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Business Segments (Tables)
6 Months Ended
Jun. 30, 2023
Segment Reporting [Abstract]  
Summary on Reconciliation of Results under Group Reporting Basis to US GAAP
The following table summarizes the results for each segment on a Group Reporting Basis, as well as provides a reconciliation of total results under the Group Reporting Basis to U.S. GAAP consolidated totals:
 Group Reporting Basis Consolidated Amounts   
GBM
WPBCMBGBMSSGBM OtherCCTotal
Group Reporting Basis
Adjust-
ments(1)
Group Reporting Basis
Reclassi-
fications(2)
U.S. GAAP
Consolidated
Totals
 (in millions)
Three Months Ended June 30, 2023
Net interest income (expense)$194 $288 $123 $15 $(12)$(106)$502 $2 $(70)$434 
Other operating income52 79 92 50 25 106 404 (42)86 448 
Total operating income246 367 215 65 13  906 (40)16 882 
Expected credit losses / provision for credit losses(8)14 27    33 3  36 
254 353 188 65 13  873 (43)16 846 
Operating expenses51 159 141 71 14 36 472 159 16 647 
Profit (loss) before income tax$203 $194 $47 $(6)$(1)$(36)$401 $(202)$ $199 
Three Months Ended June 30, 2022
Net interest income (expense)$185 $220 $106 $$$(20)$500 $— $32 $532 
Other operating income32 73 130 92 26 24 377 (11)(23)343 
Total operating income217 293 236 100 27 877 (11)875 
Expected credit losses / provision for credit losses(6)54 (3)— — 46 23 — 69 
223 239 239 100 26 831 (34)806 
Operating expenses197 143 115 80 21 115 671 13 693 
Profit (loss) before income tax$26 $96 $124 $20 $$(111)$160 $(47)$— $113 
 Group Reporting Basis Consolidated Amounts   
GBM
WPBCMBGBMSSGBM OtherCCTotal
Group Reporting Basis
Adjust-
ments(1)
Group Reporting Basis
Reclassi-
fications(2)
U.S. GAAP
Consolidated
Totals
 (in millions)
Six Months Ended June 30, 2023
Net interest income (expense)$407 $573 $262 $28 $(12)$(213)$1,045 $3 $(131)$917 
Other operating income104 151 146 146 46 197 790 (49)160 901 
Total operating income (expense)511 724 408 174 34 (16)1,835 (46)29 1,818 
Expected credit losses / provision for credit losses2 30 30    62 (6) 56 
509 694 378 174 34 (16)1,773 (40)29 1,762 
Operating expenses226 309 276 140 32 68 1,051 196 29 1,276 
Profit (loss) before income tax$283 $385 $102 $34 $2 $(84)$722 $(236)$ $486 
Balances at end of period:
Total assets$42,727 $53,983 $9,898 $38,003 $37,603 $3,115 $185,329 $(18,401)$ $166,928 
Total loans, net22,654 23,739 9,234 215 305  56,147 (144)1,337 57,340 
Goodwill 358     358 100  458 
Total deposits30,085 45,836 38,689 862 2,633  118,105 (2,575)6,106 121,636 
Six Months Ended June 30, 2022
Net interest income (expense)$354 $405 $184 $17 $(1)$(14)$945 $$63 $1,009 
Other operating income195 156 254 241 50 905 (31)(45)829 
Total operating income (expense)549 561 438 258 49 (5)1,850 (30)18 1,838 
Expected credit losses / provision for credit losses(2)27 (5)— — 21 59 — 80 
551 534 443 258 48 (5)1,829 (89)18 1,758 
Operating expenses439 290 232 149 45 181 1,336 25 18 1,379 
Profit (loss) before income tax$112 $244 $211 $109 $$(186)$493 $(114)$— $379 
Balances at end of period:
Total assets$43,510 $52,351 $12,385 $40,413 $41,225 $2,314 $192,198 $(20,966)$— $171,232 
Total loans, net21,994 25,454 11,780 131 528 — 59,887 (890)2,267 61,264 
Goodwill— 358 — — — — 358 100 — 458 
Total deposits37,395 40,170 41,995 1,193 1,409 — 122,162 (3,434)8,535 127,263 
(1)Represents adjustments associated with differences between U.S. GAAP and the Group Reporting Basis.
(2)Represents differences in financial statement presentation between U.S. GAAP and the Group Reporting Basis.