CONSOLIDATED STATEMENT OF CASH FLOWS - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Cash flows from operating activities
Net income (loss)	$ (1,283)	$ 109
Adjustments to reconcile net income (loss) to net cash used in operating activities:
Depreciation and amortization	77	11
Goodwill impairment	784	0
Provision for credit losses	726
Provision for credit losses	512	58
Net realized gains on securities available-for-sale	(28)	(7)
Net change in other assets and liabilities	(4,613)	1,326
Net change in loans held for sale:
Originations and purchases of loans held for sale	(1,239)	(593)
Sales and collections of loans held for sale	1,184	621
Net change in trading assets and liabilities	(77)	(3,858)
Lower of amortized cost or fair value adjustments on loans held for sale	(1)	0
Loss on instruments designated at fair value and related derivatives	22	9
Net cash used in operating activities	(4,448)	(2,324)
Cash flows from investing activities
Net change in federal funds sold and securities purchased under agreements to resell	13,195	3,244
Securities available-for-sale:
Purchases of securities available-for-sale	(9,918)	(4,408)
Proceeds from sales of securities available-for-sale	4,630	2,145
Proceeds from maturities of securities available-for-sale	2,295	2,123
Securities held-to-maturity:
Purchases of securities held-to-maturity	(515)	(229)
Proceeds from maturities of securities held-to-maturity	817	509
Change in loans:
Originations, net of collections	(13,510)	(2,413)
Loans sold to third parties	299	381
Net cash provided by disposal (used for acquisitions) of properties and equipment	7	(8)
Outflow related to the sale of a portion of our Private Banking business	0	(2)
Other, net	(213)	(1)
Net cash provided by (used in) investing activities	(2,913)	1,341
Cash flows from financing activities
Net change in deposits	14,153	2,479
Debt:
Net change in short-term borrowings	13,920	5,387
Issuance of long-term debt	5,844	1,829
Repayment of long-term debt	(2,864)	(2,091)
Return of capital to parent	0	(2,400)
Other increases in capital surplus	5	0
Net cash provided by financing activities	31,058	5,204
Net change in cash and due from banks and interest bearing deposits with banks	23,697	4,221
Cash and due from banks and interest bearing deposits with banks at beginning of period	3,782	17,214
Cash and due from banks and interest bearing deposits with banks at end of period	$ 27,479	$ 21,435