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Income Taxes - Effective tax rates (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Dec. 31, 2019
Income tax reconciliation      
Tax expense (benefit) at the U.S. Federal statutory income tax rate $ 192 $ (206) $ 57
State and local taxes, net of Federal benefit 31 (2) 23
Non-deductible FDIC assessment fees 13 15 5
Non-deductible goodwill impairment 0 165 77
Items affecting prior periods 0 3 7
Uncertain tax positions 6 (8) 5
Low income housing and other tax credit investments (15) (14) (13)
Other (3) 5 (4)
Provision (benefit) for income taxes $ 224 $ (42) $ 157
Effective income tax reconciliation      
Tax expense (benefit) at the U.S. federal statutory income tax rate (in percent) 21.00% (21.00%) 21.00%
State and local taxes, net of federal benefit (in percent) 3.40% (0.20%) 8.50%
Non-deductible FDIC assessment fees (in percent) 1.40% 1.50% 1.90%
Non-deductible goodwill impairment (in percent) 0.00% 16.80% 28.50%
Items affecting prior periods (in percent) 0.00% 0.30% 2.60%
Uncertain tax positions (in percent) 0.70% (0.80%) 1.90%
Low income housing and other tax credit investments (in percent) (1.70%) (1.40%) (4.80%)
Other (in percent) (0.20%) 0.50% (1.50%)
Effective tax rate (in percent) 24.60% (4.30%) 58.10%