CONSOLIDATED STATEMENT OF INCOME (UNAUDITED) - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Interest income:
Loans	$ 899	$ 803
Securities	445	323
Trading securities	85	49
Short-term investments	448	410
Other	16	19
Total interest income	1,893	1,604
Interest expense:
Deposits	1,012	756
Short-term borrowings	154	100
Long-term debt	285	256
Other	16	9
Total interest expense	1,467	1,121
Net interest income	426	483
Provision for credit losses	2	20
Net interest income after provision for credit losses	424	463
Other revenues:
Trading revenue	276	225
Other securities gains, net	2	3
Gain (loss) on instruments designated at fair value and related derivatives	(20)	(22)
Other income (loss)	(34)	(17)
Total other revenues	539	453
Operating expenses:
Salaries and employee benefits	135	121
Support services from HSBC affiliates	399	384
Occupancy expense, net	18	30
Other expenses	133	94
Total operating expenses	685	629
Income before income tax	278	287
Income tax expense	53	70
Net income	225	217
Credit card fees, net
Other revenues:
Other revenues	15	11
Trust and investment management fees
Other revenues:
Other revenues	36	31
Other fees and commissions
Other revenues:
Other revenues	176	148
Servicing and other fees from HSBC affiliates
Other revenues:
Other revenues	$ 88	$ 74