CONSOLIDATED STATEMENT OF CASH FLOWS - USD ($) $ in Millions	9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019
Cash flows from operating activities
Net loss	$ (1,088)	$ (20)
Adjustments to reconcile net loss to net cash used in operating activities:
Depreciation and amortization	204	98
Goodwill impairment	784	365
Provision for credit losses	840
Provision for credit losses	774	198
Net realized gains on securities available-for-sale	(111)	(76)
Net change in other assets and liabilities	(1,719)	1,677
Net change in loans held for sale:
Originations and purchases of loans held for sale	(2,401)	(2,181)
Sales and collections of loans held for sale	2,467	1,894
Net change in trading assets and liabilities	(5,020)	(7,175)
Lower of amortized cost or fair value adjustments on loans held for sale	25	(1)
Loss (gain) on instruments designated at fair value and related derivatives	(15)	45
Net cash used in operating activities	(6,034)	(5,176)
Cash flows from investing activities
Net change in federal funds sold and securities purchased under agreements to resell	(7,741)	1,905
Securities available-for-sale:
Purchases of securities available-for-sale	(20,749)	(21,323)
Proceeds from sales of securities available-for-sale	10,258	7,083
Proceeds from maturities of securities available-for-sale	7,006	5,989
Securities held-to-maturity:
Purchases of securities held-to-maturity	(515)	(683)
Proceeds from sales of securities held-to-maturity	340	0
Proceeds from maturities of securities held-to-maturity	3,193	1,974
Change in loans:
Originations, net of collections	1,216	(2,724)
Loans sold to third parties	656	589
Net cash used for acquisitions of properties and equipment	(5)	(31)
Net inflow related to the sale of certain private banking client relationships	0	1
Other, net	(198)	117
Net cash used in investing activities	(6,539)	(7,103)
Cash flows from financing activities
Net change in deposits	25,575	8,429
Debt:
Net change in short-term borrowings	1,856	4,768
Issuance of long-term debt	7,250	3,691
Repayment of long-term debt	(8,387)	(6,706)
Return of capital to parent	0	(2,400)
Other increases (decreases) in capital surplus	14	0
Dividends paid	(39)	(38)
Net cash provided by financing activities	26,269	7,744
Net change in cash and due from banks and interest bearing deposits with banks	13,696	(4,535)
Cash and due from banks and interest bearing deposits with banks at beginning of period	3,782	17,214
Cash and due from banks and interest bearing deposits with banks at end of period	$ 17,478	$ 12,679