align: bottom; border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: justify; font-weight: bold; padding-left: 2pt; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td>
<TD STYLE="border-bottom: Black 1pt solid; border-right: Black 1pt solid; text-align: center; padding-top: 3pt"><FONT STYLE="font-size: 8pt"> </FONT></td></tr>
</table>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 4.5pt; text-align: justify"><FONT STYLE="font-weight: normal"> </FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-weight: normal">* This
pricing supplement includes information for the third calendar quarter of 2015 for the period from July 1, 2015 through July 28,
2015. Accordingly, the “Quarter High,” “Quarter Low” and “Quarter Close” data indicated are
for this shortened period only and do not reflect complete data for the third calendar quarter of 2015.</FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-weight: normal"> </FONT></P>
<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="font-weight: normal">The
graph below illustrates the daily performance of WBA’s common stock from January 1, 2008 through July 28, 2015 based on information
from the Bloomberg Professional<SUP>®</SUP> service. The market price of the Reference Stock on July 28, 2015 was $96.22. </FONT><I>Past
performance of the Reference Stock is not indicative of its future performance.</I></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-weight: normal"> </FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><IMG SRC="tpg12.jpg" ALT=""> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-weight: normal"> </FONT></P>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-weight: normal"> </FONT></P>
<P STYLE="color: red; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-transform: uppercase">Illustrative ExampleS</P>
<P STYLE="color: red; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-transform: uppercase"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>The following examples are provided for illustrative purposes
only and are hypothetical.</B> <B>These examples are representative of only a few possible scenarios concerning increases or decreases
in the prices of the Reference Stocks relative to their Initial Prices and how those increases and decreases affect the Coupons
payable on the Notes.</B> We cannot predict the Official Closing Prices of the Reference Stocks on the Coupon Valuation Dates.
The assumptions we have made in connection with the illustrations set forth below may not reflect actual events, and you should
not take these examples as an indication or assurance of the expected performance of the Reference Stocks or the return on the
Notes.<B> </B>The total payment you receive over the term of the Notes may be less than the amount that you would have received
from a conventional debt security with the same stated maturity, including those issued by HSBC.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B> </B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left; text-indent: 0in">The examples below illustrate
the Coupon Payments on a $1,000 investment in the Notes for a hypothetical range of performance for the Reference Stocks. The following
results are based solely on the assumptions outlined below. The potential returns described here show potential valuations for
different Coupon Valuation Dates during the term of the Notes. You should consider carefully whether the Notes are suitable to
your investment goals. The numbers appearing below have been rounded for ease of analysis.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left; text-indent: 0in"> </P>
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<tr style="vertical-align: top">
<TD STYLE="width: 4%; text-align: justify; text-indent: 0in"><FONT STYLE="font-family: Webdings; color: red">4</FONT></td>
<TD STYLE="width: 25%; text-align: left; text-indent: 0in">Principal Amount:</td>
<TD STYLE="width: 71%; text-align: justify; text-indent: 0in">$1,000</td></tr>
<tr style="vertical-align: top">
<TD STYLE="text-align: left; text-indent: 0in"> </td>
<TD STYLE="text-align: left; text-indent: 0in"> </td>
<TD STYLE="text-align: left; text-indent: 0in"> </td></tr>
<tr style="vertical-align: top">
<TD STYLE="text-align: left; text-indent: 0in"><FONT STYLE="font-family: Webdings; color: red">4</FONT></td>
<TD STYLE="text-align: left; text-indent: 0in">Minimum Coupon Rate:</td>
<TD STYLE="text-align: left; text-indent: 0in">1.00%</td></tr>
<tr style="vertical-align: top">
<TD STYLE="text-align: justify"> </td>
<TD STYLE="text-align: left"> </td>
<TD STYLE="text-align: justify"> </td></tr>
<tr style="vertical-align: top">
<TD STYLE="text-align: justify"><FONT STYLE="font-family: Webdings; color: red">4</FONT></td>
<TD STYLE="text-align: left">Performance-Based Coupon Rate</td>
<TD STYLE="text-align: justify">7.25% </td></tr>
</table>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">The actual Initial Prices were determined
on the Pricing Date, as set forth on PS-2 of this Pricing Supplement.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B> </B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Example 1: The Reference Stock Return for each Reference
Stock is greater than or equal to zero on the Coupon Valuation Date</B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 10pt Times New Roman, Times, Serif; width: 50%; border-collapse: collapse">
<tr style="vertical-align: bottom">
<td nowrap style="border: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><font style="font: 10pt Times New Roman, Times, Serif"><b>Reference Stock</b></font></td>
<TD NOWRAP COLSPAN="3" STYLE="border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-left: 5.4pt; text-align: center"><font style="font: 10pt Times New Roman, Times, Serif"><b>Hypothetical Reference</b></font><br>
<font style="font: 10pt Times New Roman, Times, Serif"><b>Stock Return</b></font></td></tr>
<tr>
<td nowrap style="vertical-align: top; border-right: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-indent: 43pt"><font style="font: 10pt Times New Roman, Times, Serif">VZ</font></td>
<TD NOWRAP COLSPAN="3" STYLE="vertical-align: bottom; border-right: Black 1pt solid; padding-right: 50pt; padding-left: 5.4pt; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif">12.00%</font></td></tr>
<tr>
<td nowrap style="vertical-align: top; border-right: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-indent: 43pt"><font style="font: 10pt Times New Roman, Times, Serif">F</font></td>
<TD COLSPAN="3" STYLE="vertical-align: bottom; border-right: Black 1pt solid; padding-right: 50pt; padding-left: 5.4pt; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif">2.50%</font></td></tr>
<tr>
<td nowrap style="vertical-align: top; border-right: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-indent: 43pt"><font style="font: 10pt Times New Roman, Times, Serif">WBA</font></td>
<TD COLSPAN="3" STYLE="vertical-align: bottom; border-right: Black 1pt solid; padding-right: 50pt; padding-left: 5.4pt; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif">5.00%</font></td></tr>
<tr>
<td nowrap style="vertical-align: top; border-right: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-indent: 43pt"><font style="font: 10pt Times New Roman, Times, Serif">IBM</font></td>
<TD COLSPAN="3" STYLE="vertical-align: bottom; border-right: Black 1pt solid; padding-right: 50pt; padding-left: 5.4pt; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif">1.00%</font></td></tr>
<tr>
<td nowrap style="vertical-align: top; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-indent: 43pt"><font style="font: 10pt Times New Roman, Times, Serif">UNH</font></td>
<TD NOWRAP COLSPAN="3" STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 50pt; padding-left: 5.4pt; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif">2.00%</font></td></tr>
<tr>
<td nowrap colspan="2" style="vertical-align: bottom; background-color: #CCCCCC; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif"><b>Minimum Coupon Rate =</b></font></td>
<td style="vertical-align: bottom; background-color: #CCCCCC; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif"><b>1.00%</b></font></td>
<td> </td></tr>
<tr>
<td nowrap colspan="2" style="vertical-align: bottom; background-color: #CCCCCC; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif"><b>Performance-Based Coupon Rate =</b></font></td>
<td style="vertical-align: bottom; background-color: #CCCCCC; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif"><b>7.25%</b></font></td>
<td> </td></tr>
<tr>
<td colspan="2" style="vertical-align: bottom; background-color: #CCCCCC; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif"><b>Coupon =</b></font></td>
<td style="vertical-align: bottom; background-color: #CCCCCC; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif"><b>$82.50</b></font></td>
<td> </td></tr>
<tr>
<TD STYLE="width: 50%"><FONT STYLE="font-size: 1pt"> </FONT></td>
<TD STYLE="width: 12%"><FONT STYLE="font-size: 1pt"> </FONT></td>
<TD STYLE="width: 37%"><FONT STYLE="font-size: 1pt"> </FONT></td>
<TD STYLE="width: 1%"><FONT STYLE="font-size: 1pt"> </FONT></td></tr>
</table>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B> </B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Explanation for Example 1</B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B> </B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">As illustrated above, the hypothetical Reference Stock Return
for each of the five Reference Stocks is greater than or equal to zero. Therefore, even though the hypothetical Reference Stock
Return for one of the Reference Stocks is greater than the Performance-Based Coupon Rate plus the Minimum Coupon Rate, the payment
will be limited to the Performance-Based Coupon Rate of 7.25% plus the Minimum Coupon Rate of 1.00%. Therefore, you receive a Coupon
of $82.50 on the applicable Coupon Payment Date.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
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<DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: center; width: 100%"> </TD></TR></TABLE></DIV>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Example 2: The Reference Stock Return for one of the five
Reference Stocks is less than zero on the Coupon Valuation Date</B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B> </B></P>
<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="CENTER" STYLE="font: 10pt Times New Roman, Times, Serif; width: 50%; border-collapse: collapse">
<tr style="vertical-align: bottom">
<TD NOWRAP STYLE="border: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center"><font style="font: 10pt Times New Roman, Times, Serif"><b>Reference Stock</b></font></td>
<TD NOWRAP COLSPAN="3" STYLE="border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-left: 5.4pt; text-align: center"><font style="font: 10pt Times New Roman, Times, Serif"><b>Hypothetical Reference</b></font><br>
<font style="font: 10pt Times New Roman, Times, Serif"><b>Stock Return</b></font></td></tr>
<tr>
<TD NOWRAP STYLE="vertical-align: top; border-right: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-indent: 43pt"><font style="font: 10pt Times New Roman, Times, Serif">VZ</font></td>
<TD NOWRAP COLSPAN="3" STYLE="vertical-align: bottom; border-right: Black 1pt solid; padding-right: 50pt; padding-left: 5.4pt; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif">12.00%</font></td></tr>
<tr>
<TD NOWRAP STYLE="vertical-align: top; border-right: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-indent: 43pt"><font style="font: 10pt Times New Roman, Times, Serif">F</font></td>
<TD COLSPAN="3" STYLE="vertical-align: bottom; border-right: Black 1pt solid; padding-right: 50pt; padding-left: 5.4pt; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif">5.00%</font></td></tr>
<tr>
<TD NOWRAP STYLE="vertical-align: top; border-right: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-indent: 43pt"><font style="font: 10pt Times New Roman, Times, Serif">WBA</font></td>
<TD COLSPAN="3" STYLE="vertical-align: bottom; border-right: Black 1pt solid; padding-right: 50pt; padding-left: 5.4pt; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif">5.00%</font></td></tr>
<tr>
<TD NOWRAP STYLE="vertical-align: top; border-right: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-indent: 43pt"><font style="font: 10pt Times New Roman, Times, Serif">IBM</font></td>
<TD COLSPAN="3" STYLE="vertical-align: bottom; border-right: Black 1pt solid; padding-right: 50pt; padding-left: 5.4pt; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif">0.00%</font></td></tr>
<tr>
<TD NOWRAP STYLE="vertical-align: top; border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-indent: 43pt"><font style="font: 10pt Times New Roman, Times, Serif">UNH</font></td>
<TD NOWRAP COLSPAN="3" STYLE="vertical-align: bottom; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-right: 50pt; padding-left: 5.4pt; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif">-4.00%</font></td></tr>
<tr>
<td nowrap colspan="2" style="vertical-align: bottom; background-color: #CCCCCC; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif"><b>Minimum Coupon Rate =</b></font></td>
<TD STYLE="vertical-align: bottom; background-color: #CCCCCC; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif"><b>1.00%</b></font></td>
<TD> </td></tr>
<tr>
<td colspan="2" style="vertical-align: bottom; background-color: #CCCCCC; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif"><b>Coupon =</b></font></td>
<TD STYLE="vertical-align: bottom; background-color: #CCCCCC; padding-right: 5.4pt; padding-left: 5.4pt; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif"><b>$10.00</b></font></td>
<TD> </td></tr>
<tr>
<TD STYLE="width: 50%"><FONT STYLE="font-size: 1pt"> </FONT></td>
<TD STYLE="width: 12%"><FONT STYLE="font-size: 1pt"> </FONT></td>
<TD STYLE="width: 37%"><FONT STYLE="font-size: 1pt"> </FONT></td>
<TD STYLE="width: 1%"><FONT STYLE="font-size: 1pt"> </FONT></td></tr>
</table>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B> </B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Explanation for Example 2</B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B> </B></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">As illustrated above, the hypothetical Reference Stock Return
of four of the five of the Reference Stocks (VZ, F, WBA and IBM) is greater than or equal to zero. However, the Reference Stock
Return of 1 of the 5 Reference Stocks (UNH) is less than zero. Because the Reference Stock Return is less than zero for one of
the Reference Stocks, the Coupon will equal the Minimum Coupon Rate. Therefore, you receive a Coupon of $10.00 on the applicable
Coupon Payment Date.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
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<DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: center; width: 100%"> </TD></TR></TABLE></DIV>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
<P STYLE="color: red; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-transform: uppercase">Events of Default
and Acceleration</P>
<P STYLE="color: red; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-transform: uppercase"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">If the Notes have become immediately due and payable following
an Event of Default (as defined in the accompanying prospectus) with respect to the Notes, the principal amount of the Notes will
be payable, together with any accrued but unpaid interest payable. In such a case, the scheduled trading day immediately
preceding the date of acceleration will be used as the Coupon Valuation Date for purposes of determining the Coupon payable, and
the accelerated maturity date will be three business days after the accelerated Coupon Valuation Date. If a Market Disruption Event
exists with respect to a Reference Stock on that scheduled trading day, then the accelerated Coupon Valuation Date for that Reference
Stock will be postponed for up to five scheduled trading days (in the same manner used for postponing the originally scheduled
Coupon Valuation Date). The accelerated maturity date will also be postponed by an equal number of business days.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">If the Notes have become immediately due and payable following
an Event of Default, you will not be entitled to any additional payments with respect to the Notes. For more information, see “Description
of Debt Securities — Senior Debt Securities — Events of Default” in the accompanying prospectus.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
<P STYLE="color: red; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-transform: uppercase">Supplemental Plan
of Distribution (Conflicts of Interest)</P>
<P STYLE="color: red; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-transform: uppercase"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">We have appointed HSBC Securities (USA) Inc., an affiliate of
HSBC, as the agent for the sales of the Notes. Pursuant to the terms of a distribution agreement, HSBC Securities (USA) Inc. will
purchase the Notes from HSBC at the price to public less the underwriting discount set forth on the cover page of this pricing
supplement for distribution to other registered broker-dealers or will offer the Notes directly to investors. HSBC Securities (USA)
Inc. will offer the Notes at the price to public set forth on the cover page of this pricing supplement. HSBC USA Inc. or one of
our affiliates may pay varying underwriting discounts of up to 3.025% per $1,000 Principal Amount in connection with the distribution
of the Notes to other registered broker-dealers.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">An affiliate of HSBC has paid or may pay in the future an amount
to broker-dealers in connection with the costs of the continuing implementation of systems to support the Notes.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">In addition, HSBC Securities (USA) Inc. or another of its affiliates
or agents may use this pricing supplement in market-making transactions after the initial sale of the Notes, but is under no obligation
to make a market in the Notes and may discontinue any market-making activities at any time without notice.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">See “Supplemental Plan of Distribution (Conflicts of Interest)”
on page S-59 in the prospectus supplement.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
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<DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: center; width: 100%"> </TD></TR></TABLE></DIV>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
<P STYLE="color: red; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-transform: uppercase">U.S. Federal Income
Tax Considerations</P>
<P STYLE="color: red; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-transform: uppercase"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">You should carefully consider the matters set forth in “U.S.
Federal Income Tax Considerations” in the accompanying prospectus supplement. The following discussion summarizes the U.S.
federal income tax consequences of the purchase, beneficial ownership, and disposition of the Notes. This summary supplements the
section “U.S. Federal Income Tax Considerations” in the accompanying prospectus supplement and supersedes it to the
extent inconsistent therewith.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">There are no statutory provisions, regulations, published rulings
or judicial decisions addressing the characterization for U.S. federal income tax purposes of securities with terms that are substantially
the same as those of the Notes. We intend to treat the Notes as variable rate debt instruments for U.S. federal income tax purposes.
Pursuant to the terms of the Notes, you agree to treat the Notes as variable rate debt instruments for all U.S. federal income
tax purposes and, based on certain factual representations received from us, in the opinion of Morrison & Foerster LLP, our
special U.S. tax counsel, it is reasonable to treat the Notes as variable rate debt instruments. Assuming the Notes are treated
as variable rate debt instruments, Coupons paid on the Notes generally should be taxable to you as ordinary interest income at
the time they accrue or are received in accordance with your regular method of accounting for U.S. federal income tax purposes.
You should review the discussion set forth in “U.S. Federal Income Tax Considerations — Tax Treatment of U.S. Holders
— U.S. Federal Income Tax Treatment of the Notes as Indebtedness for U.S. Federal Income Tax Purposes — Notes that
are VRDIs” in the accompanying prospectus supplement. In general, gain or loss realized on the sale, exchange or other disposition
of the Notes will be capital gain or loss.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Because there are no statutory provisions, regulations, published
rulings or judicial decisions addressing the characterization for U.S. federal income tax purposes of securities with terms that
are substantially the same as those of the Notes, other characterizations and treatments are possible. As a result, the timing
and character of income in respect of the Notes might differ from the treatment described above. For example, the Notes may be
treated as “contingent payment debt instruments” for U.S. federal income tax purposes, subject to taxation under the
“noncontingent bond method,” as described in the discussion under “U.S. Federal Income Tax Considerations—
Tax Treatment of U.S. Holders — U.S. Federal Income Tax Treatment of the Notes as Indebtedness for U.S. Federal Income Tax
Purposes — Contingent Notes” in the accompanying prospectus supplement. You should carefully consider the discussion
of all potential tax consequences as set forth in “U.S. Federal Income Tax Considerations” in the accompanying prospectus
supplement.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">We will not attempt to ascertain whether any Reference Stock
Issuer would be treated as a passive foreign investment company (“PFIC”) or a United States real property holding corporation
(“USRPHC”), both as defined for U.S. federal income tax purposes. If a Reference Stock Issuer were so treated, certain
adverse U.S. federal income tax consequences might apply. You should refer to information filed with the SEC and other authorities
by the Reference Stock Issuers and consult your tax advisor regarding the possible consequences to you if a Reference Stock Issuer
is or becomes a PFIC or a USRPHC.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">PROSPECTIVE PURCHASERS OF THE NOTES SHOULD CONSULT THEIR TAX
ADVISORS AS TO THE FEDERAL, STATE, LOCAL, AND OTHER TAX CONSEQUENCES TO THEM OF THE PURCHASE, OWNERSHIP AND DISPOSITION OF THE
NOTES.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
<P STYLE="color: red; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-transform: uppercase">VALIDITY OF THE
NOTES</P>
<P STYLE="color: red; font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-transform: uppercase"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left; text-indent: 0in">In the opinion of Morrison
& Foerster LLP, as counsel to the Issuer, when this pricing supplement has been attached to, and duly notated on, the master
note that represents the Notes pursuant to the Senior Indenture referred to in the prospectus supplement dated March 5, 2015, and
issued and paid for as contemplated herein, the Notes offered by this pricing supplement will be valid, binding and enforceable
obligations of the Issuer, entitled to the benefits of the Senior Indenture, subject to applicable bankruptcy, insolvency and similar
laws affecting creditors’ rights generally, concepts of reasonableness and equitable principles of general applicability
(including, without limitation, concepts of good faith, fair dealing and the lack of bad faith). This opinion is given as of the
date hereof and is limited to the laws of the State of New York, the Maryland General Corporation Law (including the statutory
provisions, all applicable provisions of the Maryland Constitution and the reported judicial decisions interpreting the foregoing)
and the federal laws of the United States of America. This opinion is subject to customary assumptions about the trustee’s
authorization, execution and delivery of the Senior Indenture and the genuineness of signatures and to such counsel’s reliance
on the Issuer and other sources as to certain factual matters, all as stated in the legal opinion dated March 5, 2015, which has
been filed as Exhibit 5.3 to the Issuer’s registration statement on Form S-3 dated March 5, 2015.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left; text-indent: 0in"> </P>
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<tr>
<TD STYLE="vertical-align: top; width: 42%; text-align: center"><FONT STYLE="font: 10pt Times New Roman, Times, Serif"><B>TABLE
OF CONTENTS</B></FONT></td>
<TD NOWRAP STYLE="vertical-align: bottom; width: 7%; text-align: right"> </td>
<TD STYLE="vertical-align: top; width: 2%; text-align: left"> </td>
<TD ROWSPAN="50" STYLE="vertical-align: top; width: 49%; background-color: Red"><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><FONT STYLE="color: White"> </FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0.1in; text-align: justify"><FONT STYLE="color: White">You
should only rely on the information contained in this pricing supplement, the accompanying Stock-Linked Underlying Supplement,
prospectus supplement and prospectus. We have not authorized anyone to provide you with information or to make any representation
to you that is not contained in this pricing supplement, the accompanying Stock-Linked Underlying Supplement, prospectus
supplement and prospectus. If anyone provides you with different or inconsistent information, you should not rely on it.
This pricing supplement, the accompanying Stock-Linked Underlying Supplement, prospectus supplement and prospectus are
not an offer to sell these Notes, and these documents are not soliciting an offer to buy these Notes, in any jurisdiction
where the offer or sale is not permitted. You should not, under any circumstances, assume that the information in this
pricing supplement, the accompanying Stock-Linked Underlying Supplement, prospectus supplement and prospectus is correct
on any date after their respective dates.</FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="color: White"><B> </B></FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="color: White"><B> </B></FONT></P>
<P STYLE="font: 18pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="color: White"><B>HSBC
USA Inc.</B></FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; text-align: center; margin-bottom: 0pt"> </P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; text-align: center; margin-bottom: 0pt"><FONT STYLE="color: White"><B> </B></FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 12pt; color: White"><B>$1,310,000
7 Year Income Plus</B><br>
<B>Notes with a 1.00% Minimum</B><br>
<B>Annual Coupon</B></FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="color: White"><B> </B></FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="color: White"><B> </B></FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="color: White"><B> </B></FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="color: White"><B> </B></FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="color: White"><B> </B></FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="color: White"><B> </B></FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="color: White"><B> </B></FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="color: White"><B>July
28, 2015</B></FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="color: White"><B> </B></FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="color: White"><B> </B></FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="color: White"><B> </B></FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="color: White"><B> </B></FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="color: White"><B>PRICING
SUPPLEMENT</B></FONT></P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left"><FONT STYLE="color: White"><B> </B></FONT></P></td></tr>
<tr>
<TD STYLE="vertical-align: top; text-align: center"><font style="font: 10pt Times New Roman, Times, Serif"><b>Pricing Supplement</b></font></td>
<TD NOWRAP STYLE="vertical-align: bottom; text-align: right"> </td>
<TD STYLE="vertical-align: top; text-align: left"> </td></tr>
<tr>
<TD STYLE="vertical-align: top"><font style="font: 10pt Times New Roman, Times, Serif">General</font></td>
<TD NOWRAP STYLE="vertical-align: bottom; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif">PS-4</font></td>
<TD STYLE="vertical-align: top"> </td></tr>
<tr>
<TD STYLE="vertical-align: top"><font style="font: 10pt Times New Roman, Times, Serif">Payment at Maturity</font></td>
<TD NOWRAP STYLE="vertical-align: bottom; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif">PS-4</font></td>
<TD STYLE="vertical-align: top"> </td></tr>
<tr>
<TD STYLE="vertical-align: top"><font style="font: 10pt Times New Roman, Times, Serif">Investor Suitability</font></td>
<TD NOWRAP STYLE="vertical-align: bottom; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif">PS-5</font></td>
<TD STYLE="vertical-align: top"> </td></tr>
<tr>
<TD STYLE="vertical-align: top"><font style="font: 10pt Times New Roman, Times, Serif">Risk Factors</font></td>
<TD NOWRAP STYLE="vertical-align: bottom; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif">PS-6</font></td>
<TD STYLE="vertical-align: top"> </td></tr>
<tr>
<TD STYLE="vertical-align: top"><font style="font: 10pt Times New Roman, Times, Serif">Description of the Reference Stocks.</font></td>
<TD NOWRAP STYLE="vertical-align: bottom; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif">PS-8</font></td>
<TD STYLE="vertical-align: top"> </td></tr>
<tr>
<TD STYLE="vertical-align: top"><font style="font: 10pt Times New Roman, Times, Serif">Illustrative Examples</font></td>
<TD NOWRAP STYLE="vertical-align: bottom; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif">PS-13</font></td>
<TD STYLE="vertical-align: top"> </td></tr>
<tr>
<TD STYLE="vertical-align: top"><font style="font: 10pt Times New Roman, Times, Serif">Events of Default and Acceleration</font></td>
<TD NOWRAP STYLE="vertical-align: bottom; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif">PS-15</font></td>
<TD STYLE="vertical-align: top"> </td></tr>
<tr>
<TD STYLE="vertical-align: top; padding-left: 0.125in; text-indent: -0.125in"><font style="font: 10pt Times New Roman, Times, Serif">Supplemental Plan of Distribution (Conflicts of Interest)</font></td>
<TD NOWRAP STYLE="vertical-align: bottom; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif">PS-15</font></td>
<TD STYLE="vertical-align: top"> </td></tr>
<tr>
<TD STYLE="vertical-align: top; padding-left: 0.125in; text-indent: -0.125in"><font style="font: 10pt Times New Roman, Times, Serif">U.S. Federal Income Tax Considerations</font></td>
<TD NOWRAP STYLE="vertical-align: bottom; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif">PS-16</font></td>
<TD STYLE="vertical-align: top"> </td></tr>
<tr>
<TD STYLE="vertical-align: top"><font style="font: 10pt Times New Roman, Times, Serif">Validity of the Notes</font></td>
<TD NOWRAP STYLE="vertical-align: bottom; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif">PS-16</font></td>
<TD STYLE="vertical-align: top"> </td></tr>
<tr>
<TD STYLE="vertical-align: top"> </td>
<TD NOWRAP STYLE="vertical-align: bottom; text-align: right"> </td>
<TD STYLE="vertical-align: top"> </td></tr>
<tr>
<TD STYLE="vertical-align: top; text-align: center"><font style="font: 10pt Times New Roman, Times, Serif"><b>Stock-Linked Underlying Supplement</b></font></td>
<TD NOWRAP STYLE="vertical-align: bottom; text-align: right"> </td>
<TD STYLE="vertical-align: top"> </td></tr>
<tr>
<TD STYLE="vertical-align: top"><font style="font: 10pt Times New Roman, Times, Serif">Risk Factors</font></td>
<TD NOWRAP STYLE="vertical-align: bottom; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif">S-1</font></td>
<TD STYLE="vertical-align: top"> </td></tr>
<tr>
<TD STYLE="vertical-align: top"><font style="font: 10pt Times New Roman, Times, Serif">Additional Terms of the Notes</font></td>
<TD NOWRAP STYLE="vertical-align: bottom; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif">S-4</font></td>
<TD STYLE="vertical-align: top"> </td></tr>
<tr>
<TD STYLE="vertical-align: top; padding-left: 0.125in; text-indent: -0.125in"><font style="font: 10pt Times New Roman, Times, Serif">Information Regarding the Reference Stocks and the Reference Stock Issuers</font></td>
<TD NOWRAP STYLE="vertical-align: bottom; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif">S-10</font></td>
<TD STYLE="vertical-align: top; text-align: left"> </td></tr>
<tr>
<TD STYLE="vertical-align: top; text-align: left"> </td>
<TD NOWRAP STYLE="vertical-align: bottom; text-align: right"> </td>
<TD STYLE="vertical-align: top; text-align: left"> </td></tr>
<tr>
<TD STYLE="vertical-align: top; text-align: center"><font style="font: 10pt Times New Roman, Times, Serif"><b>Prospectus Supplement</b></font></td>
<TD NOWRAP STYLE="vertical-align: bottom; text-align: right"> </td>
<TD STYLE="vertical-align: top; text-align: left"> </td></tr>
<tr>
<TD STYLE="vertical-align: top"><font style="font: 10pt Times New Roman, Times, Serif">Risk Factors</font></td>
<TD NOWRAP STYLE="vertical-align: bottom; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif">S-1</font></td>
<TD STYLE="vertical-align: top"> </td></tr>
<tr>
<TD STYLE="vertical-align: top"><font style="font: 10pt Times New Roman, Times, Serif">Pricing Supplement</font></td>
<TD NOWRAP STYLE="vertical-align: bottom; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif">S-8</font></td>
<TD STYLE="vertical-align: top"> </td></tr>
<tr>
<TD STYLE="vertical-align: top"><font style="font: 10pt Times New Roman, Times, Serif">Description of Notes</font></td>
<TD NOWRAP STYLE="vertical-align: bottom; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif">S-10</font></td>
<TD STYLE="vertical-align: top"> </td></tr>
<tr>
<TD STYLE="vertical-align: top"><font style="font: 10pt Times New Roman, Times, Serif">Use of Proceeds and Hedging</font></td>
<TD NOWRAP STYLE="vertical-align: bottom; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif">S-33</font></td>
<TD STYLE="vertical-align: top"> </td></tr>
<tr>
<TD STYLE="vertical-align: top"><font style="font: 10pt Times New Roman, Times, Serif">Certain ERISA Considerations</font></td>
<TD NOWRAP STYLE="vertical-align: bottom; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif">S-34</font></td>
<TD STYLE="vertical-align: top"> </td></tr>
<tr>
<TD STYLE="vertical-align: top; padding-left: 0.125in; text-indent: -0.125in"><font style="font: 10pt Times New Roman, Times, Serif">U.S. Federal Income Tax Considerations</font></td>
<TD NOWRAP STYLE="vertical-align: bottom; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif">S-37</font></td>
<TD STYLE="vertical-align: top"> </td></tr>
<tr>
<TD STYLE="vertical-align: top; padding-left: 0.125in; text-indent: -0.125in"><font style="font: 10pt Times New Roman, Times, Serif">Supplemental Plan of Distribution (Conflicts of Interest)</font></td>
<TD NOWRAP STYLE="vertical-align: bottom; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif">S-59</font></td>
<TD STYLE="vertical-align: top"> </td></tr>
<tr>
<TD STYLE="vertical-align: top"> </td>
<TD NOWRAP STYLE="vertical-align: bottom; text-align: right"> </td>
<TD STYLE="vertical-align: top"> </td></tr>
<tr>
<TD STYLE="vertical-align: top; text-align: center"><font style="font: 10pt Times New Roman, Times, Serif"><b>Prospectus</b></font></td>
<TD NOWRAP STYLE="vertical-align: bottom; text-align: right"> </td>
<TD STYLE="vertical-align: top; text-align: left"> </td></tr>
<tr>
<TD STYLE="vertical-align: top"><font style="font: 10pt Times New Roman, Times, Serif">About this Prospectus</font></td>
<TD NOWRAP STYLE="vertical-align: bottom; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif">1</font></td>
<TD STYLE="vertical-align: top"> </td></tr>
<tr>
<TD STYLE="vertical-align: top"><font style="font: 10pt Times New Roman, Times, Serif">Risk Factors</font></td>
<TD NOWRAP STYLE="vertical-align: bottom; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif">2</font></td>
<TD STYLE="vertical-align: top"> </td></tr>
<tr>
<TD STYLE="vertical-align: top; padding-left: 0.125in; text-indent: -0.125in"><font style="font: 10pt Times New Roman, Times, Serif">Where You Can Find More Information</font></td>
<TD NOWRAP STYLE="vertical-align: bottom; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif">3</font></td>
<TD STYLE="vertical-align: top"> </td></tr>
<tr>
<TD STYLE="vertical-align: top; padding-left: 0.125in; text-indent: -0.125in"><font style="font: 10pt Times New Roman, Times, Serif">Special Note Regarding Forward-Looking Statements</font></td>
<TD NOWRAP STYLE="vertical-align: bottom; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif">4</font></td>
<TD STYLE="vertical-align: top"> </td></tr>
<tr>
<TD STYLE="vertical-align: top"><font style="font: 10pt Times New Roman, Times, Serif">HSBC USA Inc.</font></td>
<TD NOWRAP STYLE="vertical-align: bottom; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif">6</font></td>
<TD STYLE="vertical-align: top"> </td></tr>
<tr>
<TD STYLE="vertical-align: top"><font style="font: 10pt Times New Roman, Times, Serif">Use of Proceeds</font></td>
<TD NOWRAP STYLE="vertical-align: bottom; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif">7</font></td>
<TD STYLE="vertical-align: top"> </td></tr>
<tr>
<TD STYLE="vertical-align: top"><font style="font: 10pt Times New Roman, Times, Serif">Description of Debt Securities</font></td>
<TD NOWRAP STYLE="vertical-align: bottom; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif">8</font></td>
<TD STYLE="vertical-align: top"> </td></tr>
<tr>
<TD STYLE="vertical-align: top"><font style="font: 10pt Times New Roman, Times, Serif">Description of Preferred Stock</font></td>
<TD NOWRAP STYLE="vertical-align: bottom; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif">19</font></td>
<TD STYLE="vertical-align: top"> </td></tr>
<tr>
<TD STYLE="vertical-align: top"><font style="font: 10pt Times New Roman, Times, Serif">Description of Warrants</font></td>
<TD NOWRAP STYLE="vertical-align: bottom; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif">25</font></td>
<TD STYLE="vertical-align: top"> </td></tr>
<tr>
<TD STYLE="vertical-align: top"><font style="font: 10pt Times New Roman, Times, Serif">Description of Purchase Contracts</font></td>
<TD NOWRAP STYLE="vertical-align: bottom; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif">29</font></td>
<TD STYLE="vertical-align: top"> </td></tr>
<tr>
<TD STYLE="vertical-align: top"><font style="font: 10pt Times New Roman, Times, Serif">Description of Units</font></td>
<TD NOWRAP STYLE="vertical-align: bottom; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif">32</font></td>
<TD STYLE="vertical-align: top"> </td></tr>
<tr>
<TD STYLE="vertical-align: top"><font style="font: 10pt Times New Roman, Times, Serif">Book-Entry Procedures</font></td>
<TD NOWRAP STYLE="vertical-align: bottom; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif">35</font></td>
<TD STYLE="vertical-align: top"> </td></tr>
<tr>
<TD STYLE="vertical-align: top; padding-left: 0.125in; text-indent: -0.125in"><font style="font: 10pt Times New Roman, Times, Serif">Limitations on Issuances in Bearer Form</font></td>
<TD NOWRAP STYLE="vertical-align: bottom; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif">40</font></td>
<TD STYLE="vertical-align: top"> </td></tr>
<tr>
<TD STYLE="vertical-align: top; padding-left: 0.125in; text-indent: -0.125in"><font style="font: 10pt Times New Roman, Times, Serif">U.S. Federal Income Tax Considerations Relating to Debt Securities</font></td>
<TD NOWRAP STYLE="vertical-align: bottom; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif">40</font></td>
<TD STYLE="vertical-align: top"> </td></tr>
<tr>
<TD STYLE="vertical-align: top; padding-left: 0.125in; text-indent: -0.125in"><font style="font: 10pt Times New Roman, Times, Serif">Plan of Distribution (Conflicts of Interest)</font></td>
<TD NOWRAP STYLE="vertical-align: bottom; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif">49</font></td>
<TD STYLE="vertical-align: top"> </td></tr>
<tr>
<TD STYLE="vertical-align: top"><font style="font: 10pt Times New Roman, Times, Serif">Notice to Canadian Investors</font></td>
<TD NOWRAP STYLE="vertical-align: bottom; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif">52</font></td>
<TD STYLE="vertical-align: top"> </td></tr>
<tr>
<TD STYLE="vertical-align: top"><font style="font: 10pt Times New Roman, Times, Serif">Notice to EEA Investors</font></td>
<TD NOWRAP STYLE="vertical-align: bottom; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif">53</font></td>
<TD STYLE="vertical-align: top"> </td></tr>
<tr>
<TD STYLE="vertical-align: top"><font style="font: 10pt Times New Roman, Times, Serif">Notice to UK Investors</font></td>
<TD NOWRAP STYLE="vertical-align: bottom; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif">54</font></td>
<TD STYLE="vertical-align: top"> </td></tr>
<tr>
<TD STYLE="vertical-align: top"><font style="font: 10pt Times New Roman, Times, Serif">UK Financial Promotion</font></td>
<TD NOWRAP STYLE="vertical-align: bottom; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif">54</font></td>
<TD STYLE="vertical-align: top"> </td></tr>
<tr>
<TD STYLE="vertical-align: top"><font style="font: 10pt Times New Roman, Times, Serif">Certain ERISA Matters</font></td>
<TD NOWRAP STYLE="vertical-align: bottom; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif">55</font></td>
<TD STYLE="vertical-align: top"> </td></tr>
<tr>
<TD STYLE="vertical-align: top"><font style="font: 10pt Times New Roman, Times, Serif">Legal Opinions</font></td>
<TD NOWRAP STYLE="vertical-align: bottom; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif">57</font></td>
<TD STYLE="vertical-align: top"> </td></tr>
<tr>
<TD STYLE="vertical-align: top"><font style="font: 10pt Times New Roman, Times, Serif">Experts</font></td>
<TD NOWRAP STYLE="vertical-align: bottom; text-align: right"><font style="font: 10pt Times New Roman, Times, Serif">58</font></td>
<TD STYLE="vertical-align: top"> </td></tr>
</table>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"> </P>
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`
end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>