CONSOLIDATED STATEMENT OF CASH FLOWS - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018	Dec. 31, 2017
Cash flows from operating activities
Net income (loss)	$ 113	$ 320	$ (179)
Adjustments to reconcile net income (loss) to net cash provided by (used in) operating activities:
Depreciation and amortization	164	(80)	(112)
Goodwill impairment	365	0	0
Provision for credit losses	195	(73)	(165)
Deferred income tax provision	109	151	303
Net realized gains on securities available-for-sale	(88)	(24)	(52)
Net change in other assets and liabilities	1,846	(1,830)	(462)
Net change in loans held for sale:
Originations and purchases of loans held for sale	(3,364)	(2,399)	(2,360)
Sales and collections of loans held for sale	3,271	2,850	2,522
Net change in trading assets and liabilities	(6,882)	(7,076)	671
Lower of amortized cost or fair value adjustments on loans held for sale	(1)	(5)	(18)
Loss (gain) on instruments designated at fair value and related derivatives	13	(19)	(43)
Net cash provided by (used in) operating activities	(4,259)	(8,185)	105
Cash flows from investing activities
Net change in federal funds sold and securities purchased under agreements to resell	(7,670)	22,450	(2,596)
Securities available-for-sale:
Purchases of securities available-for-sale	(24,829)	(10,540)	(9,229)
Proceeds from sales of securities available-for-sale	12,878	5,169	14,196
Proceeds from maturities of securities available-for-sale	9,121	4,224	1,800
Securities held-to-maturity:
Purchases of securities held-to-maturity	(1,468)	(3,007)	(3,722)
Proceeds from maturities of securities held-to-maturity	2,803	2,276	2,512
Change in loans:
Originations, net of collections	(532)	2,527	(19)
Loans sold to third parties	1,209	758	2,183
Net cash used for acquisitions of properties and equipment	(61)	(17)	(36)
Net inflows (outflows) related to the sale of a portion of our Private Banking business	1	(515)	(320)
Other, net	119	50	549
Net cash provided by (used in) investing activities	(8,429)	23,375	5,318
Cash flows from financing activities
Net change in deposits	8,287	(6,928)	(10,290)
Debt:
Net change in short-term borrowings	(535)	(469)	(449)
Issuance of long-term debt	4,686	11,923	5,158
Repayment of long-term debt	(10,705)	(14,704)	(8,948)
Return of capital to parent	(2,400)	0	0
Other increases (decreases) in capital surplus	0	6	(18)
Dividends paid	(77)	(76)	(77)
Net cash used in financing activities	(744)	(10,248)	(14,624)
Net change in cash and due from banks and interest bearing deposits with banks	(13,432)	4,942	(9,201)
Cash and due from banks and interest bearing deposits with banks at beginning of period	17,214	12,272	21,473
Cash and due from banks and interest bearing deposits with banks at end of period	$ 3,782	$ 17,214	$ 12,272