CONSOLIDATED STATEMENT OF INCOME (UNAUDITED) - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Interest income:
Loans	$ 376	$ 451
Securities	141	177
Trading securities	63	48
Short-term investments	27	16
Other	5	9
Total interest income	612	701
Interest expense:
Deposits	58	81
Short-term borrowings	5	5
Long-term debt	68	82
Other	4	2
Total interest expense	135	170
Net interest income	477	531
Provision for credit losses	11	(227)
Net interest income after provision for credit losses	466	758
Other revenues:
Trading revenue	72	41
Other securities gains, net	20	29
Gain on instruments designated at fair value and related derivatives	6	18
Gain on sale of branch disposal group, net	111	0
Other income (loss)	(43)	9
Total other revenues	486	384
Operating expenses:
Salaries and employee benefits	154	176
Support services from HSBC affiliates	418	367
Occupancy expense, net	17	30
Other expenses	97	109
Total operating expenses	686	682
Income before income tax	266	460
Income tax expense	65	121
Net income	201	339
Credit card fees, net
Other revenues:
Other revenues	15	10
Trust and investment management fees
Other revenues:
Other revenues	26	29
Other fees and commissions
Other revenues:
Other revenues	178	165
Servicing and other fees from HSBC affiliates
Other revenues:
Other revenues	$ 101	$ 83