Total deposits was $145,150 million and $119,693 million at December 31, 2020 and 2019, respectively, of which $4,155 million and $7,209 million, respectively, were carried at fair value.

The following table presents the aggregate amount of time deposit accounts exceeding $250,000 at December 31, 2020 and 2019:


At December 31,	2020		2019
	(in millions)
Domestic deposits	$	14,270	$	19,645
Foreign deposits	232		545
Total	$	14,502	$	20,190

The scheduled maturities of all time deposits at December 31, 2020 are summarized in the following table:


	Domestic Deposits		Foreign Deposits		Total
	(in millions)
2021:
0-90 days	$	8,899	$	112	$	9,011
91-180 days	4,310		120		4,430
181-365 days	873		—		873
	14,082		232		14,314
2022	1,073		—		1,073
2023	605		—		605
2024	428		—		428
2025	395		—		395
Thereafter	2,629		—		2,629
	$	19,212	$	232	$	19,444

During 2020, $5.0 billion of long-term debt borrowings from HSBC North America were recharacterized as time deposits. See Note 23, "Related Party Transactions" for additional information. During 2020, we also recorded a $12 million gain on extinguishment of time deposits reflecting early client withdrawals.

Overdraft deposits, which are classified as loans, were approximately $392 million and $222 million at December 31, 2020 and 2019, respectively.

Federal Deposit Insurance Corporation ("FDIC") assessment fees, which are recorded as a component of other expenses in the consolidated statement of income (loss), totaled $71 million, $24 million and $135 million in 2020, 2019 and 2018, respectively.