XML 167 R156.htm IDEA: XBRL DOCUMENT v3.20.4
Business Segments - Summary on Reconciliation of Results Under Ifrs to Us Gaap (Detail) - USD ($)
$ in Millions
3 Months Ended 12 Months Ended
Dec. 31, 2020
Sep. 30, 2020
Jun. 30, 2020
Mar. 31, 2020
Dec. 31, 2019
Sep. 30, 2019
Jun. 30, 2019
Mar. 31, 2019
Dec. 31, 2020
Dec. 31, 2019
Dec. 31, 2018
Operating Statistics [Line Items]                      
Net Interest Income                 $ 2,026 $ 2,303 $ 2,559
Group Reporting Basis Other operating income                 1,701 1,537 1,604
Group Reporting Basis Total operating income                 3,727 3,840 4,163
Expected credit losses / provision for credit losses                 622    
Expected credit losses/provision for credit losses                   171 (199)
Group Reporting Basis Revenues                 3,105 3,669 4,362
Operating Expenses                 4,034 3,313 3,633
Group Reporting Basis Profit (Loss) Before Income Tax                 (929) 356 729
Total Assets $ 229,677       $ 214,223       229,677 214,223 203,375
Group Reporting Basis Total loans, net 59,489       66,449       59,489 66,449 67,040
Group Reporting Basis Goodwill 358       1,051       358 1,051 1,260
Group Reporting Basis Total deposits 137,037       103,589       137,037 103,589 97,371
Net interest income 584 $ 548 $ 538 $ 504 507 $ 503 $ 540 $ 562 2,174 2,112 2,252
Other operating income 328 356 464 387 542 486 436 390 1,535 [1] 1,854 [1] 1,899 [1]
Total operating income                 3,709 3,966 4,151
Provision for credit losses (30) (105) 219 726         810 195 (73)
Provision for credit losses         (3) 94 46 58 736 195 (73)
Total income                 2,899 3,771 4,224
Operating expenses 764 785 727 1,605 871 1,106 774 750 3,881 3,501 3,638
Income (loss) before income tax 178 $ 224 $ 56 $ (1,440) 181 $ (211) $ 156 $ 144 (982) 270 586
Total assets 196,434 [2]       175,375 [2]       196,434 [2] 175,375 [2] 172,448
Total loans, net 61,073       67,916       61,073 67,916 68,437
Goodwill 458       1,242       458 1,242 1,607
Total deposits 145,150       119,693       145,150 119,693 110,955
Group Reporting Basis Adjustments [Member]                      
Operating Statistics [Line Items]                      
Net Interest Income [3]                 9 13 (16)
Group Reporting Basis Other operating income [3]                 (46) 102 (9)
Group Reporting Basis Total operating income [3]                 (37) 115 (25)
Expected credit losses / provision for credit losses [3]                 188    
Expected credit losses/provision for credit losses [3]                   32 115
Group Reporting Basis Revenues [3]                 (225) 83 (140)
Operating Expenses [3]                 (172) 169 3
Group Reporting Basis Profit (Loss) Before Income Tax [3]                 (53) (86) (143)
Total Assets [3] (33,243)       (38,848)       (33,243) (38,848) (30,927)
Group Reporting Basis Total loans, net [3] (2,307)       (2,965)       (2,307) (2,965) (2,428)
Group Reporting Basis Goodwill [3] 100       191       100 191 347
Group Reporting Basis Total deposits [3] (4,253)       (4,747)       (4,253) (4,747) (2,017)
Group Reporting Basis Reclassifications [Member]                      
Operating Statistics [Line Items]                      
Net Interest Income [4]                 139 (204) (291)
Group Reporting Basis Other operating income [4]                 (120) 215 304
Group Reporting Basis Total operating income [4]                 19 11 13
Expected credit losses / provision for credit losses [4]                 0    
Expected credit losses/provision for credit losses [4]                   (8) 11
Group Reporting Basis Revenues [4]                 19 19 2
Operating Expenses [4]                 19 19 2
Group Reporting Basis Profit (Loss) Before Income Tax [4]                 0 0 0
Total Assets [4] 0       0       0 0 0
Group Reporting Basis Total loans, net [4] 3,891       4,432       3,891 4,432 3,825
Group Reporting Basis Goodwill [4] 0       0       0 0 0
Group Reporting Basis Total deposits [4] 12,366       20,851       12,366 20,851 15,601
WPB [Member] | Operating Segments [Member]                      
Operating Statistics [Line Items]                      
Net Interest Income                 837 1,018 1,132
Group Reporting Basis Other operating income                 368 330 394
Group Reporting Basis Total operating income                 1,205 1,348 1,526
Expected credit losses / provision for credit losses                 189    
Expected credit losses/provision for credit losses                   115 35
Group Reporting Basis Revenues                 1,016 1,233 1,491
Operating Expenses                 2,203 1,645 1,538
Group Reporting Basis Profit (Loss) Before Income Tax                 (1,187) (412) (47)
Total Assets 59,200       50,851       59,200 50,851 53,298
Group Reporting Basis Total loans, net 24,048       24,243       24,048 24,243 23,209
Group Reporting Basis Goodwill 0       693       0 693 902
Group Reporting Basis Total deposits 50,000       44,553       50,000 44,553 41,806
CMB [Member] | Operating Segments [Member]                      
Operating Statistics [Line Items]                      
Net Interest Income                 821 829 821
Group Reporting Basis Other operating income                 234 239 234
Group Reporting Basis Total operating income                 1,055 1,068 1,055
Expected credit losses / provision for credit losses                 293    
Expected credit losses/provision for credit losses                   55 (42)
Group Reporting Basis Revenues                 762 1,013 1,097
Operating Expenses                 587 581 595
Group Reporting Basis Profit (Loss) Before Income Tax                 175 432 502
Total Assets 36,354       34,241       36,354 34,241 34,214
Group Reporting Basis Total loans, net 23,377       24,647       23,377 24,647 24,105
Group Reporting Basis Goodwill 358       358       358 358 358
Group Reporting Basis Total deposits 42,369       29,986       42,369 29,986 23,938
GB&M [Member] | Operating Segments [Member]                      
Operating Statistics [Line Items]                      
Net Interest Income                 398 521 712
Group Reporting Basis Other operating income                 970 900 788
Group Reporting Basis Total operating income                 1,368 1,421 1,500
Expected credit losses / provision for credit losses                 140    
Expected credit losses/provision for credit losses                   1 (192)
Group Reporting Basis Revenues                 1,228 1,420 1,692
Operating Expenses                 841 849 858
Group Reporting Basis Profit (Loss) Before Income Tax                 387 571 834
Total Assets 132,363       126,710       132,363 126,710 112,911
Group Reporting Basis Total loans, net 12,064       17,559       12,064 17,559 19,726
Group Reporting Basis Goodwill 0       0       0 0 0
Group Reporting Basis Total deposits 44,668       29,050       44,668 29,050 31,627
CC [Member] | Operating Segments [Member]                      
Operating Statistics [Line Items]                      
Net Interest Income                 (30) (65) (106)
Group Reporting Basis Other operating income                 129 68 188
Group Reporting Basis Total operating income                 99 3 82
Expected credit losses / provision for credit losses                 0    
Expected credit losses/provision for credit losses                   0 0
Group Reporting Basis Revenues                 99 3 82
Operating Expenses                 403 238 642
Group Reporting Basis Profit (Loss) Before Income Tax                 (304) (235) (560)
Total Assets 1,760       2,421       1,760 2,421 2,952
Group Reporting Basis Total loans, net 0       0       0 0 0
Group Reporting Basis Goodwill 0       0       0 0 0
Group Reporting Basis Total deposits $ 0       $ 0       $ 0 $ 0 $ 0
[1] See Note 24, "Business Segments," for a reconciliation of total other revenues on a U.S. GAAP basis to other operating income for each business segment under the Group Reporting Basis.
[2] Assets
[3] Represents adjustments associated with differences between U.S. GAAP and the Group Reporting Basis. These adjustments, which are more fully described above, consist of the following:
[4]
Net
Interest
Income
Other
Revenues
Provision
for Credit
Losses
Operating
Expenses
Profit (Loss)
before Income
Tax Expense
Total
Assets
(in millions)
December 31, 2020
Deposit incentives$14 $ $ $21 $(7)$(28)
Derivatives     (33,163)
Expected credit losses(4) 200  (204)(357)
Goodwill impairment   91 (91)100 
Leases23   14 9 33 
Loan origination(24)(2) (20)(6)18 
Loans held for sale (25)(12) (13) 
Other long-lived assets impairment   (264)264 201 
Pension and other postretirement benefit costs   (15)15  
Renewable energy tax credit investments (11)  (11)2 
Securities transferred to held-to-maturity     (38)
Other (8) 1 (9)(11)
Total adjustments$9 $(46)$188 $(172)$(53)$(33,243)
December 31, 2019
Debt extinguishment$— $123 $— $— $123 $— 
Deposit incentives15 — — 32 (17)(23)
Derivatives— — — — — (38,651)
Expected credit losses(3)(1)32 — (36)(357)
Goodwill impairment— — — 156 (156)191 
Leases25 — — 17 15 
Loan origination(27)— — (19)(8)38 
Loans held for sale(1)— — (5)
Pension and other postretirement benefit costs— — — (12)12 — 
Renewable energy tax credit investments— (7)— — (7)
Securities transferred to held-to-maturity— — — — — (65)
Other(12)— (15)
Total adjustments$13 $102 $32 $169 $(86)$(38,848)
December 31, 2018
Deposit incentives$$— $— $20 $(11)$(10)
Derivatives— — — — — (30,866)
Expected credit losses(6)— 118 — (124)(386)
Goodwill— — — — — 347 
Loan origination(29)(3)— (14)(18)45 
Loans held for sale(3)— 18 45 
Pension and other postretirement benefit costs— — — (8)(44)
Renewable energy tax credit investments— (10)— — (10)
Securities transferred to held-to-maturity— — — — — (76)
Other(2)— (11)10 15 
Total adjustments$(16)$(9)$115 $$(143)$(30,927)