Consolidated Statement of Cash Flows (Unaudited) (USD $) In Millions	9 Months Ended
	Sep. 30, 2011		Sep. 30, 2010
Cash flows from operating activities
Net income	$ 873		$ 1,271
Income from discontinued operations	422		359
Income from continuing operations	451		912
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	220		215
Impairment of internally developed software	94
Provision for credit losses	171		(7)
Other-than-temporary impairment losses relating to credit	0		45	[1]
Realized gains on securities available for sale	(104)		(59)
Net change in other assets and liabilities	(920)		(770)
Net change in loans held for sale:
Originations of loans	(2,280)		(2,885)
Sales and collection of loans held for sale	3,106		3,017
Tax refund anticipation loans:
Originations of loans			(3,082)
Transfers of loans to HSBC Finance, including premium			3,086
Net change in trading assets and liabilities	(5,446)		(2,246)
Lower of cost or fair value adjustments on loans held for sale	44		(65)
Mark-to-market on financial instruments designated at fair value and related derivatives	(441)		(317)
Net change in fair value of derivatives and hedged items	(898)		(29)
Cash used in operating activities - continuing operations	(6,003)		(2,185)
Cash provided by operating activities - discontinued operations	1,056		1,724
Net cash used in operating activities	(4,947)		(461)
Cash flows from investing activities
Net change in interest bearing deposits with banks	(13,089)		4,400
Net change in federal funds sold and securities purchased under agreements to resell	3,141		(10,386)
Securities available-for-sale:
Purchases of securities available-for-sale	(23,820)		(27,829)
Proceeds from sales of securities available-for-sale	17,423		13,083
Proceeds from maturities of securities available-for-sale	2,475		2,081
Securities held-to-maturity:
Purchases of securities held-to-maturity			(1,791)
Proceeds from maturities of securities held-to-maturity	470		934
Change in loans:
Originations, net of collections	(4,308)		72
Loans sold to third parties	304		2,054
Net cash used for acquisitions of properties and equipment	(18)		(41)
Other, net	(83)		78
Cash used in investing activities - continuing operations	(17,505)		(17,345)
Cash provided by investing activities - discontinued operations	1,960		3,434
Net cash used in investing activities	(15,545)		(13,911)
Cash flows from financing activities
Net change in deposits	11,966		282
Debt:
Net change in short-term borrowings	6,571		13,534
Issuance of long-term debt	5,152		3,842
Repayment of long-term debt	(3,099)		(1,920)
Debt repayment related to structured note vehicle VIEs			(189)
Debt issued related to the sale and leaseback of 452 Fifth Avenue property			309
Repayment of debt issued related to the sale and leaseback of 452 Fifth Avenue property	(21)		(16)
Return of capital on preferred shares issued to CT Financial Services, Inc.			(3)
Other increases in capital surplus	18		(6)
Dividends paid	(55)		(55)
Cash provided by financing activities - continuing operations	20,532		15,778
Cash used in financing activities - discontinued operations	(148)		(1,626)
Net cash provided by financing activities	20,384		14,152
Net change in cash and due from banks	(108)		(220)
Cash and due from banks at beginning of period(1)	1,693	[2]	3,159	[2]
Cash and due from banks at end of period(2)	1,585	[3]	2,939	[3]
Supplemental disclosure of non-cash flow investing activities
Trading securities pending settlement	99		(707)
Transfer of loans to held for sale	$ 2,619		$ 1,209

[1] During the three and nine months ended September 30, 2011 there were no other-than-temporary impairment ("OTTI") losses on securities recognized in other revenues and no OTTI losses in the non-credit component on securities were recognized in accumulated other comprehensive income (loss). During the three and nine months ended September 30, 2010, OTTI losses on securities available-for-sale and held-to-maturity totaling $4 million and $45 million, respectively, were recognized in other revenues and losses in the non-credit component recognized in accumulated other comprehensive income (loss) were not significant.

[2] Cash at beginning of period includes $117 million and $1,246 million for discontinued operations as of January 1, 2011 and 2010, respectively.

[3] Cash at end of period does not include any amounts related to discontinued operations as of September 30, 2011 and 2010.